This document discusses risk management and people within an organization. It addresses how to build trust between management and employees and ensure employees' actions align with the company's values and risk tolerance. Specific points covered include rewarding employees for preventing bad decisions, clearly defining acceptable and unacceptable behaviors, and treating staff as working partners rather than just paying for their time. The overall message is that people are a major risk factor for companies and managing that risk requires transparency, trust, and aligning incentives.
Having A Code: Defining Your Business' Core ValuesGino Norris
Business values are the core principles that define and inform the direction and actions of a company and its personnel. This guide highlights how the vision you have for your business is to contain all of the basic elements of the value set that will guide your business to success. You can enjoy the included Business, Therapy and Coaching Toolkit to develop and build your success.
Qualities expected from new hires - Manu Melwin Joymanumelwin
The foremost quality HR managers look for in a candidate is his/her ability to endure an unpleasant situation. Since turnovers can be expensive for the company, HR prefers to hire a person who has high commitment levels and can stick long.
Are you ready to build a Core Value Proposition?Jack G Hardy
A new and powerful concept came forth when two established concepts were merged: Core Values and Value Proposition. The Core Value Proposition makes use of five key words to help create a powerful statement of your own core values. Then, a simple, easy to use 4-step planning process uses your core values to test and confirm a unique customer oriented business model, a solution to your business planning and development.
Learn more about this dynamic process -- the Core Value Proposition -- from its author Jack G Hardy.
Section 03 Before Building Business OrganisationAvik Munshi
Understand the pre=requisites of building an organisation along with the importance of business teams and the concept of culture in an organization. And finally understand the concept of incentives and penalties.
Having A Code: Defining Your Business' Core ValuesGino Norris
Business values are the core principles that define and inform the direction and actions of a company and its personnel. This guide highlights how the vision you have for your business is to contain all of the basic elements of the value set that will guide your business to success. You can enjoy the included Business, Therapy and Coaching Toolkit to develop and build your success.
Qualities expected from new hires - Manu Melwin Joymanumelwin
The foremost quality HR managers look for in a candidate is his/her ability to endure an unpleasant situation. Since turnovers can be expensive for the company, HR prefers to hire a person who has high commitment levels and can stick long.
Are you ready to build a Core Value Proposition?Jack G Hardy
A new and powerful concept came forth when two established concepts were merged: Core Values and Value Proposition. The Core Value Proposition makes use of five key words to help create a powerful statement of your own core values. Then, a simple, easy to use 4-step planning process uses your core values to test and confirm a unique customer oriented business model, a solution to your business planning and development.
Learn more about this dynamic process -- the Core Value Proposition -- from its author Jack G Hardy.
Section 03 Before Building Business OrganisationAvik Munshi
Understand the pre=requisites of building an organisation along with the importance of business teams and the concept of culture in an organization. And finally understand the concept of incentives and penalties.
The Art and Science of Developing CSMs That Love Their Job - CSSummit18Totango
Presented by Chris McNamara, VP of Customer Success at Glassdoor, at Customer Success Summit 2018, Track 3.
Does it really matter whether your Customer Success Managers love their jobs? In this session I explore the linkage between employee engagement and business outcomes, sharing some of my experiences cultivating engagement at Glassdoor, focusing in particular on career progression.
Know about the various forms of money in business such as inventory, overheads and capital along with the characteristics of each for better and efficient business management
The Art and Science of Developing CSMs That Love Their Job - CSSummit18Totango
Presented by Chris McNamara, VP of Customer Success at Glassdoor, at Customer Success Summit 2018, Track 3.
Does it really matter whether your Customer Success Managers love their jobs? In this session I explore the linkage between employee engagement and business outcomes, sharing some of my experiences cultivating engagement at Glassdoor, focusing in particular on career progression.
Know about the various forms of money in business such as inventory, overheads and capital along with the characteristics of each for better and efficient business management
Service support manager performance appraisallucaschaplin8
Service support manager job description, Service support manager goals & objectives, Service support manager KPIs & KRAs, Service support manager self appraisal
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
2. Agenda
1. Financial body check-up
2. Re-identification of core competence
3. Risk management: A/R
4. Risk management: Production & Inventory
5. Risk management: Cash
6. Risk management: People
7. In-depth meaning on Risk Management
3. People
• This is you and me that usually expose
the company to risky situation
• Are you using the following assumption:
– Manager’s job is to protect the company
from the abuses of the workers?!
• Why & How?
4.
5. • Am I the only one that knows the
company and its business?
• Do I welcome opposite comment?
opinion?
• Do I reward people for preventing me
from doing bad deal which I originally
thought it was good?
• How do I describe “Luck”?
• Do I continuously ask for negative
6. • There is no repeated fluke
• Goodness & badness co-exist (yin &
yang)
opposition)
• The underlying principles of running
the existing business
• The line between acceptable &
unacceptable behavior
• The value of devil advocate (loyal
7. • Belief Systems
– Systems to articulate the values and
direction that senior managers want their
employees to embrace
– Draw employees’ attention to key tenets of
to business:
• how the organization creates value
• The level of performance the organization
strives for
• And how individuals are expected to manage
both internal & external relationships
8. • Boundary Systems
– Management principle: power of negative
thinking, minimum standards
– Tell people what not to do only and let
them figure out what to do
– Of particular value when employees under
pressures to achieve superior results being
collided with stricter codes of behavior
9. Who knows your business?
• Yourself
• Your employees
• Your suppliers
• Your bankers
• Your competitors
• But not your investment consultants
• Your customers
10.
11. Trust
• Is myself trustworthy?
– To the bank and to the employees?
• Is my business trustworthy?
• Do I trust my employees?
• Do my employees trust me?
• How do I earn the trust?
• ………….
• Is my business philosophy trustworthy?
12. Some sidetrack
Trust:
• I cannot ask for it
• I can accept being trusted or give trust
happen
• When I trust, I take the risk
• It liberates and mobilizes human
agency, release creative, uninhibited,
innovative, entrepreneurial activism
toward other people
• When I trust, I expect something
13. To be trustworthy
• I need to be financially healthy
– proved by the Balance Sheet & PNL
• I need to meet the expectation of the
employees
• I need to be consistent with what I said
and intended to do
creditors, suppliers, customers &
16. 5 R – Cost saving strategy
• Remove
– Why does a particular expense need to
incur? Is there a way to totally remove this
expense?
• Replace
– If not possible to remove this expense, can
we replace the function with a cheaper
one?
17. • Reduce
– If not possible to remove it, is there a way
to reduce the spending?
– We should think about request for price
reduction from supplier or source
alternative supplier.
18. • Redesign
– If not possible to reduce, can we re-design the
process to utilize the scarce resources?
– Kaizen should be a continuous process.
process by freshman.
– The old process creator should only act as a
information provider but not member of new
Kaizen group.
– There should be a regular review of existing
19. • Redistribute
– If not possible to redesign the process, can
we have the function to share its value to
different functional area as well as the
– Maximization subject to constraint is
maxim not only in economics but also in
cost saving perspective.
Cost?
20. How to pay your staff
• Buy their time or their talent
• Treat them as staff or “working partner”
• Pay by fixed or portion in variable
YOUR STAFF ARE THE ONES DOING
THE BUSINESS & GENERATING THE
INCOMES