This document provides a summary of an individual's qualifications and experience for a financial analyst role in Dubai. The individual has over 1 year of experience in financial analysis, modelling, reporting and loan processing from their role at Australia and New Zealand Banking Group in Bangalore, India. They have a Bachelor's degree in Commerce and skills in Microsoft Office, financial analysis techniques, and customer relationship management. They are seeking a financial role preferably in the banking industry located in Dubai.

1. FINANCIAL ANALYSIS
Hardworking, detail oriented team player offering strong communication skills and customer service capabilities that
contribute to company objectives
Industry Preference: Banking & Finance
Location Preference: Dubai
_____________________________ Profile Summary__________________________
 A focused professional with more than 1 year of experience in:
Financial Analysis Financial Modelling & Analysis Data Analysis & Interpretation
Report Generation Client Relations Industry Analysis
Forecasting Due Diligence /Compliance Loan Processing
 Worked with Australia and New Zealand Banking Group, Bangalore as
Financial Analyst
 Skilled in completing revenue and expense analysis; analyzing financial data
and providing management with suggestions for improvement
 Knowledge of generating financial forecasts, mid-quarter estimates and
business plans based on analysis of industry trends; preparing analytical
interpretations as requested
 Experience of preparing loan document for Australian based client, sanctioning
& processing of loans, managing operations with key focus on top line
profitability through marketing of financial products and services
 Exposure of using financial analysis techniques, tools, and concepts for
providing insights to management on driving business results
 Pleasing youthful personality with a zest for life, knowledge and sound
understanding of technology
___________________________Work Experience____________________________
Jun’14 – Aug’15: Australia and New Zealand Banking Group, Bangalore as Financial Analyst
Role:
 Worked as Production Leader and managed a team of more than 20 Executives
 Ensured high quality service to the customers/stakeholders globally across operations
and for effective service delivery with highest customer service satisfaction
 Eliminated unplanned outages by use of production change management, compliance and quality practices
 Maintained day end reports and other process documentations
 Functioned on accurate and timely production change management and activities
Mobile: 00971556246491 (UAE)
+91 9740297163 (India)
E-mail: richie.lobo1@gmail.com
RICHARDSON JOHN
Address: Flat #109 , Plot
No. 312-585,AL SOQ
KABEER, Room No. 109,
DUBAI

2.  Participated actively as a member of the Service Control Change & Service Transition Management team in the
delivery
 Performed depth analysis of the process and upgraded with new advancement
 Prepared loan documentation for the bank and analyzed all the possible risks involved
 Managed allocation of cases of loan document and ensured same are provided to the Frontline Managers with in
the agreed time lines
 Monitored the daily volumes and delivered business goals, by collating, co-coordinated and ensured accuracy &
integrity
 Performed due diligence of prospective clients before onboarding
 Took complete ownership of customer relationship management for the assigned portfolio of accounts and
provided superior customer experience
 Developed and maintained strong working relations with all existed clients at key levels to optimize the utilization
of approved credit facilities
 Provided all banking information to clients and assisted for smooth flow of business
 Implemented process improvements and assisted the Unit Manager in the projects
 Ensured accurate and efficient process in compliance with operated procedures and delivery standards
 Worked on exposure management; clear and concise line setup with use of the guidance of company policies
Highlights:
 Received Best Performer of the Quarter Award for Oct’14 to Dec’14
 Recognized as Star Performer for the month of Feb’15
 Prepared financial impact assessments on key growth strategies including report on ASIC, which impacted in
saving a lot of dollars to the bank and assessment on process, which resulted in cutting down the time of the
process which helped in processing more number of applications
_______________________________Education______________________________
 B.Com. from St. Josephs College of Commerce, Bangalore in 2014 with GPA 4.96
 Pre University Course from St. Josephs Pre University College, Bangalore in 2011 with score of
73%
 12th St. Joseph's Pre- University College, Bangalore in 2011 with 73%
 10th St. Patrick's High School, Bangalore in 2009 75%
______________________Extracurricular Activities_________________________
 Represented Karnataka State Rugby Team in a National Level Tournament at Delhi, Orissa and Kolkata in the year
2009, 2010 and 2012
 Participated in various sports and athletic events at school and college level
____________________________ IT Skills______________________________
 MS Office (Word, Excel and PowerPoint)
 HTML, Internet Applications and MS-Office Suite
_____________________________Personal Details ___________________________
Date of Birth: 10th
July 1993
Languages Known: English, Kannada, Hindi & Konkani
Passport Details: J3008270
Visa Status: Visa until December 5th
Nationality: Indian
Marital Status: Single
No. of Dependents: 1
Driving license Details: India (KA 05 20120017285)