This document provides a resume for Bakri B. Ali, who has over 8 years of experience in the mortgage and credit industries, including positions as a loan processor, collections agent, and mortgage loan specialist. The resume lists his contact information, qualifications including analytical skills and decision making experience, computer skills, education, and offers to provide references. It details his responsibilities and accomplishments in previous roles processing, underwriting, and closing mortgage loans.

1. Bakri B. Ali
(612)227-2936
Email: bakkorr2009@yahoo.com
Summary: 8+ years of experience on Mortgage Service/Credit Industry with loan reviewing,
analysis, decision making and post-closing experiences. Strong experienced in analytical and
decision-making skills, Professional experienced on FHNMA, Conventional, FHA, VA, HELOC,
Sub-prime Loans competitive and flexible skills. Driven by a strong sense, hard work ethic &
capable to work in very diverse and difficult situations.
Decision-Making & Communication: Analyzed credit and property risk in millions
worth of mortgage loan transactions. Approved or rejected claim applications depending on
risk determination, following Federal and State law.
Business Service Transaction: Directed all conventional mortgage loan applications
originated at various location throughout the nation. Work with branch personnel to deliver
loan packages.
Experience:
Loan Processor & Closer
Sep 14 – Jun 15
Wells Fargo Home Mortgage, Minneapolis, MN
• Review final documents for accuracy
• Recommends that loan not meeting standards be denied.
• Calls or writes credit bureau and employer to verify accuracy of information.
• Calls specified companies to obtain property abstract, survey, and appraisal..
• Place outbound calls to title companies requesting aged documents
• Submits approved mortgage loan file for settlement,.
• Responsible for examining title reports and lien searches to ensure there are no liens
or mortgages of record which will need to be released or satisfied prior to closing.
• Interact daily with title companies to correct title reports and obtain all required
documents to clear the loan and schedule the closing.
• Records data on status of loans, including number of new applications and loans
approved, canceled or denied
• Reviews residential loan application file to verify that application data
• Review HUD-1´s and provide funding approval.
Forwarding Agent
Aug 11 – Aug 14
US Express Logistic Services, Jeddah, Saudi Arabia
• Review customer orders to determine items to be stocked and
shipped documents for accuracy.
• Assist in managing shipment and custom activities for import services.

2. • Co-ordinate with overseas vendors to manage import activities in order to meet
service level expectations. Develop and implement supply chain strategy for
international business expansions
Collections
Dec 10 – Jul 11
Wells Fargo Home Mortgage, Minneapolis, MN
• Indulgent with the State and Federal regulations governing collection practices.
• Well-known of how to construe and document information from various sources within
the company's computer systems
• Utilizes auto-dial system to instigate customer contact and conclude reason for
delinquency; assess customers' financial situations and negotiates terms of repayment
to bring account current
• uses auto-dial system to initiate customer contact and determine reason for
delinquency
Mortgage Loan Specialist
Aug 06- Sep 10
GMAC-RFC, Richfield, MN
• Provide business solution to customers targeting and focusing on issues pertaining to
the loan package and various intermediate processes.
• Acts as an escalation point in assisting less experienced specialists for more complex
issues or transactions, providing training and guidelines as needed.
• Perform miscellaneous tasks as assigned and/or required with more complex loans.
• Review legal and credit files in IMS-R, CAFE 2.2, and Mortgage Flex & in mainframe
system GNMA, FNMA, FHLMC and GMAC-RFC guidelines.
• Reviews loan documentation to ensure accuracy and completeness.
• Using established guidelines and procedures, analyzers risk, ensuring credit decision
consistent with corporate guidelines/programs.
• Takes steps to ensure product meets specific corporate guidelines and pricing.
• Review legal and servicing documents to ensure proper execution and communicate
missing documents/variables to internal/external clients.
• Followed Fannie Mae/Freddie Mac Guideline.
Computer Skills:
• Operating Systems: Windows 7, XP, 2000, 98, 95
• Database Systems: MS Access 97 & 2000, 2005,2010
• Applications Software: MS office
• Mortgage Tools: Black knight, MSP, ICMP, GEM, Etc.
Education:
Dunwoody College of Technology Minneapolis, MN August, 28, 2008
Associate of Applied Science Degree
Dunwoody College of Technology Minneapolis, MN June, 06, 2015
Bachelor of Applied Management

3. Reference: Available upon request.