The document compares mutual funds and portfolio management services. Some key differences are:
- Mutual funds follow a common investment policy for all investors, while portfolio management allows for customized strategies based on individual risk profiles.
- Minimum investments are lower for mutual funds but higher for portfolio management services.
- Transaction volumes are larger for mutual funds and can affect prices, while individual portfolio transaction volumes are smaller.
- Market prices of mutual fund units may trade below asset value, while portfolio investment values equal underlying asset values.
- Mutual funds benefit from some tax exemptions, while portfolio management services provide customized solutions for active investors.
This document provides an overview of security analysis and capital markets. It discusses key concepts like stock exchanges, new issue markets, equity, debentures, and the roles of SEBI and different types of investors. The document outlines the aims of security analysis as providing regular income, capital appreciation, safety of capital, liquidity, and a hedge against inflation. It also mentions the main approaches to security analysis are fundamental analysis, technical analysis, and the fair game model.
This document contains lecture slides from a finance course. It discusses various topics related to investments including the investment environment, securities analysis, derivatives, mutual funds and other investment alternatives. It also provides an overview of the securities market and different types of markets. The key points are:
1) The syllabus covers topics like investment environment, securities analysis, derivatives, mutual funds and other investment concepts.
2) It introduces the securities market and its different segments like the equity, debt, derivatives and money markets.
3) The slides explain concepts like primary and secondary markets, stock exchanges, and their role in facilitating trading and bringing liquidity to securities.
Foreign direct investment (FDI) occurs when a firm invests directly in facilities to produce or market a product in a foreign country. This report discusses Bangladesh's FDI both inbound and outbound. It outlines reasons for investing abroad such as seeking returns and overcoming export limitations. Bangladesh needs to invest overseas to become a middle-income country by 2021 and manage foreign exchange reserve volatility. While some Bangladeshi companies have invested abroad, the government needs a specific policy framework to encourage more outbound FDI. The report also discusses investment opportunities for Bangladeshi companies in regions like Northeast India and Africa.
Portfolio management services (PMS) allow professional managers to invest and manage clients' money across stocks, bonds, and other assets. There are discretionary and non-discretionary PMS, and fees are typically fixed, profit-sharing, or hybrid. PMS offer advantages like a wider range of investable securities and more personalized solutions compared to mutual funds, but provide less portfolio disclosure. Major PMS providers in India include Prudential ICICI and Reliance Portfolio Management. The roles of PMS managers include designing customized solutions, keeping updated on markets, and communicating regularly with clients.
Investments are a great way to allow your money to earn for you. However, to yield the best results, you cannot remain completely uninvolved. These can only be achieved with constant monitoring and fine-tuning of investments. For those who have extensive financial investments, the proper management of these investments could mean the difference between success and failure in the markets. While mutual funds are considered safer than traditional investments owing to their diversity, it’s very important to constantly monitor them with the help. In fact, there are professional financial planners for this purpose. This article will explain the benefits of calculating the NAV of your mutual fund investments with a financial planner.
This document provides an overview of key concepts in investment management including bond valuation, types of bonds, bond pricing, risks associated with bonds, duration and immunization strategies, mutual funds, types of mutual fund schemes, calculating net asset value, derivatives including futures and options. It defines important terms related to bonds such as par value, coupon rate, maturity date and bond types. It also explains bond pricing methods such as current yield, yield to maturity and holding period return.
This document defines and discusses various aspects of investment. It begins by defining investment as committing funds with the goal of earning additional income or appreciation in value over time. It then discusses different types of investments like lending, purchasing gold or insurance.
The document notes that return is expected in the future from investments but is uncertain, and that the variation between expected and realized returns is considered risk. It outlines numerous current investment avenues and defines investment from financial and economic perspectives.
Key characteristics of investments discussed include expected returns, risk, safety, liquidity, and tax benefits. Objectives of investors are described as maximizing returns while minimizing risk and hedging against inflation. The differences between investment, speculation, and gambling are
The document compares mutual funds and portfolio management services. Some key differences are:
- Mutual funds follow a common investment policy for all investors, while portfolio management allows for customized strategies based on individual risk profiles.
- Minimum investments are lower for mutual funds but higher for portfolio management services.
- Transaction volumes are larger for mutual funds and can affect prices, while individual portfolio transaction volumes are smaller.
- Market prices of mutual fund units may trade below asset value, while portfolio investment values equal underlying asset values.
- Mutual funds benefit from some tax exemptions, while portfolio management services provide customized solutions for active investors.
This document provides an overview of security analysis and capital markets. It discusses key concepts like stock exchanges, new issue markets, equity, debentures, and the roles of SEBI and different types of investors. The document outlines the aims of security analysis as providing regular income, capital appreciation, safety of capital, liquidity, and a hedge against inflation. It also mentions the main approaches to security analysis are fundamental analysis, technical analysis, and the fair game model.
This document contains lecture slides from a finance course. It discusses various topics related to investments including the investment environment, securities analysis, derivatives, mutual funds and other investment alternatives. It also provides an overview of the securities market and different types of markets. The key points are:
1) The syllabus covers topics like investment environment, securities analysis, derivatives, mutual funds and other investment concepts.
2) It introduces the securities market and its different segments like the equity, debt, derivatives and money markets.
3) The slides explain concepts like primary and secondary markets, stock exchanges, and their role in facilitating trading and bringing liquidity to securities.
Foreign direct investment (FDI) occurs when a firm invests directly in facilities to produce or market a product in a foreign country. This report discusses Bangladesh's FDI both inbound and outbound. It outlines reasons for investing abroad such as seeking returns and overcoming export limitations. Bangladesh needs to invest overseas to become a middle-income country by 2021 and manage foreign exchange reserve volatility. While some Bangladeshi companies have invested abroad, the government needs a specific policy framework to encourage more outbound FDI. The report also discusses investment opportunities for Bangladeshi companies in regions like Northeast India and Africa.
Portfolio management services (PMS) allow professional managers to invest and manage clients' money across stocks, bonds, and other assets. There are discretionary and non-discretionary PMS, and fees are typically fixed, profit-sharing, or hybrid. PMS offer advantages like a wider range of investable securities and more personalized solutions compared to mutual funds, but provide less portfolio disclosure. Major PMS providers in India include Prudential ICICI and Reliance Portfolio Management. The roles of PMS managers include designing customized solutions, keeping updated on markets, and communicating regularly with clients.
Investments are a great way to allow your money to earn for you. However, to yield the best results, you cannot remain completely uninvolved. These can only be achieved with constant monitoring and fine-tuning of investments. For those who have extensive financial investments, the proper management of these investments could mean the difference between success and failure in the markets. While mutual funds are considered safer than traditional investments owing to their diversity, it’s very important to constantly monitor them with the help. In fact, there are professional financial planners for this purpose. This article will explain the benefits of calculating the NAV of your mutual fund investments with a financial planner.
This document provides an overview of key concepts in investment management including bond valuation, types of bonds, bond pricing, risks associated with bonds, duration and immunization strategies, mutual funds, types of mutual fund schemes, calculating net asset value, derivatives including futures and options. It defines important terms related to bonds such as par value, coupon rate, maturity date and bond types. It also explains bond pricing methods such as current yield, yield to maturity and holding period return.
This document defines and discusses various aspects of investment. It begins by defining investment as committing funds with the goal of earning additional income or appreciation in value over time. It then discusses different types of investments like lending, purchasing gold or insurance.
The document notes that return is expected in the future from investments but is uncertain, and that the variation between expected and realized returns is considered risk. It outlines numerous current investment avenues and defines investment from financial and economic perspectives.
Key characteristics of investments discussed include expected returns, risk, safety, liquidity, and tax benefits. Objectives of investors are described as maximizing returns while minimizing risk and hedging against inflation. The differences between investment, speculation, and gambling are
The document discusses security analysis and portfolio management. It defines key terms like securities, security analysis, portfolio, and portfolio management. Security analysis involves analyzing the economy, industry, and company to project future earnings and dividends. A portfolio is a combination of different securities with varying risk-return profiles. Portfolio management includes tasks like portfolio construction, evaluation, and monitoring performance. The document provides an overview of these fundamental concepts in finance.
This document provides an overview of how to analyze an equity mutual fund fact sheet. It discusses the key components of a fact sheet including the manager's review and outlook, fund details, performance metrics, portfolio allocation, risk statistics, and more. It also explains how to interpret various data points like NAV, AUM, expense ratio, portfolio turnover, volatility measures like standard deviation and beta, and the Sharpe ratio for evaluating fund performance and risk. The document aims to equip investors with the tools to properly analyze a fund's fact sheet and make informed investment decisions.
A mutual fund is a pool of money collected from many investors to invest in securities like stocks, bonds, money market instruments, and other assets. The returns on these investments are shared by the investors proportionally. Mutual funds offer advantages like diversification, professional management, reduction in costs and risks. They come in various types based on structure, investment objective, and risk profile.
- This document provides information about mutual funds in India, including key events and phases in their history, regulations, and common terms.
- It discusses how mutual funds in India began with the formation of the Unit Trust of India in 1963 and identifies 1996-present as the fourth phase of growth.
- Various topics are covered such as the roles of SEBI, AMFI, sponsors, trustees, different types of mutual funds and their characteristics.
Investment management refers to handling financial assets by buying and selling them to achieve investment objectives over short or long term time horizons. It involves devising investment strategies, managing investment portfolios, and providing additional services like banking, budgeting, and taxes. The main goals of investment are safety of principal, income generation, growth, and maintaining liquidity. Common types of investments include stocks, bonds, and cash equivalents. The investment process involves assessing one's financial situation, setting objectives, allocating assets, selecting strategies, and ongoing monitoring.
The document provides an overview of investment management concepts including the meaning of investment, objectives of investment, and financial markets. It defines investment as committing funds with the expectation of a positive return in the future. The objectives of investment are outlined as maximizing return, minimizing risk, and hedging against inflation. Different types of financial markets are also introduced such as the primary market, stock exchanges, and their functions in facilitating investment activities.
Investment management is a generic term that most commonly refers to the buying and selling of investments within a portfolio. Investment management can also include banking and budgeting duties, as well as taxes. The term most often refers to portfolio management and the trading of securities to achieve a specific investment objective.
Investment management – also referred to as money management, portfolio management or private banking – covers the professional management of different securities and assets, such as bonds, shares, real estate and other securities. Proper investment management aims to meet particular investment goals for the benefit of the investors. These investors may be individual investors – referred to as private investors – who have built investment contracts with fund managers, or institutional investors who may be pension fund corporations, governments, educational establishments or insurance companies.
Investment management services provide asset allocation, financial statement analysis, stock selection, monitoring of existing investments and plan implementation.
Mutual funds allow investors to pool their money into investment companies that manage the funds and invest in a portfolio of securities. There are two main types of investment companies - closed end funds and open end mutual funds. Closed end funds issue a fixed number of shares which trade on secondary markets, while open end mutual funds continuously issue and redeem shares based on their net asset value which is calculated daily. Both provide investors advantages like professional management, diversification of investments, and lower transaction costs compared to investing directly in securities.
This document discusses managing working capital, including cash, inventory, and accounts receivable. It provides information on key concepts like the cash conversion cycle and cash budget. For the company SKI, it analyzes their cash budget, inventory levels, and accounts receivable collection period, finding that SKI is holding excess cash and inventory and has a longer than average collection period, indicating opportunities to improve working capital management and increase profits.
Investment management involves allocating monetary resources to assets expected to yield a positive return over time. Key factors that influence investment include longer lifespans, taxes, inflation, and income needs. Investments aim to balance safety, liquidity, income stability, and maintaining purchasing power. Speculation involves higher risk funds for potential capital gains over short periods. Common investment forms include bank deposits, government securities, mutual funds, insurance, real estate, and stocks. Listing securities on a stock exchange provides marketability, liquidity, and protects investors. Stock brokers facilitate trading on exchanges by executing orders on behalf of clients.
This presentation is on RBI Primary Dealers. It covers history, eligibility, Roles and Obligations; Facilities offered by RBI and Regulatory returns to submitted by PD to RBI. It also covers in detail Underwriting process, MUC (Minimum Underwriting Commission) & ACU (Additional Competitive Underwriting). It also touches few key concepts like Short sale and When Issued.
www.abhijeetdeshmukh.com
The document discusses investment management and provides details on various topics related to investment. It defines investment as sacrificing present value for uncertain future reward. It also discusses the investment environment including securities, markets, and financial intermediaries. It outlines various investment alternatives such as money market instruments, capital market instruments, derivative securities, real assets, and other options. It also discusses the investment process, factors affecting investment alternatives, and career opportunities in the investment field such as security analyst, portfolio manager, and investment banker.
An investment company pools funds from investors to purchase a portfolio of securities. There are three main types of investment companies: unit investment trusts, which hold fixed-income securities; closed-end funds, which have a fixed number of shares that trade on exchanges; and open-end funds (mutual funds) whose shares can be purchased or redeemed daily based on the fund's net asset value. A fund's net asset value is calculated by dividing the total value of its portfolio holdings by the number of shares outstanding.
The document provides an overview of the investment process. It discusses what investment is, why one should invest, when to start investing, what care to take while investing, various types of investments, the investment cycle, client profiling, objective and risk analysis, economic and market analysis, and asset allocation and investment selection and implementation. The key steps in the investment process include understanding investment and risk tolerance, setting goals, diversifying assets, regularly monitoring performance, and rebalancing as needed.
This module discusses investment planning. It begins by explaining the importance of investment planning in the overall financial planning process. It then covers types of investment products and their associated risks and returns. The module discusses how to evaluate investment choices based on a client's goals and needs. It also explains how to create, monitor, and rebalance client portfolios over time. The module teaches how to recommend an appropriate investment portfolio for a client. It emphasizes that higher potential returns generally come with higher risks. Throughout, the module focuses on balancing risks and returns for clients based on their individual risk tolerance and time horizons.
The document discusses how net asset value (NAV) of a mutual fund is determined. It states that NAV is calculated by dividing the total market value of all the securities in the mutual fund's portfolio by the total number of outstanding units. It also notes that short-term mispricing of the underlying securities can result in over- or undervaluation of the mutual fund's NAV, in direct proportion to the mispricing of the securities owned by the fund. The document emphasizes that the price of mutual fund shares is not determined by the forces of supply and demand, but solely by the value of the underlying securities in the fund's portfolio.
1. The document provides an introduction to investments, discussing key concepts like primary and secondary markets, securities, and the objectives and process of investment.
2. It defines investment as the commitment of money or resources with the goal of earning future benefits. Individuals invest by saving money instead of spending it currently to gain larger consumption later.
3. The main objectives of investment are increasing returns, reducing risk, and providing liquidity, protection against inflation, and safety of capital. The investment process involves formulating a policy, analyzing opportunities, valuing assets, constructing a diversified portfolio, and regularly evaluating performance.
This document discusses investment management. It defines investment as committing funds with an expectation of positive return. The two main forms of investment are real investments in assets like land and machinery, and financial investments in contracts. Investment management aims to meet clients' investment goals through activities like asset allocation, portfolio strategy, and monitoring holdings. It also coordinates investments with other financial planning. Risk and return are important considerations in investment decisions, as there is generally a tradeoff between higher risk and higher potential returns.
This document provides an overview of key concepts related to investment including what investment is, the needs it fulfills, inflation and how it impacts returns, different asset classes and their typical returns, golden rules of investing, steps to take when investing, interest rates and factors that influence them, short-term and long-term financial investment options like savings accounts, fixed deposits, mutual funds, shares, bonds, derivatives and more. The document aims to educate readers on fundamental investment principles.
This document introduces investment management concepts. It defines investment as applying current resources to future benefit. Key objectives are maximizing returns while minimizing risk. Factors like return, risk, liquidity influence decisions. The investment process involves determining objectives, analyzing securities, constructing portfolios, and evaluating performance. Common investment avenues include stocks, bonds, mutual funds, insurance policies, real estate, and derivatives. Risk is categorized as systematic like market risk or unsystematic like business risk. Diversification helps minimize risk and optimize portfolios.
This document discusses valuation principles and the valuation of corporations and stocks. It provides the following key points:
1. The primary goal of corporations is shareholder wealth maximization, which translates to maximizing stock price. Firms should behave ethically and have responsibilities to society.
2. Common stock represents ownership, with owners electing directors who hire management to maximize stock price.
3. Valuing a corporation involves discounting projected free cash flows at the weighted average cost of capital (WACC) to determine the value of operations, plus the value of non-operating assets.
4. Valuing stock involves discounting projected dividends at the cost of equity. The corporate value is divided among deb
The document outlines the expectations and value adds of internal audit from various stakeholders' perspectives. It discusses how internal audit can add business value by assessing risks and controls, ensuring compliance, improving efficiency, and facilitating processes. It also emphasizes focusing on preventative audits, eliminating excess controls, strengthening expertise in high-risk areas, and building relationships with stakeholders.
The document discusses security analysis and portfolio management. It defines key terms like securities, security analysis, portfolio, and portfolio management. Security analysis involves analyzing the economy, industry, and company to project future earnings and dividends. A portfolio is a combination of different securities with varying risk-return profiles. Portfolio management includes tasks like portfolio construction, evaluation, and monitoring performance. The document provides an overview of these fundamental concepts in finance.
This document provides an overview of how to analyze an equity mutual fund fact sheet. It discusses the key components of a fact sheet including the manager's review and outlook, fund details, performance metrics, portfolio allocation, risk statistics, and more. It also explains how to interpret various data points like NAV, AUM, expense ratio, portfolio turnover, volatility measures like standard deviation and beta, and the Sharpe ratio for evaluating fund performance and risk. The document aims to equip investors with the tools to properly analyze a fund's fact sheet and make informed investment decisions.
A mutual fund is a pool of money collected from many investors to invest in securities like stocks, bonds, money market instruments, and other assets. The returns on these investments are shared by the investors proportionally. Mutual funds offer advantages like diversification, professional management, reduction in costs and risks. They come in various types based on structure, investment objective, and risk profile.
- This document provides information about mutual funds in India, including key events and phases in their history, regulations, and common terms.
- It discusses how mutual funds in India began with the formation of the Unit Trust of India in 1963 and identifies 1996-present as the fourth phase of growth.
- Various topics are covered such as the roles of SEBI, AMFI, sponsors, trustees, different types of mutual funds and their characteristics.
Investment management refers to handling financial assets by buying and selling them to achieve investment objectives over short or long term time horizons. It involves devising investment strategies, managing investment portfolios, and providing additional services like banking, budgeting, and taxes. The main goals of investment are safety of principal, income generation, growth, and maintaining liquidity. Common types of investments include stocks, bonds, and cash equivalents. The investment process involves assessing one's financial situation, setting objectives, allocating assets, selecting strategies, and ongoing monitoring.
The document provides an overview of investment management concepts including the meaning of investment, objectives of investment, and financial markets. It defines investment as committing funds with the expectation of a positive return in the future. The objectives of investment are outlined as maximizing return, minimizing risk, and hedging against inflation. Different types of financial markets are also introduced such as the primary market, stock exchanges, and their functions in facilitating investment activities.
Investment management is a generic term that most commonly refers to the buying and selling of investments within a portfolio. Investment management can also include banking and budgeting duties, as well as taxes. The term most often refers to portfolio management and the trading of securities to achieve a specific investment objective.
Investment management – also referred to as money management, portfolio management or private banking – covers the professional management of different securities and assets, such as bonds, shares, real estate and other securities. Proper investment management aims to meet particular investment goals for the benefit of the investors. These investors may be individual investors – referred to as private investors – who have built investment contracts with fund managers, or institutional investors who may be pension fund corporations, governments, educational establishments or insurance companies.
Investment management services provide asset allocation, financial statement analysis, stock selection, monitoring of existing investments and plan implementation.
Mutual funds allow investors to pool their money into investment companies that manage the funds and invest in a portfolio of securities. There are two main types of investment companies - closed end funds and open end mutual funds. Closed end funds issue a fixed number of shares which trade on secondary markets, while open end mutual funds continuously issue and redeem shares based on their net asset value which is calculated daily. Both provide investors advantages like professional management, diversification of investments, and lower transaction costs compared to investing directly in securities.
This document discusses managing working capital, including cash, inventory, and accounts receivable. It provides information on key concepts like the cash conversion cycle and cash budget. For the company SKI, it analyzes their cash budget, inventory levels, and accounts receivable collection period, finding that SKI is holding excess cash and inventory and has a longer than average collection period, indicating opportunities to improve working capital management and increase profits.
Investment management involves allocating monetary resources to assets expected to yield a positive return over time. Key factors that influence investment include longer lifespans, taxes, inflation, and income needs. Investments aim to balance safety, liquidity, income stability, and maintaining purchasing power. Speculation involves higher risk funds for potential capital gains over short periods. Common investment forms include bank deposits, government securities, mutual funds, insurance, real estate, and stocks. Listing securities on a stock exchange provides marketability, liquidity, and protects investors. Stock brokers facilitate trading on exchanges by executing orders on behalf of clients.
This presentation is on RBI Primary Dealers. It covers history, eligibility, Roles and Obligations; Facilities offered by RBI and Regulatory returns to submitted by PD to RBI. It also covers in detail Underwriting process, MUC (Minimum Underwriting Commission) & ACU (Additional Competitive Underwriting). It also touches few key concepts like Short sale and When Issued.
www.abhijeetdeshmukh.com
The document discusses investment management and provides details on various topics related to investment. It defines investment as sacrificing present value for uncertain future reward. It also discusses the investment environment including securities, markets, and financial intermediaries. It outlines various investment alternatives such as money market instruments, capital market instruments, derivative securities, real assets, and other options. It also discusses the investment process, factors affecting investment alternatives, and career opportunities in the investment field such as security analyst, portfolio manager, and investment banker.
An investment company pools funds from investors to purchase a portfolio of securities. There are three main types of investment companies: unit investment trusts, which hold fixed-income securities; closed-end funds, which have a fixed number of shares that trade on exchanges; and open-end funds (mutual funds) whose shares can be purchased or redeemed daily based on the fund's net asset value. A fund's net asset value is calculated by dividing the total value of its portfolio holdings by the number of shares outstanding.
The document provides an overview of the investment process. It discusses what investment is, why one should invest, when to start investing, what care to take while investing, various types of investments, the investment cycle, client profiling, objective and risk analysis, economic and market analysis, and asset allocation and investment selection and implementation. The key steps in the investment process include understanding investment and risk tolerance, setting goals, diversifying assets, regularly monitoring performance, and rebalancing as needed.
This module discusses investment planning. It begins by explaining the importance of investment planning in the overall financial planning process. It then covers types of investment products and their associated risks and returns. The module discusses how to evaluate investment choices based on a client's goals and needs. It also explains how to create, monitor, and rebalance client portfolios over time. The module teaches how to recommend an appropriate investment portfolio for a client. It emphasizes that higher potential returns generally come with higher risks. Throughout, the module focuses on balancing risks and returns for clients based on their individual risk tolerance and time horizons.
The document discusses how net asset value (NAV) of a mutual fund is determined. It states that NAV is calculated by dividing the total market value of all the securities in the mutual fund's portfolio by the total number of outstanding units. It also notes that short-term mispricing of the underlying securities can result in over- or undervaluation of the mutual fund's NAV, in direct proportion to the mispricing of the securities owned by the fund. The document emphasizes that the price of mutual fund shares is not determined by the forces of supply and demand, but solely by the value of the underlying securities in the fund's portfolio.
1. The document provides an introduction to investments, discussing key concepts like primary and secondary markets, securities, and the objectives and process of investment.
2. It defines investment as the commitment of money or resources with the goal of earning future benefits. Individuals invest by saving money instead of spending it currently to gain larger consumption later.
3. The main objectives of investment are increasing returns, reducing risk, and providing liquidity, protection against inflation, and safety of capital. The investment process involves formulating a policy, analyzing opportunities, valuing assets, constructing a diversified portfolio, and regularly evaluating performance.
This document discusses investment management. It defines investment as committing funds with an expectation of positive return. The two main forms of investment are real investments in assets like land and machinery, and financial investments in contracts. Investment management aims to meet clients' investment goals through activities like asset allocation, portfolio strategy, and monitoring holdings. It also coordinates investments with other financial planning. Risk and return are important considerations in investment decisions, as there is generally a tradeoff between higher risk and higher potential returns.
This document provides an overview of key concepts related to investment including what investment is, the needs it fulfills, inflation and how it impacts returns, different asset classes and their typical returns, golden rules of investing, steps to take when investing, interest rates and factors that influence them, short-term and long-term financial investment options like savings accounts, fixed deposits, mutual funds, shares, bonds, derivatives and more. The document aims to educate readers on fundamental investment principles.
This document introduces investment management concepts. It defines investment as applying current resources to future benefit. Key objectives are maximizing returns while minimizing risk. Factors like return, risk, liquidity influence decisions. The investment process involves determining objectives, analyzing securities, constructing portfolios, and evaluating performance. Common investment avenues include stocks, bonds, mutual funds, insurance policies, real estate, and derivatives. Risk is categorized as systematic like market risk or unsystematic like business risk. Diversification helps minimize risk and optimize portfolios.
This document discusses valuation principles and the valuation of corporations and stocks. It provides the following key points:
1. The primary goal of corporations is shareholder wealth maximization, which translates to maximizing stock price. Firms should behave ethically and have responsibilities to society.
2. Common stock represents ownership, with owners electing directors who hire management to maximize stock price.
3. Valuing a corporation involves discounting projected free cash flows at the weighted average cost of capital (WACC) to determine the value of operations, plus the value of non-operating assets.
4. Valuing stock involves discounting projected dividends at the cost of equity. The corporate value is divided among deb
The document outlines the expectations and value adds of internal audit from various stakeholders' perspectives. It discusses how internal audit can add business value by assessing risks and controls, ensuring compliance, improving efficiency, and facilitating processes. It also emphasizes focusing on preventative audits, eliminating excess controls, strengthening expertise in high-risk areas, and building relationships with stakeholders.
The document discusses the concept of corporate social responsibility (CSR). It defines CSR as a self-regulated business practice that benefits society and the environment. CSR aims to increase long-term profits through positive public relations, maintain high ethical standards to reduce risk, and manage shareholder trust. In India, large companies like TATA and Birla have CSR programs guided by the Companies Act of 2013. CSR can benefit businesses through improved reputation, recruitment and retention, and risk management. However, CSR faces some criticisms around motives and effectiveness.
This document provides an overview of Riskpro India, an audit and risk management firm. It summarizes Riskpro's services and audit methodology. The key points are:
- Riskpro provides services in enterprise risk management, corporate governance, regulatory compliance, and training. It has offices across India.
- Riskpro's audit methodology is risk-based and focuses on organizational objectives and risks. It aims to provide constructive advice and identify improvement opportunities.
- The audit process involves understanding the business, assessing risks, fieldwork, dealing with critical issues, and reporting. It takes a top-down, enterprise risk approach.
This PPT describes What is Global warming? Impacts of Global Warming, Indicators of Global Warming, Countries under threat, Industries causing Global warming, What is Corporate Social Responsibility-CSR? Impacts of CSR, Companies who took initiative towards minimizing Global warming.
This document analyzes the impacts of sustainability report content and standardization on firm reputation. It finds that:
1) Firms that report more sustainability activities are seen as more reputable, though reputation and legitimacy are not yet fully institutionalized.
2) Firms conforming to standards like the Global Reporting Initiative guidelines can improve their rankings on third-party sustainability indexes.
3) The amount of environmental information disclosed in reports is positively correlated with firm reputation, but most companies only discuss basic pollution prevention practices rather than more advanced strategies.
This document discusses regulations that impact a company's records information management system (RIM). It identifies numerous federal and state laws that must be considered, including financial regulations, employment laws, and more. It provides guidance on identifying enterprise-wide business records, product or service specific records, and how records are stored. Finally, it lists many specific banking and financial regulations from agencies like the Federal Reserve, Consumer Financial Protection Bureau, Federal Deposit Insurance Corporation, and Treasury Department that must be followed.
This document provides an overview of mortgages and the mortgage market. It begins with definitions of mortgages as long-term loans secured by real estate. It then discusses characteristics of residential mortgages like interest rates, loan terms, and amortization. The document outlines different types of mortgage loans and institutions involved in mortgage lending. It also describes the secondary mortgage market and process of securitizing mortgages into mortgage-backed securities.
This document provides an overview of the money market in India. It defines the money market as a market for short-term financial assets that act as close substitutes for money. The money market consists of various sub-markets including the call money market, commercial bill market, acceptance market, and treasury bill market. These sub-markets facilitate short-term lending and borrowing of up to one year. The document also outlines the key features and constituents of the money market as well as the role of the Reserve Bank of India in regulating this market.
The significance of corporate governance in a globalizedScott Odigie
This document outlines Scott Odigie's presentation on the significance of corporate governance in a globalized economy. It defines corporate governance and discusses it as an integral part of success. The presentation covers principles of corporate governance like rights of shareholders, roles of the board, and transparency. It argues that corporate governance is crucial for national development, foreign investment, and company performance globally. In conclusion, corporate governance is presented as an indispensable part of human existence and business.
This document discusses common problems faced by investors and methods for redressal. It outlines objectives of investment like returns and risks. Common complaints by investors are listed against companies, brokers, and depository participants regarding issues like delayed transfers, non-payment of dividends, and high fees. Redressal methods are provided, including a new section in the Companies Act to protect small investors and punish non-compliance. The SEBI has also introduced a guide for investors. Problems can be reported to relevant authorities like SEBI, registrars, or stock exchanges depending on the issue and type of security. In conclusion, investor problems regarding shares can be resolved through different redressal cells.
The document discusses financial markets in India, including their relative size and growth over time. It provides data on the size and trading volumes of different market segments like equity, debt, currency and derivatives markets. It analyzes the role of these markets in India's economic growth and internationalization. It also discusses reforms needed to improve market liquidity, efficiency and participation, such as reducing restrictions, harmonizing regulations, and developing missing markets. The goal is for financial markets to more effectively mobilize savings and allocate resources towards productive investments and innovation.
The document outlines the chapters of the SEBI Act of 1992, which establishes the Securities and Exchange Board of India (SEBI) and grants it powers and functions to regulate the securities market and protect investors. The chapters cover preliminary aspects, the establishment of SEBI, the transfer of assets/liabilities to SEBI, SEBI's powers and functions, registration requirements, prohibitions on market manipulation and insider trading, finance and auditing, penalties and adjudication procedures, the appellate tribunal, and miscellaneous provisions.
This study analyzes the corporate governance practices of Aditya Birla Chemicals (India) Limited over a 5-year period from 2005-2010. The objectives are to analyze compliance with SEBI's Clause 49 listing agreement requirements and offer suggestions. The study finds that the company complies with Clause 49 requirements regarding board composition, audit and shareholder committees. It recommends improvements like developing a formal code of conduct, educating investors, strengthening internal auditing, and enhancing stakeholder value. In conclusion, corporate governance should be a way of life that considers all stakeholder interests.
The Securities and Exchange Board of India (SEBI) is the regulator for the securities market in India. It was established in the year 1988 and given statutory powers on 12 April 1992 through the SEBI Act, 1992.
This document provides an overview of Malaysia's banking and financial system. It discusses the various types of banking institutions like commercial banks, Islamic banks, finance companies, and merchant banks that are regulated by Bank Negara Malaysia. It also outlines the roles of non-bank financial intermediaries such as insurance companies, provident funds, savings institutions and capital market institutions. Finally, it provides brief descriptions of the functions of these different financial entities in Malaysia.
Corporate disclosure refers to information that public companies and corporate insiders are legally required to disclose to the public. This includes annual reports, insider transaction reports, and prospectuses. Various industries and professionals can benefit from reviewing corporate disclosure filings, including those in marketing, sales, investor relations, finance, legal, and client services. The information in filings can provide industry awareness, competitive intelligence, and support strategic decision making, business development, and other functions.
The Reserve Bank of India (RBI) is the central bank of India established in 1935. It regulates banking, manages currency and monetary policy in India. Key functions of RBI include issuing currency, acting as banker and lender of last resort to commercial banks, managing foreign exchange reserves, and regulating banking sectors through various policy tools like repo rate, cash reserve ratio, and statutory liquidity ratio. RBI aims to maintain price stability and adequate credit flow in the economy.
This document discusses investor protection and the role of regulators in India. It outlines the different types of investors that require protection, including equity investors, large institutions, foreigners, debenture holders, and small investors. It also describes the various laws and compliance measures related to investor protection in company law, securities law, and other regulations. Finally, it discusses the agencies involved in investor protection like SEBI, RBI, and others, and mechanisms for grievance redressal and securities market awareness campaigns.
This document outlines the various regulators in India's financial system. It describes the roles of the Comptroller & Auditor General of India, which audits government entities and reports to Parliament. For banks, the key regulator is the Reserve Bank of India. The banking structure includes nationalized banks, non-nationalized banks, cooperative banks, and rural banks. Companies are regulated by the Ministry of Corporate Affairs and registrars of companies. Listed companies are additionally regulated by the Securities Exchange Board of India and stock exchanges. Other regulators mentioned include credit rating agencies, debenture trustees, depositories, investment consultants, investment bankers, investor associations, mutual funds, portfolio managers, stock brokers, stock exchanges, and venture capital funds.
The document provides an overview of modules C and D of the Indian Institute of Banking & Finance's risk management syllabus.
Module C covers treasury management, including treasury functions, products, and risk management. It also discusses asset-liability management and various money market instruments.
Module D covers capital adequacy, asset classification, profitability analysis, and profit planning for banks. It discusses topics like Basel II, non-performing assets, return on assets, and shareholder value.
Mutual funds are investment vehicles that pool money from investors and invest in stocks, bonds, and other assets. A mutual fund is operated by a money manager who chooses the investments to match the fund's stated objective. The key players involved are the sponsor who establishes the fund, the asset management company that makes the investment decisions, trustees who oversee operations, a custodian that holds the fund's assets, and a registrar and transfer agent that manages investor transactions and records. A fund's value is determined by the net asset value which is calculated daily based on the total market value of assets minus liabilities divided by the number of outstanding units.
The document provides information on risk management modules C and D taught by M. Ravindran at the Indian Institute of Banking & Finance. Module C covers treasury management, including treasury products, risk management, and derivative products. Module D covers capital management, prudential norms, asset classification, provisioning, profitability, and profit planning. The document then provides detailed sections on topics from both modules, including money market instruments, yield curves, CRR/SLR, VaR, exchange rate quotation, and spot and forward transactions.
Treasury management involves planning and managing an organization's financial holdings and risks. It helps optimize interest and currency flows to enhance investor confidence. Treasury management is needed to optimize costs, manage financial risks from factors like foreign exchange, and maintain banking relationships. It exposes an organization to various risks like financial, foreign exchange, currency, event, and commodity risks. Managing these exposures is important.
A mutual fund allows investors to pool their money together into a portfolio that is professionally managed. The document discusses the concept and operation of mutual funds, the history of mutual funds in India, the various types of mutual fund schemes categorized by constitution, investment objective, and nature of investments. It also covers the advantages of mutual funds such as professional management, diversification, convenience, liquidity, and tax benefits.
This document provides information on treasury management, capital management, and risk management concepts. It discusses treasury functions like meeting reserve requirements, cash management, and profit optimization. It also covers concepts like asset-liability management, interest rate risk, and hedging instruments. Specific financial instruments discussed include treasury bills, certificates of deposit, commercial paper, debentures, bonds, and repurchase agreements.
This presentation broadly covers Mumbai University MMS Semester IV - Elective - Treasury Management.
It starts with History; factors leading to modern treasury management; main objectives; Integrated treasury; departments of treasury - Front, Middle and Back office.
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This document provides an overview of the Indian financial system, including its key constituents and components. It discusses the importance of financial regulation in maintaining stability and integrity. The main objectives of financial regulatory bodies in India are financial stability, consumer protection, maintaining market confidence, and reducing financial crime. The financial system consists of financial markets, intermediation, and instruments. Major components include money markets, capital markets, foreign exchange markets, and credit markets. Common financial instruments include treasury bills, certificates of deposit, commercial papers, and various equity and debt instruments.
This document provides an overview of the Indian capital market, including the primary and secondary markets. It discusses the key types of financial instruments traded in these markets such as equity shares, debentures/bonds, and derivatives. It also describes the key entities that facilitate trading such as stock exchanges, the process of securities issuance in the primary market, and regulations around public offers. In summary:
1) The capital market consists of the primary market for new securities issuance and the secondary market for existing securities trading. Various financial instruments like equity, debt, and derivatives are traded.
2) The primary market involves initial public offerings and rights issues to raise capital for companies. Regulations specify requirements for public offers.
The document provides an overview of the Indian financial system, including its key components and financial instruments. It describes the financial system as consisting of financial markets, intermediaries, and instruments that facilitate the flow of funds between economic units with surplus funds and those with deficits. The major components discussed are money markets, capital markets, credit markets, and foreign exchange markets. It also outlines various financial intermediaries and popular money market instruments like treasury bills and commercial papers.
The document provides an overview of the financial system in India. It discusses the major components and intermediaries that make up the Indian financial system, including banks, non-banking financial companies, insurance companies, and credit cooperatives. It also describes the key segments of the financial market in India, such as the money market, bill market, commercial paper market, certificate of deposit market, and treasury bill market. Derivatives and various forex markets are also summarized.
This document provides an introduction to mutual funds, including their organization, types of schemes, advantages, and disadvantages. It discusses the key entities involved in a mutual fund such as the sponsor, trustees, asset management company, custodian, and registrars. It also outlines various types of mutual fund schemes according to structure and investment objectives. The main advantages are professional management, diversification, economies of scale, and low costs, while potential disadvantages include costs, dilution, and taxes.
Derivatives are financial instruments whose value is based on an underlying asset such as a stock. They were introduced in India in 2000 and allow investors to trade capital markets without holding large quantities of the underlying asset. Derivatives trading provides benefits like leverage, hedging, arbitrage, and fixed income opportunities but it also carries risks from volatility in the underlying asset and open interest levels. Factors like open interest, trade volumes and liquidity, time to expiry, and put-call ratios must be considered when trading derivatives.
IDFC Cash Fund_Key information memorandumJubiIDFCDebt
The document provides a summary of the key information memorandum for the IDFC Cash Fund liquid scheme. It outlines the investment objective as seeking to generate returns commensurate with low risk by investing in debt and money market securities with maturity up to 91 days. It details the asset allocation pattern, investment strategy, and risk profile of the scheme. Key details around plans and options, applicable NAV, minimum investment amounts, load structure and fees are also provided.
The document provides a summary of the IDFC Cash Fund, an open-ended liquid scheme. It seeks to generate optimal returns with stability and high liquidity by investing in money market and debt instruments with maturity up to 91 days. The scheme aims to allocate assets among various fixed income instruments to optimize returns while maintaining a highly liquid portfolio. It also details the product label, investment objective and strategies, asset allocation, risk profile and mitigation factors.
Dynamics of indian finacial markets b.v.raghunandanSVS College
This document provides an overview of the Indian financial markets, including the capital market and money market. It discusses the key components and players in each market, as well as the various instruments that are traded. The capital market is for long-term funds and includes stocks, bonds, and government securities. The money market is for short-term funds and includes treasury bills, certificates of deposit, commercial paper, and other short-term debt instruments. Stock exchanges facilitate trading in the capital market, while the money market involves direct dealings between institutions.
The document discusses India's debt markets, which comprise government securities and corporate bonds. It notes that government securities dominate in terms of outstanding securities, market capitalization, and trading volume. Corporate bonds include those issued by public and private corporations. While government securities are the benchmark, corporate bonds generally offer higher yields but also higher risks. The debt market has grown in recent years, with increasing issuances and a more diverse set of investors and instruments. However, further development is needed, including improving secondary market liquidity and addressing regulatory overlap.
this information i m taken in to kyathi cheda and ashish sharma prepare slide. it is help for me i m easily prepare presentation on the debt market in India so thank you very much for this people and i m this slide sending this media because those presented on this topic all are use this information and keep well Ur present . once again thank u so much..... if there are any mistake kindly sorry this is my first time uploading in this media
Financial institutions such as commercial banks, investment banks, insurance companies, pension funds, mutual funds, and credit unions channel savings from individuals and organizations into loans and investments. Regulatory bodies like the Reserve Bank of India and Securities and Exchange Board of India oversee financial markets and institutions in India. Financial markets allow for the trading of assets and facilitate price discovery, liquidity, and the efficient allocation of capital. Returns on assets vary depending on factors like dividends, interest rates, capital gains/losses, and risk.
Similar to Capital market regulations,Security valuation and risk analysis (20)
Nepal faces several new and existing security challenges, including ethnic and religious conflict, terrorism, migration, environmental degradation, and human rights violations. A properly drafted constitution is needed to ensure public security and protect citizens from both outside and inside threats. To address these emerging threats, Nepal requires a multi-lateral approach, political stability, strong rule of law, continuity in foreign policy, and reforms to strengthen institutions like the National Security Council.
This document discusses the key aspects of entrepreneurship including motivation, abilities, resources, strategy, planning, and understanding market opportunities. Successful entrepreneurship requires the capacity and willingness to develop, organize and manage a business venture while taking risks in order to earn a profit. Key factors for entrepreneurial success include motivation, skills, access to resources, a clear strategy and vision, as well as strong planning and organizing abilities.
The document discusses various aspects of capital markets in India including primary and secondary markets, types of securities like ordinary shares, preference shares, debentures, and methods of raising capital. It explains that capital markets involve issuing stocks and bonds for medium to long term purposes. The primary market supplies new capital to companies while existing securities are traded on the secondary market. SEBI regulates the 23 stock exchanges currently operating in India and has responsibilities like registering intermediaries, prohibiting fraud, and promoting investor education. Capital markets help in mobilizing savings, economic growth, and providing investment opportunities.
Company management and administration- provision for directorsRoshan Dhungel
The document discusses the legal position and qualifications of company directors under Indian law. It notes that companies must have at least 2 directors for private companies and 3 for public companies. For public companies, small shareholders can elect a director if the company has over Rs. 5 crore in paid-up capital and over 1,000 small shareholders. The tenure of such a small shareholder director is a maximum of 3 years. The document also outlines disqualifications for being a director, such as being of unsound mind or having been convicted of an offense involving moral turpitude. It introduces the concept of a Director Identification Number to make legal action against directors easier in cases of fraud.
This document outlines steps for machine maintenance and lubrication, including identifying worn parts, cleaning oil tanks and pluger pumps, lubricating bearings and oil pipes, replacing gaskets and wicks, scheduling lubrication frequency, selecting the right lubricant, and cleaning maintenance. It also lists machine part cleaning tasks such as transformers, switches, filters, chucks, motor parts, oil tanks, and carbon brushes.
The use of computers first began in Nepal in 1971 for a census using an IBM computer. Telephone service was established in 1960, and the first internet service provider launched in 1995. Over time, information technology has developed significantly in Nepal. The number of computer training institutes and internet users has grown rapidly. Traditional methods of business and education have been replaced by more advanced IT innovations. The government has also established new regulatory bodies and provided licenses to expand the telecommunications industry. Looking ahead, new technologies like cloud computing, mobile applications, and social media are expected to continue transforming IT in Nepal.
This document compares companies and partnership firms under Indian law. It notes that companies can have an unlimited number of members, are treated as separate legal entities, limit the liability of members, and provide for continuity of existence even when members retire, become insolvent, or die. In contrast, partnership firms have these characteristics limited and will automatically terminate in certain circumstances unless reconstituted. The document was prepared by Mr. Roshan Dhungel and references information from Google, YouTube, and self-instruction materials.
The document outlines basic criteria for creating an investment environment including government security, provisions for foreign direct investment, infrastructure development, political stability, and coordination between nations. It also discusses monetary measures like interest rate reductions and fiscal measures like subsidies and tax holidays to promote investment. Currently, Nepal is promoting investment by signing investment agreements with countries like India and China, promoting foreign direct investment, and directing attention towards projects in hydroelectricity and road networks.
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
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5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
Understanding how timely GST payments influence a lender's decision to approve loans, this topic explores the correlation between GST compliance and creditworthiness. It highlights how consistent GST payments can enhance a business's financial credibility, potentially leading to higher chances of loan approval.
3. SEBI (Securities and Exchange Board of India) is a centrally
controlled body that is entrusted with the task of protecting the
interest of investors in securities and promoting the growth of
securities market by implementing suitable rules and norms.
It was officially established by The Government of India in the
year of 1992 with SEBI Act 1992, being passed by the Indian
Parliament.
4. Regulating the business in stock exchanges and any other securities
market.
Registering and regulating the working of intermediaries and player
in the securities market.
Registering and regulating the working of collective investment
schemes, e.g. –mutual funds.
Prohibiting fraudulent activities in the securities market.
Prohibiting insiders trading in securities.
Promoting investors education.
6. Criteria for admission of members
Criteria for Admission of liscence Dealers
Criteria for listing of companies
7.
8.
9. Debenture or Bond is a creditor ship security with a fixed rate of
return, fixed maturity period, perfect income certainty and low
capital uncertainty.
Types of Debentures include: Registered, Bearer, Redeemable,
Perpetual, Convertible, Non Convertible, Partially Convertible,
Callable etc.
10. Features of bond
• Indenture , Maturities , Interest payments , Call Feature
Bond Valuation
The intrinsic value of bond or debenture is equal to the present value
of its expected cash flows.
n C C
PV = ---------- + ----------
t=1 (1+r)t (1+r)n
Where,
Pv =Present value of security today
C =Coupons or interest payments per time period
T = Terminal value repayable at maturity
r =Appropriate discount rate or market yield
n =Number of years to maturity
11. These shares carry a fixed return in the form of dividend.
They have preference over equity shareholders on payment
of dividend and on repayment of Capital.
13. Types of Investment Risk
Systematic Risk
Non-systematic Risk
On the basis of Systematic and Non-systematic Risk, there are various
risk , They are :-
-Market Risk - Management Risk
-Interest Rate Risk - Default Risk
-Purchasing Power Risk -International Risk
-Regulation Risk - Industry Risk
-Business Risk -Political Risk
-Reinvestment Risk
-Bull-Bear Market Risk