The document discusses how new technologies are rapidly changing the financial landscape. Crowdfunding and cryptocurrencies like Bitcoin have allowed new forms of financing to emerge. Crowdfunding has grown significantly in recent years and could reach $90-96 billion globally by 2025. Cryptocurrencies operate using blockchain technology which maintains a public ledger of transactions. While still small, cryptocurrencies and other digital currencies may challenge basic assumptions about money and financial services. The pace of change is accelerating and the future of finance is difficult to predict but could involve a parallel transition seen in other industries.