Pradeep Krishna V is a 25-year-old graduate with 3 years of experience in banking seeking a challenging position that allows growth. He has an MBA in HR and marketing and is AMFI and NISM certified. Currently an assistant manager at HDFC Bank managing customer portfolios, cross-selling products, and more. Previously worked as a relationship officer at Axis Bank interacting with clients and verifying documents. He has strengths in banking operations, credit, and presentations. Hobbies include representing his university in cricket.
About my work in brief - I have been working with standard chartered bank in Dubaifor past six years. I have started with Personal Instalment Loans, latter I use to sell Salary transfer loan than the bundle products- STL conventional type and Saadiq,credit cards and account opening.
I have gained good experience in selling and have good communication skills.
About my work in brief - I have been working with standard chartered bank in Dubaifor past six years. I have started with Personal Instalment Loans, latter I use to sell Salary transfer loan than the bundle products- STL conventional type and Saadiq,credit cards and account opening.
I have gained good experience in selling and have good communication skills.
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1. PRADEEP KRISHNA V NO: - 37-A/1,
PATTABIRAMAN PILLAI STREET,
TENNUR, TRICHY– 620017
PKRISHNA75@GMAIL.COM
VOICE: +919003333385
ABOUT ME
A hardworking, self-motivated and responsible graduate with three years of
professional experience in BANKING vertical. An outgoing personality who
adapts well to new situations and enjoys meeting new challenges and pursuing them
to completion.
CAREER OBJECTIVE
To get placed in a challenging organization this gives a variety of scopes to update
my knowledge and analytical skills in line with the latest trends and be a part of team that
dynamically work towards the growth of organization .
PROFESSIONAL SYNOPSIS & ACADEMIC QUALIFICATION
Qualification % of marks Institution
Board/
University
Month & Year
AMFI Certified
MBA -
HR & Marketing
B.COM
Higher Secondary
Secondary
60.00
72.20
60.00
68.92
60.00
SEBI
SRM University
Bishop Heber College
Trichy
Boys Hr. Sec. School
Srirangam
E.R. Hr. Sec. School
Trichy
NISM
SRM
Bharathidasan
State
State
Sep - 2015
2010 - 2012
2007 - 2010
March - 2007
March - 2005
<<This space has been intentionally left blank>>
2. WORK EXPERIENCE
PRESENT JOURNEY: - Pursuing for HDFC BANK LIMITED as ASSISTANT MANAGER, since
18th
November 2015.
ROLES & RESPONSIBILITY
• Managing portfolio of customers and acquiring new customers.
• Enhancing value of existing clients Responsible of retention of clients.
• Cross selling Asset Products, Like Mortgage Loans, Home Loans, Personal Loans,
Auto Loans, Agri Loans etc following up with the asset team till disbursement.
Review all critical reports, monitor cash levels, fraud control, and filing of the same.
• Scoping Market, Finding target Segment & Driving team toward target segment.
• Segregating Customers based on their profile & Suggesting suitable Business Loan
Products as per customer requirement.
• Mortgage, Collection Follow-ups & Financial Statement Analysis.
• Preparing Credit Approval Memorandum & Handled Multiple Products and Cross sold
Liability Products, Cross Selling of third party product of the bank.
• Performing Appraisal activities of the sourced business depending on the crop yield,
various other income sources and generating report assisting credit team.
PREVIOUS STINT: - Worked as RELATIONSHIP OFFICER, In AXIS BANK LIMITED
since 10th
October 2013 to Sep 29th
2015. Roles & Responsibilities while working – Interacting
with the client and convincing them by explaining the major positive that differentiates our
product from other products available in the market. Verification of documents provided by the
client, overseen the credit disbursement of the cash from the loan account of the client needs.
PROJECT
Summer Internship: Holistic Interiors (P) Ltd
Project Title: Service Quality Management
Prologue: Analyzing the Interior Design Profession.
Review of Performance and Management techniques.
Shift in outsourcing trends to an increased number of specialist services.
Strategic tool in improving Productivity & Reducing Absenteeism.
Final Internship: ABRA IT Solutions
Project Title: Customer Perception towards the Products of ABRA IT Solutions.
Prologue: Exploring the Perception of the Customer Perspectives.
Considering the Various Influencing Factors.
3. Attitude from balancing & summation of many likes and Dislikes. Tuning to the
needs of the client with time.
AREAS OF INTEREST
Banking Operations & Credit
ACHIEVEMENTS
• Awarded by National Sales Manager for over all achievement in 2014-15.
• Performed many presentations in various associations, Trusts regarding the Bank’s
various Products & Services.
• Assisted Bank’s Product Team in creating ground report for launching new branch –
Scoping.
EXTRACURRICULAR ACTIVITIES
• Represented Red Bull (India’s First International Campus Cricket Championship),
National Final Itinerary in the Year 2012.
• Holder of Form -3 (University / State)
PERSONAL DOSSIER
Name • : Pradeep Krishna V
Father’s Name • : Venkatesan M
Mother’s Name • : Kumuthavalli V
Date of Birth • : 02nd
June 1990
Age • : 25
Nationality • : Indian
Gender • : Male
Marital Status • : Single
DECLARATION
I hereby declare that the above furnished particulars are true to the best of my knowledge
and belief.
Place: Tiruchirapalli
Date: (PRADEEP KRISHNA V)