Cyber criminals are shifting their focus to target smaller businesses that accept credit card payments, which means your business could be next. With 60% of small businesses going under within 6 months of being breached, the cyber security and PCI compliance of your business should be one of your top priorities. - See more at: http://fitsmallbusiness.com/pci-compliance-for-small-businesses/#sthash.ex1SwoaB.dpuf
Is your business PCI DSS compliant? You’re digging your own grave if notCheapSSLsecurity
According to the latest report by Verizon, every organization that suffered from a data breach during 2010 to 2016 wasn’t fully PCI DSS compliant. Is yours?
Is your business PCI DSS compliant? You’re digging your own grave if notCheapSSLsecurity
According to the latest report by Verizon, every organization that suffered from a data breach during 2010 to 2016 wasn’t fully PCI DSS compliant. Is yours?
ECMTA 2009 PCI Compliance and the Ecommerce MerchantMelanie Beam
Since the deadline for level 4 merchants to be in compliance is July 2010, I thought I\'d share this presentation I did in July of 2009 at the Ecommerce Summit.
MTBiz is for you if you are looking for contemporary information on business, economy and especially on banking industry of Bangladesh. You would also find periodical information on Global Economy and Commodity Markets.
The Easy WAy to Accept & Protect Credit Card DataTyler Hannan
The recorded version of this webinar is available at:
http://www.practicalecommerce.com/webinars/60-The-Easy-Way-to-Accept-and-Protect-Credit-Card-Data
"The Easy Way to Accept & Protect Credit Card Data" is a free, educational webinar. The moderator is Kerry Murdock, editor and publisher of Practical eCommerce. The presenters are Tyler Hannan, platform evangelist for IP Commerce, a leading cloud-computing payment platform, and David Herrald, an information security consultant with Global Technology Resources, Inc., an international security and technology firm.
e-Similate, a leading provider of payment integration tools, is the sponsor of the webinar.
How really to prepare for a credit card compromise (PCI) forensics investigat...Security B-Sides
Reviewing cases ranging in size from your neighborhood bar to the massive TJX case, an ex-QIRA will discuss the dirty inside secrets of the card associations and QSA's. Reviewing lessons learned from dozens of past forensic cases, this presentation will highlight how to prepare for a PCI mandated forensics investigation including; what steps should be taken to limit fines and fees, how to ensure you have proper legal representation, how to limit the scope of the investigation, and what questions to ask before deciding on who will conduct the forensic investigation.
From the eCommerce Summit in Atlanta June 3-4, 2009 where Mountain Media explains the topic of PC Compliance for online merchants. Visit http://www.ecmta.org to find out more.
In our rapidly changing healthcare environment, dentists need to understand not only what compliance requirements they need to meet, but how to use that compliance to strengthen their practice and build trust with patients.
ECMTA 2009 PCI Compliance and the Ecommerce MerchantMelanie Beam
Since the deadline for level 4 merchants to be in compliance is July 2010, I thought I\'d share this presentation I did in July of 2009 at the Ecommerce Summit.
MTBiz is for you if you are looking for contemporary information on business, economy and especially on banking industry of Bangladesh. You would also find periodical information on Global Economy and Commodity Markets.
The Easy WAy to Accept & Protect Credit Card DataTyler Hannan
The recorded version of this webinar is available at:
http://www.practicalecommerce.com/webinars/60-The-Easy-Way-to-Accept-and-Protect-Credit-Card-Data
"The Easy Way to Accept & Protect Credit Card Data" is a free, educational webinar. The moderator is Kerry Murdock, editor and publisher of Practical eCommerce. The presenters are Tyler Hannan, platform evangelist for IP Commerce, a leading cloud-computing payment platform, and David Herrald, an information security consultant with Global Technology Resources, Inc., an international security and technology firm.
e-Similate, a leading provider of payment integration tools, is the sponsor of the webinar.
How really to prepare for a credit card compromise (PCI) forensics investigat...Security B-Sides
Reviewing cases ranging in size from your neighborhood bar to the massive TJX case, an ex-QIRA will discuss the dirty inside secrets of the card associations and QSA's. Reviewing lessons learned from dozens of past forensic cases, this presentation will highlight how to prepare for a PCI mandated forensics investigation including; what steps should be taken to limit fines and fees, how to ensure you have proper legal representation, how to limit the scope of the investigation, and what questions to ask before deciding on who will conduct the forensic investigation.
From the eCommerce Summit in Atlanta June 3-4, 2009 where Mountain Media explains the topic of PC Compliance for online merchants. Visit http://www.ecmta.org to find out more.
In our rapidly changing healthcare environment, dentists need to understand not only what compliance requirements they need to meet, but how to use that compliance to strengthen their practice and build trust with patients.
Космос, Человек, Материя, Энергия.
Мир, в котором мы живем, бесконечен и вечен.
Имя ему Космос, а Земля – его маленькая частичка.
Она неотделима от Космоса, своего Отца, так же, как каждая клеточка человеческого организма неотделима от него.
Земля подчиняется правящим в Космосе законам,
тем, которые известны нашей науке
и тем, которые еще не открыты.
We're giving away our FULL 96-page 2nd edition of the South African Trend-Spotting report over the next few days. (The one here is a sample of the report).
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This graphic explains what PCI compliance is, that is required for all companies that accept credit card transactions, and outlines the PCI Compliance Process.
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What Everybody Ought to Know About PCI DSS and PA-DSS.
Learn how to comply with the training requirements of PCI DSS, protect cardholder data, avoiding social engineering and malicious downloads and how to update software and anti-virus programs.
PCI Compliance Myths, Reality and Solutions for RetailInDefense Security
Is this presentation,we discuss common misconceptions and myths that many retailers have about their PCI-DSS Compliance Obligations as well as share available solutions how to achieve and maintain PCI Compliance. Also, we outline many cyber security solutions that address certain objectives within the PCI Compliance requirements.
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Credit card tokenization is an efficient way to handle your company's payment processing needs without having to make any sweeping changes to your current business.
Importance of Data Security in MLM SoftwareMLM Ready Made
Data security is an unavoidable component of all software. In their business term, MLM companies must deal with a large amount of data. As a result, proper storage is required. Confirm that your MLM software provider understands the importance of data security and incorporates all of the features into your MLM software. Secure MLM Software is a world-class network marketing software provider. They place a premium on data security, and their product adheres to all of the most recent data security standards. Get in touch with them right away!
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The Internet Infrastructure Coalition (i2Coalition) supports those who build the nuts and bolts of the Internet, and we treat it like the noble profession that it is. We believe the continued growth of the Internet is vital for growing an environment of innovation and seek to engage in ways to foster success of the Internet and Internet infrastructure industry. We seek to influence decision makers to weigh decisions on whether they are good or bad for the Internet economy and its foundational industries. In short, we seek to foster growth within the Internet infrastructure industry by driving others to harness the Internet’s full potential. To learn more about i2Coalition, visit www.i2Coalition.com.
In previous presentations, we showed you how to choose a CRM system and gave you a comparison of the top 4 CRM software options for small businesses. If you followed our advice and chose Insightly for your CRM, it’s now time to set it up. That’s the topic of today’s presentation.
See more at: http://fitsmallbusiness.com/how-to-set-up-insightly/
In this presentation we are going to discuss franchise financing. At the end of this presentatino you should understand why it is often easier to get financing to buy a franchise than for other types of new businesses, what your chances of getting a loan to buy a franchise are, why SBA loans are often used to finance franchises, and how to apply for a loan to buy a franchise.In this article we are going to discuss franchise financing. After reading this article you should understand why it is often easier to get financing to buy a franchise than for other types of new businesses, what your chances of getting a loan to buy a franchise are, why SBA loans are often used to finance franchises, and how to apply for a loan to buy a franchise. -
See more at: http://fitsmallbusiness.com/franchise-financing/
What Is CRM Software? An Introduction For Small BusinessesFit Small Business
This guide is for small business owners interested in using CRM software to organize their client information, close more sales, and better serve their existing clients. We’ll cover what a CRM package is, it’s basic features and functions, and how to know if using CRM software will benefit your business.
How To Raise Money From Family And Friends The Right WayFit Small Business
According to research, 36% of funding for startups comes from family and friends. Furthermore, family and friends invest on average $23,000 in a startup. This presentation will explore the complexities of accepting this money in the form of equity or a loan, how to minimize friction once the investment is made, and one potential tax issue related to paying interest.
This presentation provides a how-to-guide to advertising with Bing. Search engine optimization is crucial to business success, and Bing is a significant player in the market. By advertising with Bing, your business will receive attention from those most likely to be potential consumers. Follow the instructions and advice provided and you will have a strong advertising strategy in no time.
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A guide to effectively marketing your dental practice, which will help you both retain and acquire patients. This is a "must-see" slideshow for anyone in the healthcare industry, and will help your business create a competitive advantage in the industry. Numerous marketing tactics, relevant to dental practices, are outlined in an easy to comprehend manner that will have you improving your marketing strategy in no time.
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What You're Going to Learn
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2. Why is cyber security important
For Your Small Business
3. Cybercriminals are
now targeting
smaller businesses
In great numbers where security is weaker.
60% of small businesses that suffer a data
breach are out of business 6 months later.
A recent survey by Fortinet found
nearly two-thirds of consumers
held merchants responsible
for data breaches.
5. To help understand
these issues we spoke
with Simon Gamble,
Small-business cyber
security expert and president
of Mako Networks’ U.S. branch.
He began with three comments:
6. 1)
Any small business that
accepts credit cards is a
potential target for a
cyber security breach.
7. 2)
Small businesses are held
to the same level of credit
card security standards
(discussed later in this
presentation) as large
businesses such as Target or
Home Depot.
8. 3)
Any small business that
suffers a cyber security
breach and is found to be
non-compliant to credit card
security standards, is fully liable for
charges related to the breach.
9. You Could Be a Targert
If you are a small business who accepts credit cards, then you are vulnerable
to a cyber attack. Cyber attackers are targeting small businesses more and
more, because their networks are easier to hack and they are not as regularly
checked for compliance to credit card security standards.
11. If you accept credit cards,
then you have agreed to
abide by the PCI DSS
(Payment Card Industry Data
Security Standard)
The PCI DSS is a set of requirements
designed to ensure that all companies
that process, store, or transmit credit
card information maintain a secure
environment.
12. Security Breaches,
Liability, and Other
Consequences
If your small business is suspected of a
security breach, PCI DSS inspectors
come in and try to determine if there is a
breach and how it occurred. This
process in and of itself can be crippling
for a small business, shutting down
operations for a minimum of several
days and costing between $8,000 –
$20,000 in inspection fees.
13. If your business is found to be
non-compilant, you are held
liable for more charges:
1. Data Security Fine – Up to
$500,000 fine per security breach
incident.
2. Non-Compliance Fines – Up
to $50,000 per day for non-compliance
with published
standards.
14. If your business is found to be
non-compilant, you are held
liable for more charges:
3. Card Replacement Fees – $3-
$10 per card x total number of
cards compromised.
4. Refund Fees – Potentially held
liable for all fraud losses incurred
from compromised account
numbers.
15. How To Be PCI DSS Compliant
and Protect your Business
from Cyber Threats
16. The key is to make
sure your business is
PCI DSS compliant.
Why? First, PCI compliant businesses rarely,
if ever, have been successfully hacked.
Second, if your business is sucessfully
hacked, you are not liable for any fines or
charges.
!
Here’s how to make your business PCI DSS
compliant.
17. Know the Requirements for
PCI DSS Compliance
You need to know what you have
signed up for and what is required
for your business to be compliant. If
you don’t, you won’t know what
steps you need to take in order to
secure your business.
18. There are two
main ways to make your
business more secure
and PCI DSS compliant
1. Hire a PCI DSS Qualified Security
Assessor (QSA)
2. Do-It-Yourself
19. PCI Compliance is more than
Transaction Compliance
Many businesses purchase a PCI DSS
compliant POS system and think that
they are compliant. In reality, this kind
of compliance relates only to credit
card transactions and not to your
business environment/network,
which must also be
PCI compliant.
20. Compliance Areas
A detailed list of all compliance areas
can be found here. Remember to
follow the PCI Standard:
!
1. Assess
2. Remediate
3. Report
!
Learn more about PCI standards here.
22. Hiring a PCI DSS QSA
PCI SSC certified QSA’s are
organizations who have been
qualified by the PCI Council to
assess compliance to PCI DSS
standards. Hiring a QSA will
save you the time it would take
to do the research yourself
and will also give you peace
of mind that the job
was done right.
23. The big downside to
hiring a QSA, is cost.
You have to pay the QSA fees, which are
generally quite expensive. One quote I
checked on, charged a base $5,000 fee
plus $200 for every hour. On top of that,
you have to pay for the equipment/software
to fix whatever problems the QSA finds,
which is also costly.
Here is a list of PCI certified QSA companies
Here is a guide about what to look for in a PCI DSS QSA
24. Do-It-Yourself
Here is How to do It
1. Educate Yourself.
2. Secure your Payment Network.
3.Use a Security Software that Tests for
Vulnerabilities.
4. Fill out and turn in your PCI DSS Self-
Assessment Questionnaire
25. Educate Yourself
Here is the link again for the quick
reference PCI DSS compliance
guide. Although it is a bit rough to
get through, it is only 33 pages
and is important to read if you
plan on monitoring PCI DSS
compliance for yourself.
26. Secure your
Payment Network
There are 3 main
recommended action steps
every small business can
take to make their network
more secure and
compliant:
27. 1. Install a Proper Firewall
A proper firewall protects hackers from stealing information from
your business. We recommend Mako Networks, which offers a secure
and PCI DSS compliant payment network, complete with firewall,
starting at around $80/month. Check out their distributor list to find
a reseller near you.
28. 2. Have a separate
network for payment
services
Separating your payment network from your other business
networks means hackers cannot access sensitive card data from
anywhere in your general business network.
29. 3. Change Usernames and Passwords every
90 days or so
Make sure you change default usernames and passwords as soon
as you can, because they are rarely secure. Then, change
usernames and passwords every 90 days. Here is a general guide
to changing your wireless network password.
30. Use Security Software that
tests for Vulnerabilities
There are various software options
available that test your network and
payment terminals for breach
vulnerability and PCI security
compliance. Check with your payment
processor first, some offer free PCI
DSS testing. If you not, we recommend
Control Scan Inc’s PCI 1-2-3.
31. Fill Out Your PCI DSS Self-
Assessment Sheet
To be PCI compliant, small businesses are
required to fill out an annual PCI DSS Self-
Assessment sheet. This sheet is a DYS
checklist to determine compliance.
!
Instructions and the link to complete this
self-assessment questionnaire can be found
on PCI’s self assessment forms page.
32. What to Do if You Suspect
You Have Been Breached
33. If you suspect a breach, here
is what you need to do:
!
1. Report the Breach to Your Payment
Processor/Merchant Bank
2. Check State Disclosure Regulations and
Alert Local Law Enforcement
3. Comply Fully with any PCI DSS Audit.
A comprehensive guide to determining and dealing with a possible
breach is available on Visa’s website.
34. 1. Report the Breach
If you suspect a breach, contact
your payment processor or
merchant bank and let them know
that a possible security breach
has been detected. They will then
go over protocol and determine
what should be done.
35. 2. Check State
Disclosure Regulations
Check your state’s regulations to see who
you are supposed to inform. In most
cases, you must let customers know
that there has been a possible
security breach, usually in writing.
!
Generally, you also should alert your
local law enforcement agency.
36. 3. Comply Fully with any
PCI DSS Audit
Your payment processor or their
bank normally initiates a PCI DSS
Audit. If you are notified of an
upcoming audit, gather all of
your information related to PCI
Compliance an have it ready for
the inspectors when they arrive.
37. CONCLUSION
The cyber security and PCI DSS compliance status
of your small business is an important issue.
If you follow this guide and take the necessary steps, your business
will be more secure than many other small businesses out there and
will be prepared should a cyber attack actually take place.
38. Join The Community:
www.FitSmallBusiness.com
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