This document summarizes an integrated payments platform called PaySur. It aims to lower costs for companies and independent professionals to charge customers by offering payment processing on a mobile and web system with lower fees available 24/7. Key features include immediate availability of funds, multi-platform support, and the ability to link multiple bank accounts and cards. The target markets are consumers, businesses, and independent professionals in Latin America seeking more affordable and convenient payment options. PaySur aims to acquire users through digital marketing, strategic alliances, and offers while differentiating itself from competitors by offering more integrated financial services at lower costs through local country offices and bank independence.