The document discusses service level agreements (SLAs) between microfinance institutions (MFIs) and Octopus, an affordable and adaptable microfinance information system (MIS). It describes two types of SLAs: short-term SLAs for implementing Octopus through a target price and timeline, and long-term SLAs where annual fees are set at 2% of MFI revenues to ensure ongoing support and adaptations from a local value-added reseller (VAR).