Nt financial regulation 2072index

g]kfn b"/;~rf/ sDkgL lnld6]8
-g]kfn 6]lnsd_
g]kfn b"/;~rf/ sDkgL lnld6]8,
cfly{s ljlgodfjnL, @)&!
-@)&@ a};fv ! ut] b]lv nfu"_

k|sfzs
g]kfn 6]lnsd
g]kfn b"/;~rf/ sDkgL lnld6]8
s]Gb|Lo sfof{no
eb|sfnL Knfhf, sf7df8f}+,
6]=g+= M $@!)!)^, $@!))@!,
$@!))(&, $@!))((, $@!))#)
klxnf] ;+:s/0f, @)&@ c;f/

g]kfn b"/;~rf/ sDkgL lnld6]8,
cfly{s ljlgodfjnL, @)&!
ljifo ;"lr
ljlgod ljifo k[i7 ;+=
efu !
k|f/lDes
! ;+lIfKt gfd / k|f/De 1
@ kl/efiff 1–5
# ljlgodfjnLsf] JofVof 5
efu @
vl/b ;DalGw sfo{ljlw
kl/R5]b–!M vl/b of]hgf tyf vl/b sfo{sf] lhDd]jf/L
$ vl/b sf/jfxLsf] tof/L ug'{kg]{ 7
% vl/bsf] u'?of]hgf tof/ ug'{kg]{ 7-8
^ jflif{s vl/b of]hgf tof/ ug'{kg]{ 8-9
& vl/b sfo{sf] lhDd]jf/L 9-10
kl/R5]b–@M of]Uotfsf cfwf/, k|fljlws Ifdtf / k|fljlws
:k]l;lkms]zg
* af]nkqbftf jf k|:tfjbftfsf] of]Uotf 11
( dfn;fdfg cfk"lt{ ug]{ af]nkqbftfsf] of]Uotfsf cfwf/ 12-13
!) lgdf{0f Joj;foLsf] of]Uotfsf cfwf/ 13-14
!! k/fdz{ ;]jfsf] k|:tfjbftfsf] of]Uotfsf] cfwf/ 14-15
!@ k|fljlws ;]jfsf] k|:tfjbftfsf] of]Uotfsf] cfwf/ 15
!# ;+o'Qm pkqmdsf] of]Uotfsf cfwf/ 15-16
!$ cfly{s / ljQLo Ifdtf v'Ng] sfuhft dfu ug{ ;Sg] 16-17
kl/R5]b–#M vl/b ljlw tyf k|ls|of
!% vl/b cfb]zaf6 vl/b ug'{kg]{ 18
!^ vl/b dfu k|fKt ug'{kg]{ 18
!& ah]6 tyf lgdf{0f:ynsf] Joj:yf 18
!* dfn;fdfg, lgdf{0f sfo{ / ;]jfsf] ljj/0f tof/ ug'{kg]{ 18-19
!( nfut cg'dfg tof/ ug'{kg]{ / cBfjlws ug{'kg]{ 19-20
@) lgdf{0f, h8fg, dd{t ;Def/ tyf ;'wf/ sfo{sf] nfut cg'dfg 20

@! dfn;fdfgsf] nfut cg'dfg 21
@@ k/fdz{ ;]jf tyf k|fljlws ;]jfsf] nfut cg'dfg 21
@# cGo ;]jfsf] nfut cg'dfg 21-22
@$ nfut cg'dfgsf] :jLs[lt 22
@% :yfoL n]vf gDa/ / d"No clej[l4 s/ btf{ k|df0fkq k|fKt u/]sf;+u
vl/b ug'{kg]{
22
@^ vl/b ljlw 5gf}6 ug'{kg]{ 22-23
@& v'Nnf ?kdf af]nkq jf l;naGbL b/efpkq jf k|:tfj cfJxfg u/L
vl/b ug'{kg]{
23
@* crn ;DklQ k|flKt Pj+ vl/b Joj:yf 23-24
@( dfn;fdfg vl/b ;DaGwL Joj:yf 24
#) 9'jfgL, lSnol/Ë tyf kmjf{l8{Ë ;DaGwL sfo{ u/fpg] Joj:yf 24
#! lgdf{0f, h8fg, dd{t ;Def/ tyf ;'wf/ ;DaGwL sfd u/fpg]
Joj:yf
24-25
#@ cGo ;]jf vl/b ;DaGwL Joj:yf 25-26
## k|fljlws ;]jf k|flKt tyf vl/b Joj:yf 26-28
#$ sfof{nosf] nflu 3/ hUuf / pks/0f ef8fdf lng] Joj:yf 28-30
#% ;f]e}m vl/b ;DaGwL ljz]if Joj:yf 30-32
#^ ljz]if kl/l:yltdf vl/b ug{] ;DaGwL Joj:yf 32
#& cdfgtaf6 sfd ug]{ 32-33
#* ljlgodfjnL cfslif{t gx'g] 33
kl/R5]b–$M k/fdz{ ;]jf vl/b ljlw tyf k|ls|of
#( k/fdz{ ;]jf vl/b ug{ ;lsg] 34
$) v'Nnf ?kdf cfzokq dfu u/L ;+lIfKt ;"rL tof/ ug'{kg]{ 34-35
$! k|:tfj dfu ug]{ 36-38
$@ k|:tfj vf]Ng] 38
$# k|fljlws k|:tfjsf] d"Nof°g 38-39
$$ d"NofÍg k|ltj]bg tof/ ug'{kg]{ 39
$% cfly{s k|:tfj vf]Ng] 39-40
$^ cfly{s k|:tfjsf] d"NofÍg 40
$& k|:tfjbftfsf] 5gf}6 41-42
$* k|:tfjbftf;+u jftf{ ug]{ 42-43
$( k/fdz{ ;]jfsf] vl/b ;Demf}tf 43
%) k|:tfj c:jLs[t ug]{ / vl/b sf/jfxL /2 ug]{ 43

kl/R5]b–%M l;naGbL b/efpkq ;DaGwL Joj:yf
%! l;naGbL b/efpkq kmf/fd tof/ ug'{kg]{ 44
%@ l;naGbL b/efpkq cfXjfg 44
%# l;naGbL b/efpkq kmf/fdsf] b:t'/ 45
%$ l;naGbL b/efpkq hdfgt 45
%% l;naGbL b/efpkq k]z ug]{ tyf vf]Ng] 45
%^ l;naGbL b/efpkqsf] d"NofÍg tyf :jLs[tL 45-46
kl/R5]b–^M k"j{of]Uotf ;DaGwL Joj:yf
%& k"j{ of]Uotf lgwf{/0f ug'{kg]{ 47
%* k"j{ of]Uotf ;DaGwL sfuhft tof/ ug'{kg]{ 47-48
%( k"j{ of]Uotf ;DaGwL cfwf/ :jLs[t u/fpg'kg]{ 48
^) k"j{ of]Uotf ;DaGwL k|:tfj cfXjfg ug]{ 48-49
^! k"j{ of]Uotf ;DaGwL k|:tfj d"NofÍg 49
^@ of]Uo cfj]bssf] 5gf}6 49-50
kl/R5]b–&M af]nkq sfo{ljlw ;DaGwL Joj:yf
^# af]nkqsf k|lj|mof / r/0f 51
^$ af]nkq ;DaGwL sfuhft tof/ ug'{kg]{ 51-56
^% af]nkq ;DaGwL sfuhftsf] b:t'/ 56-57
^^ af]nkq cfXjfg 57-58
^& cGt/f{li6«o:t/sf] af]nkq cfXjfg 58
^* b'O{ r/0fsf] af]nkq cfXjfg 58-59
^( af]nkq jf k"j{of]Uotf ;DaGwL sfuhftdf ePsf] låljwf af/]sf]
hfgsf/L
59
&) af]nkq k]z ug'{ k"j{sf] a}7s 60
&! af]nkq k]z ug]{ tyf vf]Ng] 60-61
&@ ljb]zLn] af]nkq k]z ubf{ v'nfpg'kg{] s'/fx¿ 61
&# af]nkq lkmtf{ jf ;+zf]wg 61-62
&$ af]nkq dfGo x'g] cjlw 62
&% af]nkq hdfgt tyf sfo{ ;Dkfbg hdfgt 62-64

kl/R5]b–*M af]nkq k/LIf0f tyf d"NofÍg ;DaGwL Joj:Yff
&^ af]nkqdf sf/jfxL gx'g] 65
&& d"Nof°g ;ldlt 65-66
&* af]nkq k/LIf0f 66-67
&( af]nkq d"NofÍg 67-68
*) af]nkqsf] k|fljlws kIfsf] d"Nof°g 68-69
*! af]nkqsf] Jofkfl/s kIfsf] d"Nof°g 69
*@ af]nkqsf] cfly{s kIfsf] d"Nof°g 69-70
*# lgdf{0f sfo{sf] af]nkqsf] ljz]if d"NofÍg 70-71
*$ k|ltj]bg k]z ug{'kg]{ 71
kl/R5]b–(M af]nkq :jLs[lt / vl/b ;Demf}tf ;DaGwL Joj:yf
*% af]nkq :jLs[t ug{] clwsf/L / lghsf] st{Jo 72
*^ af]nkq c:jLs[t ug{] jf vl/b sf/jfxL /2 ug{] 72-73
*& cg'lrt k|efjdf kfg{ / kg{ gx'g] 73
** af]nkqsf] :jLs[lt / vl/b ;Demf}tf 73-74
*( vl/b ;Demf}tf / ;f]sf zt{x? 74-75
() ;Demf}tf sfof{Gjog 75-76
(! aLdf u/fpg' kg{] 76-77
(@ vl/b ;Demf}tfdf ;+zf]wg 77-78
(# e]l/P;g cfb]z 78-79
($ vl/b ;Demf}tfdf d"No ;dfof]hg 79-80
(% vl/b ;Demf}tfsf] Dofb yk tyf k"j{ lgwf{l/t Ifltk"lt{sf] Joj:yf
ug{]
80-81
(^ vl/b ;Demf}tfsf] sfo{k|ult cg'udg ug{] 81
(& k|fljlwssf] lhDd]jf/L 82
(* sfo{ ;DkGg k|ltj]bg k]z ug'{kg]{ 82-83
(( vl/b ;Demf}tfsf] cGTo / ;f]sf] pkrf/ 83-84
!)) lgdf{0f Joj;foL, cfk"lt{stf{ tyf ;]jf k|bfosnfO{ e'QmfgL lbg] 84-86
!)! ljjfb ;dfwfg ;DaGwL Joj:yf 86-87
kl/R5]b–!)M kf/blz{tf tyf cfr/0f ;DaGwL Joj:yf
!)@ sDkgLsf] vl/b sfo{df ;+nUg kbflwsf/Lsf] cfr/0f 88
!)# b/efpkqbftf jf af]nkqbftf jf k|:tfjbftfsf] cfr/0f 89

!)$ sfnf] ;"rLdf /fVg n]lv k7fpg] 90
!)% ;~rf/sf ljlw 91
!)^ ljB'tLo ;~rf/sf] dfWodaf6 vl/b sf/f]af/ x'g ;Sg] 91
!)& vl/b sf/jfxLsf] clen]v /fVg'kg{] 91-92
kl/R5]b–!!M vl/b sf/jfxL jf lg0f{osf] k'g/fjnf]sg ;DaGwL
Joj:yf
!)* vl/b sf/jfxL jf lg0f{osf] k'g/fjnf]sg 93
!)( vl/b sf/jfxL /f]Ssf ug'{kg{] 93-94
kl/R5]b–!@M vl/b ;DaGwL clwsf/
!!) nfut cg'dfg :jLs[t ug{ ;Sg] 95
!!! crn ;DklQ vl/b ug{ ;Sg] 95
!!@ dfn;fdfg vl/b ug{ ;Sg] 95
!!# 9'jfgL, lSnol/Ë tyf kmjf{l8{Ë ;DaGwL sfo{ u/fpg] 95-96
!!$ lgdf{0f, h8fg, dd{t ;Def/ tyf ;'wf/ ;DaGwL sfo{ u/fpg] 96
!!% cGo ;]jf vl/b ug{ ;Sg] 96
!!^ k|fljlws ;]jf vl/b ug{ ;Sg] 96
!!& 3/, uf]bfd, hUuf tyf pks/0f ef8fdf lng ;Sg] 96
!!* ;f]em} vl/b ug{ ;Sg] 96
!!( cdfgtaf6 sfo{ u/fpg] 97
!@) k/fdz{ ;]jf lng ;Sg] 97
!@! ;Demf}tfdf x:tfIf/ ug]{ tyf ;Demf}tf ;+zf]wg ug]{ 97
!@@ e]l/Pzg cfb]z hf/L ug{ ;Sg] 97
!@# Dofb yk ug{ ;Sg] 97-98
!@$ clwsf/ k|of]u, k|Tofof]hg tyf pQ/bfloTj 98
kl/R5]b–!#M vl/b ;DaGwL cGo Joj:yf
!@% cfo afF8kmfF8sf] ?kdf ;]jf k|bfg ug]{ Joj:yf 99-101
!@^ cGo Joj:yf 101

efu #
cfly{s k|zf;g ;DaGwL sfo{ljlw
kl/R5]b–!M of]hgf th'{df, jflif{s sfo{qmd / ah]6
!@& of]hgf, jflif{s sfo{qmd / ah]6 tof/ ug'{kg]{ 103
!@* jflif{s sfo{qmd tyf ah]6 ;~rfng 103
!@( ah]6 /sdfGt/ ug]{ 103-104
!#) jflif{s cfo–Joo ah]6 tyf sfo{s|d k'g/fjnf]sg ug]{ 104
!#! sDkgLsf] k|fljlws / Jofj;flos Ifdtf k'g/fjnf]sg ug'{ kg]{ 104
kl/R5]b–@M cfDbfgL tyf vr{ ;DaGwL sfo{ljlw
!#@ cfDbfgL tyf w/f}6L /sd a}Í bflvnf ug'{kg]{ 105
!## vftf ;~rfng 105
!#$ sDkgLn] k|bfg ug]{ ;]jfx?sf] dxz'n b/ ;DaGwL Joj:yf 105-106
!#% cGt/cfj4tf tyf 6«flkms cfo ;DaGwL ljz]if Joj:yf 106-107
!#^ /fhZj sfo{ljlw ;DaGwL Joj:yf 107
!#& nufgL ;DaGwL Joj:yf 107-108
!#* vr{ ;DaGwL Joj:yf 108
!#( ;fgf] gubL sf]if 108
!$) k]ZsL lbg] tyf km5{of}6 ug]{ 108-109
kl/R5]b–#M sDkgLsf] ;DklQsf] lhDdf, To;sf] nut, ;+/If0f /
a/a'emf/y
!$! sDkgLsf] ;DklQsf] lhDdf, To;sf] nut / ;+/If0f 110
!$@ dfn;fdfgsf] k|flKt, lgsf;f, x:tfGt/0f tyf clGtd df}Hbftsf]
d"NofÍg
110-111
!$# dfn;fdfgsf] df}Hbftsf] lg/LIf0f / ljj/0f 111-112
!$$ a/a'emf/y ug]{ 112-113
kl/R5]b–$M n]vf, n]vfk/LIf0f / a]?h' km5of}{6 ;DaGwL Joj:yf
!$% lx;fa lstfa 114
!$^ sf/f]af/sf] n]vf /fVg] 114-115
!$& cfGtl/s n]vfk/LIf0f u/fpg] 115
!$* n]vfk/LIf0f u/fpg] 115

!$( cfo ;'lglZrttfsf] k/LIf0f u/fpg] 116
!%) sfo{ ;Dkfbg k/LIf0f u/fpg] 116
!%! k|fljlws k/LIf0f u/fpg] 116
!%@ n]vf g/fVg], k|ltj]bg k]z gug]{, n]vfk/LIf0f jf cGo k/LIf0f
gu/fpg]nfO{ sf/jfxL x'g]
117
!%# a]?h' clen]v tyf km5of}{6 ;DaGwL Joj:yf 117
!%$ a]?h' km5of}{6, d"Nof°g / cg'udg ;ldlt 117-118
!%% n]vfk/LIf0f ;ldlt 118-119
!%^ n]vfk/LIf0f ;ldltsf] sfd, st{Jo / clwsf/ 119-120
kl/R5]b–%M st{Jo tyf pQ/bfloTj
!%& sfof{no k|d'vsf] pQ/bfloTj 121
!%* n]vf k|d'vsf] pQ/bfloTj 121-122
kl/R5]b–^M ljljw
!%( lnnfd ug{] tyf w'Nofpg] Joj:yf 123-125
!^) ldGxf lbg] Joj:yf 125-126
!^! cfly{s k|zf;g ;DaGwL clwsf/ 126
!^@ sldl6 u7g ug]{ tyf ;+of]hs tf]Sg] 126
!^# ;ldltsf] :jLs[lt k|fKt ug{'kg{] 127
!^$ clu|d cfos/ sl§ gu/]sf]df hjfkmb]xL 127
!^% ;jf/L nua's 127
!^^ dfu kmf/fd 127
!^& cGo cfly{s Joj:yf 127
!^* vf/]hL tyf arfp 127

1
g]kfn b"/;~rf/ sDkgL lnld6]8, cfly{s ljlgodfjnL, @)&!
;fj{hlgs vl/b P]g, @)^# sf] bkmf &$ sf] pkbkmf -@_ n] lbPsf] clwsf/ k|of]u u/L
sDkgL P]g @)^# sf] cwLgdf /xL sDkgLsf] k|aGwkqsf] bkmf $ sf] v08 -5_ sf] pkv08
-@%_ ;d]tsf] clwsf/ k|of]u u/L g]kfn b"/;~rf/ sDkgL lnld6]8 ;~rfns ;ldltn]
b]xfosf] ljlgodx? agfPsf] 5 .
efu–!
k|f/lDes
!= ;+lIfKt gfd / k|f/De M -!_ oL ljlgodx?sf] gfd æg]kfn b"/;~rf/ sDkgL
lnld6]8, cfly{s ljlgodfjnL, @)&!Æ /x]sf] 5 .
-@_ of] ljlgodfjnL ;Dat @)&@ ;fnsf] j}zfv ! ut] b]lv k|f/De x'g]5 .
@= kl/efiff M ljifo jf k|;+un] csf]{ cy{ gnfu]df o; ljlgodfjnLdf,–
-s_ æP]gÆ eGgfn] sDkgL P]g, @)^# ;Demg' k5{ .
-v_ ævl/b P]gÆ eGgfn] ;fj{hlgs vl/b P]g, @)^# ;Demg' k5{ .
-u_ æsDkgLÆ eGgfn] P]g cGtu{t ul7t g]kfn b"/;~rf/ sDkgL
lnld6]8 ;Demg' k5{ / ;f] zAbn] sDkgLsf] s]Gb|Lo sfof{no,
lgb]{zgfno, ljefu / sfof{nonfO{ ;d]t hgfpg]5 .
-3_ æ;ldltÆ eGgfn] sDkgLsf] ;~rfns ;ldlt ;Demg' k5{ .
-ª_ æcWoIfÆ eGgfn] ;ldltsf] cWoIf ;Demg' k5{ / ;f] zAbn]
;ldltsf] a}7ssf] cWoIftf ug]{ ;b:o ;d]tnfO{ hgfpg]5 .
-r_ æ;b:oÆ eGgfn] ;ldltsf] ;b:o ;Demg' k5{ .
-5_ æsfof{noÆ eGgfn] sDkgLsf] s]Gb|Lo sfof{no / ;f] cGtu{t /x]sf
5'§} k|zf;sLo sfo{If]q tf]lsPsf lgb]{zgfno, cfof]hgf, ljefu jf
OsfO{x? ;Demg' k5{ .
-h_ æn]vf sfof{noÆ eGgfn] sDkgLsf] s]Gb|Lo sfof{no jf
lgb]{zgfnoaf6 lgsf;f k|fKt u/L cfo Joo b'j}sf] lx;fa /fvL
;Gt'ng k/LIf0f (Trial Balance) tyf cGo cfly{s ljj/0f ;lxt
tfn's sfof{nodf k|ltj]bg k]z ug'{kg]{ bfloTj ePsf] sfof{no
;Demg' k5{ .
-em_ ætfn's sfof{noÆ eGgfn] ;DalGwt sfof{noeGbf dflyNnf] txsf]
sfof{no ;Demg' k5{ .
-`_ æk|aGw lgb{]zsÆ eGgfn] sDkgLsf] k|aGw lgb]{zs ;Demg' k5{ /
;f] zAbn] sDkgLsf] sfo{sf/L k|d'vsf] ?kdf sfd ug]{ k|aGw
;~rfns ;d]tnfO{ hgfpg]5 .

2
-6_ æsfof{no k|d'vÆ eGgfn] sDkgLsf] sfof{nosf] k|d'v eO{ sfd
ug]{ sd{rf/L ;Demg' k5{ .
-7_ æljefuLo k|d'vÆ eGgfn] gfoa k|aGw lgb]{zs, lgb]{zs tyf bzf}+
tx / ;f] eGbf dflyNnf] txsf sfof{no k|d'v ;Demg' k5{ .
-8_ æcfly{s jif{Æ eGgfn] ;fpg ! ut]b]lv csf]{ ;fnsf] c;f/
d;fGt;Ddsf] cjlw ;Demg' k5{ .
-9_ æclwsf/ k|fKt clwsf/LÆ eGgfn] of] ljlgodfjnL jf o; cGtu{t
hf/L cfb]z / lgb]{lzsf adf]lhd vl/b ;DaGwL sfo{ :jLs[t ug{
clwsf/ k|fKt clwsf/L ;Demg' k5{ .
-0f_ æPs tx dflysf] clwsf/LÆ eGgfn] If]qLo lgb]{zgfno cGtu{tsf
n]vf sfof{nosf] xsdf ;DalGwt If]qLo lgb]{zgfno k|d'v,
lgb]{zgfno cGtu{tsf ljefu jf sfof{nosf] xsdf ;DalGwt
lgb]{zgfno k|d'v tyf If]qLo lgb]{zgfno, lgb]{zgfno / ljefusf]
xsdf k|aGw lgb]{zs / k|aGw lgb{]zssf] xsdf ;ldltnfO{ ;Demg'
k5{ .
-t_ ævl/bÆ eGgfn] sDkgLn] o; ljlgodfjnL adf]lhd s'g}
dfn;fdfg, crn ;DklQ, k/fdz{ ;]jf, k|fljlws ;]jf jf cGo
;]jf k|fKt ug]{ jf 9'jfgL tyf lSnol/Ë sfo{ u/fpg] jf s'g}
lgdf{0f sfo{ ug]{ jf u/fpg] sfo{ ;Demg' k5{ .
-y_ ævl/b ;Demf}tfÆ eGgfn] sDkgL / cfk"lt{stf{ jf lgdf{0f
Joj;foL jf k/fdz{bftf jf ;]jfk|bfos aLr o; ljlgodfjnL
adf]lhd ePsf] vl/b tyf k|flKt ;DaGwL ;Demf}tf ;Demg' k5{ .
-b_ ædfn;fdfgÆ eGgfn] rn jf crn h'g;'s} lsl;dsf] j:t'
;Demg' k5{ / ;f] zAbn] To:tf] j:t' cfk"lt{ ug]{ sfo{sf] cfg'iflËs
-;xfos_ ;]jf tyf ;km6j]o/ ;d]tnfO{ hgfpg]5 .
-w_ æcrn ;DklQÆ eGgfn] hUuf, 3/, ejg jf o:t} k|sf/sf ;+/rgf
;Demg' k5{ .
-g_ ælgdf{0f sfo{Æ eGgfn] s'g} ef}lts ;+/rgfsf] lgdf{0f ug]{, k'gM
lgdf{0f ug]{, eTsfpg], dd{t ;Def/ ug]{ jf lh0ff{]4f/ ug]{ sfo{;+u
;DalGwt lgdf{0f :yn tof/ ug]{, vGg], 78ofpg], agfpg],
pks/0f jf dfn;dfg h8fg ug]{, ;hfpg] cflb h:tf sfo{
;Demg' k5{ / ;f] zAbn] gS;f agfpg], k|of]uzfnf k/LIf0f ug]{,
e"pku|xLo kmf]6f] lvRg], e"sDkLo k/LIf0f ug]{ h:tf lgdf{0f sfo{sf]
cfg'iflËs -;xfos_ ;]jf ;d]tnfO{ hgfpg]5 .
-k_ æk/fdz{ ;]jfÆ eGgfn] s'g} cWoog, cg';Gwfg, ;e]{If0f, l8hfOg,
8«O{Ë, ;'k/Lj]If0f, tfnLd, k/LIf0f ug]{ sfd, ;km6j]o/sf] ljsf;
jf o:t} k|s[ltsf cGo af}l4s jf k]zfut ;]jf ;Demg' k5{ .

3
-km_ æk|fljlws ;]jfÆ eGgfn] sDkgLn] k|bfg ug]{ ;]jf ;~rfng ug{sf]
nflu hl8t k|ljlwdf lg/Gt/ ?kdf cTofjZos x'g] k|fljlws ;]jf
sfo{ ;Demg' k5{ / ;f] zAbn] /f]ldË 8f6f lSnol/Ë, kmfOgflG;on
lSnol/Ë, P;=Pd=P;= xlaË, l;UglnË lnÍ h:tf ;]jf sfo{
;d]tnfO{ hgfpg]5 .
-a_ æcGo ;]jfÆ eGgfn] ;jf/L ;fwg, pks/0f jf dfn;fdfg ef8fdf
lng] tyf dfn;fdfg dd{t ;Def/ ug]{ sfo{ ;Demg' k5{ / ;f]
zAbn] sfof{no ;~rfngsf] nflu cfjZos ;]jfx? ;'/Iff,
lr¶Lkq cf];f/ k;f/, kmf]6f]skL, rd]gfu[x, sfof{no tyf pks/0f
;/;kmfO{, au}+rf ;Def/, lj1fkg ;]jf, Jofkf/ k|jB{g tyf ahf/
Joj:yfkg ;]jf tyf cGo k|zf;lgs ;]jfx? ;lxt :yfgLo ?kdf
k|fKt ul/g] ;]jfnfO{ ;d]t hgfpg]5 .
-e_ æk|f]k|fO{6/L dfn;fdfgÆ eGgfn] sDkgLdf ;~rfngdf /x]sf] d'Vo
oGq jf pks/0f jf k|ljlwnfO{ k"0f{ Ifdtfdf ;~rfng ug{ jf
;f]sf] u'0f, kl/df0f tyf ljz]iftfsf] :t/f]GgtL (Upgrade) ug{ jf
dd{t ;Def/ ug{sf] lgldQ To:tf] oGq jf pks/0f jf k|ljlw
lgdf{tfn] agfPsf] oGq, pks/0f, ;xfos pks/0f, ;km6jo/,
xf8{jo/ tyf kf6{k"hf{ ;Demg' k5{ .
-d_ æk|f]k|fO{6/L ;]jfÆ eGgfn] sDkgLdf ;~rfngdf /x]sf] s'g} oGq,
k|ljlw jf k|0ffnLdf To:tf] oGq, k|ljlw jf k|0ffnLsf] cfk"lt{stf{ jf
;]jf k|bfosaf6 lng cfjZos kg]{ ;xfos ;]jf ;Demg' k5{ .
-o_ æcdfgtÆ eGgfn] sDkgL cfkm}+n] ug]{ s'g} lgdf{0f, dd{t / h8fg
;DaGwL sfo{ ;Demg' k5{ .
-/_ æljz]if kl/l:yltÆ eGgfn] ;'Vvf, cgfj[li6, cltj[li6, e"sDk,
af9L, klx/f], cfunfuL h:tf k|fs[lts jf b}jL k|sf]k tyf
cfsl:ds jf ck|Toflzt ljz]if sf/0faf6 ;[lht kl/l:ylt ;Demg'
k5{ / ;f] zAbn] o'¢ jf cfGtl/s åGb h:tf kl/l:ylt ;d]tnfO{
hgfpg]5 .
:ki6Ls/0f M æcfsl:ds jf ck|Toflzt ljz]if sf/0faf6 ;[lht
kl/l:yltÆ eGgfn] sDkgLn] k"jf{g'dfg ug{ g;s]sf] / cfsl:ds
?kdf ;[hgf ePsf] cj:yfsf] sf/0f sDkgLsf] ;]jf cj?4
x'g;Sg] jf ;]jf k|jfxdf uDeL/ c;/ kg{ ;Sg] kl/l:ylt ;Demg'
k5{ .
-n_ æl;naGbL b/efpkqÆ eGgfn] sDkgLsf] ;"rgf adf]lhd s'g}
lgdf{0f sfo{ ug{ jf dfn;fdfg jf cGo ;]jf pknAw u/fpgsf]
nflu O{R5's JolQm, kmd{, sDkgL jf ;+:yfn] l;naGbL vfdleq
d"No ;d]t pNn]v u/L k]z u/]sf] ljj/0f ;Demg' k5{ .

4
-j_ æb/efpkqbftfÆ eGgfn] sDkgLsf] vl/b sf/jfxLdf efu lng
l;naGbL b/efpkq k]z ug]{ jf ug{ ;Sg] s'g} JolQm, kmd{, ;+:yf
jf sDkgL ;Demg'k5{ .
-z_ æaf]nkqÆ eGgfn] sDkgLn] vl/bsf nflu k|sfzg u/]sf] ;"rgf
cg'?k tf]lsPsf] 9fFrfdf af]nkqbftfn] k]z u/]sf] d"No v'Ng]
sfuhft, k|:tfj jf b//]6 ;Demg' k5{ .
-if_ æaf]nkqbftfÆ eGgfn] sDkgLsf] vl/b sf/jfxLdf efu lng
af]nkq k]z ug]{ jf ug{ ;Sg] s'g} JolQm, kmd{, ;+:yf jf sDkgL
;Demg' k5{ .
-;_ æaf]nkq ;DaGwL sfuhftÆ eGgfn] af]nkqbftfn] d"No jf k|:tfj
jf b//]6 e/L jf tof/ u/L k]z ug{sf nflu af]nkq cfXjfg ug]{
;DaGwLt sfof{non] tof/ u/]sf] lnvt ;Demg' k5{ / ;f] zAbn]
af]nkqbftfnfO{ lbOPsf] lgb]{zg, :k]lzlkms]zg, gS;f, l8hfOg,
sfo{If]qut zt{x? (Terms of Reference), sfo{tflnsf,
d"NofÍgsf cfwf/x?, kl/df0f ;"rL, ;Demf}tfsf zt{x? / o:t}
cGo sfuhft ;d]tnfO{ hgfpg]5 .
-x_ æhdfgtÆ eGgfn] lglZrt zt{sf] clwgdf /xL s'g} sfd 6'ªuf]
gnfu];Dd ;'/If0f jfkt /flvPsf] ;'/If0f hdfgt /sd -l/6]G;g
dgL jf cg]{i6dgL jf w/f}6L ;d]t_ ;Demg' k5{ / ;f] zAbn]
af]nkq hdfgt (Bid Bond/ Security) jf sfo{;Dkfbg hdfgt
(Performance Bond/ Security) jf cGo s'g} sf/0fn] ;'/If0f /fVg'
kg]{df ;f] jfkt /flvPsf] /sd ;d]tnfO{ hgfpg]5 .
-If_ æ;+o'Qm pkj|md (Joint Venture)Æ eGgfn] b'O{ jf b'O{eGbf a9L
sDkgL jf kmd{x? ldnL ;+o'Qm jf 5'§f5'§} bfloTj ;lxt s'g} sfd
ug]{ sfo{nfO{ hgfpg]5 .
-q_ æPh]G6Æ eGgfn] s'g} :jb]zL jf ljb]zL JolQm, kmd{, ;+:yf jf
sDkgLsf] Ph]G;L lng] JolQm, kmd{, ;+:yf jf sDkgL ;Demg' k5{ .
-1_ æsaf]n c+s (Bid Price)Æ eGgfn] s'g} af]nkqbftfn] af]nkqdf
saf]n u/]sf] /sd ;Demg' k5{ .
-ss_æd"NoflÍt cÍ (Evaluated Price)Æ eGgfn] s'g} af]nkqsf] k/LIf0f
tyf d"NofÍgaf6 sfod x'g cfPsf] d"Nosf] s'n cÍ ;Demg' k5{ .
-sv_ æd"NofÍg ;ldltÆ eGgfn] ljlgod && adf]lhdsf] ;ldlt ;Demg'
k5{ .
-su_ æ;Demf}tf d"No (Contract Price)Æ eGgfn] vl/b ;Demf}tfdf
plNnlvt vl/b d"No ;Demg' k5{ / ;f] zAbn] To:tf] ;Demf}tf
cGtu{t e]l/Pzg cfb]z hf/L ul/Psf]df To:tf] cfb]z adf]lhd
ePsf] sfd gfk hfFr ubf{ sfod ePsf] d"No / d"No ;dfof]hg

5
ePsf]df To:tf] ;dfof]hgaf6 sfod ePsf] vl/b d"NonfO{ ;d]t
hgfpF5 .
#= ljlgodfjnLsf] JofVof M o; ljlgodfjnL / o; ljlgodfjnL cGtu{t hf/L
ul/Psf cfb]zx?sf] JofVof ;DaGwL s'g} k|Zg p7]df ;ldltn] u/]sf] JofVof
sDkgLsf] sfd sf/jfxLsf] nflu clGtd x'g]5 .

6
efu–@
vl/b ;DaGwL sfo{ljlw

7
kl/R5]b–!
vl/b of]hgf tyf vl/b sfo{sf] lhDd]jf/L
$= vl/b sf/jfxLsf] tof/L ug'{ kg]{ M sDkgLn] s'g} vl/b sf/jfxLsf] tof/L ubf{ b]xfo
adf]lhd ug'{ kg]{5 M–
-s_ vl/b cfjZostfsf] klxrfg ug]{,
-v_ vl/b ;DaGwL ljleGg k|fljlws s'/f ;dfwfg ug{ / cfk"lt{stf{sf]
pknAwtf olsg ug{ ahf/df k|rlnt vl/b ;Demf}tfsf] hfgsf/L
lng],
-u_ cl3Nnf jif{x?df ;dfg k|s[ltsf] dfn;fdfg, lgdf{0f sfo{ jf
k/fdz{ ;]jf jf cGo ;]jf vl/b ul/Psf] eP To:tf] vl/b
k|lqmofsf] cWoog ug]{,
-3_ vl/b of]hgf tof/ ug]{ u/fpg],
-ª_ vl/bnfO{ ;'ljwfhgs ;d"xdf ljefhg ug]{ jf Kofs]hdf ;dfj]z
ug{],
-r_ vl/bsf] ljj/0f, kl/df0f / If]q olsg ug]{,
-5_ vl/b ul/g] dfn;fdfg, lgdf{0f sfo{ jf ;]jfsf] :k]l;lkms]zg,
of]hgf, gS;f, l8hfOg nufotsf ljj/0f tof/ ug{],
-h_ vl/bsf] nfut cg'dfg tof/ ug]{,
-em_ vl/bsf] cfly{s ;|f]t / /sdsf] klxrfg ug]{,
-`_ vl/b ljlwsf] 5gf}6 ug]{, /
-6_ of]Uotfsf cfwf/ to ug'{ kg]{ eP ;f] ug]{ .
%= vl/bsf] u'?of]hgf tof/ ug'{ kg]{ M -!_ sDkgLdf bL3{sflng k|efj kg{ ;Sg] of]hgf
jf cfof]hgfsf] nflu vl/b ubf{ jf jflif{s kRrL; s/f]8 ?k}ofFeGbf a9L /sdsf]
vl/b sfo{ ubf{ vl/bsf] u'?of]hgf (Master Procurement Plan) tof/ ug'{ kg]{5 .
-@_ pkljlgod -!_ adf]lhdsf] u'?of]hgfdf cGo s'/fsf] cltl/Qm b]xfosf
s'/fx? pNn]v ug'{ kg{]5 M–
-s_ vl/bsf] k|sf/, kl/df0f / df]6fdf]6L cg'dflgt d"No,
-v_ vl/b ljlw,
-u_ vl/bnfO{ ljleGg r/0fdf ul/g] jf Kofs]h agfOg] eP ;f]
;DaGwL Joj:yf,
-3_ vl/bsf] nflu k"j{ of]Uotfsf] sf/jfxL ug'{kg]{ eP ;f] ;DaGwL s'/f,
-ª_ vl/b sf/jfxLsf] df]6fdf]6L ;do tflnsf, /
-r_ u'?of]hgfdf /fVg'kg]{ egL ;ldltn] ;do ;dodf lgwf{/0f u/]sf
s'/fx? .

8
-#_ pkljlgod -!_ adf]lhdsf] u'?of]hgf ;ldltaf6 :jLs[t ePsf] x'g'
kg]{5 .
-$_ pkljlgod -#_ adf]lhd :jLs[t u'?of]hgf ;DalGwt sfof{nosf] vl/b
OsfO{n] k|To]s cfly{s jif{ cBfjlws ug'{ kg]{5 .
^= jflif{s vl/b of]hgf tof/ ug'{ kg]{ M -!_ sDkgLn] jflif{s Ps s/f]8 ?k}ofFeGbf a9L
/sdsf] s'g} vl/b jf k|flKt ug'{ kg]{ ePdf jflif{s sfo{s|d tyf ah]6 tof/ ubf{
jflif{s vl/b of]hgf tof/ ug'{ kg]{5 . To;/L vl/b of]hgf tof/ ubf{ ljlgod %
adf]lhd vl/bsf] u'? of]hgf ;d]t tof/ ePsf] /x]5 eg] To:tf] u'? of]hgfsf]
;d]t cfwf/ lng' kg]{5 .
-@_ pkljlgod -!_ adf]lhdsf] jflif{s vl/b of]hgfdf b]xfosf s'/fx?
pNn]v ug'{ kg]{5 M–
-s_ vl/bsf] k|sf/ ;DaGwL ljj/0f,
-v_ vl/b sf/jfxLsf] ;do tflnsf,
-u_ vl/b ljlw,
-3_ vl/bsf] nflu ul/g] ;Demf}tfsf] lsl;d, /
-ª_ jflif{s vl/b of]hgfdf /fVg' kg]{ egL ;ldltn] ;do ;dodf
lgwf{/0f u/]sf s'/fx? .
-#_ pkljlgod -@_ sf] v08 -v_ adf]lhdsf] ;do tflnsfdf b]xfosf] sfd
ug]{ ;dofjlw pNn]v ug{' kg]{5 M–
-s_ :k]l;lkms]zg, 8«OË, l8hfOg, gS;f nufotsf ljj/0f tof/ ug]{,
-v_ nfut cg'dfg tof/ ug]{,
-u_ l;naGbL b/efpkq kmf/fd, k"j{of]Uotfsf] k|:tfj jf af]nkq jf
k/fdz{ ;]jfsf] k|:tfj ;DaGwL sfuhft tof/ ug{],
-3_ l;naGbL b/efpkq, k"j{ of]Uotfsf] k|:tfj, af]nkq cfXjfg jf
k/fdz{ ;]jfsf] k|:tfj dfu ug{ ;"rgf k|sfzg ug]{,
-ª_ l;naGbL b/efpkq, k"j{ of]Uotfsf] k|:tfj, af]nkq jf k/fdz{
;]jfsf] k|:tfj d"NofÍg ug]{,
-r_ l;naGbL b/efpkq, k"j{of]Uotfsf] k|:tfj, af]nkq jf k/fdz{
;]jfsf] k|:tfj :jLs[lt ug{],
-5_ ;Demf}tf ug]{,
-h_ sfo{ cf/De ug{], /
-em_ sfo{ k"/f ug{] .
-$_ sfof{no k|d'vn] o; ljlgodfjnL adf]lhd tof/ u/]sf] jflif{s vl/b
of]hgfsf] Ps Ps k|lt cfufdL cfly{s jif{sf] cg'dflgt jflif{s sfo{s|d tyf ah]6
;fy ;+nUg u/L tfn's sfof{no / s]Gb|Lo sfof{nodf k7fpg' kg]{5 .

9
-%_ k|aGw lgb]{zsn] rfn" cfly{s jif{sf] :jLs[t sfo{s|d tyf ah]6 k|fKt
ePkl5 ;f] cg'?k of] ljlgod adf]lhd tof/ ePsf] jflif{s vl/b of]hgf kl/dfh{g
ug'{ kg]{ eP ;f] ;d]t u/L :jLs[tLsf] nflu ;ldltdf k]z ug'{ kg]{5 .
-^_ tfn's sfof{non] vl/b sf/jfxL jflif{s vl/b of]hgf adf]lhd lgwf{l/t
;dodf ;DkGg eP gePsf] cg'udg ug{' kg]{5 .
&= vl/b sfo{sf] lhDd]jf/L M -!_ o; ljlgodfjnL adf]lhd vl/b of]hgf tof/ ug]{
tyf o; ljlgodfjnL adf]lhdsf] sfo{ljlw k"/f u/L vl/b ;DaGwL cGo ;a} sfo{
ug]{ jf u/fpg] lhDd]jf/L k|aGw lgb]{zssf] x'g]5 .
-@_ sDkgLn] pkljlgod -!_ adf]lhd vl/b ;DaGwL sfo{ ubf{ vl/b sfo{
;DaGwL 1fg ePsf] jf tflnd k|fKt u/]sf] sd{rf/Laf6 u/fpg' kg]{5 .
-#_ sDkgLn] b]xfosf] sfd ug{sf] nflu Pp6f vl/b OsfO{sf] :yfkgf ug'{
kg]{ jf ;f]sf] lhDd]jf/L tf]Sg' kg]{5 M–
-s_ vl/b dfu ;+sng u/L :jLs[ltsf] nflu clwsf/ k|fKt clwsf/L
;dIf k]z ug{] / vl/b of]hgf tof/ ug]{,
-v_ sDkgLn] tof/ u/]sf] gd"gf af]nkq ;DaGwL sfuhft (Standard
Bidding Document), gd"gf k"j{ of]Uotf ;DaGwL sfuhft
(Standard Pre-qualification Document), gd"gf k|:tfj dfu
;DaGwL sfuhft (Standard Request for Proposal) / gd"gf vl/b
;Demf}tf ;DaGwL sfuhft (Standard Contract Document) df
cfjZostf cg';f/ x]/k]m/ u/L af]nkq ;DaGwL sfuhft, k"j{
of]Uotf ;DaGwL sfuhft, k/fdz{ ;]jfsf] k|:tfj ;DaGwL
sfuhft / vl/b ;Demf}tf ;DaGwL sfuhft tof/ ug]{,
-u_ vl/b ;DaGwL ;"rgf ;fj{hlgs ?kdf k|sfzg ug]{,
-3_ k"j{ of]Uotf ;DaGwL sfuhft, af]nkq ;DaGwL sfuhft ljt/0f
ug]{ jf k/fdz{ ;]jfsf] k|:tfj ;DaGwL sfuhft k7fpg],
-ª_ k"j{ of]Uotfsf] k|:tfj, af]nkq jf k/fdz{ ;]jfsf] k|:tfj k|fKt ug]{
/ To;nfO{ ;'/lIft tl/sfn] /fVg],
-r_ kg{ cfPsf k"j{ of]Uotfsf] k|:tfj, af]nkq jf k/fdz{ ;]jfsf]
k|:tfj d"NofÍgsf] nflu d"NofÍg ;ldltdf k]z ug]{ / d"NoflÍt
af]nkq :jLs[ltsf] nflu k]z ug]{,
-5_ k"j{ of]Uotfsf] k|:tfj, af]nkq jf k/fdz{ ;]jfsf] k|:tfj
:jLs[ltsf] ;"rgf lbg],
-h_ sfo{ ;Dkfbg hdfgt lng] / To;sf] k/LIf0f u/L ;'/lIft tl/sfn]
/fVg],
-em_ vl/b u/]sf] dfn;fdfg, lgdf{0f sfo{ jf ;]jfsf] u'0f:t/ k/LIf0f
ug]{ u/fpg],

10
-`_ ;fj{hlgs vl/b cg'udg sfof{non] dfu u/]sf] hfgsf/L /
sfuhft pknAw u/fpg],
-6_ vl/b sf/jfxL;Fu ;DalGwt sfddf ;dGjo ug{],
-7_ k|lttkq (Letter of Credit or Documentary Credit), sfo{
;Dkfbg hdfgt (Performance Bond) tyf af]nkq jf l;naGbL
b/efpkq jf k|:tfj hdfgt (Bid Bond) sf] clen]v /fVg], /
-8_ sDkgLn] tf]s]sf] cGo sfo{ ug]{ .
-$_ pkljlgod -#_ adf]lhdsf] sfd ubf{ jf u/fpFbf vl/b O{sfO{ jf ;f]sf]
lhDd]jf/L tf]lsPsf] OsfO{n] clwsf/ k|fKt clwsf/Lsf] :jLs[lt lnO{ ug'{ kg]{5 .

11
kl/R5]b–@
of]Uotfsf cfwf/, k|fljlws Ifdtf / k|fljlws :k]l;lkms]zg
*= af]nkqbftf jf k|:tfjbftfsf] of]Uotf M -!_ af]nkqbftf jf k|:tfjbftfn] vl/b
;Demf}tf k|fKt ug{ b]xfo adf]lhdsf] of]Uotf k"/f u/]sf] x'g' kg]{5M–
-s_ af]nkqbftfn] af]nkq ;DaGwL sfuhftdf plNnlvt of]Uotfsf
cfwf/ jf vl/bsf] nflu k"j{ of]Uotf lgwf{/0fsf] sf/jfxL
rnfOPsf]df k"j{ of]Uotf ;DaGwL sfuhftdf plNnlvt of]Uotfsf
cfwf/, /
-v_ k|:tfjbftfn] k|:tfj ;DaGwL sfuhftdf plNnlvt of]Uotfsf
cfwf/ .
-@_ pkljlgod -!_ adf]lhd af]nkq ;DaGwL sfuhft jf k|:tfj ;DaGwL
sfuhftdf of]Uotfsf cfwf/ pNn]v ubf{ k]zfut / k|fljlws of]Uotf, pks/0fsf]
pknAwtf, ljutsf] sfo{ ;Dkfbg, laqmL kl5sf] ;]jfsf] Joj:yf, hu]8f kf6{k"hf{sf]
pknAwtf, sfg"gL ;Ifdtf, ljQLo ;|f]t / cj:yf, k]zfut s;"/ u/] jfktsf]
;hfo / o:t} cGo cfwf/x? pNn]v ug{ ;lsg]5 .
-#_ pkljlgod -@_ adf]lhd cfwf/ pNn]v ubf{ s'g} vf; ju{sf lgdf{0f
Joj;foL, cfk"lt{stf{, k/fdz{bftf jf ;]jf k|bfosn] dfq efu lng kfpg] jf s'g}
vf; ju{sf lgdf{0f Joj;foL, cfk"lt{stf{, k/fdz{bftf jf ;]jf k|bfosn] efu lng
gkfpg] Joj:yf ug{ ;lsg] 5}g .
-$_ af]nkq, k"j{of]Uotfsf] k|:tfj, k/fdz{ ;]jf / k|fljlws ;]jfsf] k|:tfj
d"NofÍg ubf{ qmdzM af]nkq ;DaGwL sfuhft, k"j{of]Uotf ;DaGwL sfuhft /
k|:tfj dfu ;DaGwL sfuhftdf plNnlvt cfwf/ adf]lhd dfq d"NofÍg ug'{ kg]{5
/ To:tf cfwf/x? s'g} e]befj lagf ;a} af]nkqbftf jf k|:tfjbftfnfO{ ;dfg
?kn] nfu" x'g] 5g .
-%_ o; ljlgoddf cGoq h'g;'s} s'/f n]lvPsf] ePtfklg ;f7L nfv
?k}ofFeGbf sd nfut cg'dfg ePsf] lgdf{0f sfo{df s'g} of]Uotf lgwf{/0f ul/g]
5}g .
-^_ af]nkqbftf jf k|:tfjbftfn] k]z u/]sf] of]Uotf ;DaGwL ljj/0f tYout
?kdf e'm¶f jf ;f/e't ?kdf ck'/f] ePsf] kfOPdf sDkgLn] s'g} klg ;dodf
To:tf] af]nkqbftf jf k|:tfjbftfnfO{ cof]Uo 7x/fpg ;Sg]5 . t/ ;fgfltgf q'6L
ePsf] cj:yfdf ;DalGwt af]nkqbftf jf k|:tfjbftfaf6 ;f] ;DaGwL hfgsf/L
dfu u/L ;Rofpg ;lsg]5 .
:ki6Ls/0f M o; pkljlgodsf] k|of]hgsf] nflu æ;fgfltgf q'6LÆ eGgfn] af]nkq
;DaGwL sfuhftdf plNnlvt ljj/0f;Fu tflTjs ?kdf leGg gx'g] eflifs cz'l4
h:tf q'6L ;Demg' k5{ .

12
(= dfn;fdfg cfk"lt{ ug]{ af]nkqbftfsf] of]Uotfsf cfwf/ M -!_ dfn;fdfg cfk"lt{
;DaGwL vl/b sf/jfxLdf efu lng] af]nkqbftfsf] jf k"j{ of]Uotfsf] k|:tfjbftfsf]
of]Uotfsf] cfwf/ lgwf{/0f ubf{ sDkgLn] b]xfosf s'/fx? dWo] cfjZostfg';f/ s'g}
jf ;a} s'/fnfO{ ljrf/ u/L lgwf{/0f ug{ ;Sg]5 M–
-s_ k|fljlws Ifdtf,
-v_ dfn;fdfg pTkfbg ;DaGwL clen]v (Manufacturing Record),
-u_ dfn;fdfgsf] k|fljlws ljj/0f (Technical Specification),
-3_ cfly{s / ljQLo Ifdtf,
-ª_ dfn;fdfg h8fg ug{'kg]{ ePdf h8fg sfo{df ;+nUg x'g]
k|fljlwssf] bIftf,
-r_ cfk"lt{ x'g] dfn;fdfg vf; cjlw;Dd ;'rf? ?kn] ;~rfng x'G5
eGg] s'/fsf] k|Tofe"lt,
-5_ dfn;fdfg dd{t ;Def/sf] Joj:yf,
-h_ ;]jf / hu]8f kf6{k"hf{sf] pknAwtf,
-em_ h8fg ;d]t ug'{kg]{ u/L dfn;fdfg cfk"lt{ ug]{ cfk"lt{stf{sf]
xsdf lghsf] ;Lk, lgk"0f{tf, cg'ej / ljZj;lgotf,
-`_ sDkgLn] cfjZos 7fg]sf cGo s'/fx? .
-@_ o; ljlgod adf]lhd af]nkqbftf jf k|:tfjbftfsf] of]Uotf / k|fljlws
Ifdtf k|dfl0ft ug]{ sfuhft dfu ubf{ sDkgLn] dfn;fdfgsf] k|s[lt, kl/df0f,
dxTj jf k|of]u cg';f/ b]xfosf dWo] s'g} jf ;a} sfuhft dfu ug{ ;Sg]5 M–
-s_ af]nkqbftfn] ljut sDtLdf tLg jif{sf] cjlwdf cGo ;+ul7t
;+:yfnfO{ cfk"lt{ u/]sf] dfn;fdfgsf] k|sl[t, kl/df0f, ;Demf}tf
/sd, ldlt / To:tf] ;+:yfsf] gfd tyf 7]ufgf,
-v_ vl/b ul/g] dfn;fdfg hl6n jf c;fwf/0f k|s[ltsf] ePdf
sDkgL cfk}+mn] jf sDkgLsf] tkm{af6 af]nkqbftf ;+:yflkt ePsf]
b]zsf] cflwsfl/s lgsfon] lghsf] pTkfbg Ifdtf hfFr u/]sf]
sfuhft,
-u_ cflwsfl/s u'0f:t/ lgoGq0f ;+:yf jf dfGotf k|fKt lgsfon]
vl/b ul/g] dfn;fdfgsf] lg/LIf0f u/L To:tf] dfn;fdfgsf]
:k]l;lkms]zg / u'0f:t/ ;DaGwdf lbPsf] k|df0fkq,
-3_ cfk"lt{ ul/g] dfn;fdfgsf] cflwsfl/stf k|dfl0ft ug{ cfjZos
kg]{ gd"gf, k'/s ljj/0f jf kmf]6f]x?,
-ª_ ;a–sG6«fS6/af6 u/fpg rfx]sf] sfdsf] cg'kft .
-#_ cfk"lt{ ul/g] dfn;fdfg af]nkqbftf jf k"j{of]Uotfsf] k|:tfjbftf
cfkmF}n] gagfpg] jf pTkfbg gug]{ ePdf To:tf] dfn;fdfgsf] pTkfbsn] af]nkq
jf k"j{of]Uotfsf] nflu k|:tfj k]z ug]{, dfn;fdfg cfk"lt{ ug]{ / h8fg ug]{ ;DaGwL
clwsf/ cfkm"nfO{ /Ltk"j{s k|bfg u/]sf] s'/f k|dfl0ft ug]{ sfuhft af]nkqbftf jf
k"j{ of]Uotfsf] k|:tfjbftfn] k]z ug'{ kg]{5 .

13
-$_ g]kfnleq Jofkf/ Joj;fo ;~rfng gePsf] af]nkqbftf jf
k"j{of]Uotfsf] k|:tfjbftfn] lghn] vl/b ;emf}tf k|fKt u/]df To:tf] ;Demf}tf
adf]lhd cfk"lt{ ul/Psf] dfn;fdfg dd{t ;Def/ ug]{, laqmL kZrftsf] ;]jf k|bfg
ug]{ tyf cfjZos hu]8f kf6{k"hf{ df}Hbft /fvL cfk"lt{ ug]{ ;DaGwL bfloTj lgjf{x
ug{ ;Sg] lghsf] Ph]G6 jf clws[t ljs|]tf g]kfndf /xg] s'/f k|dfl0ft ug]{
sfuhft k]z ug'{ kg]{5 .
!)= lgdf{0f Joj;foLsf] of]Uotfsf cfwf/ M -!_ sDkgLn] ;f7L nfv ?k}ofFeGbf dflysf]
lgdf{0f sfo{ ;DaGwL vl/b sf/jfxLdf efu lng] af]nkqbftf jf k"j{of]Uotfsf]
k|:tfjbftfsf] of]Uotfsf cfwf/ lgwf{/0f ubf{ b]xfosf s'/f dWo] cfjZostfg';f/
s'g} jf ;a} s'/fnfO{ ljrf/ u/L lgwf{/0f ug{ ;Sg]5 M–
-s_ d'Vo ;Demf}tfstf{ (Prime Contractor) eO{ Psnf}6L ?kdf sfd
u/]sf] jf Joj:yfkg ;Demf}tf u/L sfd u/]sf] jf ;+o'Qm
pkj|mdsf] ;fem]bf/ jf ;a–sG6«fS6/sf] ?kdf sfd u/]sf] cg'ej,
-v_ Psnf}6L ?kdf sfd ;DkGg u/]sf] jf ;+o'Qm pkj|mdsf]
;fem]bf/sf] x}l;otn] sfd u/]sf] ;d]t u/L af]nkq ;DaGwL
sfuhft jf k"j{of]Uotf ;DaGwL sfuhftdf pNn]v ePsf] ;Ldf
jf ;f]eGbf a9L /sdsf] lgdf{0f sfo{sf] Go"gtd ;/b/ jflif{s
sf/f]af/,
t/, /fli6«o:t/df v'nf af]nkq cfXjfg ul/Psf] cj:yfdf ljut
bz jif{sf] sf/f]af/ dWo]sf] s'g} tLg jif{sf] clwstd ;/b/
jflif{s sf/f]af/nfO{ cfwf/ lnOg]5 .
-u_ k|:tfljt vl/b ;Demf}tf;+u d]n vfg] k|s[lt, hl6ntf / lgdf{0f
k|ljlwsf vl/b ;Demf}tf af]nkq ;DaGwL sfuhft jf k"j{of]Uotf
;DaGwL sfuhftdf pNn]v ePsf] ;+Vofdf ;kmntfk"j{s ;DkGg
u/]sf] ljz]if cg'ej,
-3_ vl/b ;Demf}tf adf]lhdsf] lgdf{0f sfo{ z'? ug{sf] nflu cfjZos
/sd e'QmfgL gkfpg] jf kfpg l9nfO{ x'g] cj:yfdf k|:tfljt
lgdf{0f sfo{ / ;DalGwt af]nkqbftf jf k"j{of]Uotfsf]
k|:tfjbftfn] ;~rfng ul//x]sf] jf ;~rfng ug{ k|ltj4tf
hgfPsf] cGo lgdf{0f sfo{ ;DkGg ug{ cfjZos kg]{ gub
k|jfxsf] Joj:yf ug{ ;Sg] t/n ;DklQ, shf{ ;'ljwf / cGo
ljQLo ;|f]t -s'g} vl/b ;Demf}tf cGtu{tsf] k]ZsL /sd afx]s_
pknAw ePsf] jf To:tf] ;DklQsf] ;|f]tdf kx'Fr ePsf] cfly{s /
ljQLo Ifdtf,
-ª_ af]nkq ;DaGwL sfuhft jf k"j{of]Uotf ;DaGwL sfuhftdf
pNn]v eP adf]lhdsf bIf hgzlQm,

14
-r_ af]nkqbftf jf k"j{of]Uotfsf] k|:tfjbftfsf] cfkmg} :jfldTjdf
/x]sf] jf vl/b ;Demf}tfdf plNnlvt cjlwe/ lgjf{w ?kdf
pkof]u ug{;Sg] u/L ef8f, lnh, ;Demf}tf jf cGo Joj;flos
dfWodaf6 pknAw x'g] rfn' xfntsf af]nkq ;DaGwL sfuhft
jf k"j{of]Uotf ;DaGwL sfuhftdf pNn]v eP adf]lhdsf d'Vo
pks/0f .
-@_ /fli6«o lgdf{0f Joj;foLsf] xsdf pkljlgod -!_ sf] v08 -v_ sf]
/sd u0fgf ubf{ d"No clej[l4 s/ jfktsf] /sd s6fO{ x'g cfpg] /sd dfq
u0fgf ul/g]5 / To:tf] /sdnfO{ g]kfn /fi6« a}Ísf] cBfjlws d"No ;"rsfÍ
cg';f/ ;dfof]hg ul/g]5 .
-#_ lgdf{0f Joj;foLsf] k|fljlws Ifdtf k|dfl0ft ug]{ sfuhft dfu ubf{
sDkgLn] af]nkqbftf jf k"j{of]Uotfsf] k|:tfjbftfaf6 lgdf{0f sfo{sf] k|s[lt cg';f/
b]xfosf s'g} jf ;a} sfuhft dfu ug{ ;Sg]5 M–
-s_ ljut bz jif{sf] cjlwdf lghn] ;DkGg u/]sf] lgdf{0f sfo{sf]
d"No, ldlt / sfo{ :ynsf] ljj/0f,
-v_ lghn] ;a–sG6«fS6/ dfk{mt u/fpg rfx]sf] k|:tfljt sfdsf]
cg'kft / of]Uotfsf] cfwf/,
-u_ k|:tfljt sfd ;DkGg ug{sf nflu lgh;Fu ePsf k|fljlws
pks/0f / KnfG6sf] ljj/0f .
!!= k/fdz{ ;]jfsf] k|:tfjbftfsf] of]Uotfsf] cfwf/ M -!_ sDkgLn] k/fdz{ ;]jf ;DaGwL
vl/b sf/jfxLdf efu lng] k|:tfjbftfsf] of]Uotfsf] cfwf/ lgwf{/0f ubf{ b]xfosf
s'g} jf ;a} s'/f ljrf/ u/L lgwf{/0f ug{ ;Sg]5 M–
-s_ k|:tfjbftf JolQm eP lghsf] / kmd{ jf ;+:yf eP cfjZos
;+:yfut sfo{ cg'ej,
-v_ k|:tfjbftfsf] d'Vo d'Vo sd{rf/Lsf] cfjZos z}lIfs of]Uotf /
p:t} k|s[ltsf] sfo{sf] cfjZos cg'ej,
-u_ sfo{ ;Dkfbg ug]{ tl/sf, sfo{ljlw, sfo{If]qut zt{ k|ltsf]
k|efju|flxtf (Responsiveness to Terms of Reference), k|ljlw
x:tfGt/0f / ;do tflnsf,
-3_ k|:tfjbftfsf] Joj:yfkg Ifdtf,
-ª_ k|:tfjbftfsf] cfly{s Ifdtf,
-r_ cGt/f{li6«o :t/af6 k|:tfj dfu ul/Psf] ePdf :jb]zL
hgzlQmsf] ;xeflutf, /
-5_ k|:tfj ;DaGwL sfuhftdf pNn]v eP adf]lhdsf] cGo s'/f .
-@_ sDkgLn] pkljlgod -!_ adf]lhd k|:tfjbftfsf] k|fljlws Ifdtf
k|dfl0ft ug]{ sfuhft dfu ubf{ k|:tfljt k/fdz{ ;]jfsf] k|s[lt cg';f/ b]xfosf]
s'g} jf ;a} sfuhft dfu ug{ ;Sg]5 M–

15
-s_ ljut bz jif{sf] cjlwdf k|:tfljt k/fdz{ ;]jf;Fu ldNg]
k|s[ltsf] k/fdz{ ;]jf k|bfg u/]sf] ;fj{hlgs jf lghL ;+:yf,
/sd / ldlt v'Ng] ljj/0f,
-v_ k|:tfljt sfd ;DkGg ug{sf] nflu k|:tfj ul/Psf d'Vo
sd{rf/Lsf] of]Uotf ;DaGwL ljj/0f,
-u_ lghsf] ljut tLg jif{sf Joj:yfksLo sd{rf/L / ;/b/ jflif{s
hgzlQmsf] ljj/0f, /
-3_ ;a–sG6«fS6/ dfk{mt k|bfg ug{ rfx]sf] k|:tfljt k/fdz{ ;]jfsf]
c+z / of]Uotfsf] cfwf/ .
!@= k|fljlws ;]jfsf] k|:tfjbftfsf] of]Uotfsf] cfwf/ M -!_ sDkgLn] k|fljlws ;]jf
vl/b sf/jfxLdf efu lng] k|:tfjbftfsf] of]Uotfsf] cfwf/ lgwf{/0f ubf{ b]xfosf
s'g} jf ;a} s'/f ljrf/ u/L lgwf{/0f ug{ ;Sg]5 M–
-s_ k|:tfjbftfsf] sfo{ cg'ej,
-v_ k|:tfjbftfsf] u|fxs cfwf/ jf g]6js{,
-u_ sfo{ ;Dkfbg ug]{ tl/sf, sfo{ljlw, sfo{If]qut zt{ k|ltsf]
k|efju|flxtf, sfo{ ;Dkfbg ;do tflnsf,
-3_ k|:tfjbftfsf] Joj:yfkg tyf k|fljlws Ifdtf,
-ª_ k|:tfjbftfsf] cfly{s Ifdtf,
-r_ k|:tfj ;DaGwL sfuhftdf pNn]v eP adf]lhdsf] cGo s'/f .
-@_ sDkgLn] pkljlgod -!_ adf]lhd k|:tfjbftfsf] k|fljlws Ifdtfsf]
cfwf/ lgwf{/0f ubf{ k|:tfljt k|fljlws ;]jfsf] k|s[lt cg';f/ b]xfosf] s'g} jf ;a}
sfuhft dfu ug{ ;Sg]5 M–
-s_ ljut sDtLdf tLg jif{sf] cjlwdf k|:tfljt ;]jf k|bfg u/]sf]
;+:yfsf] ljj/0f,
-v_ k|:tfljt sfo{ ;DkGg ug{sf] nflu k|:tfj ul/Psf d'Vo sd{rf/L
tyf pks/0fx?sf] ljj/0f,
-u_ ljut tLg jif{sf Joj:yfksLo sd{rf/L / ;/b/ jflif{s
hgzlQmsf] ljj/0f .
!#= ;+o'Qm pkj|mdsf] of]Uotfsf cfwf/ M -!_ s'g} vl/b sf/jfxLdf efu lng] k|of]hgsf]
nflu af]nkqbftf jf k|:tfjbftfx?n] Ps ;+o'Qm pkj|md agfO{ af]nkq k]z ug{
;Sg]5g .
t/, Ps af]nkqbftf jf k|:tfjbftfn] ;+o'Qm pkj|mdsf] ;fem]bf/ jf
JolQmut dWo] s'g} Pp6f dfq af]nkq jf k|:tfj k]z ug{ ;Sg]5 .
-@_ sDkgLn] pkljlgod -!_ adf]lhdsf] ;+o'Qm pkj|mddf /xg] ;fem]bf/sf]
Go"gtd lx:;f / d'Vo ;fe]mbf/ tyf cGo ;fe]mbf/sf] Go"gtd of]Uotf af]nkq jf
k|:tfj ;DaGwL sfuhftdf tf]Sg ;Sg]5 .

16
-#_ sDkgLn] pkljlgod -@_ adf]lhd of]Uotf lgwf{/0f ubf{ To:tf]
pkj|mddf /xg] ;fem]bf/sf] ;DaGwdf b]xfosf s'/f ljrf/ u/L lgwf{/0f ug'{ kg]{5 M–
-s_ lghsf] ;/b/ jflif{s sf/f]af/,
-v_ lghsf] ljz]if cg'ej / lghn] ;Dkfbg u/]sf] k|d'v sfo{,
-u_ lgdf{0f sfo{ ;~rfng ug{ lgh;Fu ePsf] gub k|jfx,
-3_ lghsf] hgzlQm ;DaGwL Ifdtf,
-ª_ lghsf] cf}hf/ jf pks/0f ;DaGwL Ifdtf .
-$_ s'g} ;+o'Qm pkj|mdn] af]nkq jf k|:tfj ;DaGwL sfuhftdf plNnlvt
Go"gtd of]Uotfsf cfwf/x? k"/f u/] gu/]sf] olsg ug{sf] nflu To:tf] pkj|mdsf]
;a} ;fem]bf/sf] of]Uotf u0fgf ug'{ kg]{5 .
-%_ sDkgLn] ;+o'Qm pkj|mdsf] ;fem]bf/sf] JolQmut of]Uotfsf] cfwf/
lgwf{/0f ubf{ b]xfosf s'/f ljrf/ u/L lgwf{/0f ug'{ kg]{5 M–
-s_ ;DalGwt sfddf lghsf] cg'ej,
-v_ cGo ;Demf}tf adf]lhd lghn] ul//x]sf] jf ug]{ sfd ;DkGg ug{
cfjZos kg]{ ;|f]tsf] kof{Kttf,
-u_ ljQLo ;Ifdtf,
-3_ ljutsf lgh ;+nUg /x]sf] ;fj{hlgs vl/b ;DaGwL d'2f dfldnf
/ ;f]sf] glthf .
-^_ s'g} ;+o'Qm pkj|md vl/b ;Demf}tfsf] nflu 5gf}6 ePdf sDkgLn]
To:tf] ;+o'Qm pkj|mdnfO{ ;f] pkj|mddf ;+o'Qm pkj|mdsf ;fem]bf/sf] JolQmut /
;f] pkj|mdsf] ;femf bfloTj ;d]t /xg] u/L cfGtl/s /fh:j sfof{nodf :yfoL
n]vf gDa/ / d"No clej[l4 s/ btf{ ug{ nufpg' kg]{5 .
-&_ s'g} ;+o'Qm pkj|mdn] af]nkq jf k|:tfj k]z ubf{ af]nkq jf k|:tfj
hdfgt ;d]t k]z ug{' kg]{ ePdf To:tf] hdfgt pkljlgod -!_ adf]lhdsf] ;+o'Qm
pkj|mdsf ;j} ;fem]bf/sf] gfddf / ;a} ;fem]bf/sf] bfloTj x'g] u/L] hf/L ul/Psf]
x'g' kg]{5 .
-*_ ;+o'Qm pkj|md ;DaGwL cGo zt{ af]nkq jf k|:tfj ;DaGwL
sfuhftdf pNn]v eP adf]lhd x'g]5 .
!$= cfly{s / ljQLo Ifdtf v'Ng] sfuhft dfu ug{ ;Sg]M -!_ af]nkq ;DaGwL
sfuhftdf af]nkqbftfsf] cfly{s / ljQLo Ifdtf k|dfl0ft ug]{ sfuhft dfu ubf{
sDkgLn] lgdf{0f sfo{sf] k|s[lt cg';f/ b]xfosf dWo] s'g} jf ;a} sfuhft dfu ug{
;Sg]5 M–
-s_ lghsf] a}Í :6]6d]06,
-v_ lghsf] Joj;fo ;DaGwL sf/f]af/sf] cfly{s ljj/0f,
-u_ lghsf] ;DklQ, bfloTj tyf gfkmf gf]S;fgsf] ljj/0f v'Ng] ljQLo
ljj/0f,
-3_ lghsf] cfly{s / ljQLo x}l;ot v'Ng] cGo s'/f,

17
-ª_ af]nkq ;DaGwL sfuhftdf plNnlvt cGo ljj/0f .
-@_ pkljlgod -!_ sf] v08 -u_ adf]lhdsf] ljQLo ljj/0f dfu ubf{
sfdsf] k|s[lt cg';f/ ljut b'O{b]lv kfFr cfly{s jif{sf] ljQLo ljj/0f dfu ug{
;lsg]5 .

18
kl/R5]b–#
vl/b ljlw tyf k|lj|mof
!%= vl/b cfb]zaf6 dfq vl/b ug'{ kg]{ M sDkgLn] bz xhf/ ?k}ofFeGbf a9Lsf]
dfn;fdfg vl/b ubf{ clwsf/ k|fKt clwsf/Lsf] lnlvt vl/b cfb]zn] dfq vl/b
ug'{ kg]{5 .
!^= vl/b dfu k|fKt ug'{ kg]{ M -!_ dfn;fdfg vl/b ;DaGwL sf/jfxL z'? ug'{ cl3
sDkgLsf] vl/b PsfO{n] lgb]{zgfno, ljefu jf zfvfAff6 vl/b dfu k|fKt u/L ;f]
dfu clwsf/ k|fKt clwsf/Laf6 :jLs[t u/fpg' kg]{5 .
-@_ pkljlgod -!_ adf]lhdsf] vl/b dfudf b]xfosf s'/f pNn]v ePsf] x'g'
kg]{5 M–
-s_ dfn;fdfgsf] k|sf/ / kl/df0f ;DaGwL ljj/0f,
-v_ dfn;fdfg cfjZos kg]{ ;do,
-u_ vl/bsf] cg'dflgt d"No .
!&= ah]6 tyf lgdf{0f:ynsf] Joj:yf M -!_ vl/bsf] nflu cfjZos ah]6 Joj:yf geO{
vl/b sf/jfxL z'? ug'{ xF'b}g .
-@_ pkljlgod -!_ df h'g;'s} s'/f n]lvPsf] eP tfklg b]xfosf] cj:yfdf
ah]6sf] Joj:yf geP klg vl/b sf/jfxL z'? ug{ ;lsg]5 M–
-s_ ax'jif{L{o ;Demf}tf adf]lhd ul/g] vl/bsf] xsdf klxnf] jif{sf]
nflu cfjZos ah]6 Joj:yf ePkl5 cGo jif{sf] nflu vl/b
sf/jfxL ug{,
-v_ vl/b ;DaGwL] k|f/lDes tof/L ug'{ cTofjZos eO{ l;naGbL
b/efpkq jf af]nkq cfXjfg ug]{, k"j{of]Uotfsf] b/vf:t cfXjfg
ug]{, k/fdz{bftfsf] ;"rL tof/ ug{ ;"rgf k|sfzg ug{],
k/fdz{bftfaf6 k|:tfj dfu ug{] jf l;naGbL b/efpkqsf] kmf/fd,
af]nkq jf k"j{of]Uotf ;DaGwL sfuhft jf k|:tfj ;DaGwL
sfuhft pknAw u/fpg] h:tf sfo{ ug{ .
-#_ lgdf{0f:ynsf] Joj:yf tyf ejg lgdf{0f Ohfht kq geP;Dd lgdf{0f
sfo{ z'? ug'{ x'Fb}g .
!*= dfn;fdfg, lgdf{0f sfo{ / ;]jfsf] ljj/0f tof/ ug'{ kg]{ M -!_ sDkgLn] dfn;fdfg,
lgdf{0f sfo{, k/fdz{ ;]jf, k|fljlws ;]jf tyf cGo ;]jf vl/b ug'{ cl3 To;
;DaGwL :k]lzlkms]zg, of]hgf, gS;f, l8hfOg, cfjZostf, nfut cg'dfg jf cGo
ljj/0fx? tof/ ug'{ kg]{5 .

19
-@_ pkljlgod -!_ adf]lhdsf] ljj/0f tof/ ubf{ To:tf dfn;fdfg, lgdf{0f
sfo{, k/fdz{ ;]jf, k|fljlws ;]jf tyf cGo ;]jfsf] ;Da4 j:t'ut k|fljlws tyf
u'0f:t/hGo ljz]iftf / sfdsf] cfwf/df tof/ ug'{ kg]{5 .
-#_ pkljlgod -!_ / -@_ adf]lhd ljj/0f tof/ ubf{ dfn;fdfg, lgdf{0f
sfo{, k/fdz{ ;]jf, k|fljlws ;]jf tyf cGo ;]jfsf] ljz]iftfx? :ki6 ?kdf a'lemg]
u/L pNn]v ug]{ csf]{ s'g} pkfo gePsf] cj:yfdf afx]s s'g} vf; a|f08, 6]«8dfs{,
gfd, k]6]06, l8hfOg, k|sf/, pTklQ jf pTkfbssf] gfd pNn]v ug{ ;lsg] 5}g .
t/, To;/L pNn]v gu/L gx'g] cj:yfdf s'g} vf; a|f08, 6]«8dfs{, gfd,
k]6]06, l8hfOg, k|sf/, pTklQ jf pTkfbssf] gfd pNn]v u/L æ;f] ;/xÆ eGg]
zAbx? pNn]v ug{ ;lsg]5 .
-$_ l;naGbL b/efpkq jf af]nkq jf k"j{ of]Uotf ;DaGwL sfuhftdf
dfn;fdfg, lgdf{0f sfo{, k/fdz{ ;]jf, k|fljlws ;]jf tyf cGo ;]jfsf] k|fljlws jf
u'0f:t/hGo ljz]iftfx?sf] ljj/0f / 6]li6Ë, dfls{Ë, Kofs]lhË, n]alnË jf
k'i6Ls/0fsf] k|df0fkq (Conformity Certificate) ;DaGwL cfwf/ jf ;+s]t jf
zAbfjnL pNn]v ubf{ To:tf] dfn;fdfg jf lgdf{0f sfo{ jf cGo ;]jfsf] sfd;Fu
c;Da4 x'g], of]Uo b/efpkqbftf jf af]nkqbftfnfO{ vl/b k|lqmofdf ;xefuL x'g
s'g} lsl;dn] afwf k'¥ofpg] jf cf}lrTo lagf k|lt:kwf{nfO{ ;Lldt ug]{ u/L ljj/0f,
cfwf/, ;+s]t jf zAbfjnL pNn]v ug{ ;lsg] 5}g .
-%_ pkljlgod -!_ adf]lhdsf] ljj/0f tof/ ug{ ;DalGwt sfof{no k|d'vn]
;f] ljifodf 1fg ePsf bIf hgzlQmx?sf] Ps ;ldlt u7g ug'{ kg]{5 . ;DalGwt
sfof{nodf To:tf hgzlQm geP tfn's sfof{non] To:tf] ;ldlt u7g u/L lbg'
kg]{5 .
!(= nfut cg'dfg tof/ ug'{kg]{ / cBfjlws ug{' kg]{ M -!_ sDkgLn] s'g} klg vl/bsf]
nfut cg'dfg tof/ ug'{ kg]{5 .
t/, Ps nfv ?k}ofF;Ddsf] vl/b ug{ nfut cg'dfg tof/ ug'{kg]{ 5}g .
-@_ nfut cg'dfg tof/ ubf{ b]xfosf s'/f ljrf/ ug'{ kg]{5 M–
-s_ vl/b ;DaGwL ;Dk"0f{ sfd Pp6} vl/b ;Demf}tfaf6 x'g ;Sg] jf
sfd lkR5] 5'§} vl/b ;Demf}tf ug'{ kg]{,
-v_ vl/b ;Demf}tf gjLs/0f ug'{ kg]{ jf gkg]{,
-u_ vl/bsf] cGo s'g} ljsNk eP To:tf] ljsNk,
-3_ vl/b ;Demf}tf adf]lhdsf] sfd ;DkGg ug{sf] nflu nfUg ;Sg]
clwstd /sd tyf ;do,
-ª_ g]kfn /fi6« a}Íaf6 lgwf{l/t d"No j[l4 ;"rsfÍ,
-r_ ljlgdo b/ kl/jt{gsf] k|efj,
-5_ k|rlnt s/ tyf z'Ns .
-#_ sDkgLn] nfut cg'dfg tof/ ubf{ af]nkq jf sfo{ ;Dkfbg hdfgt
nufot df]ljnfO{h]zg / l8df]ljnfO{h]zg vr{, aLdf, k/fdz{bftfnfO{ lbg' kg]{

20
;'ljwf jfktsf sfo{x?, u'0f:t/ k/LIf0f, Joj;fohGo :jf:Yo / ;'/Iff, Ph ljN6
gS;f ;d]tsf] 5'§} ljj/0f agfO{ nfut cg'dfgdf ;dfj]z ug'{ kg]{5 .
-$_ pkljlgod -!_ adf]lhd nfut cg'dfg tof/ ul/;s]kl5 ah]6
Joj:yfkgsf] nflu cfjZostfg';f/ hDdf nfut cg'dfgdf d"No ;dfof]hg
slG6Gh]lG; /sd, lkmlhsn slG6Gh]lG; /sd / d"No clej[lå s/ /sd ;d]t yk
u/L nfut cg'dfg sfod ug'{ kg]{5 .
-%_ nfut cg'dfg tof/ ePkl5 ;f] tof/ ug]{ k|fljlwseGbf Ps tx
dflysf] k|fljlws -sDtLdf clws[t :t/_ jf k|fljlw1x?sf] ;d"xaf6 To;nfO{ hfFRg
nufpg' kg]{5 . hfFr ug]{ clwsf/L gePsf] v08df :jLs[t ug]{ clwsf/Ln] g} hfFr
u/L :jLs[t ug{ ;Sg]5 .
-^_ o; ljlgod adf]lhd s'g} vl/b sfo{sf] nflu tof/ ul/Psf] nfut
cg'dfgdf To:tf] vl/b sfo{ x'g g;s]df sDkgLn] o; ljlgodfjnLsf] k|lj|mof
ckgfO{ k|To]s cfly{s jif{df o:tf] nfut cg'dfg cBfjlws ug'{ kg]{5 .
@)= lgdf{0f, h8fg, dd{t ;Def/ tyf ;'wf/ ;DaGwL sfo{sf] nfut cg'dfg M -!_
sDkgLn] ljlgod !( sf] cwLgdf /xL lgdf{0f, h8fg, dd{t ;Def/ tyf ;'wf/
;DaGwL sfo{sf] nfut cg'dfg tof/ ug'{ kg]{5 .
-@_ lgdf{0f, h8fg, dd{t ;Def/ tyf ;'wf/ ;DaGwL sfo{sf] nfut cg'dfg
tof/ ubf{ sDkgLsf] lgdf{0f ;DaGwL k|fljlwsaf6 cfjZos gD;{ tof/ ug{ nufO{
To:tf] gD;{ k|aGw lgb]{zsaf6 :jLs[t u/fpg' kg]{5 .
-#_ nfut cg'dfg tof/ ubf{ dfn;fdfg :ynut ?kdf pknAw x'g] jf
gx'g] cWoog u/L lgdf{0f sfo{ ;DkGg ug{ nfUg] ;dofjlw ls6fg ug'{ kg]{5 .
-$_ nfut cg'dfg tof/ ug]{ l;nl;nfdf lgdf{0f ;fdu|Lx?sf] b/efp,
d]lzg tyf pks/0fsf] ef8f jf sfdbf/sf] Hofnf lgwf{/0f ubf{ lhNnf b//]6
lgwf{/0f ;ldltn] tf]s]sf] b//]6sf] cfwf/df lgwf{/0f ug'{ kg]{5 .
t/, b//]6 lgwf{/0f ;ldltsf] b//]6 pknAw gePsf]df lgdf{0f:yn
glhs}sf] ;DalGwt ;/sf/L sfof{no jf ;/sf/L :jfldTj ePsf] ;+:yfg, k|flws/0f,
lgud jf o:t} k|s[ltsf cGo ;+:yfn] tf]s]sf] b/efp jf pBf]u jfl0fHo ;+3n]
lbPsf] b/efp, ef8f jf Hofnfsf cfwf/df lgwf{/0f ug'{ kg]{5 .
-%_ pkljlgod -$_ adf]lhdsf] b/efp, ef8f jf Hofnf ;d]t pknAw x'g
g;s]sf] cj:yfdf To:tf] b//]6 lgwf{/0f ubf{ sfof{no k|d'vn] tf]lslbPsf] b/efp,
ef8f jf Hofnfsf] cfwf/df lgwf{/0f ug'{ kg{]5 .
@!= dfn;fdfgsf] nfut cg'dfg M -!_ sDkgLn] ljlgod !( / ;DalGwt dfn;fdfgsf]
:k]l;lkms]zgsf] cwLgdf /xL dfn;fdfgsf] nfut cg'dfg tof/ ug{' kg]{5 .
-@_ pkljlgod -!_ adf]lhd nfut cg'dfg tof/ ubf{ b]xfosf s'/fnfO{
cfwf/ lnO{ tof/ ug'{ kg]{5 M–

21
-s_ rfn' jf cl3Nnf jif{x?df ;f]xL k|s[ltsf] vl/b ubf{ nfu]sf]
jf:tljs nfut,
-v_ :yfgLo ahf/df k|rlnt b/efp,
-u_ cGo ahf/sf] k|rlnt b/efp / dfn;fdfg cfk"lt{ ug]{ :yfg;Dd
nfUg] cg'dflgt 9'jfgL vr{,
-3_ g]kfn /fi6« a}Íaf6 lgwf{l/t d"No j[l4 ;"rsfÍ .
@@= k|fljlws ;]jf tyf k/fdz{ ;]jfsf] nfut cg'dfg M -!_ sDkgLn] ljlgod !( sf]
cwLgdf /xL k/fdz{ ;]jf tyf k|fljlws ;]jfsf] nfut cg'dfg tof/ ug{' kg]{5 .
-@_ pkljlgod -!_ adf]lhd nfut cg'dfg tof/ ubf{ b]xfosf s'/fnfO{
cfwf/ lnO{ tof/ ug'{ kg]{5 M–
-s_ k/fdz{ ;]jf tyf k|fljlws ;]jfsf] nfut cg'dfg ;DaGwL gD;{
tof/ u/]sf] eP To:tf] gD;{,
-v_ ;DalGwt k/fdz{ ;]jf tyf k|fljlws ;]jfsf] sfo{ If]qut zt{,
-u_ rfn' jf cl3Nnf jif{x?df ;f]xL k|s[ltsf] vl/b ubf{ nfu]sf]
jf:tljs nfut,
t/, To:tf] nfut cg'dfg tof/ ubf{ cl3Nnf jif{x?sf] b/df d"No
;dfof]hg u/L tof/ ug'{ kg]{5 .
-3_ k|rlnt /fli6«o jf cGt/f{li6«o b/efp .
-#_ pkljlgod -!_ adf]lhd k/fdz{ ;]jfsf] nfut cg'dfg tof/ ubf{
b]xfosf vr{x? ;d]t v'nfpg' kg]{5 M–
-s_ d'Vo hgzlQm Pj+ cGo hgzlQmsf] kfl/>lds,
-v_ e|d0f vr{, hgzlQmsf] a;f]af; vr{, sfof{no vr{, cfjZos
dfn;fdfg pks/0f / ;]jf vr{, k|ltj]bg / cGo sfuhftsf]
cg'jfb, 5kfO{ vr{,
-u_ k/fdz{bftfn] tflnd, uf]i7L jf e|d0fsf] Joj:yf ug'{ kg]{ eP
To:tf] sfdsf] nflu nfUg] vr{ nufotsf] cGo vr{ .
@#= cGo ;]jfsf] nfut cg'dfg M -!_ sDkgLn] ljlgod !( sf] cwLgdf /xL cGo
;]jfsf] nfut cg'dfg tof/ ug'{ kg]{5 .
-@_ ef8fdf lng' kg]{ ;jf/L ;fwg, d]lzg/L cf}hf/, pks/0f jf
dfn;fdfgsf] nfut cg'dfg tof/ ubf{ b]xfosf s'/fnfO{ ljrf/ ug'{ kg]{5 M–
-s_ ef8fdf lng kg]{ ;jf/L ;fwg, d]lzg/L cf}hf/, pks/0f jf
dfn;fdfgsf] ljj/0f, :k]l;lkms]zg, cj:yf / cfo',
-v_ k|rlnt ahf/ b/,
-u_ ef8fdf lng] cjlw,
-3_ O{Gwgsf] d"No tyf vkt,
-ª_ cGo pko'Qm s'/fx? .

22
-#_ 9'jfgLsf] nfut cg'dfg tof/ ubf{ :yn dfu{af6 9'jfgL ul/g]df
;DalGwt sfof{non] lhNnf b//]6 lgwf{/0f ;ldltn] lgwf{/0f u/]sf] b//]6sf]
cfwf/df / To:tf] ljefuLo b//]6 gePsf] cj:yfdf k|rlnt ahf/ b//]6sf]
cfwf/df nfut cg'dfg tof/ ug'{ kg{]5 . xjfO{ dfu{af6 9'jfgL ubf{ k|rlnt ahf/
b//]6sf] cfwf/df nfut cg'dfg tof/ ug'{ kg]{5 .
-$_ ;]jf s/f/, dfn;fdfg dd{t ;Def/ jf cGo cfjZos ;]jf ;DaGwL
nfut cg'dfg tof/ ubf{ k|rlnt ahf/ b/ / ;f] ;DaGwL gD;{ eP ;f] cg';f/
tof/ ug'{ kg]{5 .
@$= nfut cg'dfgsf] :jLs[lt M -!_ ljlgodx? @), @! / @# adf]lhd tof/ ul/Psf]
nfut cg'dfg ljlgod !!) sf] pkljlgod -!_ adf]lhd :jLs[t x'g' kg]{5 .
-@_ ljlgod @@ adf]lhd tof/ ePsf] nfut cg'dfg ljlgod !!) sf]
pkljlgod -@_ adf]lhd :jLs[t x'g' kg]{5 .
@%= :yfoL n]vf gDa/ / d"No clej[l4 s/ btf{ k|df0fkq k|fKt u/]sf;+u vl/b ug'{ kg]{
M -!_ sDkgLn] s'g} vl/b ubf{ cfGtl/s /fhZj sfof{noaf6 :yfoL n]vf gDa/ /
d"No clej[l¢ s/ btf{ k|df0fkq k|fKt u/]sf JolQm, kmd{, ;+:yf jf sDkgLaf6 dfq
vl/b ug'{ kg]{5 .
-@_ pkljlgod -!_ df h'g;'s} s'/f n]lvPsf] eP tfklg b]xfosf] cj:yfdf
d"No clej[l¢ s/ btf{ k|df0fkq k|fKt gu/]sf JolQm, kmd{, ;+:yf jf sDkgLaf6
;d]t vl/b ug{ ;lsg]5 M–
-s_ kfFr xhf/ ?k}ofFeGbf sd /sdsf] dfn;fdfg jf lgdf{0f sfo{
vl/b ubf{,
-v_ d"No clej[l¢ s/ gnfUg] dfn;fdfg, k/fdz{ ;]jf, k|fljlws ;]jf
jf cGo ;]jf vl/b ubf{,
-u_ 3/ tyf hUuf ef8fdf lng' kbf{,
-3_ ;fd'bflos ;+:yf, pkef]Qmf ;ldlt jf nfeu|fxL ;d'bfoaf6 vl/b
ubf{,
-ª_ ljb]zL cfk"lt{stf{af6 dfn;fdfg jf ;]jf vl/b ubf{ .
-#_ pkljlgod -!_ df h'g;'s} s'/f n]lvPsf] eP tfklg g]kfn ;/sf/n]
b'u{d If]q egL tf]s]sf] lhNnfdf s'g} klg kmd{ jf ljs|]tfn] ;DalGwt cfGtl/s
/fhZj sfof{noaf6 d"No clej[l¢ s/ btf{ k|df0fkq lnPsf] /x]g5 eg] ;f]
lhNnfsf] nflu sf]if tyf n]vf lgoGqs sfof{non] tof/ kf/]sf] lhNnfdf pknAw
cfk"lt{stf{sf] ;"rLdf /x]sf cfk"lt{stf{af6 bz nfv ?k}ofF;Ddsf] vl/b ug{
;lsg]5 .
@^= vl/b ljlw 5gf}6 ug'{ kg]{ M sDkgLn] vl/b ubf{ o; ljlgodfjnLsf] cwLgdf /xL
b]xfosf] s'g} Ps ljlw ckgfO{ vl/b ug'{ kg]{5 M–

23
-!_ dfn;fdfg, lgdf{0f sfo{ jf cGo ;]jf vl/b ug'{kbf{ M
-s_ cGt/f{li6«o :t/df v'Nnf af]nkq cfXjfg u/L,
-v_ /fli6«o :t/df v'Nnf af]nkq cfXjfg u/L,
-u_ l;naGbL b/efpkq cfXjfg u/L,
-3_ ;f]em} vl/b u/L,
-ª_ cdfgtaf6 .
-@_ k/fdz{ ;]jf tyf k|fljlws ;]jf vl/b ug'{ kbf{ M
-s_ k|lt:kwf{Tds k|:tfj dfu u/L,
-v_ ;f]em} jftf{af6 .
@&= v'Nnf ?kdf af]nkq jf l;naGbL b/efpkq jf k|:tfj cfXjfg u/L vl/b ug'{ kg]{ M
-!_ o; ljlgodfjnLdf cGoyf Joj:yf ul/Psf]df afx]s sDkgLn] s'g} klg vl/b
ug'{ kbf{ :jLs[t ah]6nfO{ ljrf/ u/L sfo{qmd agfO{ v'Nnf ?kdf af]nkq jf
l;naGbL b/efpkq jf k|lt:kwf{Tds k|:tfj cfXjfg u/L vl/b ug]{ Joj:yf
ldnfpg' kg]{5 / of]Uo af]nkqbftf jf l;naGbL b/efpkqbftf jf k|:tfjbftfnfO{
To:tf] vl/b k|ls|ofdf ;xefuL x'g lagf e]befj ;dfg cj;/ k|bfg ug'{ kg]{5 .
-@_ vl/b ubf{ k|lt:kwf{ ;Lldt x'g] u/L 6'qmf 6'qmf kf/L vl/b ug'{ xF'b}g .
@*= crn ;DklQ k|flKt Pj+ vl/b Joj:yf M -!_ sDkgLsf] ljsf; sfo{ tyf sfof{no
k|of]usf nflu pko'Qm x'g] crn ;DklQ lgMz'Ns k|fKt x'g] ePdf ;f] crn ;DklQ
sDkgLsf gfpFdf /lhi6]«zg kf; u/fO{ lnOg]5 .
-@_ sDkgLn] cfjZos kg]{ crn ;DklQ b]xfo adf]lhd vl/b ug{
;Sg]5 M–
-s_ crn ;DklQ vl/b ubf{ vl/b ug{ rfx]sf] :yfg tyf cf;kf;sf]
If]q, oftfoftsf] ;'ljwf ;DaGwL Joxf]/f / cGo k|fljlws ljj/0f
v'nfO{ crn ;DklQ wgLx?af6 sDtLdf tL; lbgsf] Dofb lbO{
af]nkq dfu ug'{ kg]{5 .
-v_ v08 -s_ cg';f/ af]nkq ;"rgf adf]lhd af]nkq bflvnf ug{]
crn ;DklQ wgLn] ;"rgfdf pNn]v ul/Psf ljj/0fsf ;fy}
cfkmgf] crn ;DklQsf] :jfldTj ;DaGwL k|dfl0ft sfuhftx?
klg k]z ug'{ kg]{5 .
-u_ v08 -v_ adf]lhd kg{ cfPsf af]nkqx?df plNnlvt crn
;DklQsf] k|fljlws / :ynut ?kdf ;d]t lg/LIf0f ug{ ;DalGwt
k|fljlws ;lxtsf] Ps d"NofÍg ;ldlt /xg]5 . ;f] d"NofÍg
;ldltn] pko'Qm elg l;kmfl/; u/]sf] crn ;DklQ sDkgLn]
vl/b ug{ ;Sg]5 .
-3_ s'g} If]qdf b"/;~rf/ ;]jf lj:tf/sf] nflu k|fljlws b[li6sf]0fn]
Pp6f dfq hUuf tyf crn ;DklQ pko'Qm b]lvPdf k|rlnt

24
hUuf k|flKt P]g adf]lhd pQm hUuf tyf crn ;DklQ k|fKt ug{
g]kfn ;/sf/nfO{ cg'/f]w u/L ;DalGwt k|d'v lhNnf clwsf/Lsf]
cWoIftfdf /x]sf] d'cfAhf lgwf{/0f ;ldltsf] l;kmfl/;df ;f]em}
vl/b ug{ ;lsg]5 .
@(= dfn;fdfg vl/b ;DaGwL Joj:yf M dfn;dfg vl/b ubf{ b]xfo adf]lhd ug'{
kg]{5 M–
-s_ Ps k6sdf kfFr nfv ?k}ofF;Dd ;f]e}m jftf{af6 .
t/, k|aGw lgb]{zsn] g]kfnleq}af6 ul/g] vl/bsf] xsdf Ps
k6sdf bz nfv ?k}ofF;Dd tyf ljb]zaf6 ul/g] vl/bsf] xsdf
Ps k6sdf kRrL; nfv ?k}ofF;Dd ;f]e}m jftf{af6 vl/b ug{
;Sg]5 / ;f] /sdeGbf a9L krf; nfv ?k}ofF ;Ddsf] xsdf
;ldltsf] :jLs[lt lng' kg]{5 .
-v_ v08 -s_ df plNnlvt /sdeGbf a9L Ps s/f]8 ?k}ofF;Dd
l;naGbL b/efpkqaf6 .
-u_ v08 -v_ df plNnlvt /sdeGbf a9L /sdsf] ePdf
af]nkqaf6 .
#)= 9'jfgL, lSnol/Ë tyf kmjf{l8{Ë ;DaGwL sfo{ u/fpg] Joj:yf M dfn;fdfg 9'jfgL
u/fpFbf b]xfo adf]lhd /Lt k'¥ofpg' kg]{5 M–
-s_ :yndfu{af6 k'm6s/ 9'jfgL u/fpFbf Ps k6sdf tLg nfv
?k}ofF;Dd / xjfO{dfu{af6 k'm6s/ 9'jfgL u/fpFbf Ps k6sdf kfFr
nfv ?k}ofF;Dd ;f]e}m vl/baf6 .
t/, Ps k6sdf :yndfu{af6 kfFr nfv ?k}ofF;Dd /
xjfO{dfu{af6 aL; nfv ?k}ofF;Dd 9'jfgL u/fpFbf k|aGw
lgb]{zssf] k"j{ :jLs[lt lnO{ ;f]e}m vl/baf6 9'jfgL sfo{ u/fpg
;lsg] 5 .
-v_ v08 -s_ df plNnlvt /sdeGbf a9L krf; nfv ?k}ofF;Ddsf]
sfo{sf] nflu l;naGbL b/efpkqaf6 .
-u_ v08 -v_ df plNnlvt /sdeGbf a9L /sdsf] 9'jfgL u/fpFbf
af]nkqaf6 .
#!= lgdf{0f, h8fg, dd{t ;Def/ tyf ;'wf/ ;DaGwL sfo{ u/fpg] Joj:yf M -!_ :jLs[t
nfut cg'dfg cg';f/ lgdf{0f, h8fg, dd{t jf ;'wf/ ;DaGwL sfo{ u/fpFbf b]xfo
adf]lhd u/fpg' kg]{5 M–
-s_ bz nfv ?k}ofF;Ddsf] sfo{ u/fpg' kbf{ ;f]e}m vl/baf6 .
t/, jfo/n]; k|ljlwdf cfwfl/t ;]jfsf] la=l6=P;=, 6fj/ jf le–
:of6 tyf l/lk6/ :6]zg h8fgsf] nflu lgdf{0f sfo{ ug{ k|aGw

25
lgb]{zssf] k"j{ :jLs[lt lnO{ kRrL; nfv ?k}ofF;Ddsf] sfo{ ;f]e}m
vl/baf6 ug{ ;lsg]5 .
-v_ v08 -s_ df plNnlvt /sdeGbf a9L krf; nfv ?k}ofF;Ddsf]
sfo{ u/fpFbf l;naGbL b/efpkq lnO{ ;f]sf] cfwf/af6 .
-u_ v08 -v_ df plNnlvt /sdeGbf a9Lsf] sfo{ u/fpFbf
af]nkqaf6 .
-@_ o; ljlgod adf]lhd b/efpkq jf af]nkqåf/f lgdf{0f, h8fg, dd{t
;Def/ jf ;'wf/ ;DaGwL sfo{ u/fpFbf lgdf{0f Joj;fo P]g, @)%% cGtu{t btf{
eO{ sfg"g adf]lhd Ohfht k|fKt u/]sf lgdf{0f Joj;foLx?af6 u/fpg' kg]{5 .
t/, lgdf{0f Joj;foL pknAw x'g g;s]sf b'u{d If]qsf] lglDt ;ldltsf]
lg0f{o adf]lhd ;f] aGb]h x6fpg ;lsg] 5 . k|To]s jif{ ah]6 tyf sfo{qmd :jLs[t
ubf{ s'g s'g b'u{d lhNnfdf To:tf] aGb]h nfu' gx'g] xf] ;f] sf] Joxf]/f ;d]t
;ldltn] :jLs[t ug{' kg{]{5 .
#@= cGo ;]jf vl/b ;DaGwL Joj:yf M -!_ sDkgLsf] b}lgs sfo{ ;~rfng ug{
cfjZos kg]{ cGo ;]jfx? vl/b ug'{ k/]df To:tf] ;]jfsf] cfjZostf, lsl;d,
;dofjlw, u'0f:t/, ;]jf ;~rfng ljlw, nfUg] df]6fdf]6L vr{ / sfo{ If]qut zt{
tof/ u/L ;DalGwt clwsf/ k|fKt clwsf/Laf6 :jLs[t u/fO{ b]xfo adf]lhd vl/b
ug'{ kg]{5 M–
-s_ Ps k6sdf kfFr nfv ?k}ofF;Dd ;f]e}m vl/baf6,
t/, Joj;fo k|j4{g sfo{sf] nflu bz nfv ?k}ofF;Ddsf] ;]jf
;f]e}m vl/b ug'{ k/]df k|aGw lgb]{zssf] :jLs[lt lnO{ ug{ ;lsg]5
/ ;f] /sdeGbf a9L krf; nfv ?k}ofF;Ddsf] xsdf ;ldltsf]
:jLs[lt lng' kg]{5 .
-v_ v08 -s_ df plNnlvt /sdeGbf a9L krf; nfv ?k}ofF;Dd
l;naGbL b/efpkqaf6,
-u_ v08 -v_ df plNnlvt /sdeGbf a9L /sdsf] ePdf
af]nkqaf6 .
-@_ pkljlgod -!_ adf]lhd ;Demf}tf ubf{ ef8fdf lng] ;fdfg jf ;]jfsf]
ljj/0f u'0f:t/, d"No, ;Demf}tfsf] cjlw, xhf{gf / Ifltk"lt{, ;Demf}tfsf] gjLs/0fsf]
cj:yf tyf ;Demf}tf vf/]h x'g] cj:yf, e'QmfgLsf] zt{ tyf cGo cfjZos zt{x?
:ki6 ?kdf pNn]v u/]sf] x'g' kg]{5 .
-#_ b/efpkq jf af]nkq cfXjfg ubf{ cfjZostf cg';f/ k|fljlws tyf
cfly{s k|:tfjsf] Joj:yf ug{ ;lsg] 5 / o;/L k|:tfj cfXjfg ubf{ d"NofÍgsf
cfwf/ tyf cÍef/ ;d]t :ki6 ?kdf v'nfpg' kg]{5 .
-$_ sDkgLn] pkljlgod -#_ adf]lhd k|:tfj d"NofÍg u/L ;f/e"t?kdf
k|efju|fxL 36L ;]jf z'Ns k|:tfj ug]{ k|:tfjbftfsf] k|:tfj :jLs[t u/L ;Demf}tf
ug'{ kg]{5 .

26
t/, k|fljlws / cfly{s k|:tfj dfu u/L cfXjfg ePsf] b/efpkq jf
af]nkqsf] xsdf cfly{s tyf k|fljlws k|:tfjsf] d"NofÍg u/L v"b k|fKtfÍ hf]8L
;+o'Qm d"NofÍg ubf{ ;a}eGbf a9L cÍ kfpg] k|:tfjbftfnfO{ 5gf}6 ug'{ kg]{5 .
-%_ pkljlgod -$_ adf]lhd 36L ;]jf z'Ns k|:tfj ug]{ :jLs[t k|:tfjsf]
k|:tfjbftf ;]jf ;Demf}tf ug{ gcfPdf To;kl5sf] ;a}eGbf 36L ;]jf z'Ns k|:tfj
ug]{ ;f/e"t?kdf k|efju|fxL k|:tfjbftf;Fu ;Demf}tf ug'{ kg]{5 .
-^_ sfof{no k|d'vn] vKg] dfn;fdfgsf] dd{t ;Def/ u/fpg' kbf{ bIf
sd{rf/L jf ;DalGwt ljz]if1af6 / ;f] gePdf ;DalGwt sfd ug]{ JolQm, kmd{ jf
;+:yfaf6 nfut cg'dfg u/fO{ dd{t ;Def/ u/fpg' kg]{5 .
-&_ sDkgLsf] cfkmgf] js{zkdf dd{t ;Def/ u/fpg] ;'ljwf ePsf]df :k]o/
kf6{; vl/b u/L bflvnf ug'{ kg]{5 . sDkgLdf ;f] ;'ljwf geO{ cGoqaf6 dd{t
u/fpg' kbf{ cfjZos :k]o/ kf6{; ;DalGwt k|fljlwsaf6 abnL ul/Psf] k|dfl0ft
u/fO{ vr{ n]Vg' kg]{5 / dd{t ubf{ abnL ul/Psf ;fdfgx? 5'§} vftfdf nut /fvL
e08f/ bflvnf ug'{kg]{5 .
-*_ sDkgLdf k|of]u ePsf pks/0fx? ljlgod #% adf]lhdsf] k|f]k|fO{6/L
k|s[ltsf] e} ;DalGwt lgdf{tfsf]df g} dd{tsf] nflu k7fpg' kg]{ cj:yf k/]df
To:tf] pks/0f vl/b ubf{sf cj:yfdf s'g} ;Demf}tf ePsf] eP ;f]xL ;Demf}tfdf
pNn]v eP adf]lhd / ;Demf}tf gePsf]df b/efp jf jftf{åf/f pks/0fx? dd{t
u/fpg ;lsg] 5 .
##= k|fljlws ;]jf k|flKt tyf vl/b ;DaGwL Joj:yf M -!_ sDkgLnfO{ cfjZos
k|fljlws ;]jf lng'k/]df ;DalGwt ;]jf k|bfos kmd{, sDkgL jf ;+:yfaf6 k|:tfj
dfu u/L lng ;lsg] 5 .
-@_ k|fljlws ;]jf k|:tfj dfu ug'{ cl3 sDkgLn] cfjZos 7fg]sf cGo
s'/fx?sf] cnfjf b]xfosf s'/fx? ;dfj]z u/L ;f] ;DaGwL sfuhft tof/ ug'{
kg]{5 M–
-s_ vl/b ul/g] ;]jfsf] k|s[lt, ;]jf k|bfg ug'{ kg]{ cjlw, :yfg,
;]jfsf] sfo{If]qut zt{, ;DkGg ug'{ kg]{ sfo{ tyf ck]lIft
kl/0ffd / k|:tfjbftfsf] of]Uotf,
-v_ k|:tfj tof/ ug{ k|:tfjbftfx?nfO{ lgb]{zg,
-u_ k|:tfj d"NofÍg / t'ngf ug]{ cfwf/,
-3_ vl/b ;Demf}tfsf zt{x? -6D;{ ckm /]km/]G;_,
-ª_ k|:tfjbftfn] sfo{If]qut zt{df l6Kk0fL ug{ ;Sg] jf g;Sg] .
-#_ k|:tfj ;DaGwL sfuhftdf pkljlgod -@_ sf] v08 -u_ adf]lhd
k|:tfj d"NofÍg ug]{ cfwf/x? pNn]v ubf{ b]xfo adf]lhdsf s'g} jf ;a} cfwf/x?
v'nfpg' kg]{5 M–
-s_ k|:tfjbftfsf] of]Uotf tyf ug'{ kg]{ sfd ;DaGwL cg'ej,
-v_ sfo{ ;Dkfbg ug]{ k|:tfljt tl/sf,

27
-u_ k|:tfljt d'Vo hgzlQm jf pks/0fsf] of]Uotf .
-$_ k|:tfj dfu ubf{ sDtLdf tL; lbgsf] cjlw lbO{ b]xfosf s'/fx? ;d]t
v'nfO{ ;"rgf k|sfzg ug'{ kg]{5 M–
-s_ sDkgLsf] gfd / 7]ufgf,
-v_ k|:tfljt sfo{sf] ;fdfGo ljj/0f,
-u_ k|:tfjbftfn] k]z ug'{ kg]{ sfuhft,
-3_ k|:tfj ;DaGwL sfuhft kfOg] :yfg, sDkgL;Fu ;Dks{ ug]{
7]ufgf / ;Dks{ JolQm .
-%_ k|:tfj vf]Ng' cl3 Dofb gf3L k|fKt x'g cfPsf] k|:tfjsf] vfd /
/Ltk"j{s btf{ ePsf k|:tfjsf] vfdnfO{ 5'6ofO{ Dofb gf3L k|fKt x'g cfPsf k|:tfj
gvf]nL ;DalGwt k|:tfjbftfnfO{ lkmtf{ ug'{ kg]{5 . To;/L lkmtf{ ul/Psf] s'/f, ldlt
/ ;do vl/b sf/jfxLsf] k|ltj]bgdf v'nfpg' kg]{5 . k|:tfj vf]Nbf k|:tfjbftf jf
lghsf] k|ltlglwsf] /f]xj/df vf]Ng' kg]{5 . o;/L k|:tfj vf]Nbf d'r'Nsf tof/ u/L
;f] d'r'Nsfdf pkl:yt k|:tfjbftf jf lghsf] k|ltlglwsf] b:tvt u/fpg' kg]{5 .
t/, k|:tfjbftf jf lghsf] k|ltlglw pkl:yt geP klg k|:tfj vf]Ng afwf
kg]{ 5}g .
-^_ pkljlgod -%_ adf]lhd vf]lnPsf] k|:tfj sDkgLn] oyfzL3| d"NofÍg
;ldltdf k7fpg' kg]{5 .
-&_ d"NofÍg ;ldltn] k|:tfj ;DaGwL sfuhftdf pNn]v ePsf] d"NofÍgsf]
cfwf/ adf]lhd k|:tfjsf] d"NofÍg u/L b]xfosf s'/fx? ;d]t pNn]v u/L d"NofÍg
k|ltj]bg tof/ ug'{ kg]{5 M–
-s_ k|:tfjbftfsf] gfd / 7]ufgf,
-v_ k|:tfjbftf jf lghsf] clwsf/k|fKt k|ltlglwsf] ;xL5fk eP jf
gePsf],
-u_ k|:tfjbftf k|:tfj k]z ug{ sfg"g adf]lhd of]Uo ePsf] k'i6ofO{+
ug]{ sfuhft k]z eP jf gePsf],
-3_ k|:tfj ;DaGwL sfuhftdf k|:tfjbftfnfO{ lbOPsf] lgb]{zg cg'?k
k|:tfj k"0f{ eP jf gePsf],
-ª_ k|To]s k|:tfjsf] ;fk]lIfs ;jntf, b'j{ntf / d"NofÍg kl/0ffd .
-*_ k|:tfj ;DaGwL sfuhftdf cGoyf pNn]v ul/Psf]df afx]s k|:tfjsf]
d"NofÍgsf] nflu ;f] k|:tfjdf d"No clej[l4 s/ afx]s k|rlnt sfg"g adf]lhd
;]jfk|bfosnfO{ nfUg] s/ ;d]t lghsf] ;]jf z'Nsdf ;dfj]z ul/Psf] dflgg]5 .
-(_ d"NofÍg ;ldltn] k|:tfjdf e]l6Psf] cÍ ul0ftLo q'6L ;Rofpg
;Sg]5 . To;/L q'6L ;RofpFbf OsfO{ b/ / s'n /sddf leGgtf ePdf OsfO{ b/
dfGo x'g]5 / To:tf] OsfO{ b/ adf]lhd s'n /sd ;RofO{ ;f]sf] hfgsf/L ;DalGwt
k|:tfjbftfnfO{ lbg' kg]{5 .

28
-!)_ k|:tfjbftfn] d"Nodf s'g} 5'6 lbg k|:tfj u/]sf] s'/f k|:tfj vf]n]sf]
d'r'Nsfdf pNn]v ePsf] eP d"NofÍg ;ldltn] To;/L 5'6 lbg k|:tfj ul/Psf]
/sd ;dfof]hg ug'{ kg]{5 .
-!!_ d"NofÍg ;ldltn] ;f/e"t?kdf k|efju|fxL k|:tfjbftf dWo] ;a}eGbf
sd nfut ePsf] k|:tfjbftfsf] k|:tfj :jLs[ltsf] nflu 5gf}6 ug'{ kg]{5 .
-!@_ :jLs[tLsf] nflu 5gf}6 ePsf] k|:tfjbftf;Fu sfo{ If]qut zt{, k|ult
k|ltj]bg, sDkgLn] pknAw u/fpg' kg]{ s'/fx?sf ljifodf jftf{ ug{ ;lsg]5 .
o;/L jftf{ ubf{ sDkgL / k|:tfjbftf b'j}nfO{ :jLsfo{ x'g] ;xdlt xfl;n x'g
g;s]df sDkgLn] To;kl5sf] ;a}eGbf sd nfut ePsf] csf]{ k|:tfjbftf;Fu
qmd};Fu jftf{ ug'{ kg]{5 .
-!#_ pkljlgod -!@_ adf]lhd ePsf] jftf{df ;xdltdf k'u]sf]
k|:tfjbftfsf] k|:tfj :jLs[t ug{sf] nflu 5gf}6 ul/g]5 . To;/L 5gf}6 ePsf] ;ft
lbgleq sDkgLn] k|:tfj :jLs[t ug]{ cfzosf] ;"rgf ;DalGwt k|:tfjbftfnfO{ lbO{
;f]sf] hfgsf/L cGo k|:tfjbftfnfO{ ;d]t lbg' kg]{5 .
-!$_ pkljlgod -!#_ adf]lhd ;"rgf lbPsf] ;ft lbgleq s'g}
k|:tfjbftfn] ljlgod !)* adf]lhd k'g/fjnf]sgsf] nflu lgj]bg gu/]df 5gf}6
ePsf] k|:tfjbftfsf] k|:tfj :jLs[t u/L lghnfO{ ;"rgf k|fKt ePsf] kGw|lbgleq
;Demf}tf ug{ cfpg ;"rgf lbg' kg]{5 .
-!%_ :jLs[t ePsf] k|:tfjsf] k|:tfjbftf pkljlgod -!$_ adf]lhdsf]
cjlwleq ;Demf}tf ug{ cfPdf lgh;Fu ljlgod *( adf]lhd vl/b ;Demf}tf ug'{
kg]{5 .
t/, To:tf] k|:tfjbftf pkljlgod -!$_ adf]lhdsf] cjlwleq ;Demf}tf
ug{ gcfPdf sDkgLn] pkljlgod -!@_ adf]lhd csf{] k|:tfjbftf;Fu jftf{ u/L
vl/b ;Demf}tf ug'{ kg]{5 .
-!^_ b]xfosf s'g} cj:yfdf sDkgLn] ;Dk"0f{ k|:tfj c:jLs[t ug{ jf vl/b
sf/jfxL /2 ug{ ;Sg]5 M–
-s_ k|fKt ;Dk"0f{ k|:tfjx? ;f/e"t?kdf k|efju|fxL gePdf,
-v_ 5gf}6 ePsf] k|:tfjbftfsf] nfut sDkgLsf] nfut cg'dfg /
pknAw ah]6eGbf ;f/e"t?kdf a9L ePdf,
-u_ dfu ePsf] k|fljlws ;]jf cfjZos gkg]{ ePdf,
-3_ k|:tfjbftfn] cfk;df ldnf]dtf] u/L k|:tfj lbPsf] k|dfl0ft
ePdf .
t/, ldnf]dtf] gu/]sf k|:tfjbftfsf] k|:tfj pk/ sf/jfxL ug{
;lsg]5 .
#$= sfof{nosf] nflu 3/, hUuf / pks/0f ef8fdf lng] Joj:yf M -!_ sDkgLnfO{
cfjZos 3/, hUuf jf uf]bfd ef8fdf lnFbf ah]6sf] kl/lwleq /xL sa'lnot u/fO{
b]xfo adf]lhd lng ;lsg]5 M

29
-s_ jflif{s b'O{ nfv ?k}ofF;Dd ef8f kg{] 3/, hUuf jf uf]bfd
;DalGwt 3/, hUuf / uf]bfd wgL;Fu ;f]e}m jftf{ u/L,
-v_ v08 -s_ df plNnlvt /sdeGbf a9L jflif{s kfFr nfv
?k}ofF;Ddsf] ef8f kg{] 3/, hUuf jf uf]bfd /]06 sldl6n]
l;kmfl/; u/]sf] d"Nodf ;f]e}m jftf{ u/L,
-u_ v08 -v_ df plNnlvt /sdeGbf a9L ef8f kg{] 3/, hUuf jf
uf]bfd cfjZos s'/fx¿ v'nfO{ sDtLdf kGw lbgsf] ;fj{hlgs
;"rgf k|sflzt u/]/ /]06 sldl6n] l;kmfl/; u/]sf] d"Nodf .
-@_ pkljlgod -!_ df h'g;'s} s'/f n]lvPsf] ePtfklg jfo/n]; k|ljlwsf]
;]jf k|bfg ug{ cfjZos a]; :6]zg h8fg ug{sf] nflu k|fljlws b[li6sf]0faf6
pko'Qm egL 5gf}6 ePsf] 3/ jf hUuf ef8fdf lnFbf To:tf] 3/ jf hUufsf]
wgL;Fu ;f]e}m jftf{ u/L /]06 sldl6sf] l;kmfl/;df lng ;lsg]5 .
-#_ o; ljlgodsf] k|of]hgsf] nflu b]xfo adf]lhd /]06 sldl6 x'g]5 M–
-s_ s]Gb|Lo :t/df M
;DalGwt gfoj k|aGw lgb{]zs jf lgb{]zs – cWoIf
k|ltlglw, l;len ljefu – ;b:o
k|ltlglw, sfg"g zfvf – ;b:o
;DalGwt sfof{no k|d'v – ;b:o
k|ltlglw, n]vf – ;b:o ;lrj
-v_ :yfgLo :t/df M
If]qLo lgb{]zs – cWoIf
;DalGwt sfof{no k|d'v – ;b:o
k|ltlglw, l;len zfvf – ;b:o
;DalGwt sfof{nosf] n]vf k|d'v – ;b:o
k|ltlglw, k|zf;g zfvf – ;b:o ;lrj
-$_ sDkgLn] pkljlgod -!_ adf]lhd ef8fdf lnPsf] 3/, hUuf jf
uf]bfdsf] wgLsf] gfd, 7]ufgf / axfn cÍ v'Ng] ljj/0f ;DalGwt cfGtl/s /fhZj
sfof{non] dfu u/] adf]lhd k7fO{ lbg' kb{5 .
-%_ sDkgLn] b"/;~rf/ ;]jf k|bfg ug{sf] nflu g]kfndf sfo{/t b"/;~rf/
;]jf k|bfos ;+:yf tyf cGo ;+:yfx¿sf] ef}lts k"jf{wf/ Pj+ ;+/rgf -h:t}M 3/,
6fj/, la=l6=P;=, kfj/ tyf cGo pks/0f_ / ;f]sf] ;'/Iff ;d]tsf] nflu ;+o'Qm
¿kdf k|of]u ug{ cfk;L ;xdltsf] cfwf/df to ePsf] b/df jftf{ u/L lng lbg
;Sg]5 .
-^_ jfo/n]; k|ljlwsf] ;]jf k|bfg ug{ cfjZos la=l6=P;= ejg tyf ;f]df
h8fg ePsf] 6fj/, pks/0f, Po/ sl08;g, h]g]/]6/, lah'nL, ;'/Iff nufot ;]jf
jf ;fdfg ef8fdf lng' k/]df To:tf] ;]jf k|bfg ug{] p2]Zo /fvL k|rlnt sfg"g
adf]lhd btf{ ePsf kmd{ sDkgL jf ;+:yfaf6 sDtLdf kGw| lbgsf] ;fj{hlgs

30
;"rgf k|sfzg u/L k|fljlws tyf cfly{s k|:tfj dfu u/L b]xfosf] ;ldltaf6
nfe, nfut tyf ahf/ d"Nosf] d"NofÍg ;lxtsf] l;kmfl/; lnO{ ef8fdf lng
;lsg]5 M–
-s_ ;DalGwt ljefu jf lgb{]zgfno k|d'v – ;+of]hs
-v_ ;DalGwt ljefu jf lgb{]zgfno k|d'vn]
tf]s]sf] ljz]if1 – ;b:o
-u_ ;DalGwt ljefu jf lgb{]zgfnosf] n]vf k|d'v – ;b:o
#%= ;f]e}m vl/b ;DaGwL ljz]if Joj:yf M -!_ o; ljlgodfjnLdf cGoq h'g;'s} s'/f
n]lvPsf] ePtfklg b]xfosf] cj:yfdf dfn;fdfg, k/fdz{ ;]jf, k|fljlws ;]jf jf
cGo ;]jf ;f]e}m vl/b ug{ jf lgdf{0f sfo{ ;f]e}m u/fpg ;lsg]5 M–
-s_ vl/b ;DaGwL zt{x? k"/f ug]{ k|fljlws bIftf jf Ifdtf Pp6f
dfq cfk"lt{stf{, k/fdz{bftf, lgdf{0f Joj;foL jf ;]jf k|bfos;Fu
ePdf,
-v_ vl/b ul/g] dfn;fdfg, kf6{k"hf{ jf ;]jf cfk"lt{ ug]{ jf ;]jf
k|bfg ug]{ clwsf/ Pp6f dfq cfk"lt{stf{ jf ;]jf k|bfos;Fu
ePsf] / cGo pko'Qm ljsNk gePsf] cj:yfdf To:tf] k|f]k|fO{6/L
dfn;fdfg jf kf6{k'hf{ jf ;]jf ;f]sf] cfk"lt{stf{ jf ;]jf
k|bfos;Fu jf lghsf] cflwsfl/s ljq]mtf jf cflwsfl/s Ph]06
jf sfg"gL k|ltlglwsf] ?kdf clwsf/ k|fKt JolQm jf ;+:yf dfk{mt
vl/b ubf{,
-u_ df}h"bf dfn;fdfg, ;]jf jf hl8t ;+oGqsf] kf6{k'hf{sf] k|lt:yfkg
jf lj:tf/ ug{ cfk"lt{stf{, k/fdz{bftf jf ;]jf k|bfos kl/jt{g
u/]df sDkgLdf /x]sf] df}h"bf dfn;fdfg, ;]jf jf hl8t ;+oGqsf]
kf6{k'hf{sf] k|lt:yfkg jf lj:tf/ ug{ g;lsg] s'/f k|dfl0ft eO{
;fljssf] cfk"lt{stf{, k/fdz{bftf jf ;]jf k|bfosaf6 k|f]k|fO6/L
:j?ksf] cltl/Qm dfn;fdfg jf ;]jf vl/b ug'{ k/]df,
-3_ k"jf{g'dfg ug{ g;lsPsf] sf/0fn] z'? ;Demf}tfdf ;dfj]z gePsf]
/ z'? ;Demf}tfaf6 cnu u/L ;DkGg ug{ k|fljlws jf cfly{s
sf/0fn] sl7gfO{ x'g] eO{ cTofjZos lgdf{0f sfo{, dfn;fdfg,
k/fdz{ ;]jf jf cGo ;]jf vl/b ug'{ k/]df,
-ª_ ;DalGwt sfdsf] nflu s'g} ljlzi6 (Unique) of]Uotf ePsf] vf;
k/fdz{bftf jf ;]jf k|bfossf] ;]jf tTsfn cfjZostf ePdf jf
;fljssf] k/fdz{bftf jf ;]jf k|bfos jf cfk"lt{stf{af6 g} ;]jf
lng'kg]{ ckl/xfo{ sf/0f ePdf,
-r_ sDkgLdf hl8t pks/0f -;km6j]o/ tyf xf8{j]o/_ sf] pkof]uL
cfo' tyf nfe–nfutnfO{ ljrf/ ubf{ To:tf] pks/0fdf kl5
ljsf; ePsf goFf ljz]iftfx? yk u/]df sDkgLn] cBfjlws tyf

31
;do ;fk]If ;]jfx? k|bfg ug{ ;Sg] ePdf ;fljssf]
cfk"lt{stf{af6} kl5 ljsf; ePsf gofF ljz]iftfx? -;km6j]o/
tyf xf8{j]o/ ;d]t_ yk ug{' k/]df,
-5_ sDkgLnfO{ ;]jf ;~rfngsf] nflu cfjZos 3/, hUuf,
dfn;fdfg tyf ;]jf :yfgLo txsf] ;fd'bflos ;+:yf, pkef]Qmf
;ldlt jf nfeu|fxL ;d'bfoaf6 vl/b ug'{ jf ef8fdf lng' k/]df,
-h_ g]kfn ;/sf/ tyf g]kfn ;/sf/sf] :jfldTj ePsf ;+3, ;+:yfaf6
3/, hUuf, dfn;fdfg tyf ;]jf vl/b ug'{ jf ef8fdf lng'
k/]df .
-@_ pkljlgod -!_ sf] v08 -s_ b]lv -5_ ;Ddsf] k|fjwfg adf]lhd
dfn;fdfg jf ;]jf vl/b ubf{ b]xfo cg';f/sf] ;ldltsf] l;kmfl/; adf]lhd vl/b
ug'{ kg]{5 M–
-s_ s]Gb|Lo sfof{noaf6 x'g] vl/bsf] xsdf sDkgLsf] cy{ ljefu,
of]hgf ljefu, ljsf; ljefu / dd{t ;Def/ tyf ;~rfng
ljefusf gfoa k|aGw lgb]{zsx?, vl/b;Fu ;DalGwt ljefu jf
lgb]{zgfno k|d'v tyf k|aGw lgb]{zsn] tf]s]sf] ;f] sfo{;Fu
;DalGwt Ps hgf ljz]if1 /x]sf] ;ldltsf],
-v_ lgb]{zgfno / ;f] cGtu{t x'g] vl/bsf] xsdf ;DalGwt
lgb]{zgfno jf ljefusf] k|fljlws zfvf k|d'v, vl/b;Fu ;DalGwt
ljefluo jf zfvf k|d'v, n]vf k|d'v tyf lgb]{zsn] tf]s]sf] ;f]
sfo{;Fu ;DalGwt Ps hgf ljz]if1 /x]sf] ;ldltsf] .
-#_ o; ljlgod adf]lhd ;f]e}m vl/b ug'{ cl3 b]xfosf s'/fx? olsg u/L
ljj/0f tof/ ug'{ kg]{5 M–
-s_ sDkgLsf] cfjZostf, vl/b ug'{ kg]{ ;fdfg e08f/df eP
gePsf], cfjZos ;fdfg jf ;]jfsf] u'0f:t/ tyf kl/df0f,
cfk"lt{sf] zt{ / ;do,
-v_ ljBdfg pks/0fsf] cfo', ;f]af6 k|fKt ug{ ;lsg] k|ltkmn /
nfe–nfutsf] ljZn]if0f,
-u_ k|:tfljt lgdf{0f Joj;foL, cfk"lt{stf{, k/fdz{bftf jf
;]jfk|bfos;Fu vl/b ;Demf}tf adf]lhdsf] sfo{ ;Dkfbg ug{
cfjZos of]Uotf eP jf gePsf],
-3_ k|:tfljt lgdf{0f Joj;foL, cfk"lt{stf{ jf k/fdz{bftf jf ;]jf
k|bfos;+u dfu ul/Psf] lnlvt b//]6 jf k|:tfj,
-ª_ k|:tfljt lgdf{0f Joj;foL, cfk"tL{stf{, k/fdz{bftf jf ;]jf
k|bfosn] sDkgLsf] dfu adf]lhd k]z u/]sf] k|:tfj sDkgLn]
lgwf{/0f u/]sf] :k]l;lkms]zg tyf k|fljlws u'0f:t/ adf]lhdsf]
eP gePsf],

32
-r_ k|:tfljt lgdf{0f Joj;foL, cfk"tL{stf{, k/fdz{bftf jf ;]jf
k|bfosaf6 k|:tfj ul/Psf] d"No pk/ jftf{ ul/Psf] / ;f] d"No
plrt eP gePsf] .
-$_ pkljlgod -!_ sf] v08 -u_ adf]lhdsf] k|f]k|fO{6/L dfn;fdfg vl/b
ubf{ jf ;f]xL pkljlgodsf] v08 -3_ adf]lhdsf] cTofjZos lgdf{0f sfo{,
dfn;fdfg, k/fdz{ ;]jf jf cGo ;]jf vl/b ubf{ tTsfnsf] cGt/f{li6«o d"No b/nfO{
ljrf/ u/L cl3Nnf] k6s vl/b ul/Psf] d"No b/df ga9g] u/L ;fljssf] d"n
;Demf}tf /sdsf] krf; k|ltzt d"No /sd;Dd vl/b ug{ ;lsg]5 .
-%_ pkljlgod -$_ df h'g;'s} s'/f n]lvPsf] ePtfklg pkljlgod -!_ sf]
v08 -u_ / -3_ adf]lhd vl/b ug'{ kg]{ dfn;fdfg jf ;]jf tTsfn vl/b gubf{
sDkgLnfO{ pNn]vgLo xfgL gf]S;fgL x'g ;Sg] k'i6ofO{+ ;lxtsf] kof{Kt cj:yf /
plrt sf/0f b]lvPdf d"n ;Demf}tf /sdsf] krf; k|ltzt d"NoeGbf a9L t/
ztk|ltzt d"Nodf ga9g] /sd ;Ddsf] vl/b ug{ ;lsg]5 .
#^= ljz]if kl/l:yltdf vl/b ug{] ;DaGwL Joj:yf M -!_ o; ljlgodfjnLdf cGoq
h'g;'s} s'/f n]lvPsf] eP tfklg ljz]if kl/l:ylt pTkGg eO{ tTsfn vl/b gubf{
sDkgLnfO{ yk xfgL gf]S;fgL x'g] cj:yf cfOk/]df sDkgLn] tTsfn vl/b ug{ jf
u/fpg ;Sg]5 .
-@_ o; ljlgod adf]lhd vl/b ubf{ sDkgLn] vl/bsf] cfjZostfsf]
lnlvt ljj/0f, u'0f:t/, kl/df0f, zt{ / sfo{ ;DkGg ug{] cjlw h:tf ljj/0f tof/
u/L cfsl:ds kl/l:yltsf] ;fdgf ug{ cfjZos kl/df0f / ;dofjlwsf nflu dfq
oyf;Dej k|lt:kwf{ u/fO{ jf Pp6f dfq lgdf{0f Joj;foL, cfk"lt{stf{, k/fdz{bftf
jf ;]jf k|bfos;Fu lnlvt b/efp jf k|:tfj lnO{ jf jftf{ u/L vl/b ug{' kg{]5 .
-#_ o; ljlgod adf]lhd ul/Psf] vl/bsf] ;DaGwdf sDkgLn] b]xfosf
ljj/0f tyf sfuhftsf] clen]v /fVg' kg{]5 M–
-s_ ljz]if kl/l:ylt pTkGg ePsf] k|dfl0ft ug]{ ljj/0f,
-v_ vl/bsf cGo ljlw ckgfpg g;lsg] sf/0f tyf cfwf/ .
-$_ o; ljlgod adf]lhd vl/b ug]{ clwsf/ k|aGw lgb]{zsnfO{ dfq x'g]5
/ k|aGw lgb{]zsn] pkljlgod -!_ adf]lhdsf] kl/l:ylt tyf tTsfn ug{'kg{] vl/b
;DaGwL lj:t[t ljj/0fsf] hfgsf/L nuQ} a:g] ;ldltsf] a}7sdf k]z ug{' kg{]5 .
#&= cdfgtaf6 sfd ug]{ M -!_ ;fdfGo k|s[ltsf] dd{t ;Def/ jf ;fgfltgf lgoldt
sfo{ jf ;/;kmfO{ h:tf sfo{ cdfgtaf6 u/fpg ;lsg] 5 .
-@_ sDkgLn] cfjZos b]v]df pkljlgod -!_ adf]lhd cdfgtaf6 u/fpg]
s'g} sfo{ sldl6 u7g u/L u/fpg ;Sg]5 .
-#_ cdfgtdf lgdf{0f ;DaGwL sfd ug'{ k/]df Ps tx dflysf] sfof{nodf
k]z u/L :jLs[lt lnO{ :jLs[t nfut cg'dfg adf]lhd lgdf{0f ;DaGwL sfd u/fpg
;lsg] 5 .

33
-$_ cdfgtaf6 lgdf{0f ;DaGwL sfd ug'{ k/]df To:tf] sfd Ps nfv
?k}ofFdf ga9fO{ v08 v08 u/L jftf{af6 u/fpg jf cfjZos lgdf{0f ;fdu|L
pknAw u/fO{ Hofnf vl/b ;Demf}tfdf lbg ;lsg]5 .
-%_ sfof{no cfk}+m+n] cdfgtaf6 sfd ubf{ ;f] sfdsf] nflu cfjZos kg]{
dfn;fdfg jf ;]jf vl/b ug'{ k/]df o; ljlgodfjnL adf]lhdsf] vl/b tyf k|flKt
;DaGwL k|lqmof k"/f ug'{ kg]{5 .
#*= ljlgodfjnL cfslif{t gx'g] M g]kfn ;/sf/ / ljb]zL ;/sf/ jf ljb]zL ;/sf/sf]
clwsf+z :jfldTj ePsf] ;+:yf jf cGt/f{li6«o ;+:yfx? aLr ePsf] cg'bfg jf C0f
;xfotf ;DaGwL ;Demf}tf jf ;Demf}tf cGtu{tsf] ;dembf/Lkq jf To:tf ;+:yfsf]
vl/b tyf lgdf{0f lgb]{lzsf adf]lhd vl/b ubf{ jf lgdf{0f sfo{ u/fpg' kbf{ jf
;]jf pknAw u/fpg' kbf{ To:tf] ;Demf}tfdf pNn]v eP hlt ljifodf o;
ljlgodfjnLsf k|fjwfgx? cfslif{t x'g] 5}gg .

34
kl/R5]b–$
k/fdz{ ;]jf vl/b ljlw tyf k|ls|of
#(= k/fdz{ ;]jf vl/b ug{ ;lsg] M -!_ sDkgLsf] nflu cfjZos kg]{ k/fdz{ ;]jf
sDkgLdf pknAw bIf k|fljlws jf hgzlQm tyf oGq cf}hf/x? ;d]tsf] ljrf/
u/L sDkgLaf6 x'g g;Sg] ePdf To:tf] k/fdz{ ;]jf vl/b ug{ ;lsg] 5 .
-@_ pkljlgod -!_ adf]lhd k/fdz{ ;]jf lng' k/]df ;DalGwt ljifosf] lj1
jf lj1x?sf] ;d"x jf k/fdz{bft[ ;+3 ;+:yfnfO{ b]xfo adf]lhd lgo'lQm u/L To:tf]
;]jf lng ;lsg] 5 M–
-s_ kfFr nfv ?k}ofF;Ddsf] ;]jf z'Ns nfUg]df ;f]e}m jftf{af6,
-v_ v08 -s_ df pNn]lvt /sdeGbf a9L bz nfv ?k}ofF;Dd ;]jf
z'Ns nfUg]df ;dfg :t/sf] sDtLdf tLg j6f kmd{, sDkgL jf
;+:yfaf6 k|fljlws tyf cfly{s k|:tfj dfu u/L ;aeGbf sd
b/jfnfsf] k|:tfjaf6,
-u_ v08 -v_ df pNn]lvt /sdeGbf a9L ;]jf z'Ns nfUg]df cfzokq
lnO{ ;f]af6 5gf}6 ePsf k/fdz{bftfx?af6 l;naGbL k|fljlws
tyf cfly{s k|:tfjaf6 .
$)= v'Nnf ?kdf cfzokq dfu u/L ;+lIfKt ;"rL tof/ ug'{ kg]{ M -!_ ljlgod #( sf]
pkljlgod -@_ sf] v08 -u_ adf]lhdsf] k/fdz{ ;]jf vl/b ug]{ k|of]hgsf] nflu
;+lIfKt ;"rL tof/ ug{ To:tf] k/fdz{ ;]jf lbg OR5's JolQm, kmd{, ;+:yf jf
sDkgLaf6 ;f] ;DaGwL cfzokq ;+sng ug{ sDtLdf kGw| lbgsf] cjlw lbO{
/fli6«o :t/sf] ;dfrf/kqdf ;"rgf k|sfzg ug'{ kg]{5 . To:tf] ;"rgf sDkgLsf] j]a
;fO{6df /fVg'sf ;fy} sDkgLsf] ;"rgf kf6Ldf ;d]t 6fF; ug'{ kg]{5 .
t/, b]xfosf cj:yfdf cGt/f{li6«o:t/sf] cfzokq dfu ug'{ kg]{5 M–
-s_ tLg s/f]8 ?k}ofFeGbf a9L /sdsf] k/fdz{ ;]jf vl/b ug'{ k/]df,
-v_ sDkgLsf] dfu cg'?ksf] k/fdz{ ;]jf k|lt:kwf{Tds d"Nodf
g]kfnleqsf PseGbf a9L k/fdz{bftfaf6 k|fKt x'g g;Sg] ePdf,
-u_ k/fdz{ ;]jfsf nflu /fli6«o:t/df k|:tfj dfu ubf{ s'g} k|:tfj
gk/L ljb]zL k/fdz{bftfaf6 ;]jf lng' kg]{ ePdf, jf
-3_ bft[kIf;+usf] ;Demf}tf adf]lhd j}b]lzs ;xfotf >f]taf6 Joxf]l/g]
u/L cGt/f{li6«o :t/sf] cfzokq dfu u/L k/fdz{bftfaf6 ;]jf
k|fKt ug'{ kg]{ ePdf .
-@_ cGt/f{li6«o:t/sf] cfzokq dfu ubf{ c+u|]hL efiffdf ;"rgf k|sfzg ug'{
kg]{5 .
-#_ cfzokq dfu ug]{ ;"rgfdf b]xfosf s'/fx? v'nfpg' kg]{5 M–
-v_ k|:tfljt sfd jf cfof]hgfsf] ;fdfGo ljj/0f,

35
-u_ cfzokqbftfsf] of]Uotf,
-3_ cfzokqbftf kmd{ jf sDkgL eP M–
-!_ kmd{ jf sDkgLsf] ljj/0f, ;+u7g / sd{rf/L,
-@_ b'O{ jf b'O{eGbf a9L kmd{ jf sDkgLn] ;d"x jf ;+o'Qm
pkj|mdsf] ?kdf k/fdz{ ;]jf lbg] eP To:tf kmd{ jf
sDkgLsf] gfd, 7]ufgf, ljj/0f tyf d'Vo eO{ sfd ug]{ kmd{
jf sDkgLsf] gfd,
-#_ ljut kfFr jif{ leqdf ;DkGg u/]sf] ;dfg k|s[ltsf] sfd /
:yfgsf] ljj/0f, /
-$_ ;+nUg x'g] k|d'v hgzlQmsf] j}olQms ljj/0f ;lxtsf] kmd{ jf
sDkgL k|f]kmfOn .
-ª_ JolQmut k/fdz{bftfsf] xsdf ljut tLg jif{df ;DkGg u/]sf]
;dfg k|s[ltsf] sfd / :yfgsf] ljj/0f tyf j}olQms ljj/0f,
-r_ k|:tfljt sfo{ ;DkGg ug{ nfUg] cg'dflgt ;do,
-5_ ;+lIfKt ;"rLdf k/]sf JolQm, kmd{, ;+:yf jf sDkgLaf6 dfq k/fdz{
;]jf vl/b ;DaGwL k|:tfj dfu ul/g] s'/f,
-h_ cfzokqbftfn] k]z ug'{kg]{ sfuhftx?,
-em_ cfzokq tof/ ug]{ lgb]{zg / cfzokq k]z ug]{ clGtd ldlt tyf
:yfg, /
-`_ sDkgL;Fu ;Dks{ ug]{ 7]ufgf / ;Dks{ JolQm .
-$_ cGt/f{li6«o:t/sf] cfzokq dfu ubf{ sDkgLn] Ps tx dflysf]
clwsf/Lsf] :jLs[lt lng' kg]{5 .
-%_ pkljlgod -!_ adf]lhd kg{ cfPsf] cfzokqbftfsf] of]Uotf, cg'ej /
Ifdtf ;d]t d"NofÍg u/L To:tf] k/fdz{ ;]jf lbg;Sg] ;fwf/0ftof tLgb]lv 5
j6f cfzokqbftfsf] 5gf}6 u/L ;+lIfKt ;"rL tof/ ug'{kg]{5 .
-^_ cGt/f{li6«o:t/sf] cfzokqbftfsf] 5gf}6 ubf{ sDkgLn] ljleGg d'n's,
k[i7e"ld / Ps :yfgLo Ph]G6 /x]sf] kmd{ jf sDkgLsf] 5gf}6 ug'{ kg]{5 .
-&_ sDkgLsf] ;"rgf adf]lhd cfzokq k]z gug]{ Voflt k|fKt
k/fdz{bftf;Fu ;Dks{ u/L lghsf] gfd ;+lIfKt ;"rLdf ;dfj]z ug{ ;lsg]5 .
-*_ o; ljlgod adf]lhd cfzokqbftfsf] 5gf}6 ubf{ jf pkljlgod -&_
adf]lhd gfd ;dfj]z ubf{ sDtLdf tLg j6f cfzokqbftf 5gf}6 x'g g;s]
sDkgLn] k'gM ;"rgf k|sfzg u/L cfzokq dfu ug'{ kg]{5 .
-(_ pkljlgod -*_ adf]lhd bf];|f] k6s ;"rgf k|sfzg ubf{ klg sDtLdf
tLg j6f cfzokqbftf 5gf}6 x'g g;s]df 5gf}6 ePsf hlt cfzokqbftfsf] dfq
;"rL sfod ug{ ;lsg]5 .
-!)_ o; ljlgod adf]lhd tof/ ePsf] ;"rLsf] hfgsf/L sDkgLn]
cfzokq k]z ug]{ ;a} cfzokqbftfnfO{ lbg' kg]{5 .

36
$!= k|:tfj dfu ug]{ M -!_ ljlgod $) adf]lhd ;+lIfKt ;"rL tof/ ePkl5 sDkgLn]
;f] ;+lIfKt ;"rLdf k/]sf cfzokqbftfx?nfO{ k|:tfj ;DaGwL sfuhft x'nfs,
s'l/o/, Od]n jf JolQm dfk{mt k7fO{ sDtLdf tL; lbgsf] ;do lbO{ lghx?af6
k|:tfj dfu ug'{ kg]{5 .
-@_ pkljlgod -!_ adf]lhdsf] k|:tfj ;DaGwL sfuhftdf b]xfosf s'/fx?
pNn]v ug'{ kg]{5 M–
-v_ vl/b ul/g] ;]jfsf] k|s[lt, ;]jf k|bfg ug'{kg]{ cjlw, :yfg, ;]jfsf]
sfo{If]qut zt{x?, ;DkGg ug'{kg]{ sfo{ / ck]lIft kl/0ffd,
-u_ k|:tfj tof/ ug{ k|:tfjbftfx?nfO{ lgb]{zg,
-3_ k|fljlws / cfly{s k|:tfj 5'§f5'§} vfddf /fvL l;naGbL u/L k|To]s
vfdsf] aflx/ s'g k|sf/sf] k|:tfj xf] ;f] :ki6?kn] pNn]v u/L b'j}
k|:tfjnfO{ csf]{ 5'§} vfd aGbL u/L dfu ul/Psf] ;]jfsf] ljifo
pNn]v ug'{kg]{ s'/f,
-ª_ k|fljlws tyf cfly{s d"NofÍg ef/,
-r_ k|:tfj d"NofÍg / t'ngf ug]{ cfwf/ / cÍ ef/,
-5_ vl/b ;Demf}tfsf zt{x? (Terms of Reference),
-h_ k|:tfj k]z ug'{kg]{ :yfg, ldlt / ;do,
-em_ k|:tfj 5gf}6 ug]{ ljlw,
-`_ :jfy{ aflemg] ePdf k|:tfj pk/ sf/jfxL gx'g] s'/f / e|i6frf/ jf
hfn;fhL u/]df x'g] sfg"gL sf/jfxL ;DaGwL hfgsf/L,
-6_ sDkgLn] k|:tfj ;DaGwL sf/jfxL ubf{ u/]sf] q'6L jf lg0f{o lj?4
k'g/fjnf]sgsf nflu k|:tfjbftfn] lgj]bg lbg ;Sg] Joj:yf,
-7_ k|:tfj dfu kq,
-8_ k|:tfljt k|d'v hgzlQmn] cfkmgf] xfn;fn}sf] j}olQms ljj/0f ;To
/ k"0f{ /x]sf] s'/f k|dfl0ft u/]sf] x'g'kg]{ Joxf]/f,
-9_ k|fljlws k|:tfj d"NofÍg u/]kl5 dfq cfly{s k|:tfj vf]lng] s'/f,
-0f_ k|fljlws k|:tfjdf k|:tfjbftfn] k|fKt ug'{kg]{ pQL0ff{Í,
-t_ k|:tfjbftfn] ;DalGwt sfdsf] nflu cfkmgf] 5'§} sfo{ of]hgf tyf
hgzlQm k|:tfj ug{ ;Sg] jf g;Sg],
-y_ k|:tfjbftfn] sfo{If]qut zt{df l6Kk0fL ug{ ;Sg] jf g;Sg], /
-b_ cfjZos cGo s'/fx? .
-#_ pkljlgod -!_ adf]lhdsf] k|:tfj ;DaGwL sfuhftdf pkljlgod -@_
sf] v08 -r_ adf]lhd k|:tfj d"NofÍg ug]{ cfwf/x? pNn]v ubf{ k|fljlws k|:tfj
d"NofÍg ug]{ b]xfo adf]lhdsf s'g} jf ;a} cfwf/x? cfjZostf cg';f/ v'nfpg'
kg]{5 M–
-s_ k/fdz{bftfn] ug'{ kg]{ sfd ;DaGwL k/fdz{bftfsf] cg'ej,
-v_ k/fdz{bftfn] sfo{ ;Dkfbg ug]{ k|:tfljt tl/sfsf] u'0f:t/,

37
-u_ k|:tfljt d'Vo hgzlQmsf] of]Uotf,
-3_ 1fg tyf k|ljlw x:tfGt/0fsf] Joj:yf,
-ª_ cGt/f{li6«o :t/sf] k|:tfjsf] xsdf sfd ;Dkfbg ug{ k|:tfljt d'Vo
g]kfnL hgzlQmsf] ljj/0f .
-$_ pkljlgod -!_ adf]lhdsf] k|:tfj ;DaGwL sfuhftdf pkljlgod -@_
sf] v08 -em_ adf]lhd k|:tfj 5gf}6 ug]{ ljlw pNn]v ubf{ k|:tfjsf] b]xfo
adf]lhdsf ljlwx? dWo] s'g ljlwsf] cfwf/df x'g] xf] ;f] Joxf]/f pNn]v ug'{
kg]{5 M–
-s_ u'0f:t/ / nfut ljlw,
-v_ u'0f:t/ ljlw,
-u_ lglZrt ah]6 ljlw, jf
-3_ Go"g nfut ljlw .
-%_ pkljlgod -$_ df h'g;'s} s'/f n]lvPsf] ePtfklg vl/b ug'{kg]{
k/fdz{ ;]jfsf] k|s[lt c;fdfGo ?kn] hl6n ePsf] jf To:tf] ;]jfn] /fli6«o cy{tGq
jf efjL kl/of]hgfdf pNn]vgLo k|efj kfg{ ;Sg] cj:yfdf k|:tfjsf] 5gf}6 k"0f{tM
u'0f:t/ ljlwsf] cfwf/df ug{ ;lsg]5 .
-^_ k|:tfj ;DaGwL sfuhftdf k|:tfj d"NofÍgsf] cÍef/ pNn]v ug'{
kg]{5 . ;f] cÍef/ pNn]v ubf{ pQL0ff{Í ;d]t pNn]v ug'{ kg]{5 .
-&_ pkljlgod -^_ adf]lhd cÍef/ pNn]v ubf{ b]xfo adf]lhd ug'{
kg]{5 M–
-s_ u'0f:t/ / nfut ljlw ckgfO{ k|:tfjsf] 5gf}6 ul/g] eP sfdsf]
k|s[lt / hl6ntf cg';f/ k|fljlws tyf cfly{s k|:tfjsf] s'n
cÍef/ Ps ;o x'g] u/L / To:tf] s'n cÍef/ dWo] k|fljlws
k|:tfjsf] cÍef/ ;Q/L b]lv gAa] tyf cfly{s k|:tfjsf] cÍef/
tL;b]lv bz;Dd x'g] u/L lgwf{/0f ug'{ kg]{5 .
-v_ u'0f:t/ ljlw, lglZrt ah]6 ljlw / Go"g nfut ljlw ckgfO{
k|:tfjsf] 5gf}6 ul/g] eP k|fljlws k|:tfjsf] s'n cÍef/ Ps ;o
x'g] u/L lgwf{/0f ug'{ kg]{5 .
-*_ lglZrt ah]6 ljlwaf6 k/fdz{bftfsf] 5gf}6 ug{ k|:tfj cfXjfg ubf{
pknAw ah]6 k|:tfjdf v'nfpg' kg]{5 .
-(_ k|:tfj ;DaGwL sfuhftdf k/fdz{bftfsf] 5gf}6 ug{ cÍef/ pNn]v
ubf{ k"0ff{Í Ps ;o x'g] u/L b]xfo adf]lhdsf] cÍsf] ;Ldf ggf£g] u/L sfdsf]
k|s[lt / hl6ntf cg';f/ pko'Qm cÍ pNn]v ug'{ kg]{5 M–
-s_ k|:tfjbftfsf] vf; sfdsf] cg'ejdf s'n cÍsf] bz k|ltzt;Dd,
-v_ sfo{ ;Dkfbg ug]{ tl/sf / sfo{ If]qut zt{k|ltsf] k|efju|fxLtfdf
s'n cÍsf] aL;b]lv krf; k|ltzt;Dd,
-u_ d'Vo d'Vo hgzlQmsf] of]Uotf / cg'ejdf s'n cÍsf] tL;b]lv
;f7L k|ltzt;Dd,

38
-3_ k|ljlw x:tfGt/0f jf tflnddf s'n cÍsf] bz k|ltzt;Dd,
-ª_ :jb]zL hgzlQmsf] ;xeflutfdf s'n cÍsf] bz k|ltzt;Dd .
-!)_ pkljlgod -(_ sf] v08 -ª_ df plNnlvt cÍef/ /fli6«o:t/sf]
k|:tfjsf] xsdf nfu" x'g] 5}g .
-!!_ pkljlgod -(_ df plNnlvt ;a} d"NofÍgsf cfwf/nfO{ tLg j6f
pkcfwf/df ljefhg u/L ;f] jfktsf] cÍ ;d]t lgwf{/0f ug'{ kg]{5 .
$@= k|:tfj vf]Ng] M -!_ k|:tfj bflvnf ug]{ clGtd Dofb ;dfKt ePkl5 k|:tfjbftfaf6
k|fKt k|:tfjsf] aflx/L vfd vf]nL k|fljlws / cfly{s k|:tfjsf l;naGbL vfd
5'6ofpg' kg]{5 .
-@_ pkljlgod -!_ adf]lhd 5'6ofO{Psf vfdx? dWo] klxn] k|fljlws
k|:tfj vf]Ng' kg]{5 / cfly{s k|:tfjsf] vfd gvf]nL ;'/lIft;fy 5'§} /fVg' kg]{5 .
To;/L 5'6ofO{Psf] cfly{s k|:tfjsf] vfd k|fljlws k|:tfj d"NofÍg u/]kl5 dfq
vf]Ng' kg]{5 .
-#_ k|:tfj vf]Nbf k|:tfjbftf jf lghsf] k|ltlglwsf] /f]xj/df vf]Ng' kg]{5 .
t/, k|:tfjbftf jf lghsf] k|ltlglw pkl:yt gePsf] sf/0fn] k|:tfj vf]Ng
afwf kg]{ 5}g .
-$_ pkljlgod -!_ adf]lhd k|:tfj vf]Ng' cl3 Dofb gf3L k|fKt x'g cfPsf]
k|:tfjsf] vfd / /Ltk"j{s btf{ ePsf k|:tfjsf] vfdnfO{ 5'6ofO{ Dofb gf3L k|fKt
x'g cfPsf k|:tfj gvf]nL ;DalGwt k|:tfjbftfnfO{ lkmtf{ ug'{ kg]{5 . To;/L lkmtf{
ul/Psf] s'/f, ldlt / ;do vl/b sf/jfxLsf] k|ltj]bgdf v'nfpg' kg]{5 .
-%_ pkljlgod -$_ adf]lhd k|:tfj lkmtf{ u/]kl5 /Ltk"j{s btf{ ePsf
k|:tfjsf] aflx/L vfd qmd};Fu vf]nL ;f]df /x]sf] k|fljlws k|:tfjsf] vfd vf]nL
b]xfosf s'/f k9]/ ;'gfO{ ;f]sf] d'r'Nsf tof/ ug'{ kg]{5 M–
-v_ k|:tfjdf k|:tfjbftfsf] x:tfIf/ eP gePsf],
-u_ k|:tfj ;DaGwL sfuhftdf ;RofO{Psf] jf s]/d]6 u/]sf]df
k|:tfjbftf jf lghsf] k|ltlglwn] x:tfIf/ u/] gu/]sf],
-3_ sDkgLn] pko'Qm 7fg]sf] cGo cfjZos s'/fx? .
-^_ pkljlgod -%_ adf]lhdsf] d'r'Nsfdf sDkgLn] pkl:yt k|:tfjbftf jf
lghsf] k|ltlglwsf] b:tvt u/fpg' kg]{5 .
-&_ o; ljlgod adf]lhd vf]lnPsf] k|fljlws k|:tfj sDkgLn] oyfzL3|
d"NofÍg ;ldltdf k7fpg' kg]{5 .
$#= k|fljlws k|:tfjsf] d"NofÍg M -!_ k|fljlws k|:tfjsf] d"NofÍg ubf{ k|:tfj ;DaGwL
sfuhftdf pNn]v ePsf] d"NofÍgsf] cfwf/ adf]lhd ug'{ kg]{5 .

39
-@_ k|fljlws k|:tfj d"NofÍg ubf{ d"NofÍg ;ldltsf k|To]s ;b:on]
5'§f5'§} ?kdf ljlgod $! sf] pkljlgod -(_ df plNnlvt cfwf/ adf]lhd
d"NofÍg u/L k|:tfjbftfn] k|fKt u/]sf] cÍ olsg ug'{ kg]{5 .
-#_ pkljlgod -@_ adf]lhd cÍ olsg ePkl5 ;f] ;ldltsf] k|To]s
;b:on] k|bfg u/]sf] cÍ u0fgf u/L To:tf] k|:tfjn] k|fKt u/]sf] cf}ift cÍ lgsfNg'
kg]{5 .
-$_ pkljlgod -!_, -@_ / -#_ adf]lhd d"NofÍg u/] kl5 d"NofÍg ;ldltn]
ljlgod $! sf] pkljlgod -^_ adf]lhdsf] pQL0ff{Í k|fKt ug]{ k|:tfjbftfx?sf]
;"rL tof/ ug'{ kg]{5 .
-%_ pkljlgod -$_ adf]lhdsf] ;"rL tof/ ubf{ pRrtd cÍ k|fKt ug]{
k|:tfjbftf b]lv qmd};Fu tof/ ug'{ kg]{5 .
$$= d"NofÍg k|ltj]bg tof/ ug'{ kg]{ M -!_ d"NofÍg ;ldltn] ljlgod $# adf]lhdsf]
d"NofÍg ;DaGwL sf/jfxL ;DkGg u/] kl5 k|:tfjsf] u'0f:t/ ;DaGwL d"NofÍg
k|ltj]bg tof/ ug'{ kg]{5 .
-@_ pkljlgod -!_ adf]lhdsf] k|ltj]bgdf b]xfosf s'/fx? ;d]t pNn]v
ug'{ kg]{5 M–
-v_ k|:tfjbftf jf lghsf] clwsf/k|fKt k|ltlglwsf] ;xL5fk eP jf
gePsf],
-u_ k|:tfjbftf k|:tfj k]z ug{ sfg"g adf]lhd of]Uo ePsf] k'i6ofO{+ ug]{
sfuhftx? k]z eP jf gePsf],
-3_ ;+o'Qm pkj|md ;DaGwL ;Demf}tf cfjZos eP ;f] k]z eP jf
gePsf],
-ª_ k|:tfj ;DaGwL sfuhftdf k|:tfjbftfnfO{ lbOPsf] lgb]{zg cg'?k
k|:tfj k"0f{ eP jf gePsf], /
-r_ k|To]s k|:tfjsf] ;fk]lIfs ;jntf, b'j{ntf / d"NofÍg kl/0ffd .
$%= cfly{s k|:tfj vf]Ng] M -!_ d"NofÍg ;ldltn] k|fljlws k|:tfjsf] d"NofÍgsf] sfo{
;dfKt gx'~h]n cfly{s k|:tfj vf]Ng' x'Fb}g .
-@_ k|fljlws k|:tfjsf] d"NofÍgaf6 of]Uo eO{ ljlgod $# sf] pkljlgod
-$_ adf]lhdsf] ;"rLdf k/]sf k|:tfjbftfsf] dfq cfly{s k|:tfj vf]lng]5 . pQm
;"rLdf ;dfj]z x'g g;s]sf k|:tfjbftfnfO{ lghsf] k|fljlws k|:tfj 5gf}6 x'g
g;s]sf] hfgsf/L ;lxt lghsf] cfly{s k|:tfj gvf]nL lkmtf{ ug'{ kg]{5 .
-#_ pkljlgod -@_ adf]lhd cfly{s k|:tfj vf]Ng] k|of]hgsf nflu 5gf}6
ePsf k|:tfjbftfnfO{ sDkgLn] cfly{s k|:tfj vf]Ng] :yfg, ldlt / ;do pNn]v
u/L /fli6«o:t/sf] k|:tfjsf] xsdf sDtLdf ;ft lbg / cGt/f{li6«o:t/sf] k|:tfjsf]
xsdf sDtLdf kGw| lbgsf] cjlw lbO{ pkl:yt x'g ;"rgf lbg' kg]{5 .

40
-$_ d"NofÍg ;ldltn] cfly{s k|:tfjsf] vfd vf]Nbf k|:tfjbftf jf lghsf]
k|ltlglwsf] pkl:yltdf vf]Ng' kg]{5 .
t/, k|:tfjbftf jf lghsf] k|ltlglw pkl:yt gePsf] sf/0fn] cfly{s
k|:tfj vf]Ng afwf kg]{ 5}g .
-%_ pkljlgod -$_ adf]lhd cfly{s k|:tfjsf] vfd vf]n]kl5 d"NofÍg
;ldltn] k|:tfjbftfsf] gfd, lghn] k|fljlws k|:tfjdf k|fKt u/]sf] cÍ / cfly{s
k|:tfjdf k|:tfj u/]sf] ;]jf z'Ns k9]/ ;'gfO{ b]xfo adf]lhdsf] d'r"Nsf tof/ ug'{
kg]{5 M–
-v_ k|:tfljt ;]jf z'Ns,
-u_ k|:tfljt ;]jf z'Nsdf s'g} 5'6 lbg k|:tfj ul/Psf] eP ;f]sf]
Joxf]/f,
-3_ cÍ / cIf/sf aLr leGgtf eP ;f] leGgtfsf] ljj/0f,
-ª_ cfly{s k|:tfjdf k|:tfjbftf jf lghsf] k|ltlglwsf] x:tfIf/ eP
gePsf],
-r_ cfly{s k|:tfjdf s'g} s'/f jf Joxf]/f s]/d]6 u/]sf] eP ;f] 7fpFdf
k|:tfjbftf jf lghsf] k|ltlglwn] x:tfIf/ u/] gu/]sf] tyf s]/d]6
u/]sf] /sd / Joxf]/f,
-5_ sDkgLn] pko'Qm 7fg]sf] cGo cfjZos s'/fx? .
$^= cfly{s k|:tfjsf] d"NofÍg M -!_ k|:tfj ;DaGwL sfuhftdf cGoyf pNn]v
ul/Psf]df afx]s cfly{s k|:tfjsf] d"NofÍgsf] nflu ;f] k|:tfjdf d"No clej[l4 s/
afx]s k|rlnt sfg"g adf]lhd k/fdz{bftfnfO{ nfUg] s/ tyf k/fdz{bftfsf] e|d0f,
;DalGwt sfuhftsf] cg'jfb, k|ltj]bg 5kfO{ jf lz/f]ef/ vr{ (Overhead
Expenses) h:tf ;f]wegf{ x'g] vr{ ;d]t lghsf] ;]jf z'Nsdf ;dfj]z ul/Psf]
dflgg]5 .
-@_ d"NofÍg ;ldltn] k|To]s k|:tfjbftfsf] cfly{s k|:tfjsf] d"NofÍg ubf{
k|:tfjdf s'g} cÍ ul0ftLo q'6L kfOPdf To:tf] q'6L ;Rofpg ;Sg]5 . To;/L q'6L
;RofpFbf PsfO{ b/ / s'n /sddf leGgtf ePdf PsfO{ b/ dfGo x'g]5 / ;f]xL b/
adf]lhd s'n /sd ;Rofpg' kg]{5 . To;/L q'6L ;RofO{Psf] ePdf ;f]sf] hfgsf/L
;DalGwt k|:tfjbftfnfO{ lbg' kg]{5 .
-#_ k|:tfjbftfn] cfly{s k|:tfjdf pNn]v u/]sf] /sd cÍ / cIf/df km/s
k/]df cIf/df n]lvPsf] /sd dfGo x'g]5 .
-$_ k|:tfljt saf]n cÍdf k|:tfjbftfn] s'g} 5'6 lbg k|:tfj u/]sf] s'/f
cfly{s k|:tfj vf]n]sf] d'r'Nsfdf pNn]v ePsf] eP d"NofÍg ;ldltn] To;/L 5'6
lbg k|:tfj ul/Psf] /sd ;dfof]hg ug'{ kg]{5 .
-%_ o; ljlgod adf]lhdsf] d"NofÍg u/] kl5 ;a} k|:tfjbftfsf] sfod x'g
cfPsf] saf]n cÍsf] ;"rL tof/ ug'{ kg]{5 .

41
$&= k|:tfjbftfsf] 5gf}6 M -!_ k|:tfjsf] 5gf}6 ug{ u'0f:t/ / nfut ljlw ckgfO{Psf]
ePdf d"NofÍg ;ldltn] b]xfo adf]lhd k|fljlws / cfly{s k|:tfjsf] ;+o'Qm
d"NofÍg u/L ;kmn k|:tfjbftfsf] 5gf}6 ug'{ kg]{5 M–
-s_ d"NofÍg ul/g] k|:tfjbftfsf] k|fljlws k|:tfjsf] k|fKtfÍnfO{ k|fljlws
k|:tfjsf] nflu 5'6ofOPsf] cÍef/n] u'0fg u/L k|fKt u'0fgkmnnfO{
Ps;on] efu ubf{ cfpg] efukmnsf] cÍ k|fljlws k|:tfjsf] v'b
k|fKtfÍ x'g]5 .
-v_ k|fljlws k|:tfjsf] d"NofÍgaf6 ;kmn ePsf k|:tfjx? dWo]
;a}eGbf 36L saf]n cÍnfO{ cfly{s k|:tfjsf] nflu 5'6ofO{Psf]
cÍef/n] u'0fg u/L k|fKt u'0fgkmnnfO{ d"NofÍg ul/g] k|:tfjbftfsf]
saf]n cÍn] efu ubf{ cfpg] efukmnsf] cÍ cfly{s k|:tfjsf]
k|fKtfÍ x'g]5 .
-u_ k|fljlws k|:tfj / cfly{s k|:tfjsf] v"b k|fKtfÍ hf]8L ;+o'Qm
d"NofÍg ubf{ ;a}eGbf a9L cÍ kfpg] k|:tfjbftf ;kmn dflgg] x'Fbf
lghnfO{ 5gf}6 ug'{ kg]{5 . pbfx/0fsf] nflu M–
-c_ k|fljlws k|:tfjnfO{ 5'6ofOPsf] s'n cÍef/Ö *)
lgwf{l/t pQL0ff{Í Nofpg] s, v, / u k|:tfjbftfn] k|fljlws
k|:tfjdf kfPsf] cÍ M–
s Ö ()
v Ö *%
u Ö *)
pko'{Qm cÍ tyf cÍef/sf] cfwf/df k|fljlws k|:tfjdf kfpg]
cÍ u0fgf ug]{ tl/sf M–
s Ö
90 × 80
100
= 72
v Ö
85 × 80
100
= 68
u Ö
80 × 80
100
= 64
-cf_ cfly{s k|:tfjnfO{ 5'6ofOPsf] cÍef/Ö @)
k|fljlws k|:tfjdf pQL0f{ ePsf s, v / u k|:tfjbftfn]
cfly{s k|:tfjdf saf]n u/]sf] /sd M–
s Ö $,%),))).–
v Ö $,#),))).–
u Ö $,@),))).–
t;y{, ;a}eGbf 36L saf]n u/]sf] /sd Ö $,@),))).–

42
pko'{Qm cÍ tyf cÍef/sf] cfwf/df cfly{s k|:tfjdf kfpg]
cÍ u0fgf ug]{ tl/sf M–
s Ö
420000 × 20
450000
= 18.66
v Ö
420000 × 20
430000
= 19.53
u Ö
420000 × 20
420000
= 20
-O_ k|fljlws k|:tfj / cfly{s k|:tfjsf] ;+o'Qm d"NofÍgaf6
kfpg] s'n cÍ ljj/0f M–
k|:tfjbftf k|fljlws
k|:tfjsf] v'b
k|fKtfÍ
cfly{s
k|:tfjsf] v'b
k|fKtfÍ
s'n cÍ s}lkmot
s &@ !*=^^ ()=^^ ;a}eGbf a9L s'n cÍ kfpg]
k|:tfjbftf æsÆ 5gf}6 ug'{kg]{
v ^* !(=%# *&=%#
u ^$ @)=)) *$
-@_ k|:tfjsf] 5gf}6 ug{ u'0f:t/ ljlw ckgfOPsf] ePdf d"NofÍg ;ldltn]
k|fljlws k|:tfjdf pRrtd cÍ k|fKt ug]{ k|:tfj dfq 5gf}6 ug'{ kg]{5 .
-#_ k|:tfjsf] 5gf}6 ug{ lglZrt ah]6 ljlw ckgfOPsf] ePdf d"NofÍg
;ldltn] To:tf] ah]6sf] ;LdfeGbf a9L nfut ePsf] k|:tfj /2 u/L To:tf] ah]6sf]
;Ldfleq k/]sf] k|fljlws k|:tfjdf pRrtd cÍ k|fKt ug]{ k|:tfjbftfsf] k|:tfj
5gf}6 ug'{ kg]{5 .
-$_ k|:tfjsf] 5gf}6 ug{ Go"g nfut ljlw ckgfOPsf] ePdf d"NofÍg
;ldltn] k|fljlws k|:tfjdf ;kmn x'g lgwf{l/t Go"gtd cÍ k|fKt ug]{ k|:tfjbftf
dWo] ;a}eGbf sd nfut ePsf] k|:tfjbftfsf] k|:tfj 5gf}6 ug'{ kg]{5 .
$*= k|:tfjbftf;Fu jftf{ ug]{ M -!_ ljlgod $& adf]lhd 5gf}6 ePsf] k|:tfjbftf;+u
sfo{ If]qut zt{ / k|:tfljt ;]jfsf] sfo{If]q, k|ult k|ltj]bg, sDkgLn] pknAw
u/fpg' kg]{ ;'ljwfsf ljifodf jftf{ ug{ ;lsg]5 . To;/L jftf{ ug'{kg]{ ePdf
sDkgLn] To:tf] k|:tfjbftfnfO{ jftf{sf] ldlt, ;do / :yfg v'nfO{ jftf{ ug{ cfpg
;"rgf lbg' kg]{5 .
-@_ ljlgod $& sf] pkljlgod -@_ sf] cj:yfdf afx]s cfly{s k|:tfjsf
;DaGwdf k]zfljbx?sf] kfl/>lds ;DaGwdf jftf{ x'g ;Sg] 5}g .
t/, ;f]wegf{ x'g] k|s[ltsf vr{ ;DaGwdf jftf{ ug{ ;lsg]5 .

43
-#_ o; ljlgod adf]lhd jftf{ ubf{ sDkgL / k|:tfjbftf b'j}nfO{ :jLsfo{
x'g] ;xdlt xfl;n x'g g;s]df sDkgLn] ljlgod $& sf] pkljlgod -!_, -@_ / -#_
adf]lhdsf] k|:tfjsf] xsdf To;kl5sf] pRrtd cÍ k|fKt ug]{ / pkljlgod -$_
adf]lhdsf] k|:tfjsf] xsdf To;kl5sf] ;a}eGbf sd nfut ePsf] csf]{
k|:tfjbftf;+u qmd};+u jftf{ ug'{ kg]{5 .
$(= k/fdz{ ;]jfsf] vl/b ;Demf}tf M -!_ ljlgod $* adf]lhd ePsf] jftf{df ;xdltdf
k'u]sf] k|:tfjbftfsf] k|:tfj :jLs[t ug{sf] nflu 5gf}6 ul/g]5 .
-@_ pkljlgod -!_ adf]lhd 5gf}6 ul/Psf] ;ft lbgleq sDkgLn] To;/L
5gf}6 ePsf] k|:tfj :jLs[t ug]{ cfzosf] ;"rgf ;DalGwt k|:tfjbftfnfO{ /
;"rLdf k/]sf cGo k|:tfjbftfnfO{ lbg' kg]{5 .
-#_ pkljlgod -@_ adf]lhd ;"rgf lbPsf] ;ft lbgleq s'g} k|:tfjbftfn]
ljlgod !)* adf]lhd k'g/fjnf]sgsf] nflu s'g} lgj]bg gu/]df pkljlgod -!_
adf]lhd 5gf}6 ePsf] k|:tfjbftfsf] k|:tfj :jLs[t u/L lghnfO{ ;Demf}tf ug{
cfpg kGw| lbgsf] cjlw lbO{ ;"rgf lbg' kg]{5 .
-$_ pkljlgod -#_ adf]lhdsf] cjlwleq lgh ;Demf}tf ug{ pkl:yt ePdf
lghn] ljlgod *( adf]lhd vl/b ;Demf}tf ug'{ kg]{5 .
t/, lgh ;Demf}tf ug{ pkl:yt gePdf sDkgLn] ljlgod $& sf]
pkljlgod -!_, -@_ / -#_ sf] k|:tfjbftfsf] xsdf To;kl5sf] pRrtd cÍ k|fKt
ug]{ / pkljlgod -$_ sf] k|:tfjbftfsf] xsdf ;a}eGbf sd nfut ePsf] csf]{
k|:tfjbftf;+u qmd};+u jftf{ u/L ljlgod *( adf]lhd vl/b ;Demf}tf ug'{ kg]{5 .
-%_ ljlgod !)* adf]lhd k'g/fjnf]sgsf] nflu lgj]bg k/]sf]df o;
ljlgodfjnLsf] kl/R5]b–!! adf]lhdsf] k|ls|of k"/f geO{ vl/b ;Demf}tf ul/g] 5}g .
%)= k|:tfj c:jLs[t ug]{ / vl/b sf/jfxL /2 ug]{ M b]xfosf s'g} cj:yfdf sDkgLn]
;Dk"0f{ k|:tfj c:jLs[t ug{ jf vl/b sf/jfxL /2 ug{ ;Sg]5 M–
-s_ k|fKt ;Dk"0f{ k|:tfj sfo{If]qut zt{x? cg';f/ ;f/e"t?kdf
k|efju|fxL gePdf,
-v_ nfut cg'dfg / pknAw ah]6eGbf 5gf}6 ePsf] k|:tfjbftfsf]
nfut ;f/e"t?kdf a9L ePdf,
-u_ k/fdz{ ;]jf cfjZos gkg]{ ePdf, jf
-3_ k|:tfjbftfn] cfk;df ldnf]dtf] u/L k|:tfj lbPsf] k|dfl0ft
ePdf .
t/, ldnf]dtf] gu/]sf k|:tfjbftfsf] k|:tfj pk/ sf/jfxL ug{
;lsg]5 .

44
kl/R5]b–%
l;naGbL b/efpkq ;DaGwL Joj:yf
%!= l;naGbL b/efpkq kmf/fd tof/ ug'{ kg]{ M -!_ sDkgLn] l;naGbL b/efpkq
cfXjfg ug'{ cl3 b]xfosf s''/fx? pNn]v u/L l;naGbL b/efpkqsf] kmf/fd tof/
ug'{ kg]{5 M–
-s_ cfk"lt{ ug'{kg]{ dfn;fdfg jf ;DkGg ug'{ kg]{ lgdf{0f sfo{ jf
k|bfg ug'{ kg]{ ;]jfsf] :k]l;lkms]zg, u'0f:t/, kl/df0f, cfk"lt{sf
zt{x? / ;do tyf cGo cfjZos s'/fx?sf] ljj/0f,
-v_ l;naGbL b/efpkqbftfsf] of]Uotf -lgdf{0f vl/b afx]s_,
-u_ sfo{ ;Dkfbg hdfgt cfjZos kg]{ eP ;f] s'/f,
-3_ l;naGbL b/efpkq dfGo /xg] cjlw,
-ª_ l;naGbL b/efpkq kmf/fddf b/efpkqbftfn] /Ltk"j{s ;xL5fk
u/]sf] x'g' kg]{ s'/f,
-r_ l;naGbL b/efpkq d"NofÍg ug]{ tl/sf,
-5_ dfn;fdfgsf] xsdf jf/]G6L ;DaGwL bfloTj / lgdf{0f sfo{sf]
xsdf q'6L ;Rofpg] cjlw;Ddsf] bfloTj .
-@_ pkljlgod -!_ adf]lhd l;naGbL b/efpkq ;DaGwL kmf/fd tof/
ePkl5 sfof{no k|d'vn] b/efpkq ;DaGwL sfuhft :jLs[t ug'{ kg]{5 . To:tf]
b/efpkqsf] kmf/fddf clwsf/ k|fKt clwsf/L jf lghn] tf]s]sf] sd{rf/Lsf]
b:tvt eO{ 5fk nfu]sf] x'g' kg]{5 .
%@= l;naGbL b/efpkq cfXjfg M -!_ sDkgLn] l;naGbL b/efpkq cfXjfg ubf{
/fli6«o jf :yfgLo :t/sf] b}lgs ;dfrf/ kqdf sDtLdf kGw| lbgsf] cjlw lbO{
b]xfosf s'/f pNn]v u/L ;"rgf k|sfzg ug'{ kg]{5 M–
-s_ l;naGbL b/efpkq kmf/fd kfO{g] :yfg / ;f] jfkt nfUg] b:t'/,
-v_ hdfgt cfjZos kg]{ eP ;f]sf] lsl;d, /sd / ;dofjlw,
-u_ l;naGbL b/efpkq k7fpg] tl/sf tyf k7fpg' kg]{ sfof{no jf
clwsf/Lsf] gfd / 7]ufgf,
-3_ l;naGbL b/efpkq bflvnf ug'{kg]{ clGtd ldlt / ;do,
-ª_ l;naGbL b/efpkq vf]Ng] ldlt, ;do / :yfg,
-r_ cGo cfjZos s'/fx? .
-@_ pkljlgod -!_ adf]lhd ;"rgf k|sfzg ubf{ tLgj6f eGbf sd
l;naGbL b/efpkq k]z x'g cfPdf jf b/efpkq k]z g} gePdf ;f] ;DaGwdf s'g}
s'/f pNn]v gu/L ;f]xL pkljlgod adf]lhd bf];|f] k6s ;"rgf k|sfzg ug'{ kg]{5 .
-#_ pkljlgod -@_ adf]lhd bf];|f] k6s ;"rgf k|sfzg ubf{ klg cfjZos
;+Vofdf l;naGbL b/efpkq k]z x'g gcfPdf k]z x'g cfPsf b/efpkq dWo]af6
b/efpkq :jLs[t ug{ afwf kg]{ 5}g .

45
%#= l;naGbL b/efpkq kmf/fdsf] b:t'/ M l;naGbL b/efpkq ;DaGwL kmf/fdsf] b:t'/
tLg xhf/ ?k}ofF /xg]5 .
%$= l;naGbL b/efpkq hdfgt M -!_ l;naGbL b/efpkq k]z ug]{ JolQm, kmd{, sDkgL
jf ;+:yfn] l;naGbL b/efpkqsf ;fy cfkm"n] saf]n u/]sf] /sdsf] b'O{ k|ltztb]lv
tLg k|ltzt;Ddsf] /sdn] x'g] gub hdfgt jf sDkgLn] tf]s]sf] jfl0fHo a}Íaf6
gAa] lbgsf] dfGo cjlw /xg] u/L hf/L ePsf] a}Í Uof/]G6L k]z ug'{ kg]{5 .
-@_ l;naGbL b/efpkqbftfn] pkljlgod -!_ adf]lhd /fv]sf] hdfgt
b]xfosf] cj:yfdf hkmt x'g]5 M–
-s_ 5gf}6 ePsf] l;naGbL b/efpkqbftfn] vl/b ;Demf}tf gu/]df,
-v_ l;naGbL b/efpkq kmf/fddf plNnlvt sfo{;Dkfbg hdfgt
vl/b ;Demf}tf ug{] Dofbleq lbg g;s]df, /
-u_ ljlgod !)# adf]lhdsf] cfr/0f ljk/Lt sfd u/]df .
%%= l;naGbL b/efpkq k]z ug]{ tyf vf]Ng] M -!_ l;naGbL b/efpkq k]z ug{ OR5's
JolQm, kmd{, ;+:yf jf sDkgLn] tf]lsPsf] b:t'/ lt/L sDkgLaf6 l;naGbL
b/efpkqsf] kmf/fd vl/b u/L ;f]xL kmf/fddf l;naGbL b/efpkq k]z ug'{ kg]{5 .
-@_ Ps k6s k]z e};s]sf] l;naGbL b/efpkq lkmtf{ jf ;+zf]wg ug{
;lsg] 5}g .
-#_ l;naGbL b/efpkqsf] dfGo cjlw k}+tfnL; lbgsf] x'g]5 .
-$_ l;naGbL b/efpkq k]z ug]{ clGtd ;do ;lsPsf] nut} sDkgLn]
l;naGbL b/efpkq cfXjfgsf] ;"rgfdf tf]lsPsf] :yfgdf ;Dej eP;Dd
l;naGbL b/efpkqbftf jf lghsf] k|ltlglwsf] /f]xj/df l;naGbL b/efpkq kmf/fd
vf]Ng' kg]{5 .
%^= l;naGbL b/efpkqsf] d"NofÍg tyf :jLs[lt M -!_ l;naGbL b/efpkqsf] d"NofÍg
ubf{ l;naGbL b/efpkq sfuhftdf plNnlvt k|ls|of tyf o; ljlgodfjnLsf]
kl/R5]b–* df plNnlvt af]nkq k/LIf0f tyf d"NofÍg ;DaGwL Joj:yfx? adf]lhd
x'g] u/L ug'{ kg]{5 .
-@_ l;naGbL b/efpkq vf]n]sf] ldltaf6 kGw| lbgleq ljlgod %! sf]
pkljlgod -!_ adf]lhdsf] zt{x? k"/f u/L nfut cg'dfgleq k/]sf] ;f/e"t?kdf
k|efju|fxL Go"gtd d"NoflÍt b/efpkq :jLs[t ug'{ kg]{5 . To;/L l;naGbL
b/efpkq :jLs[t u/]kl5 ;f]sf] hfgsf/L ;a} l;naGbL b/efpkqbftfnfO{ lbg'
kg]{5 .
t/, d"No clej[l4 s/ / :yfoL n]vf btf{ k|df0fkq gePsf JolQm, kmd{ jf
;+:yfsf] b/efpkq :jLsf/ ug{ ;lsg] 5}g .

46
-#_ pkljlgod -@_ adf]lhd l;naGbL b/efpkq :jLs[t ePsf] ;ft
lbgleq sDkgLn] ;DalGwt b/efpkqbftfnfO{ vl/b ;Demf}tf ug{ cfpg ;"rgf
lbg' kg]{5 .
-$_ pkljlgod -#_ adf]lhdsf] ;"rgf k|fKt ug]{ b/efpkqbftfn] ;f] ;"rgf
kfPsf] ldltn] ;ft lbgleq cfk"mn] saf]n u/]sf] cÍsf] kfFr k|ltztn] x'g] gub} jf
sDkgLn] tf]s]sf] s'g} jfl0fHo a}Ín] sDkgLsf] gfddf tf]lsPsf] cjlwsf] nflu hf/L
u/]sf] sfo{ ;Dkfbg hdfgt k]z u/L vl/b ;Demf}tf ug'{ kg]{5 .

47
kl/R5]b–^
k"j{of]Uotf ;DaGwL Joj:yf
%&= k"j{ of]Uotf lgwf{/0f ug'{ kg]{ M -!_ sDkgLn] ;do ;dodf 7"nf / hl6n elg
lgwf{/0f u/]sf] lgdf{0f sfo{ ug{ jf kfFr s/f]8 ?k}ofFeGbf a9L d"Nosf] b"/;~rf/
pks/0f jf dfn;fdfg vl/b ug{ jf of]Uo af]nkqbftfsf] klxrfg ug{ af]nkq
cfXjfg ug'{ cl3 k"j{ of]Uotf lgwf{/0f ug{ ;Sg]5 .
-@_ s'g} lglZrt ;dodf ;DkGg u/L ;Sg' kg]{ g]6js{ lj:tf/sf] 8S6LË
tyf jfo/n]; ;]jfsf] la=6L=P;= h8fgsf nflu cfjZos k"jf{wf/ -h:t}M 6fj/,
ljB'tLs/0f, kfj/ pks/0f, ;]N6/ / Po/ sl08zg/_ sf] lgdf{0f tyf h8fg
sfo{x?nfO{ ljleGg If]q jf Kofs]hdf ljefhg u/L k"j{ of]Uotf lgwf{/0f u/L a9Ldf
b'O{ jif{sf] nflu of]Uo k|:tfjs 5gf}6 ug{sf] nflu k|:tfj cfXjfg ug{ ;lsg]5 .
-#_ pkljlgod -@_ adf]lhdsf] k"j{ of]Uotfsf] k|:tfjaf6 5flgPsf
k|:tfjbftfx? aLr d"Nodf k|lt:kwf{ u/fO{ Go"gtd d"No k|:tfj ug]{ k|:tfjbftfnfO{
/ To:tf] Go"gtd d"Nodf sfd ug]{ zt{df 5flgPsf dWo]sf cGo k|:tfjbftfx?nfO{
;d]t ljlgod &% sf] pkljlgod -(_ df pNn]v eP adf]lhd sfo{ ;Dkfbg
hdfgt lnO{ ljlgod *( adf]lhdsf] vl/b ;Demf}tf u/L sfd lbg ;lsg] 5 .
o;/L ljefhg u/L u/fPsf] sfo{ ;Gtf]ifhgs ePdf dfq ;f]xL k|:tfjbftfnfO{ c?
yk sfd lbg ;lsg]5 .
t/, s[lqd k|lt:kwf{ x'g] u/L cfk;df ldn]/ k|:tfj lbPdf jf k|rlnt
ahf/ d"NoeGbf ;f/e"t ?kdf km/s d"Nosf] k|:tfj k|fKt ePdf ;a} k|:tfjx? /2
u/L To:tf k|:tfjbftfx?nfO{ k"j{ of]Uotfsf] ;"lraf6 ;d]t x6fOg]5 .
:ki6Ls/0f M o; pkljlgoddf æd"NoÆ eGgfn] k"j{ of]Uotfsf] k|:tfjaf6
5flgPsf k|:tfjbftfx?af6 l;naGbL ?kdf k|fKt ePsf] PsfO{ b/nfO{ hgfpg]5 .
-$_ sDkgLn] k|bfg ug]{ ;]jf ;~rfngsf] nflu lg/Gt/ ?kdf cfk"lt{ ug{'kg]{
SIM Card, RUIM Card, Recharge Card tyf cGo Cash Cards ;d]tnfO{
pkljlgod -@_, -#_ / -$_ adf]lhd vl/b ug{ ;lsg]5 .
-%_ pkljlgod -@_ adf]lhd k"j{ of]Uotfsf] k|:tfjaf6 5flgPsf
k|:tfjbftfx? aLr pkljlgod -#_ adf]lhd d"Nodf k|lt:kwf{ u/fpg l;naGbL
PsfO{ b/ dfu ubf{ /fli6«o :t/sf] k|:tfjsf] xsdf sDtLdf kGw| lbg tyf
cGt/f{li6«o :t/sf] k|:tfjsf] xsdf sDtLdf PSsfO; lbgsf] Dofb lbO{ ;"rgf
k|sfzg ug'{ kg]{5 . o:tf] ;"rgf sDkgLsf] j]a ;fO{6df klg k|sfzg ug'{ kg]{5 .
%*= k"j{ of]Uotf ;DaGwL sfuhft tof/ ug'{ kg]{ M -!_ ljlgod %& adf]lhd k"j{of]Uotf
lgwf{/0f u/L af]nkq cfXjfg ug]{ jf d"No ;DaGwL k|:tfj dfu ug]{ ePdf sDkgLn]
af]nkq cfXjfg jf d"No ;DaGwL k|:tfj dfu ug'{ cl3 k"j{of]Uotf ;DaGwL
sfuhft tof/ ug'{ kg]{5 .

48
-@_ k"j{ of]Uotf ;DaGwL sfuhftdf b]xfo adf]lhdsf s'/fx? ;dfj]z ug'{
kg]{5 M–
-s_ k|:tfljt sfdsf] nflu cfjZos kg]{ of]Uotf, of]Uotfsf cfwf/ /
;+o'Qm pkj|mdsf] xsdf ;fem]bf/sf] of]Uotf,
-v_ k|:tfjbftfn] cfkmgf] of]Uotf / u|fXotf k'li6 ug{ k]z ug'{kg]{
sfuhft / hfgsf/L,
-u_ dfn;fdfg jf lgdf{0f sfo{sf] 5'§f 5'§} ;d"x jf Kofs]h agfO{
vl/b ug'{ kg]{ ePdf To:tf] ;d"x jf Kofs]h,
-3_ k|:tfj tof/ ug]{ / k]z ug]{ tl/sf,
-ª_ k"j{of]Uotfsf] k|:tfj d"NofÍg ug]{ k|s[of,
-r_ vl/b ;Demf}tfsf d'Vo d'Vo zt{,
-5_ vl/bsf] k|s[lt, vl/b ug{ nfUg] ;dofjlw tyf ;f]sf] k|fljlws
:k]lzlkms]zg, /
-h_ k"j{of]Uotfsf] k|:tfj k]z ug]{ tl/sf, :yfg, clGtd ldlt / ;do .
-em_ cGo cfjZos s'/fx? .
-#_ pkljlgod -!_ adf]lhdsf] sfuhftdf k|aGw lgb{]zs jf lghn] tf]s]sf]
clws[t:t/sf] sd{rf/Lsf] b:tvt / sfof{nosf] 5fk nfu]sf] x'g' kg]{5 .
%(= k"j{ of]Uotf ;DaGwL cfwf/ :jLs[t u/fpg' kg]{ M sDkgLn] k"j{ of]Uotfsf] k|:tfj
cfXjfg ug'{ cl3 ljlgod ( jf !) adf]lhd lgwf{l/t k"j{ of]Uotfsf cfwf/x?
k|aGw lgb]{zsaf6 :jLs[t u/fpg' kg]{5 .
t/, vl/b sfo{sf] :jLs[lt ;ldltaf6 u/fpg' kg]{ ePdf k"j{of]Uotfsf
cfwf/x? ;d]t ;ldltaf6 :jLs[t u/fpg' kg]{5 .
^)= k"j{ of]Uotf ;DaGwL k|:tfj cfXjfg ug]{ M -!_ k"j{ of]Uotf lgwf{/0fsf] k|:tfj
cfXjfgsf] ;"rgf /fli6«o :t/sf] b}lgs ;dfrf/kqdf k|sfzg ug'{ kg]{5 /
cGt/f{li6«o :t/sf] k|:tfjsf] xsdf cGt/f{li6«o ;~rf/ dfWoddf ;d]t k|sfzg ug{
;lsg]5 . To:tf] ;"rgf sDkgLsf] j]a ;fO{6df klg /fVg' kg]{5 .
-@_ k"j{ of]Uotfsf] k|:tfj cfXjfgsf] ;"rgfdf b]xfosf s'/fx? v'nfpg'
kg]{5 M–
-s_ k|:tfj cfXjfg ug]{ sfof{nosf] gfd / 7]ufgf,
-v_ k"j{ of]Uotf ;DaGwL sfuhft kfOg] :yfg, k|fKt ug]{ tl/sf /
nfUg] b:t'/,
-u_ k"j{ of]Uotf ;DaGwL k|:tfj k]z ug]{ :yfg, tl/sf, clGtd ldlt /
;do,
-3_ k|:tfj dfGo x'g] cjlw,
-ª_ k"j{ of]Uotf ;DaGwL k|:tfj vf]Ng] ldlt, ;do, :yfg / ;dodf
k|:tfjbftf jf lghsf] cflwsfl/s k|ltlglwnfO{ cfdGq0f ug]{ s'/f,

49
-r_ hdfgt dfu ePsf]df ;f] hdfgtsf] dfGo x'g] cjlw,
-5_ cGo cfjZos s'/fx? .
-#_ pkljlgod -!_ adf]lhdsf] ;"rgf k|sfzg ubf{ /fli6«o:t/sf] k"j{
of]Uotf lgwf{/0fsf] k|:tfj cfXjfgsf] ;"rgfsf] xsdf sDtLdf tL; lbg /
cGt/f{li6«o:t/sf] k"j{ of]Uotf lgwf{/0fsf] k|:tfj cfXjfgsf] ;"rgfsf] xsdf sDtLdf
k}+tfnL; lbgsf] cjlw lbg' kg]{5 .
-$_ pkljlgod -@_ sf] v08 -v_ / -u_ adf]lhd k"j{ of]Uotf ;DaGwL
sfuhft kfOg] tyf k]z ug]{ :yfg v'nfpFbf sDkgLsf PseGbf a9L sfof{nox?df
To:tf] sfuhft kfOg] tyf k]z ug]{ Joj:yf ug'{kg]{5 .
-%_ k"j{ of]Uotf lgwf{/0f ;DaGwL k|:tfj k]z ug{ cfjZos k"j{ of]Uotf
;DaGwL sfuhft dfu ug]{ ;a} JolQm, kmd{, sDkgL, ;+:yfnfO{ sDkgLn] kGw| xhf/
?k}ofF b:t'/ lnO{ To:tf] sfuhft lbg' kg]{5 .
^!= k"j{ of]Uotf ;DaGwL k|:tfj d"NofÍg M -!_ k"j{ of]Uotf ;DaGwL k|:tfj d"NofÍg
;ldlt ;DaGwL Joj:yf ljlgod && adf]lhd x'g]5 .
-@_ k"j{ of]Uotfsf] k|:tfjsf] d"NofÍg ubf{ qmdzM k"j{ of]Uotf ;DaGwL
sfuhftdf plNnlvt cfwf/ adf]lhd d"NofÍg ug'{kg]{ / lt of]Uotfsf k|To]s
cfwf/ k"/f u/] gu/]sf] ljifodf cfjZos k/LIf0f ug'{ kg]{5 . To:tf cfwf/x? s'g}
e]befj lagf ;a} k|:tfjbftfx?nfO{ ;dfg ?kn] nfu' x'g]5g .
-#_ d"NofÍg ;ldltn] o; ljlgod adf]lhd u/]sf] k/LIf0fsf] lj:t[t
ljZn]if0f ;lxt b]xfosf s'/fx? ;d]t v'nfO{ k|ltj]bg tof/ u/L cfkm"nfO{ tf]lsPsf]
Dofbleq sDkgLdf k]z ug'{ kg]{5 M–
-s_ cfj]bssf] gfd / 7]ufgf,
-v_ cfj]bssf] of]Uotfsf] k|To]s cfwf/ k'li6 ug]{ sfuhft,
-u_ tflnsf cfjZos eP To:tf] tflnsf,
-3_ ;+o'Qm pkj|mdsf] ?kdf k|:tfj k]z ul/Psf] eP ;+o'Qm pkj|md
;DaGwL sfuhftsf] k"0f{tf / To:tf] pkj|mdsf] k|To]s ;fem]bf/sf]
lx:;f / bfloTj,
-ª_ dfn;fdfg jf lgdf{0f sfo{sf] 5'§f 5'§} ;d"x jf Kofs]h agfO{
vl/b ul/g] ePdf ;f] ;d"x / Kofs]hsf] k/LIf0f ug{ ckgfO{Psf]
k|lqmof tyf To:tf] ;d"x / Kofs]hsf] vl/b sf/jfxLdf efu
lngsf] nflu 5gf}6 ePsf cfj]bs, /
-r_ cfj]bs 5gf}6 x'g' jf gx'g'sf] sf/0f .
^@= of]Uo cfj]bssf] 5gf}6 M -!_ of]Uotfsf ;a} cfwf/ k"/f ug]{ cfj]bs of]Uotf
k/LIf0fdf 5gf}6 ePsf] dflgg] / ;a} of]Uotfsf cfwf/ k"/f gug]{ cfj]bs 5gf}6
gePsf] dflgg]5 .

50
-@_ k"j{ of]Uotf ;DaGwL k|:tfjsf] d"NofÍgaf6 5gf}6 ePsf cfj]bssf]
;"rL sDkgLn] ;fj{hlgs ?kdf k|sfzg u/L ;a} cfj]bsnfO{ k7fpg' kg]{5 .
-#_ pkljlgod -@_ adf]lhdsf] ;"rgf lbPsf] ;ft lbgleq k"j{ of]Uotfsf]
k|:tfj c:jLs[t ePsf] s'g} cfj]bsn] lghsf] k|:tfj c:jLs[t ePsf] sf/0fsf]
hfgsf/L dfu u/]df lghnfO{ ;DalGwt sfof{non] To:tf] hfgsf/L lbg' kg]{5 .
-$_ 5gf}6 ePsf k"j{of]Uotfsf] cfj]bs ;DalGwt vl/b sf/jfxLsf] nflu
af]nkq k]z ug{ of]Uo ePsf] dflgg]5 .

51
kl/R5]b–&
af]nkq sfo{ljlw ;DaGwL Joj:yf
^#= af]nkqsf k|lj|mof / r/0f M -!_ af]nkqåf/f vl/b ubf{ b]xfosf] k|lj|mof ckgfO{
af]nkq cfXjfg ug{ ;lsg]5 M–
-s_ k"j{ of]Uotf lgwf{/0f u/L v'Nnf ?kdf af]nkq cfXjfg ug]{,
-v_ k"j{ of]Uotf lgwf{/0f gu/L v'Nnf ?kdf af]nkq cfXjfg ug]{ .
-@_ v'Nnf ?kdf cfXjfg ul/g] af]nkq Ps jf b'O{ r/0fdf cfXjfg ug{
;lsg]5 .
-#_ ljlgod ^* sf] pkljlgod -!_ df plNnlvt cj:yfdf af]nkq cfXjfg
ug'{ kbf{ b'O{ r/0fdf cfXjfg ug{ ;lsg]5 .
^$= af]nkq ;DaGwL sfuhft tof/ ug'{ kg]{ M -!_ af]nkq cfXjfg ug'{eGbf cl3
sfdsf] kl/df0f, u'0f:t/, e'QmfgLsf] tl/sf tyf cGo zt{x? ;d]t ;dfj]z u/L
af]nkq ;DaGwL sfuhft -:k]lzlkms]zg_ tof/ ug'{ kg]{5 .
-@_ pkljlgod -!_ adf]lhd af]nkq ;DaGwL sfuhft tof/ ubf{ oyf;Dej
ldtJolotf tyf sfo{qmd cg';f/ sfd ;DkGg x'g] u/L sfo{ tflnsf ;d]t agfpg'
kg]{5 .
-#_ sDkgLsf] lgb]{zgfno, ljefu jf ;f] cGtu{t sfof{non] pkljlgod -!_
adf]lhd af]nkq ;DaGwL sfuhft tof/ ubf{ sDkgLsf] s]Gb|Lo sfof{noaf6 :jLs[t
:k]l;lkms]zgsf] ljk/Lt gx'g] u/L tof/ ug{' kg{]5 .
-$_ pkljlgod -!_ adf]lhd tof/ ul/Psf] af]nkq ;DaGwL sfuhft pk/
hfFr tyf k'g/fjnf]sg u/L To:tf] sfhuhft :jLs[ltsf] nflu ;DalGwt clwsf/L
;dIf l;kmfl/; ug{ b]xfo adf]lhdsf] af]nkq ;DaGwL sfuhft -:k]l;lkms]zg_
hfFr tyf k'g/fjnf]sg ;ldlt /xg]5 M–
-s_ s]Gb|Lo sfof{noaf6 x'g] vl/bsf] xsdf M
k|aGw lgb]{zsn] tf]s]sf] gfoa k|aGw lgb]{zs –;+of]hs
cy{ ljefu, of]hgf ljefu, ljsf; ljefu / dd{t
;Def/ tyf ;~rfng ljefusf
gfoa k|aGw lgb]{zsx? –;b:o
;DalGwt cfof]hgfsf] k|d'v –;b:o
k|aGw lgb]{zsn] tf]s]sf ljz]if1x? –;b:o
s]Gb|Lo vl/b OsfO{sf] k|d'v –;b:o ;lrj

52
-v_ lgb]{zgfno, ljefu jf ;f] cGtu{t x'g] vl/bsf] xsdf M
lgb]{zs jf ljefuLo k|d'vn] tf]s]sf]
jl/i7 k|fljlws clws[t –;+of]hs
n]vf k|d'v –;b:o
vl/b;+u ;DalGwt zfvf k|d'v –;b:o
lgb]{zs jf ljefuLo k|d'vn] tf]s]sf] ljz]if1 –;b:o
vl/b OsfO{sf] k|d'v –;b:o ;lrj
-%_ pkljlgod -!_ adf]lhd tof/ ul/Psf] af]nkq ;DaGwL sfuhft pk/
pkljlgod -$_ adf]lhdsf] ;ldltn] hfFr tyf k'g/fjnf]sg u/L :jLs[lt tyf
vl/b sf/jfxL cuf8L a9fpgsf] nflu u/]sf] l;kmfl/;sf] cfwf/df sfof{no k|d'vn]
To:tf] af]nkq ;DaGwL sfuhft :jLs[t ug{' kg]{5 .
-^_ af]nkq ;DaGwL sfuhftdf b]xfosf s'/fx? pNn]v ug'{ kg]{5 M–
-s_ vl/bsf] k|s[lt, vl/b ug{ nfUg] ;dofjlw tyf ;f]sf] k|fljlws
:k]lzlkms]zg,
-v_ k"j{ of]Uotf lgwf{/0f gu/L af]nkq cfXjfg ePsf] eP ljlgod *,
(, !), !!, !@ / !# adf]lhdsf] af]nkqbftfsf] of]Uotf tyf
of]Uotfsf cfwf/x?,
-u_ :ynut lg/LIf0f ug'{kg]{ Joj:yf eP ;f] ;DaGwL hfgsf/L,
-3_ af]nkq k]z ug'{ cl3 s'g} a}7s ug'{kg]{ eP ;f] ;DaGwL hfgsf/L,
-ª_ af]nkqbftfnfO{ af]nkq tof/ ug]{ / k]z ug]{ ;DaGwdf kfngf
ug{' kg{] ljifodf lgb]{zg, af]nkq k]z ug]{ clGtd ldlt, ;do /
:yfg tyf af]nkq vf]Ng] ldlt, ;do / :yfg,
-r_ d"Nosf] ;+/rgf (Component of Price), af]n cÍsf] nflu pNn]v
ug{ ;lsg] d'b|f jf d'b|fx?, af]nkq t'ngf ug{ k|of]u ul/g] d'b|f,
;Da4 ljlgdo b/sf] cfwf/ / ;f]sf] ldlt,
-5_ af]nkq d"NofÍg / af]nkqbftfsf] 5gf}6 ug]{ cfwf/ / tl/sf,
-h_ :jb]zL dfn;fdfg / :yfgLo lgdf{0f Joj;foLnfO{ k|fyldstf
lbOg] eP ;f] ;DaGwL Joj:yf,
-em_ dfn;fdfg jf lgdf{0f sfo{sf] 5'§f5'§} ;d"x / Kofs]h agfO{ vl/b
ug'{kg]{ ePdf To:tf] ;d"x / Kofs]h, / ;f]sf] d"NofÍg ug]{ tl/sf,
-`_ k|fljlws :k]lzlkms]zgsf] ljsNksf] k|:tfj ;d]t dfu ul/Psf]
cj:yfdf To:tf] ljsNk d"NofÍg ug]{ tl/sf,
-6_ vl/b ul/g] dfn;fdfg, lgdf{0f sfo{ jf ;]jfsf] s'g} c+zsf] nflu
dfq klg af]nkq k]z ug{ kfO{g] eP To:tf] c+zx?sf] ljj/0f,
-7_ af]nkq dfGo x'g] cjlw,
-8_ af]nkq, sfo{;Dkfbg jf cGo cfjZos s'/fsf] nflu lbg'kg]{
hdfgtsf] /sd, lsl;d, dfGo 9fFrf / dfGo cjlw (Validity
Period),

Nt financial regulation 2072index

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