This document discusses natural disasters and their effects. It defines natural disasters as natural events like floods, earthquakes or hurricanes that cause great damage or loss of life. It then lists some common types of natural disasters like earthquakes, floods, volcanoes and hurricanes. The document notes that natural disasters can severely injure or kill people and damage property, costing insurers $110 billion in 2009 and $218 billion in 2010. It provides examples of specific natural disasters like Japan's 2011 tsunami/earthquake that killed over 10,000 people and Hurricane Katrina, which caused $81 billion in property damage and displaced over 100,000 New Orleans residents. The document concludes by stating that while natural disasters cannot be prevented,