This document summarizes the key performance indicators of MSU IIT MPC from 2000 to 2011. Some of the highlights include: - Assets increased over eight times from 85.7 million to 667 million - Net surplus increased thirty five times from 1.1 million to 39 million - Equity increased over eighteen times from 9.7 million to 175 million - Membership increased over thirty four times from 892 to 29,900

1. MSU IIT
MULTI PURPOSE
COOPERATIVE
Ato kini!

2. By:
Engr. Deal Noel D. Benegrado
General Manager

3. KEY RESULT AREAS
(as of September 2011)

4. 800
739.07
700 675.49
91% 578.8
600
524.27
503.93 82%
500 449.5 91%
386.13
400
317.97 91%
300 259.58
79%
79%
181.46
200 165.22 81%
132.98 106.59
76.36
85
100 60.62 60.46 30.23
37.73 24.53
22.89
SHARE LOAN GROSS EXPENSES NET
0 ASSETS DEPOSITS CAPITAL REVENUE
RELEASES SURPLUS

5. TOTAL MEMBERSHIP
31000
93%
30500
30000 30,593
29500
29000
28500
28,529
28000
27500
27000

6. DELINQUENCY
14.00%
12.00%
10.00%
-141%
8.00% 12.07%
6.00%
4.00%
5.00%
2.00%
0.00%

7. AUDITED 2009 AUDITED 2010 PROJECTED 2011
ASSETS 420 589 667
DEPOSITS 211 328 386
SHARE CAPITAL 110 140 175
LOAN RELEASES 532 618 699
GROSS REVENUE 70 76 120
EXPENSES 42 47 81
NET SURPLUS 28 29 39
MEMBERSHIP 20,321 24,803 29,900
DELINQUENCY 6.06% 8.66% 12%

8. COOP PESOS RANKING
1- 96 to 100 Very Good
2- 90 to 95 Good
3- 80 to 89 Fair
4- 70 to 79 Poor
5- below 70 Very Poor
Overall Ranking: 3-80%

9. Weight Max. Raw Actual Rating
Score Score
COOP 20%
C 20 20
O 26 26
O 40 36
P 14 14
Total Pts. 100 96 19.20

10. Weight Max. Raw Actual Score Rating
Score
PESOS 80%
P 25 18
E 20 19
S 30 24
O 10 9
S 15 5.5
Total Pts. 100 76 60.8
TOTAL COOP- 80
RAWSCORE
PESOS
Overall Rating 3

11. Max. Eq.
Standard Score Pts. Points
PORTFOLIO
QUALITY
Portfolio at risk 5% or less 12.07% 9 15
Allo. For probable 100% 100% 5 5
losses on loans (over
365 days)
Allo. For probable 35% 33.70% 4 5
losses on loans (1-12
mos.)

12. Max. Eq.
Standard Score Pts. Points
EFFICIENCY
Asset Yield Atleast inflation 4.89% 4 4
rate
Ope. Self-sufficiency 120% & above 133.56% 4 4
ROR on Member’s Share Higher than 5.65% 4 4
inflation rate
Loan Portfolio Profitability More than 20% 23.38% 4 4
Cost per Peso Loan P0.10 0.18 1 2
Admin. Efficiency 3%-10% 8.69% 2 2

13. Max. Eq.
Standard Score Pts. Points
STABILITY
Solvency Atleast 110% 113.61% 10 10
Liquidity Not less than 15% 34.13% 10 10
Net Institutional Atleast 10% 3.73% 4 10
Cap.

14. Max. Eq.
Standard Score Pts Points
.
OPERATIONS
Performance of 75-100% 4% 4 5
Membership of target
Growth
Trend in External 0 0% 5 5
Borrowings

15. Score Pts. Max. Eq.
Standard Pts.
STRUCTURE
OF ASSETS
Asset Quality Not more than 17.46% 0 5
5%
Total Dep./Assets 55-65% 49.31% 3 5
Total LR/ Total Assets 70-80% 61.37% 1.5 2
Total Mem.SC/Assets 35-45% 24.68% 1 3
TOTAL
76 100

17. 400
600
500
0
100
800
300
700
200
1982
1983
1984
1985
1986
Assets
1987
Deposits
1988
Share Capital
Loan Releases
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011

18. 10,000
15,000
0
5,000
20,000
25,000
1982
983
984
985
991
992
1993
994
1995
996
1997
998
999
Membership
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011

19. 70
0
20
30
100
40
10
50
80
60
90
1982
1983
1984
1985
1986
1987
Expenses
Net surplus
1988
Gross Revenue
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010

20. ASSETS in Millions
• 2000 86
• 2001 95
• 2002 100
• 2003 113
• 2004 132
• 2005 166
• 2006 200
• 2007 278
• 2008 350
• 2009 479
• 2010 550
• 2011 667

21. EQUITY in Millions
• 2000 10
• 2001 14
• 2002 14
• 2003 16
• 2004 21
• 2005 34
• 2006 45
• 2007 64
• 2008 90
• 2009 110
• 2010 140
• 2011 174

22. MEMBERSHIP
2000 900
2001 970
2002 1,110
2003 1,800
2004 3,280
2005 6,000
2006 8,850
2007 12,000
2008 16,720
2009 20,320
2010 24,800
2011 29,900

23. NET SURPLUS in Millions
• 2000 1
• 2001 3
• 2002 5
• 2003 6
• 2004 8
• 2005 9
• 2006 14
• 2007 18
• 2008 23
• 2009 28
• 2010 34
• 2011 39

24. DELINQUENCY BY PAR DAY 1 (in %)
• 2000 28
• 2001 26
• 2002 21
• 2003 9
• 2004 10
• 2005 11.8
• 2006 13.5
• 2007 10.7
• 2008 7.8
• 2009 6
• 2010 8.7
• 2011 12

25. MSU IIT MPC Delinquency by PAR 2000 – 2010
Graph
30.0%
25.0%
20.0%
15.0%
10.0%
5.0%
0.0%
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010

26. • IN ELEVEN YEARS (2000 TO
2011)
• … WE HAVE INCREASED
MORE THAN EIGHT TIMES
THE ASSETS FROM 85.7 MM
TO 667 MM
• …INCREASED THE NET
SURPLUS THIRTY FIVE TIMES
FROM 1.1 MM TO
39 MM
• … INCREASED THE EQUITY
MORE THAN EIGHTEEN
TIMES FROM 9.7 MM TO 175
MM

27. …INCREASED THE …INCREASED THE 12 BRANCHES &
MEMBERSHIP BASE BUSINESS 1 SATELLITE OFFICE
MORE THAN THIRTY OPERATIONS FROM (Tubod LDN)
FOUR TIMES FROM ONE CLOSED-TYPE 1 Coop Academy
892 TO 29,900 COOP TO AN OPEN 1 Coop Life Assurance
TYPE COMMUNITY Center
COOP HAVING Area covered: Region
10 cities &
municipalities

29. MSU IIT MPC @ 2015
• Total Assets P1.4B
• Net Surplus 100M
• Membership 72,000
• New Offices 15 Branches &
11 Satellites
• New Products & 10 Products
Services 10 Services
• Access Branded
• System Interconnectivity
• Full financial services coop with subsidiary
cooperatives providing internet banking
• COOP PESOS rating at least 90%
• Coop Institute established
• Area covered: Nationwide