The document summarizes several government programs that provide assistance for tertiary education and skills training in Trinidad and Tobago. The Government Assistance for Tuition Expenses (GATE) program covers tuition fees for undergraduate programs and provides 50% coverage up to $10,000 for postgraduate programs. The Higher Education Loan Programme (HELP) provides soft loans up to $25,000 or $75,000 per year depending on if the program is local or regional. The On-The-Job Training (OJT) program provides work experience and skills training with stipends from $2,000 to $6,000 depending on education level. The Multi-Sector Skills Training Programme (MuST) offers craft training in construction