The document summarizes research on characterizing microbial risks to municipal groundwater in an agricultural setting. The research aimed to: 1) assess temporal and spatial trends of microbes within a wellhead protection area, 2) assess factors controlling vulnerability of wells to microbial contamination compared to dissolved contaminants, and 3) examine how policy treats microbial risks to better characterize the risks. The research found consistent occurrences of microbes throughout the aquifer system, highest concentrations correlated with meltwater events, and microbes occurred infrequently in municipal wells even under vulnerable conditions.