This document outlines a money management plan for a nuclear family. It recommends setting short, medium, and long-term financial goals. It also advises keeping 3-6 months of expenses saved as an emergency fund. The plan involves creating a budget by categorizing expenses and paying off debts. It stresses the importance of insurance, such as term life and medical coverage, to protect against risks. The document also provides tips for long-term retirement investments, emphasizing the need to start saving and investing for retirement as early as possible. The overall goal is to help families achieve financial security and a tension-free life through proper planning and risk mitigation.