Planning for the old age when the ability to earn diminishes while the expenses to live a dignified and healthy life start rising is of utmost importance.
In this presentation I discuss the best types of insurance for business owners. Our firm provides all of these services and more. Audio will soon be added.
Income Protection Insurance comparisons from Income Protection Direct. Best quotes on Income Protection Insurance Australia wide & save 20%.Vist Us www.incomeprotectiondirect.com.au/
Planning for the old age when the ability to earn diminishes while the expenses to live a dignified and healthy life start rising is of utmost importance.
In this presentation I discuss the best types of insurance for business owners. Our firm provides all of these services and more. Audio will soon be added.
Income Protection Insurance comparisons from Income Protection Direct. Best quotes on Income Protection Insurance Australia wide & save 20%.Vist Us www.incomeprotectiondirect.com.au/
The process of insurance has been evolved to safeguard the interest of people from uncertainty by providing certainty of payment at a given contingency. Insurance companies help to minimize the risk of individual’s life by insuring their property, businesses, future, family etc. MetLife Alico is from those companies. They also provide financial planning, finance, mutual funds, life insurance, and health insurance.
so regarding it here is a report on "Metlife-Alico"
Identifying the 12 things that EVERYONE gets wrong about financial planning, Understanding insurance, Demystifying savings and investments, Wading through the banking and lending challenges, Effective tax and estate planning
Spencer Lodge Fund Advisers Dubai Life Insurance. Spencer Lodge MD of Fund Advisers Dubai Universal life insurance offers you the freedom to increase or decrease your policy’s death benefit to fit your individual needs. Policies have minimum and maximum premium amounts that you must meet to maintain your coverage, but the timing of payments can be flexible. Access to cash values Universal life insurance policies have a cash value that has the potential to increase over time. If financial needs arise, you can tap into your policy by taking tax-advantaged policy loans and making partial withdrawals without income taxes.
The process of insurance has been evolved to safeguard the interest of people from uncertainty by providing certainty of payment at a given contingency. Insurance companies help to minimize the risk of individual’s life by insuring their property, businesses, future, family etc. MetLife Alico is from those companies. They also provide financial planning, finance, mutual funds, life insurance, and health insurance.
so regarding it here is a report on "Metlife-Alico"
Identifying the 12 things that EVERYONE gets wrong about financial planning, Understanding insurance, Demystifying savings and investments, Wading through the banking and lending challenges, Effective tax and estate planning
Spencer Lodge Fund Advisers Dubai Life Insurance. Spencer Lodge MD of Fund Advisers Dubai Universal life insurance offers you the freedom to increase or decrease your policy’s death benefit to fit your individual needs. Policies have minimum and maximum premium amounts that you must meet to maintain your coverage, but the timing of payments can be flexible. Access to cash values Universal life insurance policies have a cash value that has the potential to increase over time. If financial needs arise, you can tap into your policy by taking tax-advantaged policy loans and making partial withdrawals without income taxes.
Get helpful insights on types of insurance policy like life insurance, child insurance, investment plans, ulip plans, pension and others. For more information visit - www.aegonreligare.com
Help Employees Reach Their Financial Goals - Regardless of the size of your business or the
type of benefits you provide, the Employee
Financial Resource Program offers you many
advantages • Highlights what you provide to your
employees as the foundation of their financial
security, which reinforces goodwill and helps
employee morale and retention
• May increase productivity as employees
gain more control over their financial future
• Allows you to distance yourself from offering
financial advice
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your employees, with no cost to you
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
when will pi network coin be available on crypto exchange.
Company presentation
1. Money Plant Financial Services
All your Financial Needs met at One Point
| Insurance Planning | Tax Planning | Investment Planning |
| Retirement Planning |
2. Money Plant Financial
Services
About Us
Money Plant Financial Services is a Professional Organization
aimed at providing optimum solutions to Individuals in the
area of Investments, Insurance and Tax Planning
Mission
“To Provide optimized Financial Solution to our Clients and
help them for a Better Financial Planning.”
Core Values
| Trust | Transparency | Safety | Service |
3. Why you Need Us
We represent the client, not any Fund House or insurance
Company
We have expertise, knowledge of market and negotiating skills
We are accountable to our clients for professional negligence
We are more aware of national and international markets
We assist in speedy and fair settlement of claims
We help you evaluate the ‘terms’ and ‘service’ you are enjoying
today vis-à-vis the ‘best’ available in today’s competitive
market – take advantage of competition.
4. Financial Planning Process
1 2
Determine current Develop your
Financial Situation Financial Goals
6 3
Review and revise the Identify alternative
Financial plan Courses of Action
5 4
Create and Implement Evaluate Alternatives
your Financial plan Assess: Risk & TVM
5. Services offered
Life Insurance
Health Insurance
General Insurance
Mutual Fund
Fixed Deposit
Bonds
Real Estate Investment
6. Life
Insurance
Why life Insurance
There are countless reasons why people buy life insurance. Here 5 really
good ones:
Adequately planned life insurance will provide funds in the
case of unexpected death or day-to-day living expenses.
Life insurance policies can also have a savings or pension
provision which can help to fund you during retirement.
Some policies have riders such as ADBR,CIBR for the
children or spouse.
In case of bankruptcy the cash value, together with the death
benefits, of any insurance policy is exempt from your
creditors.
Term life insurance has double benefits as it protects and you
can also your money back during strategic points in your life.
7. When to review insurance
portfolio
Increase in assets
Increase in liabilities/Loans
Increase in earnings
Increase in inflation rate
8. Life
Insurance
What we cover under Life Insurance:
Term Insurance
Child Education Planning
Retirement Planning
Health Insurance
Long Term Investment Planning
Endowment Plans
9. Term
Insurance
Term insurance is a type of life insurance policy
that provides coverage for a certain period of time, or a
specified “term” of years. If the insured dies during the time
period specified in the policy and the policy is active - or in
force - then a death benefit will be paid.
Term insurance is initially much less expensive when compared
to permanent life insurance. Unlike most types of permanent
insurance, term insurance has no cash value.
Types of Term Insurance Plans
1. Single-premium term policies
2. Regular-premium term plans
3. Term policies with a return of premium
4. Loan cover term assurance
10. Child Education
Planning
One of the most important responsibilities you have as a parent is
to ensure that your child gets the best possible education that
can be provided. As a parent, you want to ensure that their
development is not hampered either due to rising costs or
unforeseen circumstances.
Today there are ULIPs that offer money at key milestones of your
child’s education thus ensuring that your child’s education
continues unhampered even if something unfortunate happens
to you. While, the death of a parent is an irreparable emotional
loss, child education plans safeguard the child against the
financial ramifications of the death of a parent.
11. Retirement Planning
Retirement is the end of active employment and brings with it the
cessation of regular income. Today an increasing number of
people have stated planning for their retirement for below
mentioned reasons
Developments in the healthcare space has lead to an increase in
life expectancy
Protection of Lifestyles
The Compounding Effect of Money
Protection for Spouse/ Dependents
Cost of living is increasing at an alarming rate
Pension plans from insurance companies ensure that regular,
disciplined savings in such plans can accumulate over a period
of time to provide a steady income post-retirement.
In a retirement plan, the earlier you begin the greater you gain
post retirement due to the power of compounding.
12. Health Insurance
Shocking Truths
18% of the urban population suffers from hypertension, which leads to renal
failure, stroke and cardio-vascular diseases
30% of the population suffers heart attacks before age 40
66% of deaths today are due to cardio-vascular diseases
Almost 3.5 million Indians suffer from diabetes
Cardio-vascular diseases (CVDs) like heart disease and stroke are the main
causes of death and disability
Selecting the Right Plan
When choosing a health insurance plan, ensure that the plan:
Provide you guaranteed long-term coverage for you and your family
Have very clear and transparent coverage and renewal norms
Provide a hassle free claims process
Provide you adequate sum assured in line with your lifestyle
Has a mix of reimbursement and fixed benefits to meet both direct and
indirect costs due to illness
13. Health Insurance
Reason 1: Lifestyles have changed. Indians today suffer from high
levels of stress. Long hours at work, little exercise, and a consequent
dependence on junk food have weakened our immune systems and
put us at an increased risk of contracting illnesses
Reason 2: Rare non-communicable diseases are now common. Obesity,
high blood pressure, strokes, and heart attacks now affect an
increasing number of urban Indians.
Reason 3: Medical care is unbelievably expensive: Medical
breakthroughs have resulted in cures for dreaded diseases. These
cures, however, are available only to a select few.
Reason 4: Indirect costs add to the financial burden: Indirect sources of
expense—travel, boarding and lodging, and even temporary loss of
income—account for as much as 35% of the overall cost of treatment.
Reason 5: Incomplete financial planning: Complete financial planning
includes saving for an uncertain future, children’s education,
retirement and the most important aspect of your life – your health.
15. Mutual
Fund are professionally managed forms of collective
Mutual funds
investments that pool money from many investors and
investing it in stocks, Bonds, and/or other securities
Types of Mutual Funds Scheme in India
The composition of the fund may vary from scheme to scheme
and the fund manager’s outlook on various scrips. The Equity
Funds are sub-classified depending upon their investment
objective, as follows:
Diversified Equity Funds
Mid-Cap Funds
Sector Specific Funds
Tax Savings Funds (ELSS)
Equity investments are meant for a longer time horizon. Equity
funds rank high on the risk-return matrix
16. Mutual
FundEquity Linked Savings Schemes (ELSS)
ELSS is the mirror image of a diversified equity fund. This
means the fund manager will invest in shares of various
companies across various industries. What sets it apart is
the added tax benefit, something a diversified equity fund does
not offer. ELSS funds have a lock-in period of three years.
17. Fixed Deposits
A fixed deposit is meant for those investors who want to deposit a
lump sum of money for a fixed period; say for a minimum
period of 15 days to five years and above, thereby earning a
higher rate of interest in return.
Features
Bank deposits are fairly safe because banks are subject to
control of the Reserve Bank of India (RBI) with regard to
several policy and operational parameters. The thing to
consider before investing in an FD is the rate of interest and the
inflation rate. A high inflation rate can simply chip away your
real returns.
We suggest our clients, the best debt instruments like Fixed
Deposits time to time
18. Bonds
A bond is a loan you make to an institution. You can make the
loan to the Indian government, a state, a local municipality or
to a company. Companies and governments need this money to
finance projects like new buildings and roads.
Bonds are a vital part of the global capital markets and are
essential for any investor's portfolio.
The Benefits of Bonds:
• Financial Security
• Portfolio Balance & Diversification
• Tax breaks
• Weighing the Risks
We suggest our clients, the best debt instruments like Bonds time
to time based upon the requirement
19. Reaching Us
Address:108/3, Sri Ranga Building, 7th A Cross,
Thavarekere Main Road, DRC Post, Bangalore-560029
Ph: 080-40928340, 8339, 8434. Mob: 9986320305
E-Mail: way2mpfs@gmail.com, ranganatha@insurer.com