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Money 101 Your Circle of Wealth Fact not speculation Choice not chance Material discussed is meant for general illustration and /or information purposes only and it is  to be construed as tax, legal or investment advise. Although the information has been gathered from sources believed reliable, please note that individual situations can vary, therefore the information should be relied upon when coordinated with individual professional advice
Food for thought & Money in your pocket ,[object Object],[object Object],[object Object],[object Object]
Money Facts ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Income Replacement plan to maintain your lifestyle What if due to an injury, illness or accident you cannot work? Job A Pays $60,000 annually ,[object Object],[object Object],[object Object],[object Object],[object Object],Job B Pays $57,980 annually ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Gives you & your money . . . L U C ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
There are 2 groups of people spenders savers The first group of people generally ends up working for the second group
Your . . .  Circle of Wealth Has only 3 types of money accumulated lifestyle transferred
Transferred Money We do this unknowingly & unnecessarily ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
$10,000.00 Loan  ? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Lost Opportunity Cost - LOC ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Lost Opportunity Cost-LOC’s the wedding ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Wedding Table ,[object Object],[object Object],[object Object],85 1,280,000.00 68.2 75 $640,000.00 61 65 $320,000.00 53.8 55 $160,000.00 46.6 45 $80,000.00 39.4 35 $40,000.00 32.5 25 $20,000.00 25 Age at 7.2% Earning rate Values Age at 10%Earnig Rate
Question?  If I would offer you now $1,000,000.00 Or a penny doubled in 30 days what would you take? ,[object Object],[object Object],[object Object],[object Object],[object Object],If you chose a penny Doubled then you are correct.
Velocity of Money ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Safe & Secure or Risk & Speculation Building on a “Cornerstone” ,[object Object],[object Object],$16,289.00 5.00% $15,503.00 6.50% $15,513.00 5.00% $14,557.00 7.00% $14,775.00 5.00% $13,605.00 7.25% $14,071.00 5.00% $12,685.00 11.00% $13,401.00 5.00% $11,428.00 -10.00% $12,763.00 5.00% $12,698.00 -4.00% $12,155.00 5.00% $13,247.00 8.00% $11,576.00 5.00% $12,247.00 7.50% $11,025.00 5.00% $11,393.00 8.50% $10,500.00 5.00% $10,500.00 5.00%
History of Federal Individual Tax Rates Top tax rate
Transferred Money what if you could . . . This savings represents a 19.00% increase on savings Guaranteed without market risk That goes into your annual savings $57,000.00 Annual Expenses $180.00 Interest on Savings 6.00% ROR on Savings $3,000.00 Annual savings $60,000.00 Annual Income $570 19.00% of 3,000 is 19.00% $570.00 1.00% Proof Which can be proved by the fact that: Return equivalent on $3,000 invested Saves in Dollars Reducing Expenses by this percent
Summary ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
The Cost of Procrastination Can Be Very High Time Really is “Money” ,[object Object],[object Object],[object Object],[object Object],[object Object]
Take the Time Make the Time Want Change?  Improvement? Want a sigh of relief Peace of mind/ opportunities Time is ticking away!! I didn’t know I wish I’d Known It’s time to know
Thank you for your Time Looking forward to working with you soon ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

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Money; Fact or Fiction

  • 1. Money 101 Your Circle of Wealth Fact not speculation Choice not chance Material discussed is meant for general illustration and /or information purposes only and it is to be construed as tax, legal or investment advise. Although the information has been gathered from sources believed reliable, please note that individual situations can vary, therefore the information should be relied upon when coordinated with individual professional advice
  • 2.
  • 3.
  • 4.
  • 5.
  • 6. There are 2 groups of people spenders savers The first group of people generally ends up working for the second group
  • 7. Your . . . Circle of Wealth Has only 3 types of money accumulated lifestyle transferred
  • 8.
  • 9.
  • 10.
  • 11.
  • 12.
  • 13.
  • 14.
  • 15.
  • 16. History of Federal Individual Tax Rates Top tax rate
  • 17. Transferred Money what if you could . . . This savings represents a 19.00% increase on savings Guaranteed without market risk That goes into your annual savings $57,000.00 Annual Expenses $180.00 Interest on Savings 6.00% ROR on Savings $3,000.00 Annual savings $60,000.00 Annual Income $570 19.00% of 3,000 is 19.00% $570.00 1.00% Proof Which can be proved by the fact that: Return equivalent on $3,000 invested Saves in Dollars Reducing Expenses by this percent
  • 18.
  • 19.
  • 20. Take the Time Make the Time Want Change? Improvement? Want a sigh of relief Peace of mind/ opportunities Time is ticking away!! I didn’t know I wish I’d Known It’s time to know
  • 21.