This document contains a resume for Muhammad Rafique Qureshi seeking a position utilizing his 14 years of experience in anti-money laundering compliance. He has a Master's degree and has worked as a Senior Officer for AML Transactions and Remittance Monitoring at Allied Bank, where he monitored accounts, analyzed suspicious transactions, ensured regulatory compliance, and attended training to stay up to date on policies and regulations. He is proficient in MS Office and has certificates in various AML, risk management, and banking compliance courses.

1. Muhammad Rafique Qureshi
E-Mail: mrafique.qureshi@yahoo.com
Cell: # +92 03002083915
Karachi, Pakistan
OBJECTIVE:
To contribute to the growth of your esteemed organization by utilizing my
skills & experience that I learned in Allied Bank
QUALIFICATION: M.A (Master Degree)
WORKING EXPERIENCE
As a Senior Officer AML, Transactions & Remittance Monitoring in Allied Bank
In Compliance Group “ AML, Transactions & Remittance Monitoring ”
{Anti-Money Laundering / KYC/ CDD/EDD} since 2005 to 2014
Main Assignment: To Review, analyze, and assess alerts (i.e. suspicious activities /
Transactions) generated by the AML Monitoring system
as mentioned below framework.
• Transaction involving large amounts of cash.
• Transaction involving transfers abroad.
• Transaction involving unidentified parties.
• Large amount transfer from other account.
• Transaction in F. Currency Accounts.
• FCY inward Remittance/Out ward.
• Monitoring of staff/ Employee account.
• NGO, Trust, Charities Accounts.
• Club or Society Accounts.
• Non Resident customer Accounts.
• Transaction involving large amounts in Minor Account.

2. • Monitoring Money Changer Accounts.
• Customers in cash based business transaction Accounts.
• Politically Exposed Persons (PEPs) Accounts.
• Filtering /Checking customer name & particular from OFAC (Blocked Persons
List)
• Follow up instructions/ guidance of Regulations AML/ CFT.
• Analyze and identify possible money laundering activity reported by
branches, or systems.
• Review and analyze internal and external referrals for suspicious activity.
• Conduct research to evaluate customers and/or activity to determine
legitimacy.
• Assist AML Investigators and Management in information retrieval and
analysis.
• Handling any inquiries pertaining to Anti Money Laundering.
• Handling any suspicious activities/transactions as per assigned by Senior
AML Specialist.
• Respond to branches and Regional Office, AML & Compliance inquiries.
• Review and address systems generated and manual AML alerts.
• Monitor and report suspicious transactions to the Bank s CEO and related
regulatory & other agencies.
• Assist and train other departments' personnel on AML & Compliance issues.
• Cooperate with the Controlling Head of the Banking (FUM) SBP. And
respond to their queries and information requests.
• Provide all reports and information in a timely and accurate manner.
• Attend training sessions as required to keep current with regulation changes
And bank policies.
• Assist managers in charge of compliance & AML with banking regulations to
develop and modify procedures for carrying out the requirements of the
applicable laws & regulations.
• Assist in managing, driving and supporting the initiative of AML systems.

3. Advised given of the managers to monitoring of customer accounts for
Money laundering and terrorist financing activities.
• Review anti-money laundering policies and procedures and ensure that all
Suspicious transactions identified are properly investigated.
ANALYZE AND MONITOR CLIENT COMPLAINTS.
• Maintain taken up cases Data of customer transactions account.
• Maintain complete Data of transactions (Statement) EXTRACTED from
DISCOVERER of the customer’s account.
• Review Account Opening Documents (KYC/CDD) of customer.
• Review customer Risk Category.
• Maintain of suspicious transactions Data.
• Preparation Consolidated position of outstanding pending cases.
o Ensure Compliance as prudential Regulations.
o Relevant provision of existing Law and Regulations.
o Implementation of Internal Audit Reports.
o Implementation of External Audit Reports
Working Experience in other Deparments/ Divisions/Group HO -Allied Bank.
 Credit Monitoring Division.
 Credit Division.
 Administration Department. (Risk Management Group)
 General Banking.
Seminar /Training/ Course.
► Certificate of the seminar/course. (ABL)

4. Computer Application Skills on MS-OFFICE XP.)
► Certificate of the seminar/course. (IBP)
Latest Update SBP AML/CFT Regulations
► Certificate of the seminar/course. (BDI)
“Compliance & Risk Management”
► Certificate of the seminar/course. (IBP)
KYC IS BUSINESS AS USUAL.
► Certificate of the seminar/course. (ICIL)
AML/ KYC/CDD.
► Certificate of the seminar/course. (IBP)
KYC, AML Specialist.
► Certificate of Completion Computer Based Training
“Awareness Program on AML/CFT ” (Allied Bank)
► Certificate of KYC /AML Specialist . (IBP)
► Certificate of the seminar/course. (ABL)
“RECOVERY OF CLASSIFIED AND STUCK-UP ADVANCES”
Personal data:
Address : H.No. R-57, Block # F, Gulshan-e-Jamal
Rashid Minhas Road, Karachi, Pakistan.
Marital Status : Married
Religion : Islam
Nationality : Pakistani
Language : English, Urdu