Released: 2013
Financial institutions considering adoption of smartphone-image-based bill payment must undertake two analytical tasks to evaluate the potential return on such an investment. First, a bank must determine the achievability and quantifiability of each benefit to determine whether each improvement should be included in a metrics-based business case. Second, the value of the benefits most easily achieved and most readily quantified should be quantified and the return on investment (ROI) for the potential deployment estimated.
This Aite white paper explores the potential benefits to banks of using photo-based bill payment to capture a larger portion of consumers' bill payment activity and assists in quantifying such potential benefits.
This document provides a summary of the latest innovations in mobile banking from around the world. It analyzes 67 banks across 14 countries and identifies trends in core banking functionality, transactions, understanding finances, personalization, account servicing, and the future of mobile banking. The report finds that while basic mobile banking services are common, innovations in areas like pre-login information, payments to new payees, goals-based spending analysis, and integrated account servicing are still developing. It also suggests mobile banking will continue evolving through improved user experiences, alternative security solutions, and integration with other channels.
DailySocial in cooperation with JakPat has conducted a survey on non-Credit Card Installment Programs for e-commerce transactions among Indonesian consumers. Our survey has found that although only a small percentage of Indonesian online consumers currently have a credit card, quite a number of consumers have taken advantage of non-Credit Card installment programs.
Technology-driven change has become a constant for merchants,
financial institutions, and processors. That reality has created a shifting
landscape of new capabilities, new competitors, new rules, and new
customer expectations. It can all be complicated and confusing, but an
assessment of that landscape indicates several clear trends affecting
the industry. For more info: www.nafcu.org/vantiv
Telkomsel launched its mobile money service T-Cash in Indonesia to increase financial inclusion given low bank account ownership. However, mobile money usage remains low due to several issues including lack of awareness, restrictive regulations, and a less attractive industry. This study analyzes the business environment of T-Cash and develops marketing strategies to increase usage of T-Cash Tap, Telkomsel's new mobile payment product using NFC technology. Qualitative research methods are used, including interviews with industry players and experts to understand the mobile money landscape in Indonesia and identify opportunities for growth.
Mobile photo bill pay is a new service that allows customers to pay bills using their mobile phones by taking a photo of a paper bill. The photo is processed to extract key information like the payee and amount due. This information is then used to populate fields in the bank's mobile bill pay app, where the customer can review and schedule payment. This combines the convenience of mobile bill pay with image capture technology used for mobile check deposit. It has the potential to increase bill pay adoption and usage while reducing paper handling costs for banks.
Compete Financial Services: Mobile Moneyamainecompete
Mobile money adoption is highest for banking at 54% and lowest for auto insurance at 17%. While awareness of mobile money services is high, the likelihood of adopting them in the next 3 months is low. Once adopted, mobile money services see frequent use. Mobile ads have a high clickthrough rate of 19%. Marketers should focus on increasing adoption, addressing connectivity issues, and promoting mobile money services within apps.
This document provides an overview of mobile payment systems in Turkey. It discusses how direct carrier billing works, with mobile users able to make purchases and confirm payments via text message, without needing a bank account. While over 10 million consumers have used this method, it is primarily for low-value online purchases. The system is operated by mobile carriers and aggregators, without involvement from financial institutions. Adoption has been limited by restrictions like only working with certain merchants and a focus on supplementary rather than replacement of other payment methods.
Reference: Mobile payment industry in china 2012-2015 C. Keiko Funahashi
Referenced in presentation, "The Seven Wonders of China's Mobile World"
http://www.slideshare.net/ckeikofunahashi/m-learncon-session-907-ckeikofunahashi
This document provides a summary of the latest innovations in mobile banking from around the world. It analyzes 67 banks across 14 countries and identifies trends in core banking functionality, transactions, understanding finances, personalization, account servicing, and the future of mobile banking. The report finds that while basic mobile banking services are common, innovations in areas like pre-login information, payments to new payees, goals-based spending analysis, and integrated account servicing are still developing. It also suggests mobile banking will continue evolving through improved user experiences, alternative security solutions, and integration with other channels.
DailySocial in cooperation with JakPat has conducted a survey on non-Credit Card Installment Programs for e-commerce transactions among Indonesian consumers. Our survey has found that although only a small percentage of Indonesian online consumers currently have a credit card, quite a number of consumers have taken advantage of non-Credit Card installment programs.
Technology-driven change has become a constant for merchants,
financial institutions, and processors. That reality has created a shifting
landscape of new capabilities, new competitors, new rules, and new
customer expectations. It can all be complicated and confusing, but an
assessment of that landscape indicates several clear trends affecting
the industry. For more info: www.nafcu.org/vantiv
Telkomsel launched its mobile money service T-Cash in Indonesia to increase financial inclusion given low bank account ownership. However, mobile money usage remains low due to several issues including lack of awareness, restrictive regulations, and a less attractive industry. This study analyzes the business environment of T-Cash and develops marketing strategies to increase usage of T-Cash Tap, Telkomsel's new mobile payment product using NFC technology. Qualitative research methods are used, including interviews with industry players and experts to understand the mobile money landscape in Indonesia and identify opportunities for growth.
Mobile photo bill pay is a new service that allows customers to pay bills using their mobile phones by taking a photo of a paper bill. The photo is processed to extract key information like the payee and amount due. This information is then used to populate fields in the bank's mobile bill pay app, where the customer can review and schedule payment. This combines the convenience of mobile bill pay with image capture technology used for mobile check deposit. It has the potential to increase bill pay adoption and usage while reducing paper handling costs for banks.
Compete Financial Services: Mobile Moneyamainecompete
Mobile money adoption is highest for banking at 54% and lowest for auto insurance at 17%. While awareness of mobile money services is high, the likelihood of adopting them in the next 3 months is low. Once adopted, mobile money services see frequent use. Mobile ads have a high clickthrough rate of 19%. Marketers should focus on increasing adoption, addressing connectivity issues, and promoting mobile money services within apps.
This document provides an overview of mobile payment systems in Turkey. It discusses how direct carrier billing works, with mobile users able to make purchases and confirm payments via text message, without needing a bank account. While over 10 million consumers have used this method, it is primarily for low-value online purchases. The system is operated by mobile carriers and aggregators, without involvement from financial institutions. Adoption has been limited by restrictions like only working with certain merchants and a focus on supplementary rather than replacement of other payment methods.
Reference: Mobile payment industry in china 2012-2015 C. Keiko Funahashi
Referenced in presentation, "The Seven Wonders of China's Mobile World"
http://www.slideshare.net/ckeikofunahashi/m-learncon-session-907-ckeikofunahashi
This document contains a marketing plan for Paydiant Mobile Payments. It begins with an executive summary which outlines the following key points:
1) 2011-2012 will be an exciting time for mobile payments as new players enter the market.
2) For Paydiant to succeed, it needs to focus on customer value rather than price. It aims for 10% of the US market in the short term and 30% in the long term.
3) Partnering with MasterCard and Visa will allow Paydiant to focus on its core software business while larger players handle banking relationships. Marketing will focus on security, convenience and excitement.
The full marketing plan contains additional details on market analysis,
Mobile Banking in 2020 - Mobile World Congress ReportNadejda Tatarciuc
Present report was presented at Mobile World Congress this year, showing the outlook for mobile banking by 2020! - how a younger world, more internet, crime, and activist governments will affect mobile banking penetration.
Next Generation Mobile Banking and Return on Investmentmistervandam
Fiserv white paper on how the advancement of mobile banking - particularly next generation features and functionality - are driving return on investment for financial institutions
This presentation explores what future of commerce may look like given the current trends in mobile devices, digital payments, social commerce and security including tokenization and new forms of identity verification
Retail Banking India 2015 - Now and PredictionsMayur Nanotkar
The document highlights
- the Retail Banking Industry in India using the stats
- future predictions for the retail banks in India in terms of Technological advancement and Customer Engagement
- Top 10 Predictions from the World of Retail Banking.
Payments banks will change India's financial services landscape by promoting financial inclusion. They can help underserved populations gain access to services like domestic remittances and microinsurance at lower costs than informal options. Payments banks face challenges like developing sustainable revenue models with narrow interest margins and competing with established banks and fintech firms. However, they may impact the industry by widening access through partnerships and mobile technology, helping transition India to a less-cash economy with benefits like reduced printing costs. Their success could demonstrate profitable rural banking through lower fees and transformed the underbanked segments.
This document provides an overview of prepaid cards and the prepaid card industry. It discusses the growth of prepaid cards and how they are becoming a larger part of the financial services industry. It describes the different types of prepaid cards, including closed loop cards that can only be used at certain merchants versus open loop cards that can be used more widely. It also outlines the different participants in prepaid card programs, such as cardholders, distributors, issuers, and processors, and how they interact.
Global Open Loop Prepaid Cards Market Intelligence, Innovation, Strategy, and...MarketResearch.com
In the last few years, open loop prepaid cards have transformed the global payments landscape in more ways than ever imagined. Use of the card category has evolved from a tool promoting financial inclusion among the unbanked and underbanked population to a payment method delivering convenience and security to consumers across various segments. Consumers continue to demand greater functionality in their open loop prepaid cards which is resulting in innovations across the card category globally. This report discusses market drivers and innovations of major open loop prepaid card categories – general purpose reloadable cards, travel cards, payroll cards, government benefit cards, and gift cards.
3pay is a leading payment service provider in Turkey and the MENA region, processing over 1 million transactions per month. It has 65% market share in mobile payments in Turkey. Founded in 2008, 3pay now has offices in Turkey, the US, and UAE and over 12 million unique users. 3pay focuses on providing prepaid card, credit card, and direct carrier billing payment services to over 650 merchants through its omni-channel prepaid card platform.
Digital Rails: How Providers Can Unlock Innovation in DFS Ecosystems Through ...CGAP
This document explains the concept of “Open APIs” in digital finance services (DFS), how they enable increased innovation, and the role they can play in expanding DFS ecosystems.
This document summarizes an article from the International Journal of Management (IJM) that discusses trends in electronic banking (e-banking) in India. The article provides an abstract of the paper and discusses the transformation of the Indian banking sector through the adoption of technology. It reviews literature on future trends and analyzes key trends like globalization, digitalization, and changing demographics that will impact banking services. The trends are discussed in terms of their potential effects on e-banking.
Customers are showing growing satisfaction with their financial institutions and online banking websites. While interest is high in services like bill pay, personal financial management, alerts and mobile banking, actual usage of these services remains relatively low indicating opportunities for banks to increase adoption. Personal financial management tools in particular have low penetration rates, with awareness exceeding actual usage even among large banks.
This document discusses factors that banks should consider when evaluating mobile payment systems to integrate into their business. It notes that nearly half of checks and bill payments in the US now involve mobile devices. The summary is:
The document examines four key factors for banks to consider when evaluating mobile payment systems: how payment card information is stored, levels of customer loyalty and satisfaction, merchant acceptance, and data security. It argues that evaluating these factors will help banks understand which systems will be most appealing to current and potential customers.
Cash is still dominant in Japan, accounting for over 80% of transactions in 2014. However, card usage is growing, reaching 16% of payments that year. The largest card network in Japan, JCB, is looking to expand internationally to drive business growth, as the transition to digital payments is slow domestically. JCB has partnered with banks in countries like Russia, Myanmar, and Mongolia to begin issuing co-branded cards. This international expansion helps offset the current dominance of cash in Japan.
This document discusses the introduction and growth of internet banking. It begins with an overview of information technology and how technological developments led to the evolution of internet banking. It describes how information technology transformed the banking sector by allowing banks to offer new digital services and connect with customers remotely through online and mobile banking. The document then discusses some of the key benefits that technology provided banks, such as increased productivity, cost efficiencies, and the ability to develop customized products and services for different customer segments. Finally, it explains how information technology freed banks from physical branch constraints and created new opportunities to build closer relationships with customers.
The document provides an overview of the banking, financial services and insurance (BFSI) sector in India. It discusses that BFSI comprises commercial banks, insurance companies, banking financial companies, cooperatives, pensions funds and other smaller financial entities. It also notes that the banking part of BFSI includes core banking, retail, corporate, investment and cards services, while financial services include broking, payment gateways and mutual funds. Insurance covers life and general insurance. The term BFSI is commonly used by IT and BPO companies that manage data processing and software development for the banking and financial sector.
The Future of Retail Banking: Customized product offerings and self-service s...Zafin
With the best of intentions, banks often assume what customers want, push the wrong products and services, work in siloes and generalize. Banks tend to forget that their customers are human beings that evolve and so do their needs. Not everyone makes the same choice, so banks need to reflect this in their product offerings.
For banks to differentiate themselves and move forward, they need to allow customers and Relationship Managers to dynamically bundle products and services based on the customer’s preferences. The more you bank with me, the more value we will provide in return.
Under a Product and Pricing Lifecycle Management (PPLM) model, create suitable products and product bundles based on customer or other data across lines of business and business units.
Presented by Zafin’s Meenaz Sunderji, General Manager, Asia Pacific, at the 20th meeting of the World Savings and Retail Banking Institute’s (WSBI) Asia/Pacific Regional Group in Vietnam on May 21, 2014.
www.zafin.com
After years of stagnation following the financial crisis, the banking and financial services industry is seeing positive momentum, though there are still challenges ahead.
Industry employment grew at its strongest rate since 2006, up 1.9 percent year-over-year, though it remains 3.7 percent below the pre-recession peak. As firms focus on further improvement, core strategies across the board are to continue to rein in expenses, and increase revenue through organic growth.
Flip through this presentation to see the key trends we see impacting the banking and financial services industry today, and where we see it going in coming year. For more information, visit http://bit.ly/1BMQoJg
The document provides examples of how the modal verbs "can", "could", "may", "might" are used to indicate capacity, permission, and possibility in English. It then provides practice questions to test understanding of these modal verbs. The modal verbs express concepts like ability, uncertainty, past ability, permission, and possibility depending on the context and tense. The questions test distinguishing between these modal verbs and their meanings in different sentences.
Cloud computing is a term for delivering computing resources as a service over the Internet. It allows users to access and use facilities through a web browser without needing knowledge of the system. Cloud computing provides computing as a service rather than a product and delivers massive computing power, data storage, and applications through large data centers on a pay-as-you-go basis. There are various service models including Infrastructure as a Service (IaaS), Platform as a Service (PaaS), and Software as a Service (SaaS). Cloud computing offers advantages like lower costs, accessibility from any device with an internet connection, and automatic updates.
Vishal Megamart is a leading retail chain in India founded in 2001. It offers affordable fashion and grocery items. Its main customers are youth who visit one or more times per week. Key competitors include Big Bazaar and Reliance Fresh. A survey of Vishal customers found that most prefer to buy dress materials and rate Vishal's offerings and display patterns positively. Suggestions were made to improve availability of all sizes and better assist customers to enhance their shopping experience.
This document contains a marketing plan for Paydiant Mobile Payments. It begins with an executive summary which outlines the following key points:
1) 2011-2012 will be an exciting time for mobile payments as new players enter the market.
2) For Paydiant to succeed, it needs to focus on customer value rather than price. It aims for 10% of the US market in the short term and 30% in the long term.
3) Partnering with MasterCard and Visa will allow Paydiant to focus on its core software business while larger players handle banking relationships. Marketing will focus on security, convenience and excitement.
The full marketing plan contains additional details on market analysis,
Mobile Banking in 2020 - Mobile World Congress ReportNadejda Tatarciuc
Present report was presented at Mobile World Congress this year, showing the outlook for mobile banking by 2020! - how a younger world, more internet, crime, and activist governments will affect mobile banking penetration.
Next Generation Mobile Banking and Return on Investmentmistervandam
Fiserv white paper on how the advancement of mobile banking - particularly next generation features and functionality - are driving return on investment for financial institutions
This presentation explores what future of commerce may look like given the current trends in mobile devices, digital payments, social commerce and security including tokenization and new forms of identity verification
Retail Banking India 2015 - Now and PredictionsMayur Nanotkar
The document highlights
- the Retail Banking Industry in India using the stats
- future predictions for the retail banks in India in terms of Technological advancement and Customer Engagement
- Top 10 Predictions from the World of Retail Banking.
Payments banks will change India's financial services landscape by promoting financial inclusion. They can help underserved populations gain access to services like domestic remittances and microinsurance at lower costs than informal options. Payments banks face challenges like developing sustainable revenue models with narrow interest margins and competing with established banks and fintech firms. However, they may impact the industry by widening access through partnerships and mobile technology, helping transition India to a less-cash economy with benefits like reduced printing costs. Their success could demonstrate profitable rural banking through lower fees and transformed the underbanked segments.
This document provides an overview of prepaid cards and the prepaid card industry. It discusses the growth of prepaid cards and how they are becoming a larger part of the financial services industry. It describes the different types of prepaid cards, including closed loop cards that can only be used at certain merchants versus open loop cards that can be used more widely. It also outlines the different participants in prepaid card programs, such as cardholders, distributors, issuers, and processors, and how they interact.
Global Open Loop Prepaid Cards Market Intelligence, Innovation, Strategy, and...MarketResearch.com
In the last few years, open loop prepaid cards have transformed the global payments landscape in more ways than ever imagined. Use of the card category has evolved from a tool promoting financial inclusion among the unbanked and underbanked population to a payment method delivering convenience and security to consumers across various segments. Consumers continue to demand greater functionality in their open loop prepaid cards which is resulting in innovations across the card category globally. This report discusses market drivers and innovations of major open loop prepaid card categories – general purpose reloadable cards, travel cards, payroll cards, government benefit cards, and gift cards.
3pay is a leading payment service provider in Turkey and the MENA region, processing over 1 million transactions per month. It has 65% market share in mobile payments in Turkey. Founded in 2008, 3pay now has offices in Turkey, the US, and UAE and over 12 million unique users. 3pay focuses on providing prepaid card, credit card, and direct carrier billing payment services to over 650 merchants through its omni-channel prepaid card platform.
Digital Rails: How Providers Can Unlock Innovation in DFS Ecosystems Through ...CGAP
This document explains the concept of “Open APIs” in digital finance services (DFS), how they enable increased innovation, and the role they can play in expanding DFS ecosystems.
This document summarizes an article from the International Journal of Management (IJM) that discusses trends in electronic banking (e-banking) in India. The article provides an abstract of the paper and discusses the transformation of the Indian banking sector through the adoption of technology. It reviews literature on future trends and analyzes key trends like globalization, digitalization, and changing demographics that will impact banking services. The trends are discussed in terms of their potential effects on e-banking.
Customers are showing growing satisfaction with their financial institutions and online banking websites. While interest is high in services like bill pay, personal financial management, alerts and mobile banking, actual usage of these services remains relatively low indicating opportunities for banks to increase adoption. Personal financial management tools in particular have low penetration rates, with awareness exceeding actual usage even among large banks.
This document discusses factors that banks should consider when evaluating mobile payment systems to integrate into their business. It notes that nearly half of checks and bill payments in the US now involve mobile devices. The summary is:
The document examines four key factors for banks to consider when evaluating mobile payment systems: how payment card information is stored, levels of customer loyalty and satisfaction, merchant acceptance, and data security. It argues that evaluating these factors will help banks understand which systems will be most appealing to current and potential customers.
Cash is still dominant in Japan, accounting for over 80% of transactions in 2014. However, card usage is growing, reaching 16% of payments that year. The largest card network in Japan, JCB, is looking to expand internationally to drive business growth, as the transition to digital payments is slow domestically. JCB has partnered with banks in countries like Russia, Myanmar, and Mongolia to begin issuing co-branded cards. This international expansion helps offset the current dominance of cash in Japan.
This document discusses the introduction and growth of internet banking. It begins with an overview of information technology and how technological developments led to the evolution of internet banking. It describes how information technology transformed the banking sector by allowing banks to offer new digital services and connect with customers remotely through online and mobile banking. The document then discusses some of the key benefits that technology provided banks, such as increased productivity, cost efficiencies, and the ability to develop customized products and services for different customer segments. Finally, it explains how information technology freed banks from physical branch constraints and created new opportunities to build closer relationships with customers.
The document provides an overview of the banking, financial services and insurance (BFSI) sector in India. It discusses that BFSI comprises commercial banks, insurance companies, banking financial companies, cooperatives, pensions funds and other smaller financial entities. It also notes that the banking part of BFSI includes core banking, retail, corporate, investment and cards services, while financial services include broking, payment gateways and mutual funds. Insurance covers life and general insurance. The term BFSI is commonly used by IT and BPO companies that manage data processing and software development for the banking and financial sector.
The Future of Retail Banking: Customized product offerings and self-service s...Zafin
With the best of intentions, banks often assume what customers want, push the wrong products and services, work in siloes and generalize. Banks tend to forget that their customers are human beings that evolve and so do their needs. Not everyone makes the same choice, so banks need to reflect this in their product offerings.
For banks to differentiate themselves and move forward, they need to allow customers and Relationship Managers to dynamically bundle products and services based on the customer’s preferences. The more you bank with me, the more value we will provide in return.
Under a Product and Pricing Lifecycle Management (PPLM) model, create suitable products and product bundles based on customer or other data across lines of business and business units.
Presented by Zafin’s Meenaz Sunderji, General Manager, Asia Pacific, at the 20th meeting of the World Savings and Retail Banking Institute’s (WSBI) Asia/Pacific Regional Group in Vietnam on May 21, 2014.
www.zafin.com
After years of stagnation following the financial crisis, the banking and financial services industry is seeing positive momentum, though there are still challenges ahead.
Industry employment grew at its strongest rate since 2006, up 1.9 percent year-over-year, though it remains 3.7 percent below the pre-recession peak. As firms focus on further improvement, core strategies across the board are to continue to rein in expenses, and increase revenue through organic growth.
Flip through this presentation to see the key trends we see impacting the banking and financial services industry today, and where we see it going in coming year. For more information, visit http://bit.ly/1BMQoJg
The document provides examples of how the modal verbs "can", "could", "may", "might" are used to indicate capacity, permission, and possibility in English. It then provides practice questions to test understanding of these modal verbs. The modal verbs express concepts like ability, uncertainty, past ability, permission, and possibility depending on the context and tense. The questions test distinguishing between these modal verbs and their meanings in different sentences.
Cloud computing is a term for delivering computing resources as a service over the Internet. It allows users to access and use facilities through a web browser without needing knowledge of the system. Cloud computing provides computing as a service rather than a product and delivers massive computing power, data storage, and applications through large data centers on a pay-as-you-go basis. There are various service models including Infrastructure as a Service (IaaS), Platform as a Service (PaaS), and Software as a Service (SaaS). Cloud computing offers advantages like lower costs, accessibility from any device with an internet connection, and automatic updates.
Vishal Megamart is a leading retail chain in India founded in 2001. It offers affordable fashion and grocery items. Its main customers are youth who visit one or more times per week. Key competitors include Big Bazaar and Reliance Fresh. A survey of Vishal customers found that most prefer to buy dress materials and rate Vishal's offerings and display patterns positively. Suggestions were made to improve availability of all sizes and better assist customers to enhance their shopping experience.
A talk on EDHREC, a service for magic the gathering deck recommendations. I discuss the algorithms used, my infrastructure, and some lessons learned about building data science applications.
The document discusses how to effectively engage advocates from different career fields in an advocacy marketing program. It focuses on seven key verticals: Information Technology, Programming/Development, Human Resources, Sales, Education, Project Management/Consulting, and Executives. For each vertical, it provides information on persona, positioning recommendations, potential challenges, and example challenges. The overall aim is to understand each audience in order to design appeals, challenges, and messaging that will resonate and generate high engagement.
A game I worked on in South Korea for English Students. It should be ran on PPT to see all the fun options but it was too large to submit! Hopefully you still like it!
10 concepts the enterprise decision maker needs to understand about HadoopDonald Miner
Way too many enterprise decision makers have clouded and uninformed views of how Hadoop works and what it does. Donald Miner offers high-level observations about Hadoop technologies and explains how Hadoop can shift the paradigms inside of an organization, based on his report Hadoop: What You Need To Know—Hadoop Basics for the Enterprise Decision Maker, forthcoming from O’Reilly Media.
After a basic introduction to Hadoop and the Hadoop ecosystem, Donald outlines 10 basic concepts you need to understand to master Hadoop:
Hadoop masks being a distributed system: what it means for Hadoop to abstract away the details of distributed systems and why that’s a good thing
Hadoop scales out linearly: why Hadoop’s linear scalability is a paradigm shift (but one with a few downsides)
Hadoop runs on commodity hardware: an honest definition of commodity hardware and why this is a good thing for enterprises
Hadoop handles unstructured data: why Hadoop is better for unstructured data than other data systems from a storage and computation perspective
In Hadoop, you load data first and ask questions later: the differences between schema-on-read and schema-on-write and the drawbacks this represents
Hadoop is open source: what it really means for Hadoop to be open source from a practical perspective, not just a “feel good” perspective
HDFS stores the data but has some major limitations: an overview of HDFS (replication, not being able to edit files, and the NameNode)
YARN controls everything going on and is mostly behind the scenes: an overview of YARN and the pitfalls of sharing resources in a distributed environment and the capacity scheduler
MapReduce may be getting a bad rap, but it’s still really important: an overview of MapReduce (what it’s good at and bad at and why, while it isn’t used as much these days, it still plays an important role)
The Hadoop ecosystem is constantly growing and evolving: an overview of current tools such as Spark and Kafka and a glimpse of some things on the horizon
The document discusses how data has become a new currency in today's digital world. It outlines three rules about how the value of data is determined: 1) The value of data to a user is based on how private they want it to be, 2) Users will provide more data for more useful services, and 3) Businesses will sell user data that has business value. The document suggests that for a service to be successful, the value it provides must be greater than the personal value a user places on their private data, the resale value of the data must exceed the cost to provide the service, and the business value of the data must be higher than its purchase price.
The Amino Analytical Framework - Leveraging Accumulo to the Fullest Donald Miner
Speaker: Steve Touw, CTO, 42six Solutions a CSC Company
Amino is an open source analytical framework that focuses on a “building-blocks” approach to data discovery by pre-computing features about data at the most granular level possible and then allows analysts and data scientists to easily combine those features into more complex questions.
The magic behind Amino is found in it’s custom Accumulo index; that index strives to provide fast scans, highly dimensional scans, data compression, and a simple query structure. The index leverages Accumulo iterators to do much of the scan time logic which has no limit on dimensionality of the query. Iterators are what makes Accumulo unique and enables the Amino index to execute the complex queries.
Apache Accumulo is a sorted, distributed key-value store built on top of Apache Hadoop, Zookeeper, and Thrift. It is based on Google's BigTable design with some improvements like cell-based access control and server-side programming capabilities. Accumulo stores data based on a row key, column family, qualifier, and visibility label, and can perform fast lookups and scans of large datasets in a distributed environment due to its scalable architecture.
This document discusses the key components of developing an organizational vision, including the differences between vision and mission, core ideology (core values and core purpose), envisioned future (BHAG and vivid description). It provides examples of visions from companies like Microsoft and Farm Fresh Produce. The core ideology section explains how to discover rather than create core values and purpose. BHAG is defined as big, hairy, audacious goals. Developing a vivid description that translates the vision into clear pictures is also discussed.
This is a talk I gave at Data Science MD meetup. It was based on the talk I gave about a month before at Data Science NYC (http://www.slideshare.net/DonaldMiner/data-scienceandhadoop). I talk about data exploration, NLP, Classifiers, and recommendation systems, plus some other things. I tried to depict a realistic view of Hadoop here.
The document discusses using Python with Hadoop frameworks. It introduces Hadoop Distributed File System (HDFS) and MapReduce, and how to use the mrjob library to write MapReduce jobs in Python. It also covers using Python with higher-level Hadoop frameworks like Pig, accessing HDFS with snakebite, and using Python clients for HBase and the PySpark API for the Spark framework. Key advantages discussed are Python's rich ecosystem and ability to access Hadoop frameworks.
El pueblo de Ascostrubabla eligió a Nerino para entrenar un ejército para luchar contra la verctia del ojo del cristal. Nerino no entrenó al ejército ni desarrolló nuevas tácticas de combate durante un año, por lo que la gente comenzó a decir que era un cobarde. Años después, cuando llegó un invierno inusualmente frío, Nerino preparó secretamente un ejército que marchó descalzo sobre el hielo hasta la verctia, donde Nerino les enseñó que la p
A través de la historia se puede comprobar como la iglesia de Jesucristo ha sufrido persecución en todas sus formas y como Dios se ha glorificado en ella. Una de las mayores evidencia de la existencia de Dios, es la iglesia.
Este documento describe la historia del desarrollo de Internet. Comenzó como ARPANET, una red creada por el Departamento de Defensa de EE. UU. en 1969. Luego, la red CERN de 1989 introdujo el protocolo HTTP y las páginas web creadas con HTML. En Guatemala, las compañías CONCYT y GUATEL crearon la red Maya (MAYANET) en 1992 para conectar a Guatemala a Internet. Desde entonces, el uso de Internet en Guatemala ha ido creciendo constantemente.
O documento relata sobre o I Colóquio Internacional de Pesquisa em Comunicação realizado no PósCom Metodista, com palestra do professor Guillermo Orozco sobre recepção televisiva. Também descreve o Seminário de Teses com apresentações de linhas de pesquisa de doutorandos e o lançamento do livro "Discursos midiáticos" pelo grupo ComMMuniCult.
O documento discute a inovação com a marca de Gandhi na engenharia e indústria indiana. Aborda os ensinamentos de Gandhi sobre obter mais com menos recursos e atender às necessidades de todos. Destaca o carro Tata Nano como um exemplo de inovação gandhiana, sendo o veículo mais barato do mundo com tecnologia, segurança e eficiência.
P2P Lending Business Research by Artivatic.aiArtivatic.ai
Financial Lending or P2P Lending is going to play important role in the economy of entire world including India. Artivatic conducted Lending (P2P) research to understand the sector specific problems, growth and opportunities and also the use of technologies.
#lending #p2p #fintech #banking #insurance #payments #accounts #bfsi #deeptech #artivatic #startups #technology
The document discusses the development of an app called "App Ka Prerna" that aims to help users reach their short-term and long-term financial goals through personalized financial management and budgeting tools. The app would aggregate all of a user's financial accounts in one place, categorize transactions, track spending trends, monitor credit utilization, enable category-based budgeting with notifications for overspending, and provide recommendations for investments, loans, insurance policies, and ways to save money through price comparisons. The goal is to provide a holistic financial management platform to help users better plan, track, and achieve their financial objectives.
Released: 2012
Remote check capture, once a niche service offered selectively to business customers, has transformed to be a mass-market service and integral capability in mobile banking solutions. Across the financial services industry, Mobile RDC projects are underway in banks, thrifts and credit unions of all sizes to meet the market demand from retail and small business customers.
Furthering that momentum, deposit growth continues to be a strategic cornerstone of retail banking and Mobile RDC has been proven to be a catalyst for generating new revenue sources, new customers, and deposit growth. As financial institutions refine their mobile banking strategies, Mobile RDC has been elevated to be a priority initiative.
To help you navigate to a successful Mobile RDC deployment, this report will:
- provide industry update on Mobile RDC
- illuminate the key success criteria for a Mobile RDC service
- provide practical suggestions and best practices to appropriately address implementation speed bumps so that financial institutions are well prepared to achieve the benefits of offering this service
The document is a report from Mapa Research summarizing 10 non-core banking apps and 4 examples from outside financial services. It includes an executive summary highlighting themes like housing/mortgage apps being most common and lack of youth-focused apps. It then outlines the report structure and research approach, which involved analyzing over 80 bank apps from various countries and 40 non-bank apps. One section analyzes the Citi ThankYou Rewards app in detail. The document provides an overview of Mapa Research's services and clients.
The document is a report from Mapa Research summarizing 10 non-core banking apps and 4 examples from outside financial services. It begins with an introduction to the topic of banks exploring apps beyond core mobile banking. It then outlines the report structure and methodology, which involves analyzing 10 banking apps and 4 outside examples in terms of quick facts, business cases, screenshots and insights. The objectives are to understand non-core banking apps, identify business cases, investigate outside examples, and provide evidence of success. The report is 42 pages and analyzes each example's features, business rationale and screenshots.
Technological changes are fundamentally altering the banking industry, from how customers interact to how transactions are processed. Major disruptions are coming from digital payments from companies like Google and Apple, as well as fintech startups. Banks need to disrupt themselves through innovation or risk being disrupted by others. The key areas of disruption are cloud technology, mobile, social media, and data analytics.
Dataquest Insight The Top 10 Consumer Mobile Applications In 2012guestb92038
This document summarizes a report on the top 10 consumer mobile applications in 2012. It identifies mobile money transfer, location-based services, and mobile search as the top three applications. The report analyzes market trends for each application, provides examples, and offers recommendations for industry players on how to take advantage of growing opportunities in mobile applications. Key findings include that user experience is important for competitive advantage, and control of the mobile "ecosystem" will benefit revenue and user loyalty.
The document summarizes the results of a survey conducted by IDBI Bank on their mobile banking application called "Go-Mobile". The survey found that while most customers were aware of internet banking, less were aware of Go-Mobile. Of those using Go-Mobile, the most popular feature was funds transfer. Many customers who did not use Go-Mobile reported that it was because they were unfamiliar with how to use the app. The survey results suggest IDBI Bank should focus on increasing awareness of Go-Mobile functionality through tutorial videos and promoting popular features like funds transfer and mobile recharging.
Suresh - Mobile Banking (Corporate Banking Stream) Knowledge Group
The document discusses trends in corporate mobile banking adoption globally. It notes that the number of smart connected devices will reach over 2 billion by the end of 2015. Many large global banks have implemented mobile apps for corporate and SME clients to enable payments, cash management, and financial reporting on tablets and smartphones. Surveys find that over 65% of corporate treasurers are interested in mobile banking services.
This presentation on Mobile Banking was given via webinar on May 3rd. The presentation goes into detail regarding predictions on consumer adoption of Mobile Banking.
Mobile photo bill pay is a new service that allows customers to pay bills using their mobile phones by taking a photo of a paper bill. The photo is processed to extract key information like the payee and amount due. This information is then used to pay the bill through the bank's existing bill pay system. This new service has the potential to increase bill pay adoption by making it more convenient and portable. It also reduces paper usage and processing costs for banks. Mobile photo bill pay builds on the success of mobile remote deposit capture and could help banks attract new customers, deepen customer relationships, and generate new revenue sources like expedited bill payments.
Segment-Based Strategies for Mobile BankingCognizant
While retail banks have widely accepted mobile banking as a primary service channel, they can now apply customer segmentation tactics to develop mobile strategies, optimize customer retention and acquisition, and increase the adoption of mobile services.
Future of South East Asia Digital Financial ServiceTrnHoQuang1
The document analyzes the future potential of digital financial services in Southeast Asia, which currently has low access to traditional financial services with over 70% of the population underbanked or unbanked. Digital payments and remittances have reached an inflection point and are expected to significantly grow by 2025, with digital lending emerging as the largest revenue opportunity as new business models serve more customers. Realizing the full potential of $60 billion in revenue by 2025 requires supportive regulations and infrastructure to further drive innovation and financial inclusion.
IRJET- Prediction of Credit Risks in Lending Bank LoansIRJET Journal
This document discusses machine learning models for predicting credit risk in bank loan applications. It begins with an introduction to credit risk assessment and types of loans. Then, it describes how machine learning can be used to more accurately evaluate borrowers' ability to repay loans based on important variables like borrower characteristics, loan details, and repayment status. The document proposes using artificial neural network and support vector machine models to classify borrowers as good or bad credit risks based on these variables. It evaluates the accuracy of support vector machines and boosted decision tree models for the task of credit risk prediction.
How a Predictive Analytics-based Framework Helps Reduce Bad Debts in Utilities WNS Global Services
This document discusses how utilities can reduce bad debt write-offs through a predictive analytics-based framework. It proposes a three-pronged strategy of identifying high-risk customers, revising collections tactics for those customers, and improving customer interactions. Predictive analytics can help identify high-risk existing and new customers based on various attributes. Utilities can then prioritize collections efforts based on customer risk and debt levels. Improving customer service while following regulations can increase collections rates while maintaining satisfaction. The framework was tested for a utility client and increased debt collections by 50% within 3 months while lowering costs.
banks news and trands in globalhghk.docxChetanBariya4
This document provides a summary of trends in the global banking industry. It discusses Paytm Payments Bank being instructed by RBI to halt onboarding new clients and cease additional services. It also mentions that global banks could boost valuations by $7 trillion in 5 years by promoting growth and productivity. Finally, it provides a link to a news article about Citi Commercial Bank launching a new digital client platform.
Retail Banking: Delivering a Meaningful Digital Customer ExperienceCognizant
To compete effectively, banks must fully adopt digital technologies to enhance customer experience, by providing mobile banking, omni-channel banking options, digital personal financial management, and more.
Enhancing Customer Experience through Loan Origination System (1).pdfHabile Technologies
Guaranteeing a spectacular customer experience, CloudBankIN allows lenders to i) Automatically disburse loans within 2 minutes, ii) Disburse low ticket loans without any human intervention, iii) Capture the right user data and manage heavy-duty documentation with ease.
Similar to Broadening Bill Payment Adoption With Photo-Based Payment: Quantifying the Benefits (20)
The second annual Mobile Deposit Benchmark Report revealed a rapid acceleration in consumer adoption over the past 12 months due to significantly improved user experiences, but that there are still areas for improvement if financial institutions wish to fully leverage the potential of mobile deposit as an introductory product for mobile banking.
This infographic reveals key trends in mobile deposit adoption, helps demystify millennials' habits regarding checks and provides actionable insights on cost-effective ways to improve the customer experience.
Get inspiration from the 2017 Mobile Deposit Benchmark Report top-ranking banks and use this data visualization to build awareness of your mobile deposit services.
Fighting identity fraud in the mobile channelMitek
This infographic illustrates the main takeaways gathered within the white paper Digital Onboarding and RegTech - Wowing Customers, Simplifying Compliance. You can download the white paper from here to learn more about optimising digital onboarding in a compliant manner.
Lending Times surveyed key lending decision makers globally to gauge the status of their digital lending transformation.
Get inspiration from Lending Times Digital Lending Survey and use this infographic to get actionable insights from industry leaders on the digitalization of their lending processes.
We’ve recently commissioned a study by Zogby Analytics of more than 1,000 US digital users examining their feelings and experiences around trust and identity verification in online participation. Our exploration of digital consumer perceptions regarding trust in online interactions, the prevalence of fake accounts, and what types of actions and information help users feel safe online revealed some telling insights about how average users feels about convenience versus safety, how accountable they hold companies and online platforms when doing business, just how online deception or fraud affects consumer behavior going forward, and exactly what types of actions instill trust and confidence.
Lending Times surveyed key lending decision makers globally to gauge the status of their digital lending transformation.
Get inspiration from Lending Times Digital Lending Survey and use this infographic to get actionable insights from industry leaders on the digitalization of their lending processes.
Insights to the Mobile Deposit Customer ExperienceMitek
Mobile deposit has become a fundamental part of mobile banking, with over 40% of current mobile deposit users adopting it in the past year, shifting customers away from branches. While growth in mobile deposit is increasing, fear of fraud remains the largest barrier to wider adoption, cited by 43% of non-users. Customer experience with mobile deposit was evaluated across several large retail banks, with Capital One ranking highest and policy changes, user experience design, marketing, and training playing important roles in customer satisfaction levels and adoption rates.
This document provides findings from research into consumer behavior and attitudes regarding mobile deposit services from large financial institutions. Some key findings include:
- Mobile deposit adoption has grown rapidly, with 40% of existing users adopting in the past year. It is becoming a mainstream banking capability.
- Myths that paper checks are only used by older generations and millennials don't use them are busted, as all age groups receive a similar number of checks monthly.
- Ease of use, faster access to funds, and assurances that checks were deposited successfully and securely are top motivators for using mobile deposit more.
A survey by Zobgy Analytics reveals why millennials love their mobile devices, specifically the camera, and how this will change commerce to a picture-based experience.
Millennials Love Their Phone:
- 80% of millennials say that the first thing they do in the morning is reach for their smart phone
- 87% of millennials say that their smart phone never leaves their side
Millennials Love Their Phones' Camera Just as Much as Their Phone:
- 37% of millennials use the camera on their mobile device at least once a day
- 48% of millennials wish banks would adopt more mobile imaging functionality
- 54% of millennials say they would deposit checks by snapping a picture and depositing it via a bank's app
Millennials Want to Use Their Phones for Everything:
- 36% of millennials said they have made a decision on where to spend money or switched companies based on the org's mobile app
- 85% of millennials wish there were more banking and shopping mobile apps
- 60% of millennials believe that in the next five years everything will be done on mobile
Device ownership soars in 2013:
- 25% more U.S. consumers own smartphones than did in 2012
- 60% more U.S. consumers own tablets than did in 2012
Mobile banking goes mainstream:
- 48% of smartphone owners are mobile bankers (up from 35% in 2012)
- 38% more banking users have deposited a check using their smartphone in 2012
- 21 of top-25 U.S. Banks now offer Mobile Deposit (9 more than in 2012)
Consumers place value on emerging digital technologies:
- 67% value depositing a check with a photo
- 46% value enrolling a new bill payee using the phone's camera
Mitek Milestones:
- US Bank launches Mitek's Mobile Photo Bill Pay & Mobile Photo Balance Transfer
- Risk management features added to Mobile Deposit
- Mobile Photo Account Opening Awarded Best of Show at Finovate Fall 2013
- Experian Exec Scott Carter joins as Chief Marketing Officer
- Mitek MiSnap Automatic Touch-Free Image Capture Released
- 5 new patents granted
By 2016 Mobile Banking will grow by 300%.
Fueling that growth will be: Mobile Deposit and Mobile Photo Bill Pay
- By 2016, the number of customers depositing checks with their smartphones will expand from 12 million to 48 million
- By 2016, the number of customers paying their bill with their smartphones will grow from 14 million to 57 million
- Nearly 1 in 5 is expected to use smartphones to deposit checks by 2016 (up from 1 in 20 in 2012)
- 1 in 5 consumers surveyed desired to use mobile photo bill pay
- Nearly 1 in 2 mobile banking users have used mobile deposit in the past 90 days
- 42% of mobile banking users surveyed expressed desire to use mobile photo bill pay
2012 Year in Review:
- 51% of U.S. consumers own smartphones
- 19% of U.S. consumers own tablets (roughly double the number since 2011)
- 33% of mobile consumers used mobile banking
- 48% of top-25 U.S. banks offer mobile deposit
- 95% of Financial Institutions expressed interest in offering mobile remote deposit capture
Trends 2013: Five Trends Shaping The Next Generation Of North American Digita...Mitek
Released: May 2013
In this report, Forrester explores five trends that will affect the next generation of digital banking. Rising digital customer expectations, advances in technology, and continued digital disruption threats from outside the industry will change the game for banks and credit unions.
Mobile Remote Deposit Capture: Changing how consumers bank and banks competeMitek
Released: October 2011
Without a doubt, the introduction of the mobile smartphone—specifically Apple’s release of its first iPhone
in 2007—has dramatically transformed how consumers engage with friends, family, and business.
The small hand-held device that consumers “don’t leave home without” manages social lives, provides access to music and entertainment, keeps track of appointments, and generally has become the primary tool for managing all dimensions of the busy lives of today’s consumers.
One of the most significant areas of our lives that mobile technology is transforming is how we manage our
money. Financial services providers are recognizing consumers’ mobile lifestyles and preferences and are
developing capabilities that allow consumers to have the bank in their pocket. Now we can use our phones
to check balances, transfer funds, and make payments. Moreover, these capabilities, once at the forefront of
innovation, are quickly becoming table stakes. Going forward, to effectively meet the demands of consumers
for newer, more convenient, and more relevant apps, banks must continually seek new, innovative, and relevant
mobile capabilities.
One recently introduced mobile app that is proving to be a disruptive technology and driving force in
consumers’ adoption of mobile financial services is Mobile Remote Deposit Capture, or Mobile RDC—the
ability to deposit a check using a camera-equipped smartphone. Understanding the role Mobile RDC will
play in the bank selection process of consumers, and as a result, how banks compete, has become critical.
Toward that goal, this paper explores how:
• Mobile RDC is becoming the critical element in consumer bank selection and bank mobile strategy
• Mobile banking and Mobile RDC offer compelling economics to the financial services providers
that deploy them
• The market potential for mobile banking and Mobile RDC is strong
• Mobile banking and Mobile RDC can enhance banks’ customer value proposition
Mobile RDC is becoming a critical element in consumer bank selection and bank mobile strategy:
•Smartphone adoption is accelerating:
Over 40% of U.S. adults are forecasted to have a smartphone within
the next two years which will drive mobile banking adoption and specific features such as Mobile RDC.
• Consumers are highly interested in Mobile RDC: the percentage of consumers “extremely likely or likely to
adopt” Mobile RDC has doubled from 9% to 18% from 2009 to 2011
•Consumers readily embrace the convenience offered by Mobile RDC: the top reasons that consumers adopt
Mobile RDC include the urgency to have the check deposited for safekeeping, need for cash, and ease
of use.
In his public lecture, Christian Timmerer provides insights into the fascinating history of video streaming, starting from its humble beginnings before YouTube to the groundbreaking technologies that now dominate platforms like Netflix and ORF ON. Timmerer also presents provocative contributions of his own that have significantly influenced the industry. He concludes by looking at future challenges and invites the audience to join in a discussion.
Unlock the Future of Search with MongoDB Atlas_ Vector Search Unleashed.pdfMalak Abu Hammad
Discover how MongoDB Atlas and vector search technology can revolutionize your application's search capabilities. This comprehensive presentation covers:
* What is Vector Search?
* Importance and benefits of vector search
* Practical use cases across various industries
* Step-by-step implementation guide
* Live demos with code snippets
* Enhancing LLM capabilities with vector search
* Best practices and optimization strategies
Perfect for developers, AI enthusiasts, and tech leaders. Learn how to leverage MongoDB Atlas to deliver highly relevant, context-aware search results, transforming your data retrieval process. Stay ahead in tech innovation and maximize the potential of your applications.
#MongoDB #VectorSearch #AI #SemanticSearch #TechInnovation #DataScience #LLM #MachineLearning #SearchTechnology
GraphRAG for Life Science to increase LLM accuracyTomaz Bratanic
GraphRAG for life science domain, where you retriever information from biomedical knowledge graphs using LLMs to increase the accuracy and performance of generated answers
Sudheer Mechineni, Head of Application Frameworks, Standard Chartered Bank
Discover how Standard Chartered Bank harnessed the power of Neo4j to transform complex data access challenges into a dynamic, scalable graph database solution. This keynote will cover their journey from initial adoption to deploying a fully automated, enterprise-grade causal cluster, highlighting key strategies for modelling organisational changes and ensuring robust disaster recovery. Learn how these innovations have not only enhanced Standard Chartered Bank’s data infrastructure but also positioned them as pioneers in the banking sector’s adoption of graph technology.
GraphSummit Singapore | The Future of Agility: Supercharging Digital Transfor...Neo4j
Leonard Jayamohan, Partner & Generative AI Lead, Deloitte
This keynote will reveal how Deloitte leverages Neo4j’s graph power for groundbreaking digital twin solutions, achieving a staggering 100x performance boost. Discover the essential role knowledge graphs play in successful generative AI implementations. Plus, get an exclusive look at an innovative Neo4j + Generative AI solution Deloitte is developing in-house.
HCL Notes and Domino License Cost Reduction in the World of DLAUpanagenda
Webinar Recording: https://www.panagenda.com/webinars/hcl-notes-and-domino-license-cost-reduction-in-the-world-of-dlau/
The introduction of DLAU and the CCB & CCX licensing model caused quite a stir in the HCL community. As a Notes and Domino customer, you may have faced challenges with unexpected user counts and license costs. You probably have questions on how this new licensing approach works and how to benefit from it. Most importantly, you likely have budget constraints and want to save money where possible. Don’t worry, we can help with all of this!
We’ll show you how to fix common misconfigurations that cause higher-than-expected user counts, and how to identify accounts which you can deactivate to save money. There are also frequent patterns that can cause unnecessary cost, like using a person document instead of a mail-in for shared mailboxes. We’ll provide examples and solutions for those as well. And naturally we’ll explain the new licensing model.
Join HCL Ambassador Marc Thomas in this webinar with a special guest appearance from Franz Walder. It will give you the tools and know-how to stay on top of what is going on with Domino licensing. You will be able lower your cost through an optimized configuration and keep it low going forward.
These topics will be covered
- Reducing license cost by finding and fixing misconfigurations and superfluous accounts
- How do CCB and CCX licenses really work?
- Understanding the DLAU tool and how to best utilize it
- Tips for common problem areas, like team mailboxes, functional/test users, etc
- Practical examples and best practices to implement right away
Cosa hanno in comune un mattoncino Lego e la backdoor XZ?Speck&Tech
ABSTRACT: A prima vista, un mattoncino Lego e la backdoor XZ potrebbero avere in comune il fatto di essere entrambi blocchi di costruzione, o dipendenze di progetti creativi e software. La realtà è che un mattoncino Lego e il caso della backdoor XZ hanno molto di più di tutto ciò in comune.
Partecipate alla presentazione per immergervi in una storia di interoperabilità, standard e formati aperti, per poi discutere del ruolo importante che i contributori hanno in una comunità open source sostenibile.
BIO: Sostenitrice del software libero e dei formati standard e aperti. È stata un membro attivo dei progetti Fedora e openSUSE e ha co-fondato l'Associazione LibreItalia dove è stata coinvolta in diversi eventi, migrazioni e formazione relativi a LibreOffice. In precedenza ha lavorato a migrazioni e corsi di formazione su LibreOffice per diverse amministrazioni pubbliche e privati. Da gennaio 2020 lavora in SUSE come Software Release Engineer per Uyuni e SUSE Manager e quando non segue la sua passione per i computer e per Geeko coltiva la sua curiosità per l'astronomia (da cui deriva il suo nickname deneb_alpha).
Unlocking Productivity: Leveraging the Potential of Copilot in Microsoft 365, a presentation by Christoforos Vlachos, Senior Solutions Manager – Modern Workplace, Uni Systems
Building Production Ready Search Pipelines with Spark and MilvusZilliz
Spark is the widely used ETL tool for processing, indexing and ingesting data to serving stack for search. Milvus is the production-ready open-source vector database. In this talk we will show how to use Spark to process unstructured data to extract vector representations, and push the vectors to Milvus vector database for search serving.
AI 101: An Introduction to the Basics and Impact of Artificial IntelligenceIndexBug
Imagine a world where machines not only perform tasks but also learn, adapt, and make decisions. This is the promise of Artificial Intelligence (AI), a technology that's not just enhancing our lives but revolutionizing entire industries.
Best 20 SEO Techniques To Improve Website Visibility In SERPPixlogix Infotech
Boost your website's visibility with proven SEO techniques! Our latest blog dives into essential strategies to enhance your online presence, increase traffic, and rank higher on search engines. From keyword optimization to quality content creation, learn how to make your site stand out in the crowded digital landscape. Discover actionable tips and expert insights to elevate your SEO game.