The document discusses integrating in-app payments on mobile applications from different payment processors. It covers various payment methods like credit cards and mobile billing, integration methods like using websites or direct payment flows, and challenges around fees, library size, and testing payments. Finally, it mentions several service providers and libraries that can be used to handle in-app payments, such as PayPal, Google Checkout, and MoVend.

1. Mobile In-app Payment
Leong Hean Hong @hongster
http://bit.ly/bvCJKp
2010-09-04
(CC) BY

2. Hello World!

3. Purpose
Share what I learned from integrating services from different
payment processors into (Android) mobile application.
I am looking for a simple, seamless, hassle-free payment
experience.

4. Overview
● Payment Methods
● Integration Methods
● Basic Payment Flow
● Challenges
● Service Providers/Libraries

5. Payment Methods
● Credit Card
○ More secure
○ Lower cost
● Mobile Billing
○ Monthly phone bill, prepaid credit
○ Convenience
○ Higher cost
○ Unreliable
○ Country specific price points
● Virtual Credit
○ Virtual currency
○ Still depends on other payment methods

6. Country Specific Price Points

7. Integration Methods
● Website v.s Direct Payment
● RESTful
● Native library
○ With UI
● Send/Receive SMS

8. Website Payment Flow

9. Direct Payment Flow

10. Mobile Billing Payment Flow

11. Challenges
● Do I need a US/UK/Canada merchant account?
● Does the website displays well on my 3.7'' screen?
● Setup fee? Transaction fee? Conversion rate?
● How big is the library?
● Can I test application w/o paying a single cent?
● Is it easy to integrate?

12. Service Providers/Libaries
● Mobile Billing
○ Onebip, txtNation, Ericsson IPX, Boku, Zong, MoVend
● Credit Card
○ PayPal, Google Checkout, Amazon FPS, MoVend
● Virtual Credits
○ MoneyBookers (WalletDroid), MoVend

13. Google Checkout

14. PayPal Android

15. What Happened After Payment Is Made?
http://bit.ly/bZaEVH

16. MoVend
● Aggregation
○ Credit Cards
○ Mobile Billing
○ Virtual Credits
● Product Management
● Analytics
● http://movend.com

17. Thanks for all the fish!