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mobile payments in Spain
Alberto López - Braintree_Dev.
alberto.lopez@getbraintree.com
@AlbertusLM / @Braintree_Dev.
1. history
2014
2010
1997
Mobile Commerce Forum
1999
Smart Money i-Mode
2000
2001
Pizzacast (Domino’s Pizza)
2002
Billing System
2005
2006
Payments by SMS
2007
first iPhone
Billing Platforms
2008
HTC Dream
2009
$USD 69 Billion
2010
Mercedes-Benz comprado
a través de móvil
USD$ 240K
5 billones de conexiones desde móvil
2011
$USD 240 Billion
2014
v.zero
$USD 350 Billions
2. mobile devices in Spain
goo.gl/nUgGUh
# of mobile devices
85% (3,2M)
% purchases made from mobile
14% from total
online purchases
src: OBS Online Business School
% purchases from mobile
1.290 M € in 2014
src: OBS Online Business School
€ mCommerce
x~300% more than 2012
src: OBS Online Business School
growth
x
x
11%
type of mobile device
25%
4,19M
52,3% 47,7%
gender of customers
@Braintree_Dev @AlbertusLM
no more statistics
3. types of mobile payment
mCommerce mPayments mWallet
mCommerce mPayments mWallet
advices to choose a good mobile
payment
this is not a catalog
of best practices
https://flic.kr/p/4Z39YK
@Braintree_Dev @AlbertusLM
problem: friction
http://goo.gl/FjH8my@Braintree_Dev @AlbertusLM
add
to cart
fill in
info & pay
confirmation
and receipt
add
to cart
one click
confirmation
and receipt
PAY
1.
2.
3.
1.
2.
3.
OR
asdasdadasdasdasd
asdasdasdasdad
adsasdasdasdas
ss
ssdsdasdsada
adasdasdasdasd
asdasdasdasdasd
asdasdasdasdsad
asd
sdasdasdasd
asdasds
sdadsd
sdsd
sdsd
sds
dasddddd
checkout experience
Amazing jewellery store
@Braintree_Dev @AlbertusLM
Merchant app
PayPal app
Merchant app
One Touch Technology ™
Advice
Merchant app
PayPal app
Merchant app
One Touch Technology ™
Advice
Merchant app
PayPal app
Merchant app
One Touch Technology ™
Advice
Merchant app
PayPal app
Merchant app
One Touch Technology ™
Advice
security
http://goo.gl/5HW4wC@Braintree_Dev @AlbertusLM
Advice
fast checkyour
app
your
app
silent check
Advice
Advice
¿true? secure payment method
really safe payment method
Advice
sole solution
Advice
global payment method
Advice
balance
http://goo.gl/y0Urto
# of payment methods costs
Advice
https://flic.kr/p/5ZXNah
integration time
@Braintree_Dev @AlbertusLM
https://flic.kr/p/9tLMcZ
simple integration
Advice
equilibrium
http://mrg.bz/0NrIry
postintegration management
# of payment methods
type of payment
cost of integration
Advice
type of integration
http://goo.gl/u7RB5S
@Braintree_Dev @AlbertusLM
webview vs. native
webview vs. native
multiplatform
web based
server integration
no approval
required
good performance
different for each
O.S,
robust
approval required
native module
Advice
payment providers
http://mrg.bz/lHzAJE@Braintree_Dev @AlbertusLM
webview
multicurrency
money transfers
subscriptions
fee per transaction
webview
multicurrency
credit / debit cards
fee per transaction
native module for iOS &
Android
webview (express checkout)
multicurrency
debit / credit cards
bank account
PayPal balance
local payment methods
marketplace
global
fee per transaction
subscriptions
webview
multicurrency
payment gateways
monthly fee and/or fee per
transaction
subscriptions
webview
multicurrency
digital wallet of customers
webview
subscriptions
card in vault
complex integration
monthly fee and/or per
transaction
native module for iOS &
Android
subscriptions
debit & credit cards
global
fee per transaction
Banco Popular & Evo payments
webview
debit & credit cards
montly fee and / or per
transaction
checkout by Amazon philosophy
multicurrency
webview
monthly fee
debit & credit cards
fee per transaction
native module iOS & Android
subscriptions
debit & credit cards
fee per transaction
webview
subscriptions
debit & credit cards
fee per transaction
native module iOS & Android
iOS native module
multicurrency
inApp
one click payment
digital wallet
off & online payment
fee per transaction
global
native module iOS & Android
multicurrency
marketPlace
subscriptions
apple Pay & Bitcoin
One Click Technology™
card in vault
fee per transaction
global
PayPal & Venmo
Where are
inApp
payments?
@Braintree_Dev @AlbertusLM
Payments made within mobile
applications to pay digital services.
mCommerce mPayments mWallet
NFC
near field communication
mobile at Point of sale
QRCode
mobile at Point of sale
Biometry
&
mobile at Point of sale
Geolocation
mobile at Point of sale
Mobile TPV
mobile as Point of sale
Direct carrier billing
R.I.P.using the bill
mCommerce mPayments mWallet
digital wallets
@Braintree_Dev @AlbertusLM
NFC Devices
debit & credit cards
gift cards
loyalty cards
P2P
Android devices only
online & offline
NFC Devices
Touch ID
Apple Watch
loyalty cards
iOS devices
online & offline
credit & debit cards
Android, iOS & Windows Phone
One Click Technology™
debit & credit cards
bank accounts
local payment methods
PayPal balance
P2P
online & offline
Android & iOS
One Click Technology™
debit & credit cards
Venmo Balance
bank accounts
P2P
online
VISA digital wallet
debit & credit VISA cards
online
Android & iOS
debit & credit cards
loyalty cards
online & offline
in “La Caixa” Mobile app
P2P
online
Amazon Store, iOS & Android
debit & credit cards
Amazon gift cards
online
Android & iOS
debit & credit cards
BBVA bank account
online & offline
only web
For Business in China
debit & credit cards
bitcoin.org
4. future
@Braintree_Dev @AlbertusLM
>26 Billion IoT devices by 2020
gartner.com/newsroom/id/2636073 (2013)
@Braintree_Dev @AlbertusLM
@Braintree_Dev @AlbertusLM
@Braintree_Dev @AlbertusLM
@Braintree_Dev @AlbertusLM
@Braintree_Dev @AlbertusLM
@Braintree_Dev @AlbertusLM
Nymi
Heartbeat Identification
http://getnymi.com/
@Braintree_Dev @AlbertusLM
@Braintree_Dev @AlbertusLM
@Braintree_Dev @AlbertusLM
@Braintree_Dev @AlbertusLM
@Braintree_Dev @AlbertusLM
@Braintree_Dev @AlbertusLM
@Braintree_Dev @AlbertusLM
@Braintree_Dev @AlbertusLM
@Braintree_Dev @AlbertusLM
DNA as data warehouse
700 Terabytes of data in a gram of DNA
ppd.io/dna-data-storage
@Braintree_Dev @AlbertusLM
@Braintree_Dev @AlbertusLM
¿future?
Alberto López - Braintree_Dev.
alberto.lopez@getbraintree.com
@AlbertusLM / @Braintree_Dev

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