The document is a profit and loss account for the year ending March 31, 2016. It lists various expenses including advertising, auditing fees, bank charges, brokerage commissions, consultancy fees, depreciation, donations, and interest paid on deposits totaling around 515 million. It also lists income items such as commission received, discount received, interest received from loans and bank deposits totaling around 515 million. The net profit for the year was 38.5 million.
SlimPay - #1 in the euro zone for SEPA online direct debit paymentsMartijn van Gijlswijk
SlimPay enables online merchants to strengthen the relationship with their consumers by providing
a simpler, easier to repeat and more secure buying experience at lower operating cost.
Smart Recurring Payments is a fintech startup founded in 2009 that provides recurring payment solutions. They manage recurring payments through direct debit and cards, helping reduce churn and increase customer lifetime value for over 2,000 clients in various industries. The company has 65 payment experts across 5 offices in Europe, processes over 5 billion euros annually, and raised 15 million euros in capital in 2015.
Originally developed as part of a joint work effort of five telecommunications companies - AT&T Unisource - As they worked to determine their role int eh world of Electronic Payments
How the UK's #1 Mobile Network Enhanced Its Approval Rate by 10%, with Zero F...Vesta Corporation
As digital payments continue to increase in popularity, businesses across the globe are looking for ways to increase approvals of these transactions while preventing fraud and delivering a seamless payment experience for their customers.
EE, the largest mobile network in the UK, understands how difficult it is to strike the perfect balance between these three key pillars of e-commerce, so they selected Vesta to manage their card-not-present top-up services. Thanks to Vesta's advanced approval enhancement and fraud prevention technology, EE increased its card not present approval rate by over 10% with zero fraud liability.
Vesta also worked within the 3D Secure Framework with 2-Factor Authentication to deploy a proprietary orchestration layer that reduced 3D Secure challenges by 30% while ensuring a frictionless payment experience for EE's customers.
The Only Proven Solution That Maximizes
Revenue And Eliminates Fraud
REGULATORY
COMPLIANCE
FRAUD REVENUE OPTIMIZED
CUSTOMER
EXPERIENCE
MERCHANT
Includes tokenization, processing,
fraud and chargeback management,
indemnification.
OVERVIEW:
Designed to increase conversion and acceptance while
completely eliminating fraud, vGuaranteed™ payments
offers online merchants of digital goods an entirely new
solution to the risk of Card-Not-Present (CNP) transactions.
vGuaranteed delivers the industry’s only single-point payment
service with complete protection from fraudulent
transactions — removing all chargebacks, fines and fees to
provide a steady, predictable, and increased revenue stream.
Proven over the last 20 years in processing CNP transactions
for the world’s largest and most demanding customers,
vGuaranteed optimizes the consumer experience across
multiple channels. Powered by the proprietary fraud
management technology of Vesta’s vSafe™ payments
platform, it lowers the number of declines and increases
conversion while streamlining operations and reducing
compliance burdens.
KEY FEATURES: PAYMENTS
• Single-source payment solution proven to increase conversion and acceptance
for digital goods purchases
• Industry’s lowest false-positive ratio increases order acceptance
• Standardized pricing includes processing, tokenization, gateway and network fees,
and fraud services
• No decline fees, chargebacks, fines or any other fees
• 100% guaranteed funds for accepted transactions increases revenue
KEY FEATURES: OPERATIONS
• Integrated design eliminates overhead of third-party tools, in-house fraud teams,
and manual reviews while improving performance
• Dashboard provides full visibility to detailed settlement reporting
• Enhanced customer experience translates to lower churn and improved loyalty
across multiple channels
REAL-TIME PROTECTION:
Vesta’s industry leading vSafe™ payments platform provides merchants with a new,
proven alternative to time-consuming in-house fraud operations or limited third-party
services. vSafe’s proprietary fraud technology combines a rich, multi-layered feature
set with teams of data scientists and analysts who continually monitor threats and tune
the platform’s performance in real-time. This robust CNP solution enables Vesta to
recognize fraud as it happens, not after it has occurred.
This document is a receipt for a tax payment of INR 1827 made by ADITYA ASSOCIATES to the tax authority. The payment was for TDS/TCS under section 94C for the 2015-16 assessment year. It provides details of the transaction such as the debit account, date of receipt, challan number, and notes that payments made after 11pm will be accounted for on the next working day.
The document is a profit and loss account for the year ending March 31, 2016. It lists various expenses including advertising, auditing fees, bank charges, brokerage commissions, consultancy fees, depreciation, donations, and interest paid on deposits totaling around 515 million. It also lists income items such as commission received, discount received, interest received from loans and bank deposits totaling around 515 million. The net profit for the year was 38.5 million.
SlimPay - #1 in the euro zone for SEPA online direct debit paymentsMartijn van Gijlswijk
SlimPay enables online merchants to strengthen the relationship with their consumers by providing
a simpler, easier to repeat and more secure buying experience at lower operating cost.
Smart Recurring Payments is a fintech startup founded in 2009 that provides recurring payment solutions. They manage recurring payments through direct debit and cards, helping reduce churn and increase customer lifetime value for over 2,000 clients in various industries. The company has 65 payment experts across 5 offices in Europe, processes over 5 billion euros annually, and raised 15 million euros in capital in 2015.
Originally developed as part of a joint work effort of five telecommunications companies - AT&T Unisource - As they worked to determine their role int eh world of Electronic Payments
How the UK's #1 Mobile Network Enhanced Its Approval Rate by 10%, with Zero F...Vesta Corporation
As digital payments continue to increase in popularity, businesses across the globe are looking for ways to increase approvals of these transactions while preventing fraud and delivering a seamless payment experience for their customers.
EE, the largest mobile network in the UK, understands how difficult it is to strike the perfect balance between these three key pillars of e-commerce, so they selected Vesta to manage their card-not-present top-up services. Thanks to Vesta's advanced approval enhancement and fraud prevention technology, EE increased its card not present approval rate by over 10% with zero fraud liability.
Vesta also worked within the 3D Secure Framework with 2-Factor Authentication to deploy a proprietary orchestration layer that reduced 3D Secure challenges by 30% while ensuring a frictionless payment experience for EE's customers.
The Only Proven Solution That Maximizes
Revenue And Eliminates Fraud
REGULATORY
COMPLIANCE
FRAUD REVENUE OPTIMIZED
CUSTOMER
EXPERIENCE
MERCHANT
Includes tokenization, processing,
fraud and chargeback management,
indemnification.
OVERVIEW:
Designed to increase conversion and acceptance while
completely eliminating fraud, vGuaranteed™ payments
offers online merchants of digital goods an entirely new
solution to the risk of Card-Not-Present (CNP) transactions.
vGuaranteed delivers the industry’s only single-point payment
service with complete protection from fraudulent
transactions — removing all chargebacks, fines and fees to
provide a steady, predictable, and increased revenue stream.
Proven over the last 20 years in processing CNP transactions
for the world’s largest and most demanding customers,
vGuaranteed optimizes the consumer experience across
multiple channels. Powered by the proprietary fraud
management technology of Vesta’s vSafe™ payments
platform, it lowers the number of declines and increases
conversion while streamlining operations and reducing
compliance burdens.
KEY FEATURES: PAYMENTS
• Single-source payment solution proven to increase conversion and acceptance
for digital goods purchases
• Industry’s lowest false-positive ratio increases order acceptance
• Standardized pricing includes processing, tokenization, gateway and network fees,
and fraud services
• No decline fees, chargebacks, fines or any other fees
• 100% guaranteed funds for accepted transactions increases revenue
KEY FEATURES: OPERATIONS
• Integrated design eliminates overhead of third-party tools, in-house fraud teams,
and manual reviews while improving performance
• Dashboard provides full visibility to detailed settlement reporting
• Enhanced customer experience translates to lower churn and improved loyalty
across multiple channels
REAL-TIME PROTECTION:
Vesta’s industry leading vSafe™ payments platform provides merchants with a new,
proven alternative to time-consuming in-house fraud operations or limited third-party
services. vSafe’s proprietary fraud technology combines a rich, multi-layered feature
set with teams of data scientists and analysts who continually monitor threats and tune
the platform’s performance in real-time. This robust CNP solution enables Vesta to
recognize fraud as it happens, not after it has occurred.
This document is a receipt for a tax payment of INR 1827 made by ADITYA ASSOCIATES to the tax authority. The payment was for TDS/TCS under section 94C for the 2015-16 assessment year. It provides details of the transaction such as the debit account, date of receipt, challan number, and notes that payments made after 11pm will be accounted for on the next working day.
The OneCard is a closed-loop prepaid card system that offers loyalty and marketing features to improve return on investment for merchants. It provides a full payment processing system including a customizable back office, mobile capabilities, and analytics to help merchants better understand customer behavior and target promotions. Merchants can also create their own loyalty programs through OneCard to increase customer loyalty and profits. Transaction fees are much lower for merchants compared to credit cards, allowing them to save on costs.
Digitizing Merchant Payments: What Will It Take?CGAP
A staggering amount of cash is paid to retail merchants worldwide -- around $19 trillion out of a total of $34 trillion in payments. What will it take for digital payments to beat cash?
Understanding E-Commerce Pricing: The pros and cons of IC++Checkout.com
This document discusses Interchange++ (IC++) pricing models for e-commerce transactions. It explains that IC++ separates interchange fees, scheme fees, and acquirer premiums for more transparency. While complex, IC++ pricing allows merchants to understand costs for different card types and transactions. The document provides examples of how IC++ fees vary and outlines both pros of transparency and cons of complexity versus blended rates. It concludes that merchants should evaluate their needs and discuss IC++ pricing with acquirers and payment providers.
Payment processor fees, also known as merchant service fees, are the charges levied by the company providing credit card payment processing services to the merchant. Visit us at: https://webpays.com/best-credit-card-payment-companies.html
Webinar - Navigating Payment Processing for Nonprofits - 2015-07-23TechSoup
Payment gateways, merchant accounts, credit card terminals, oh my! Overwhelmed by the credit card payment options out there and unsure of how to select the right one for your organization's needs? You've come to the right webinar!
TechSoup and Dharma Merchant Services present a jargon-free walk-through of what all those things mean and some tips on selecting the right services for your organization.
From in-person payment terminals and mobile-friendly card swipers to online merchant accounts and payment gateways, we clear the murky waters of accepting credit cards for donations, event registrations, membership dues, and purchases of branded gear at your events.
The document provides an overview and agenda for a National Sales Agent training program. It aims to give agents a basic understanding of the payments industry, Leaders Merchant Services' products and services, pricing, selling strategies, and how to make money. It covers topics like the payments transaction process, fees involved, EMV, Durbin Amendment, PCI compliance, and Leaders' offerings like credit/debit card processing, gift cards, loyalty programs, and merchant cash advances. It emphasizes ethics in marketing and stresses developing prospects through referrals in order to generate sales.
The document discusses interchange fees, which are paid to credit card issuers for cards processed by merchants each month. It explains that interchange fees, along with association fees paid to credit card networks and discount fees paid to processors, make up the various fees deducted from merchant statements. The majority of these fees are interchange fees, which are set by credit card networks and non-negotiable for merchants. The document provides examples of interchange and association fees for Visa, MasterCard and Discover transactions.
Ixaris is a payments technology company that has pioneered virtual prepaid cards. Their presentation discusses opportunities for using virtual prepaid cards to improve payment efficiencies. Specifically, they describe two case studies where they helped clients in the insurance and travel industries lower costs and improve controls by issuing single-use virtual cards tagged with additional data for reconciliation. They conclude that virtual prepaid cards can address many payment inefficiencies through flexibility and economics, and that markets like purchasing, supplier payments, and incentives would benefit from virtualization.
While the convenience and speed of card payments are undeniable, merchants must navigate a complex web of credit card payment processing fees and rates. Visit us at: https://webpays.com/best-credit-card-payment-companies.html
Proprietary and Confidential. Service Provider Overview. Mastercard does not object to a Customer's use of a third party, but does need to know what third party(ies) support a particular
Btl mastercard Customer, and the nature of the support provided. A Service Provider may only perform the Program Services it is registered to perform
NEW AGE FINANCIAL PRODUCTS & THEIR ROLE IN TRANSFORMING MODERN BANKINGRADHIKA GUPTA
This document provides a summary of a student paper titled "NEW AGE FINANCIAL PRODUCTS & THEIR ROLE IN TRANSFORMING MODERN BANKING". The paper examines how new banking products like debit cards, credit cards, POS machines, ATMs, e-banking and SMS banking have transformed modern banking. It includes a literature review on past studies and sections analyzing each financial product and how they have changed customer behaviors and transactions. The conclusion finds that these new products have significantly changed buying and transaction habits and banking scenarios in recent times.
This document provides a summary of a student paper titled "NEW AGE FINANCIAL PRODUCTS & THEIR ROLE IN TRANSFORMING MODERN BANKING". The paper examines how new banking products like debit cards, credit cards, POS machines, ATMs, e-banking and SMS banking have transformed modern banking. It includes a literature review on past studies and sections analyzing each financial product and how they have impacted customer behaviors and transactions. The conclusion finds that these new products have significantly changed how customers make purchases and access their accounts.
Virtual card payments are a great way to pay suppliers while reducing expenses and generating revenue. If you already use a purchasing card or electronic payments through your bank to pay your suppliers and vendors, you may be missing the big picture in supplier payments optimization.
The fact is, most treasury bank programs fall short in supplier conversion success rates. Store Financial is a full-service provider, encompassing the entire process chain, which ensures maximum supplier conversion to card payments. Plus, Store Financial has the most secure B2B payment solution available – more secure than check, credit card and ACH payments, and even other virtual card payments.
Utilizing our Custom Loop™ platform, the highest level of payment security is achieved. Custom Loop™ is a controlled authorization process that keeps only your selected network of suppliers and vendors “in the loop” for the right payment, in the right amount, at the right time. We remove all the noise and clear the way to engage your suppliers in a one-on-one payment relationship, allowing you to strengthen ties – and your brand.
To find out how you can utilize Store Financial’s Custom Loop™ platform to emphasize your brand while servicing your customers and optimizing your payment process, see our presentation titled, Transform Accounts Payable Into a Revenue Center.
btl mastercard. Bill Pay. Cash. Reloads. Biometrics/ID. Financial Education. Prepaid. MasterCard is leveraging new innovations to overcome barriers to financial inclusion. Creating shared value through
What Is Mobile App Payment Gateway Integration - consumer-sketch.pptxConsumer Sketch
Hire an expert mobile application development company to develop fast and secure mobile app payment gateway integration for your business mobile application services.
1) The document describes the referral partner program and merchant services offered by First Data Independent Sales (FDIS).
2) FDIS offers competitive rates for merchant accounts, payment processing, and other services. They have high approval ratings and robust fraud protection.
3) The referral partner program pays partners a percentage of the gross processing revenue from merchant accounts they refer to FDIS. Partners can earn residual income from merchant account portfolios that grow over time.
Socket Mobile held its annual shareholder meeting on May 15, 2014. The presentation discussed the company's focus on the growing mobile point-of-sale (mPOS) market and its position as a leading provider of cordless barcode scanners. Socket Mobile has scanning products integrated into 90+ mPOS software solutions. While the mPOS opportunity was initially driven by solutions like Square, the ideal solution combines business software with integrated payment processing. Socket Mobile expects continued revenue growth and profitability in 2014 and beyond as the mPOS market expands significantly over the next few years.
True merchant power lies within the point-of-sale. This presentation highlights how important it is for merchants to know all their options; as well as to choose the right service provider.
Global Payments Made Easy - My Choice Visa® Prepaid program provides a secure, simple & cost effective way for businesses to pay & reward their customers, employees, partners & affiliates.
Why Regulation will Ignite Innovation in Travel PaymentsIxaris Systems
Regulators are increasingly intervening in payments to address high costs and lack of competition. The EU is proposing new regulations that would cap interchange fees, allow merchants to accept debit and credit separately, and prevent debit/credit surcharging by merchants. This is expected to lower transaction fees for merchants but may result in higher consumer fees and clawbacks of savings via increased scheme and service fees. It will also require payments products and services to clearly demonstrate benefits to justify charges. The new regulations could provide opportunities for prepaid platforms and new entrants to innovate in travel payments. Multicommerce offers a payments solution that helps travel companies comply with regulations like PCI/DSS while growing their business through offerings like flexible packaging and a global
Mobile First Will Not Be Enough | Forrester at Mobile Convention ParisMobile Convention
Mobile moments are the next battleground. Consumers will take control of the brand relationship via their smartphones.
Thomas Husson' slides on Mobile First and the fact that just being mobile first is not enough anymore.
The Future of Mobile Security | Kimo Quaintance at Mobile Convention ParisMobile Convention
In the future, every company is an education company.
Kimo Quaintance's slides about the future of mobile security.
Kimo works at George C. Marshall European Center for Security Studies.
More Related Content
Similar to Mobile Convention Brussels - Ainsley Ward - Clear2Pay
The OneCard is a closed-loop prepaid card system that offers loyalty and marketing features to improve return on investment for merchants. It provides a full payment processing system including a customizable back office, mobile capabilities, and analytics to help merchants better understand customer behavior and target promotions. Merchants can also create their own loyalty programs through OneCard to increase customer loyalty and profits. Transaction fees are much lower for merchants compared to credit cards, allowing them to save on costs.
Digitizing Merchant Payments: What Will It Take?CGAP
A staggering amount of cash is paid to retail merchants worldwide -- around $19 trillion out of a total of $34 trillion in payments. What will it take for digital payments to beat cash?
Understanding E-Commerce Pricing: The pros and cons of IC++Checkout.com
This document discusses Interchange++ (IC++) pricing models for e-commerce transactions. It explains that IC++ separates interchange fees, scheme fees, and acquirer premiums for more transparency. While complex, IC++ pricing allows merchants to understand costs for different card types and transactions. The document provides examples of how IC++ fees vary and outlines both pros of transparency and cons of complexity versus blended rates. It concludes that merchants should evaluate their needs and discuss IC++ pricing with acquirers and payment providers.
Payment processor fees, also known as merchant service fees, are the charges levied by the company providing credit card payment processing services to the merchant. Visit us at: https://webpays.com/best-credit-card-payment-companies.html
Webinar - Navigating Payment Processing for Nonprofits - 2015-07-23TechSoup
Payment gateways, merchant accounts, credit card terminals, oh my! Overwhelmed by the credit card payment options out there and unsure of how to select the right one for your organization's needs? You've come to the right webinar!
TechSoup and Dharma Merchant Services present a jargon-free walk-through of what all those things mean and some tips on selecting the right services for your organization.
From in-person payment terminals and mobile-friendly card swipers to online merchant accounts and payment gateways, we clear the murky waters of accepting credit cards for donations, event registrations, membership dues, and purchases of branded gear at your events.
The document provides an overview and agenda for a National Sales Agent training program. It aims to give agents a basic understanding of the payments industry, Leaders Merchant Services' products and services, pricing, selling strategies, and how to make money. It covers topics like the payments transaction process, fees involved, EMV, Durbin Amendment, PCI compliance, and Leaders' offerings like credit/debit card processing, gift cards, loyalty programs, and merchant cash advances. It emphasizes ethics in marketing and stresses developing prospects through referrals in order to generate sales.
The document discusses interchange fees, which are paid to credit card issuers for cards processed by merchants each month. It explains that interchange fees, along with association fees paid to credit card networks and discount fees paid to processors, make up the various fees deducted from merchant statements. The majority of these fees are interchange fees, which are set by credit card networks and non-negotiable for merchants. The document provides examples of interchange and association fees for Visa, MasterCard and Discover transactions.
Ixaris is a payments technology company that has pioneered virtual prepaid cards. Their presentation discusses opportunities for using virtual prepaid cards to improve payment efficiencies. Specifically, they describe two case studies where they helped clients in the insurance and travel industries lower costs and improve controls by issuing single-use virtual cards tagged with additional data for reconciliation. They conclude that virtual prepaid cards can address many payment inefficiencies through flexibility and economics, and that markets like purchasing, supplier payments, and incentives would benefit from virtualization.
While the convenience and speed of card payments are undeniable, merchants must navigate a complex web of credit card payment processing fees and rates. Visit us at: https://webpays.com/best-credit-card-payment-companies.html
Proprietary and Confidential. Service Provider Overview. Mastercard does not object to a Customer's use of a third party, but does need to know what third party(ies) support a particular
Btl mastercard Customer, and the nature of the support provided. A Service Provider may only perform the Program Services it is registered to perform
NEW AGE FINANCIAL PRODUCTS & THEIR ROLE IN TRANSFORMING MODERN BANKINGRADHIKA GUPTA
This document provides a summary of a student paper titled "NEW AGE FINANCIAL PRODUCTS & THEIR ROLE IN TRANSFORMING MODERN BANKING". The paper examines how new banking products like debit cards, credit cards, POS machines, ATMs, e-banking and SMS banking have transformed modern banking. It includes a literature review on past studies and sections analyzing each financial product and how they have changed customer behaviors and transactions. The conclusion finds that these new products have significantly changed buying and transaction habits and banking scenarios in recent times.
This document provides a summary of a student paper titled "NEW AGE FINANCIAL PRODUCTS & THEIR ROLE IN TRANSFORMING MODERN BANKING". The paper examines how new banking products like debit cards, credit cards, POS machines, ATMs, e-banking and SMS banking have transformed modern banking. It includes a literature review on past studies and sections analyzing each financial product and how they have impacted customer behaviors and transactions. The conclusion finds that these new products have significantly changed how customers make purchases and access their accounts.
Virtual card payments are a great way to pay suppliers while reducing expenses and generating revenue. If you already use a purchasing card or electronic payments through your bank to pay your suppliers and vendors, you may be missing the big picture in supplier payments optimization.
The fact is, most treasury bank programs fall short in supplier conversion success rates. Store Financial is a full-service provider, encompassing the entire process chain, which ensures maximum supplier conversion to card payments. Plus, Store Financial has the most secure B2B payment solution available – more secure than check, credit card and ACH payments, and even other virtual card payments.
Utilizing our Custom Loop™ platform, the highest level of payment security is achieved. Custom Loop™ is a controlled authorization process that keeps only your selected network of suppliers and vendors “in the loop” for the right payment, in the right amount, at the right time. We remove all the noise and clear the way to engage your suppliers in a one-on-one payment relationship, allowing you to strengthen ties – and your brand.
To find out how you can utilize Store Financial’s Custom Loop™ platform to emphasize your brand while servicing your customers and optimizing your payment process, see our presentation titled, Transform Accounts Payable Into a Revenue Center.
btl mastercard. Bill Pay. Cash. Reloads. Biometrics/ID. Financial Education. Prepaid. MasterCard is leveraging new innovations to overcome barriers to financial inclusion. Creating shared value through
What Is Mobile App Payment Gateway Integration - consumer-sketch.pptxConsumer Sketch
Hire an expert mobile application development company to develop fast and secure mobile app payment gateway integration for your business mobile application services.
1) The document describes the referral partner program and merchant services offered by First Data Independent Sales (FDIS).
2) FDIS offers competitive rates for merchant accounts, payment processing, and other services. They have high approval ratings and robust fraud protection.
3) The referral partner program pays partners a percentage of the gross processing revenue from merchant accounts they refer to FDIS. Partners can earn residual income from merchant account portfolios that grow over time.
Socket Mobile held its annual shareholder meeting on May 15, 2014. The presentation discussed the company's focus on the growing mobile point-of-sale (mPOS) market and its position as a leading provider of cordless barcode scanners. Socket Mobile has scanning products integrated into 90+ mPOS software solutions. While the mPOS opportunity was initially driven by solutions like Square, the ideal solution combines business software with integrated payment processing. Socket Mobile expects continued revenue growth and profitability in 2014 and beyond as the mPOS market expands significantly over the next few years.
True merchant power lies within the point-of-sale. This presentation highlights how important it is for merchants to know all their options; as well as to choose the right service provider.
Global Payments Made Easy - My Choice Visa® Prepaid program provides a secure, simple & cost effective way for businesses to pay & reward their customers, employees, partners & affiliates.
Why Regulation will Ignite Innovation in Travel PaymentsIxaris Systems
Regulators are increasingly intervening in payments to address high costs and lack of competition. The EU is proposing new regulations that would cap interchange fees, allow merchants to accept debit and credit separately, and prevent debit/credit surcharging by merchants. This is expected to lower transaction fees for merchants but may result in higher consumer fees and clawbacks of savings via increased scheme and service fees. It will also require payments products and services to clearly demonstrate benefits to justify charges. The new regulations could provide opportunities for prepaid platforms and new entrants to innovate in travel payments. Multicommerce offers a payments solution that helps travel companies comply with regulations like PCI/DSS while growing their business through offerings like flexible packaging and a global
Similar to Mobile Convention Brussels - Ainsley Ward - Clear2Pay (20)
Mobile First Will Not Be Enough | Forrester at Mobile Convention ParisMobile Convention
Mobile moments are the next battleground. Consumers will take control of the brand relationship via their smartphones.
Thomas Husson' slides on Mobile First and the fact that just being mobile first is not enough anymore.
The Future of Mobile Security | Kimo Quaintance at Mobile Convention ParisMobile Convention
In the future, every company is an education company.
Kimo Quaintance's slides about the future of mobile security.
Kimo works at George C. Marshall European Center for Security Studies.
F**ck the change | Stefanie Palomino at Mobile Convention London 2016Mobile Convention
Watch Stefanie's presentation at: https://www.youtube.com/watch?v=YmW2ykIuOwc
Everything will change. Everything will be digital. Everything will be mobile!
A controversial presentation of Stefanie Palomino (mobile visionair) about how the mobile growth will affect our lives.
Size Doesn't Matter | Twitter at Mobile Convention London 2016 Mobile Convention
"No matter on which medium your advertising reaches a consumer, they are still a real-live human being & you must connect to them on that level."
Twitter's Ashley Vinson on Mobile Advertising and how you should do that from a brand perspective.
Brand Side of Digital Disruption | Ramon Luijten - EMansion | Mobile Conventi...Mobile Convention
The document is about eMansion, a company that provides customer engagement solutions such as proximity-loyalty apps, live video streaming, 360 3D virtual reality, and creative storytelling to help customers activate, generate traffic, create experiences, and increase conversion and loyalty. It discusses how digital disruption is changing the customer experience and presents opportunities for companies to connect with customers, listen and adapt, provide surprises, and stay relevant through new technologies like virtual and augmented reality.
Mobility Past, Present & Future - A personal journey through time | Mobile Co...Mobile Convention
The presentation of IBM, Gold sponsor of Mobile Convention Brussels 2015. Dean Murphy, MobileFirst Business Leader at IBM takes on a journey of his personal experiences of mobility and it’s evolution over the last few years to where we are today. To do this we need to go back in time.
Wearables - Nothing new but it's time to build engaging experiences. | Mobile...Mobile Convention
Presentation of Steven Palmaers and Christophe Benoit from the Erasmus Hogeschool Brussel and PXL. They did a research of the wearable privacy/security, the wearable jungle and how to build the ultimate User Experience for Apps.
Avoiding the pitfalls and harnessing the opportunities of Mobile today | Mobi...Mobile Convention
Make sure to listen to his interview at: https://youtu.be/1xdh4YyP4P4
This is the presentation of Mobile Marketing Expert David Skerrett at Mobile Convention Brussels. David was interviewed by Peggy Anne Salz (top 25 Mobile Marketing influencer).
David Skerrett works with his ''next generation'' agency for many big companies like Jameson, BBC, Sky and many more. David won over 25 awards for his mobile campaigns. David Skerrett is interviewed by Peggy Anne Salz about his experience on mobile, to see the opportunities as a brand an how to avoid the common pitfalls when you go mobile.
Mobile Convention Brussels 2014 - InBeacon - Remco BronMobile Convention
Beacons use Bluetooth Low Energy technology to detect nearby smartphones and other devices, allowing businesses to send contextual messages and offers to customers within physical locations. Many large retailers and brands are experimenting with beacon implementations to improve customer service, drive purchases, and collect consumer behavior data through proximity marketing. Beacons have the potential to close the loop between the online and offline worlds by personalizing the customer experience across physical stores and digital channels.
Mobile Convention Brussels 2014 - Proximus - Eefje Vanhullebusch Mobile Convention
This document discusses advanced telco services including SMS solutions, smart ticketing, and the Internet of Things (IoT). It provides examples of how SMS can be used for applications like appointment reminders and reducing unpaid invoices. Smart ticketing solutions allow cities and companies to issue and collect payment for tickets digitally. The document also discusses how IoT connects everyday objects through sensors and gateways to create applications that can optimize costs, maximize efficiency, and drive innovation for businesses.
Mobile commerce is growing rapidly, with mobile devices becoming central to the shopping experience. By 2018, nearly half of all e-commerce in Europe will be done on mobile devices, worth €142 billion. Mobile payments are also increasing significantly, expected to reach $507 billion globally by 2014. However, consumers want mobile commerce and payments to be simple and secure. Retailers need to focus on engaging customers through mobile, such as by using beacons, to improve the shopping experience and drive sales across channels. Many retailers still lag in implementing effective mobile strategies.
Mobile Convention Brussels 2014 - Maurice Jongerius - Bol.comMobile Convention
This document discusses mobile trends at Bol.com from 2014-2019, including rising smartphone traffic that surpassed tablets and desktops. It also lists several mobile initiatives for Bol.com like mobile loyalty programs, contactless payments, augmented reality product info, and same-day delivery to enhance customer shopping experiences across various devices.
Mobile Convention Brussels 2014 - Filip Nuytemans UberMobile Convention
Presentation of Filip Nuytemans - Uber at Mobile Convention Brussels 2014. During Mobile Convention Brussels we had an interview with Filip: https://www.youtube.com/watch?v=SIKi5ORn8dI
Mobile Convention is crossing borders. Make Sure to check out our following events:
- Mobile Convention London, is holding on March 26th | www.mobileconventionlondon.uk
- Mobile Convention Amsterdam, is holding on March 26th | www.mobileconventionamsterdam.com
Mobile Convention Brussels 2014 - Benjamin TysebaertMobile Convention
This document discusses the growth of mobile payments, providing statistics showing mobile payments surpassing desktop payments in Europe, Asia, North America, and Latin America. Examples are given of mobile payment solutions for donations using Twitter and adjusting the payment method based on device. Best practices for mobile app payments include seamless registration with one click, retaining user information, connecting payment methods to apps, focusing on small amounts, and selecting the most relevant payment method. The future of payments is predicted to include European banking licenses, growth of European payments and Instantpay, and more flexible subscriptions/donations.
Mobile Convention Brussels 2014 - Tom van den BroekMobile Convention
Mobile Convention in Brussels on November 27th will feature Tom van den Broek discussing mobile trends in news and sports. NOS mobile app and site usage has grown significantly. In 2014, major sports events drove 250k extra app downloads. Looking ahead, opportunities exist in wearables, mobile TV engagement, and using mobile to drive content discovery on the big screen, though linear TV likely still has a place. Attendees should contact Tom van den Broek for more information.
This document discusses mobile payments and analyzes Apple Pay. It provides background on early mobile payment solutions from 2000-2014 that failed to gain traction. It then summarizes how Apple Pay works, including using Touch ID for authentication and storing card details securely on devices. The document also discusses Apple Pay's potential business model of charging a 0.15% cut of transaction values and how it relies on existing payment networks and processors rather than creating a new ecosystem.
Presentation of Kimo Quaintance about mobile privacy en mobile security at Mobile Convention Brussels 2014. During Mobile Convention Brussels we had an interview with Kimo. Watch it here: https://www.youtube.com/watch?v=syRKq8bC1ks
Watch the full session here: https://www.youtube.com/watch?v=um0Ga72xTJc
Mobile Convention is crossing borders, make sure to check our following events:
- Mobile Convention London: March 26th - www.mobileconventionlondon.uk
- Mobille Convention Amsterdam | June 4th 2015 | http://www.mobileconventionamsterdam.nl/
This document discusses privacy-friendly and secure access control via mobile devices. It proposes a framework that minimizes personal data disclosure through anonymous credentials, local profiles controlled by the user, and micro-incentives. This allows for customization and prevents abuse while rewarding loyalty. The framework separates concerns for software developers, service providers, technology providers and users to facilitate integration in a privacy-friendly manner. Two example applications (inShopnito and avisPoll) are evaluated using this framework.
Connect is an interactive TV system developed by RTL Belgium that allows viewers to engage with content and ads on a second screen like a smartphone or tablet. It uses watermarking and time-syncing to link the TV programming and second screens. This increases viewer engagement, especially for ads. Over 1 million RTL apps have been downloaded, with 41% of downloads for the TV channel apps that have Connect features. Connect ads have seen a 19% increase in unaided recall, 58% higher ad relevance, and 83% higher persuasion value. RTL aims to continue expanding Connect to more channels and features like coupons, e-commerce, and collecting customer data.
The document summarizes trends in mobile app development based on a talk by Chris Heilmann. It notes that iOS dominates the high-end market while Android has most other areas. Windows Phone is gaining developer interest but not users. It discusses Android fragmentation, the dominance of HTML5 for cross-platform development, and how a majority of developers struggle to earn over $500 per month from their apps despite games dominating app store revenues. It also covers the usage of third party tools, differences between platforms, and emerging areas like wearables and the Internet of Things.
Mutual Fund Taxation – How Mutual Funds Are Taxeddhvikdiva
Divadhvik explains Mutual Fund Taxation clearly: Equity funds held over a year are taxed at 10% for gains over ₹1 lakh, while short-term gains are taxed at 15%. Debt funds held over three years are taxed at 20% post-indexation. Short-term gains are taxed as per your income slab.
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.
South Dakota State University degree offer diploma Transcriptynfqplhm
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
The Rise and Fall of Ponzi Schemes in America.pptxDiana Rose
Ponzi schemes, a notorious form of financial fraud, have plagued America’s investment landscape for decades. Named after Charles Ponzi, who orchestrated one of the most infamous schemes in the early 20th century, these fraudulent operations promise high returns with little or no risk, only to collapse and leave investors with significant losses. This article explores the nature of Ponzi schemes, notable cases in American history, their impact on victims, and measures to prevent falling prey to such scams.
Understanding Ponzi Schemes
A Ponzi scheme is an investment scam where returns are paid to earlier investors using the capital from newer investors, rather than from legitimate profit earned. The scheme relies on a constant influx of new investments to continue paying the promised returns. Eventually, when the flow of new money slows down or stops, the scheme collapses, leaving the majority of investors with substantial financial losses.
Historical Context: Charles Ponzi and His Legacy
Charles Ponzi is the namesake of this deceptive practice. In the 1920s, Ponzi promised investors in Boston a 50% return within 45 days or 100% return in 90 days through arbitrage of international reply coupons. Initially, he paid returns as promised, not from profits, but from the investments of new participants. When his scheme unraveled, it resulted in losses exceeding $20 million (equivalent to about $270 million today).
Notable American Ponzi Schemes
1. Bernie Madoff: Perhaps the most notorious Ponzi scheme in recent history, Bernie Madoff’s fraud involved $65 billion. Madoff, a well-respected figure in the financial industry, promised steady, high returns through a secretive investment strategy. His scheme lasted for decades before collapsing in 2008, devastating thousands of investors, including individuals, charities, and institutional clients.
2. Allen Stanford: Through his company, Stanford Financial Group, Allen Stanford orchestrated a $7 billion Ponzi scheme, luring investors with fraudulent certificates of deposit issued by his offshore bank. Stanford promised high returns and lavish lifestyle benefits to his investors, which ultimately led to a 110-year prison sentence for the financier in 2012.
3. Tom Petters: In a scheme that lasted more than a decade, Tom Petters ran a $3.65 billion Ponzi scheme, using his company, Petters Group Worldwide. He claimed to buy and sell consumer electronics, but in reality, he used new investments to pay off old debts and fund his extravagant lifestyle. Petters was convicted in 2009 and sentenced to 50 years in prison.
4. Eric Dalius and Saivian: Eric Dalius, a prominent figure behind Saivian, a cashback program promising high returns, is under scrutiny for allegedly orchestrating a Ponzi scheme. Saivian enticed investors with promises of up to 20% cash back on everyday purchases. However, investigations suggest that the returns were paid using new investments rather than legitimate profits. The collapse of Saivian l
How to Invest in Cryptocurrency for Beginners: A Complete GuideDaniel
Cryptocurrency is digital money that operates independently of a central authority, utilizing cryptography for security. Unlike traditional currencies issued by governments (fiat currencies), cryptocurrencies are decentralized and typically operate on a technology called blockchain. Each cryptocurrency transaction is recorded on a public ledger, ensuring transparency and security.
Cryptocurrencies can be used for various purposes, including online purchases, investment opportunities, and as a means of transferring value globally without the need for intermediaries like banks.
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.
Monthly Market Risk Update: June 2024 [SlideShare]Commonwealth
Markets rallied in May, with all three major U.S. equity indices up for the month, said Sam Millette, director of fixed income, in his latest Market Risk Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.