The OneCard is a closed-loop prepaid card system that offers loyalty and marketing features to improve return on investment for merchants. It provides a full payment processing system including a customizable back office, mobile capabilities, and analytics to help merchants better understand customer behavior and target promotions. Merchants can also create their own loyalty programs through OneCard to increase customer loyalty and profits. Transaction fees are much lower for merchants compared to credit cards, allowing them to save on costs.

1. Making everyday life easier
OneCard
A Closed Prepaid Card System is a Closed Payment System packed with
Loyalty and other Marketing incentive and promotion features that your
customers will love. Along with processing ways of payment and transfer of
payments, it saves you in transaction fees, thereby improving your ROI. It
allows for simple to intricate-driven marketing campaigns, and provides
metrics as well. Also, since when has your Card provider ever shared
revenues with you? Read more to find out …
OneCard

2. A Reloadable stored-value card
like no other …
• End-to-end payment system with its own POS infrastructure
• Loads funds onto the card
• Auto top up
•Transfers money between cards
• Checks Account balances
• Views transactions
• Customizable and scalable
• No household income requirement
• No membership fees
• Mobile and POS capable
• Tracks Points and Rewards
• Redeems Points for Rewards
•You only need OneCard to purchase, reward and redeem
OneCard

3. OneCard Merchant features:
• Enables structuring for downline Co-branding
• Each Merchant can manage its own Loyalty program
• You can join other international OneCard Systems
• You send out coupons, specials & discounts to all cardholders
• Access to customer behavior metrics
• Geotarget mobile card holders.
• Reduced merchant transaction fees.
• Transaction data is shared with merchants
• You control how much you want to reward your customers.
The OneCard platform makes it possible for merchants
to create Affiliated networks or Coalition Programs.
OneCard
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4. Lower processing fees
Today, businesses pay $50 billion each year in payment processing
fees. Each time a card is swiped, the business pays 3-5% to Visa,
MasterCard, American Express or PayPal. This processing fee is paid
by the business but gets passed along to customers,
OneCard lowers this cost. The OneCard processing fee could be up to
65% less expensive than credit card fees.
OneCard
Credit Cards fees
avg 2.75%
OneCard fees
much lower
• Using the OneCard program merchants can save $9,475/ year or $785.42/ month.
• Based on a business doing $2M in revenue per year.

5. Mobile ready
The ability to purchase most things, anywhere, at any time via
smartphones creates significant opportunities.
The benefits of Mobile payments includes the ability to gather analytics
about consumers' purchasing behavior and the ability to then influence
that behavior; Retailers will be key beneficiaries of mobile payments,
partly because of its potential to reduce their tab for handling cash or
credit cards.
Geo-Target,
identify customers
Offer rewards,
instant discounts
or promotions.
Get insights
from
Analytics
software
OneCard

6. The Power of Loyalty
The OneCard includes a comprehensive Loyalty platform.
Businesses with loyalty programs are 60% more profitable than those
without. 78% of cardholders use their loyalty card every time they shop.
In an affiliated network card holders can redeem points at any of the
participating merchants for merchandise.
Points accumulate faster with a larger pool of merchants.
Give them a reason to return. Increase revenue while simultaneously
increasing customer loyalty to your business.
OneCard
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7. The OneCard back office
• Manages Customer Accounts, Membership management,
Online member interface and POS* integration.
• Manages all the database records, processes and authorizes
the transactions automatically.
• Is the most sophisticated, customizable and scalable private
labelled card system in the world.
*The One Card mPOS was developed for both Mag-Stripe and Chip Cards. We have our own infrastructure and wifi
capabilities.
OneCard

8. Peer to Peer remittance
With the power of Mobile and the Internet reaching worldwide, consumers
want to send money around the world. The OneCard has a
comprehensive Peer-to-Peer Remittance and Payment System that
enables Consumers or Businesses to:
• Send or receive sums of money internationally
• Spend the money locally or online internationally
• Receive buying incentives
• Send buying incentives
OneCard

9. Already have a loyalty program?
If you’re already running a loyalty program we can enhance it with a more
robust Back Office to increase your enterprise opportunities.
OneCard

10. A prepaid card technology built on
a foundation you can trust
It costs millions for any business to plan, develop, and integrate a
Financial Transaction Back Office like the OneCard System to manage
millions of transactions. We have it, and are offering it to businesses,
large and small at a reasonable cost.
The major cost benefit - and a competitive advantage - is that all the
development work has already been done on the OneCard platform,
sparing merchants the time, money and manpower to develop their own
platform.
Now merchants can compete on a level playing field with the multi-
national retailers. Each merchant large or small can now control their
own loyalty program.
OneCard

11. ON ECA RD
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prepaid & loyalty
The OneCard is a product of China Union Pay, a prepaid card
built on the robust foundation of China’s Shang Ying Tong
card. This Card system is re-branded for North America as The
OneCard.
OneCard

12. All you need is the OneCard to pay, eWallet,
shop, earn & redeem
We offer both a card version and an app version (for use on smart phones)
• Funds replenishment - Cash flow advantage
• Mobile wallet capability
• New profit centre for the Issuer
• Customer loyalty
• Customer convenience
• Universality and acceptance
• Dynamic inventory reduction
No heavy lifting.
The whole Back Office is done.
No heavy investment for early adoptees.
We are flexible with the way we work with potential clients.
You have a first mover advantage if you act soon.
www.onecard.cards | KenMckenzie@onecard.cards
One Card Limited
#615-700 West Pender Street,
Vancouver, British Columbia, Canada V6C 1G8
OneCard