List of public speaking and industry articles.

1. Michael D. Cohn, CPA, CISA, CGEIT
Director, WolfPAC Solutions
Member of the Firm, Wolf & Company, P.C.
LinkedIn: mikecohn1
Twitter: @mikedcohn
Blog: wolfpacsolutions.com/blog/author/mike-cohn
OVERVIEW
Mike serves as Director of the WolfPAC Solutions Group at Wolf & Company, P.C. He is responsible for the
strategic direction of the group and provides enterprise risk management (ERM) advisory services and board
training to financial institutions. An expert on ERM, Mike routinely speaks on the topic before banking
professionals nationwide. The increased maturity of enterprise risk management to support disruptive industry
changes provides an opportunity for tight integration with business strategy and important operational activities
including key risk indicator monitoring and cost of risk management measurement. Mike challenges many pre-
conceptions on the optimum effectiveness of the chief risk officer role while presenting practical approaches to
improve ERM program effectiveness.
AREAS OF EXPERTISE
Prior to joining Wolf in 2003, Mike worked in multi-national financial institutions and technology start-ups.
With over 25 years in the banking and technology industries, he has extensive knowledge in technology strategy
and management issues, enterprise risk management programs and corporate governance design.
EDUCATION AND CERTIFICATIONS
Graduate of Syracuse University
Masters in Business Administration from Babson College, Cum Laude
Certificate in Strategy and Innovation, Massachusetts Institute of Technology
Certified Public Accountant (CPA)
Certified Information Systems Auditor (CISA)
Certified in the Governance of Enterprise Information Technology (CGEIT)
PRESENTATIONS
“Top 10 Financial Industry Trends in 2018”
May 2018, Financial Managers Society NYNJ Chapter (South)
April 2018, Financial Managers Society NYNJ Chapter (North)
April 2018, Financial Managers Society Philadelphia Chapter
March 2018, “Panel Moderator: Building an Effective GRC Infrastructure”, American Bankers Association
Risk Management Conference
March 2018, “Tying a Strategic ERM Committee to the Internal Audit Process”, Bank Auditors Roundtable
September 2017, “How the Board Should Use ERM to Support Strategic Objectives”, Western Independent
Bankers Educational Summit
September 2017, “Aligning ERM Governance with Risk Appetite Statements”, California Bankers
Association Risk Management Conference
July 2017, “Measuring KRIs to Support Strategic Objectives”, Massachusetts Bankers Association ERM
Conference
“Enterprise Risk Management: EQ or IQ. Which Do I Practice”
April 2017, IBANYS Directors Conference
January 2017, California Bankers Association Bank Presidents Seminar
September 2016, “How to Link ERM to Business Strategies and Opportunities”, Virginia Bankers
Association ERM Workshop
“How to Construct a Risk Appetite Statement”
September 2016, New Jersey Bankers Association ERM Workshop

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PRESENTATIONS
September 2016, Virginia Bankers Association ERM Forum
September 2016, “Top 10 Trends for the Banking Industry in 2017”, Virginia Bankers Association CEO
Forum
March 2016, “The Renaissance Period for ERM”, Keynote Presenter, Pioneer Valley Chapter of the
Cooperative Credit Union Association
December 2015, “Enterprise Risk Management: Improving Your Risk Posture”, New Jersey Bankers
Association, 2015 Bank Horizons
November 2015, “ERM: What is Beyond Risk Assessments”, Western Independent Bankers Association
2015 Annual Directors Conference
October 2015, “Current State and Expectations for Third Party Management”, Virginia Bankers Association
Enterprise Risk Management Workshop
August 2015, “How Cyber Security Fits into Your Enterprise Risk Management Program”, Wolf &
Company, P.C. Cyber Security Conference
July 2015, Event Emcee, California Bankers Association, Annual Enterprise Risk Management Conference
“Aligning the Strategic Plan and ERM Programs”
July 2015, Wolf & Company, P.C. CEO & Board University
June 2015, COCC Annual Client Conference
June 2015, ACUIA 2015 Annual Conference
May 2015, “Beyond Risk Assessment: Where Is Your Enterprise Risk Management Program Going”, New
Jersey Bankers 2015 Annual Conference
April 2015, “Aligning Enterprise Risk Management with Risk Appetite Statements”, American Bankers
Association 2015 Risk Management Forum
March 2015, “Hot Cyber Topics in IT Examinations”, South Carolina Bankers Association 2015 Bank
Operations Conference
December 2014, “Cyber Security: Are You Ready for What’s Next”, New Jersey Bankers 2014 Bank
Horizons Technology Conference
November 2014, “Current State & Expectations for Third Party Management”, Long Island Bankers
Compliance Association
November 2014, “Top 10 Risk Management Trends Facing the Community Banking Industry for 2015”, 6th
Annual WolfPAC User Conference
October 2014, “ERM & the Committee Process”, Independent Community Bankers of New York State Bank
Directors Conference
July 2014, “Risk Management Governance – The Next Frontier for the Chief Risk Officer”, California
Bankers Association Enterprise Risk Management Seminar
March 2014, “Risk Management Tools & Processes”, RIMS Risk Management Society’s Massachusetts
Spring Conference
March 2014, “The Current State of Community Bank ERM in Community Banks”, Massachusetts Bankers
Association Risk Management Forum
September 2013, “Vendor Management: Current Trends and Practices”, Massachusetts Bankers Association
Annual Compliance Academy
“The Rise of the Chief Risk Officer: Your Purpose & Expectations”
October 2014, Virginia Bankers Association Enterprise Risk Management Workshop
October 2014, FIS BankPac Annual User Conference
October 2014, Wolf & Company, P.C., CEO & Board Symposium
June 2014, Illinois Bankers Association Annual Conference
April 2014, Indiana Bankers Association Mega Conference 2014
November 2013, Wisconsin Bankers Association Annual CFO Conference
September 2013, Western Independent Bankers Association Educational Summit

3. Michael Cohn 3
PRESENTATIONS
“Risk DNA: You Can Change Your Institution’s DNA but Not Your Own”
September 2013, First Carolina Corporate Credit Union, Financial Management Conference
August 2013, Mid Atlantic Corporate Federal Credit Union, Financial Management Conference
June 2013, Wolf & Company, P.C., CEO & Board Symposium
May 2013, Atlantic Central Bankers Bank, Education Summit
October 2012, New Jersey Bankers Association Enterprise Risk Management Conference
September 2012, Maine Bankers Association Annual Conference
July 2012, PKF Financial Institutions Forum
May 2012, Wolf & Company, P.C., CEO & Board Symposium
April 2012, Connecticut Bankers Association, CEO & Board Annual Conference
May 2013, “Trends for Enterprise Risk Management”, New Jersey Bankers, Annual Conference
May 2013, “The Bank is Responsible: Third-Party Service Providers, Outsourcing, and the Cloud”, California
Bankers Association, 122nd
Annual Convention of Officers & Directors & 46th Annual Bank Counsel
Seminar
November 2012, “Information Security and ERM”, Maryland Bankers Association, BankNext Conference
October 2012, “Information Security and Enterprise Risk Management”, Indiana Bankers Association,
Information Security Conference
December 2011, “Why Community-based Financial Institutions Should Practice Enterprise Risk
Management”, Financial Managers Society
September 2011, “Why Risk Management Must Lead Your Institution”, WolfPAC User Conference
May 2011, “ERM: Tips, Tools, and Techniques”, FMS National Webinar Series
May 2011, “Leveling the Playing Field: Emerging Technologies for the Community Bank”, Indiana Bankers
Association
March 2011, “ERM: Why and why now”, Fidelity Information Systems, Inc. West Coast BankPAC User
Conference
February 2011, ERM: Tips, tools, and techniques”, NJIT School of Management eMBA Program
November 2010, “ERM: Why and why now”, New York Bankers Association Annual CEO / Directors
Symposium
November 2010, “Enterprise Risk Management”, State Banking Associations
October 2010, “ERM: Why and Why Now”
Massachusetts Bankers Association Internal Audit Conference
Metro Area Credit Union Management Association (Washington DC)
September 2010, ERM Roundtable Discussion, ISACA (Previously known as the Information Systems Audit
and Control Association), Rhode Island Chapter
July 2010, “Social Media in Community Banking” The Graduate School of Banking at Colorado
April 2010, “How to Build an ERM program”, Financial Managers Society (FMS) National Webinar Series
March 2010, “Emerging Technologies for Community Banks”, Western Independent Bankers Association,
CEO & Directors Conference
November 2009, “Enterprise Risk Management”, Connecticut Banking Association Annual Conference
November 2009, “Enterprise Risk Management”, State Banking Associations
October 2009, “Vendor Management: The Company You Keep”, Western Independent Bankers Association,
Technology Conference
September 2009, “Risk Management for Community Banks”, American Institute of Certified Public
Accountants (AICPA) National Conference on Banks & Savings Institutions
June 2009, “Brains and Brawn: How Enterprise Risk Management gives you the edge, Financial Managers
Society (FMS) Annual Conference
June 2009, “IT, Compliance and Privacy Issues”, Western Independent Bankers Association, Technology
Conference

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PRESENTATIONS
May 2009, “The Value of Operations Risk Assessment”, Third Annual Forensic Accounting and Fraud
Conference, Georgia Southern University
April 2009, “Strategies to Build Retain and Strengthen Customer Relationship in Troubled Economic Times”,
Connecticut Bankers Association, BankWorld Conference
October 2008, “Vendor Management Policies - Best Practices”, Western Independent Bankers Association,
Technology Conference
WHITE PAPERS
Successful Implementation of Risk Management Governance at Community Banks and Credit Unions, 2014
The Role of the Chief Risk Officer: Why You Are the Most Important Person in Your Financial Institution,
2012
Why Community-based Financial Institutions Should Practice Enterprise Risk Management, 2012
ARTICLES
March 2014, “When Small Banks Should Hire a Chief Risk Officer”, American Banker Magazine, March 6,
2014
March 2014, “ERM: People, Process, Technology: Always the Key to Success”, Western Independent
Bankers Magazine, March/April 2014
December 2013, “It’s A Wonder Life” – Though the Eyes of the Chief Risk Officer”, American Banker
Magazine, December 30, 2013
December 2013, “Creating Greater Efficiency In Your Bank Through Better Risk Management”, Western
Independent Bankers Director Digest, December 2013
September 2013, “Committing to Another Committee: Building a Risk Management Committee”, Western
Independent Bankers Director Digest, September 2013
June 2013, “If You Can Measure It, You Can Make It Cost Less”, Western Independent Bankers Director
Digest, June 2013
March 2013, “The Rise of the CRO in Community-based Banks”, Western Independent Bankers Director
Digest, March 2013
February 2013, “The Emerging Role of the Chief Risk Officer”
Indiana Bankers Association, Hoosier Banker Magazine
Virginia Bankers Association Magazine
Banking New York Magazine
“The Rise of the Chief Risk Officer: How You Became One, and What’s Expected of You”
Wisconsin Bankers Association Magazine, February 2013
Kansas Bankers Association Magazine, February 2013
Banker & Tradesman Magazine, January 2013
October 2012, “Effective ERM, The Roadmap to Operational Efficiency”, Banking New York, Winter 2012
edition
September 2012, “How ERM Can Change your Bank's DNA”, Maine Bankers Association Magazine,
September / October 2012
June 2012, “ERM for Your Bank”, Massachusetts Bankers Association Magazine, June 1, 2012
December 2011, “How Small Banks are Dealing with Enterprise Risk Management”, Financial Managers
Society, December 12, 2011
October 2011, “Are You Ready for ERM”, Bank Safety & Soundness Magazine, October 10, 2011
February 2011, “Incident Response Plan: The Plan You Hope to Never Use”, California Bankers Association
Magazine, January/February 2011
June 2009, “The Company You Keep: Designing an Effective Vendor Management Program”, Western
Independent Bankers Association, Directors Digest, June 2009
October 2008, “Effective Vendor Management”, Banking Solutions, October 1, 2008