Gabriel S. David has over 30 years of experience in financial services consulting, risk management, and operations management. He has held senior roles at large consulting and outsourcing firms advising global financial institutions and regulators. Currently he is a Senior Director at CRISIL Global Research and Analytics, where he provides strategic advisory services to financial services clients on risk management, regulatory compliance, and business growth.

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Gabriel S. David
4636 Cape Charles Drive, Plano, Texas 75024 email: gabedavid@gmail.com
C: (214)-228-5222 H: (972) 377-7140
Executive Summary
Top Tier Management Consultant Consulting Organization, Senior Executive, and
Corporate expertise in Financial Services with business transformation, extensive risk
management, compliance, strategy development, outsourcing, business development,
P&L, operations and technology management experience. Serves as trusted advisor to major global
G-20 regulators and global financial institutions; chief risk officer for financial services operations and
as a specialist in operations risk, liquidity risk management and regulatory compliance. Focused on
growth and restructuring financial services business operations functions, leading business
development and global account management for large outsourced operations and resolution
planning. Public speaking major global conferences and authored whitepapers and
published major white papers and articles.
Experience
CRISIL Global Research and Analytics (A S&P Company), Mar. 2011 to Present
(A consulting firm specializing in risk management and regulatory strategy)
Senior Director Jan. 2012 to Present
Director and Head, Risk Management & Analytics and Strategy, Mar. 2011 to Jan. 2012
Trusted advisor, business development, strategist, compliance specialist covering financial services
risk management, to regulators and senior bank executives with with regulators in the G-10
countries. Focus on growth opportunities, establishing brand and expanding market footprint in North
America and EU.
Develop and manage senior C-Level relationships and manage the P&L and expense budgets for the
global risk management business, managed targets and annual North American Sales of US$50- $75
million and a team size of 5. Lead the global business development, sales and marketing efforts in
North America, Asia-Pacific, Australia & New Zealand and Europe. The focus is:
o Brand development, growth and executive relationship management
o Interfacing with major regulators – FDIC, OCC, Federal Reserve Bank and Bank of
England
o Risk management and capital planning support for financial institutions and corporates
(market, credit and liquidity and operations risk), and risk Management strategy
development (includes CCAR, Dodd-Frank Asset Stress Tests, UK and EBA Stress
testing, etc.)
Burntoak Partners, LLC, London, UK Feb. 2010 to Mar. 2011
(A consulting firm specializing in outsourcing services advisory as well as compliance and risk management
for financial services)
Senior Advisor, Financial Services Restructuring and Outsourcing
Program management and lead specialist on restructuring assignments in Europe.
Genpact Corporation, Banking and Financial Services Industry Jan. 2009 to Jan. 2010
Vice-President, Banking and Financial Services Industry
Managed executive relationships with clients, supported the business development and sales effort
for business process outsourcing, information technology outsourcing as well as process re-
engineering and risk management analytics.
• Lead the domain specialists’ team for retail and commercial banking, financial markets and
insurance in the enterprise risk management area (market, credit, liquidity, solvency).
• Assisted senior executives in major financial institutions develop and implement their IT
and business process operations and risk management restructuring and global sourcing
strategies and vendor management strategies
• Led 4 direct account executives in the US and 3 in the UK and managed sales targets of
between US$150 - $175 million per year.

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IBM Corporation, Global Technology Services, Financial Services Sector
Sept. 2004 – Dec. 2008
Managing Director, Business Development, Compliance & Risk Management
Led the development of the business development strategy for global financial services (banking,
financial markets and insurance); leader for global resourcing strategy and deployment for financial
services. Managed a P&L of $1.85 billion for Global Technology Services, Global Financial Services
(financial services outsourcing – infrastructure, application systems, business process management,
risk management advisory) and sales targets of US$1 billion per year. Led the teams for major
regulatory audits for information technology and business process operations (onshore and offshore
operations) for all financial service accounts globally (over 1,200). Led teams of professionals
(internal and external) including CPAs, CAs, CISAs, CFAs, etc.
• Led the restructuring efforts for the information technology and business process
outsourcing functions
• Led the teams for regulatory compliance in the US, Canada, EU, India, Australia, China,
and other major offsite processing centers.
• Executive relationship management and IBM representative for major regulators, global
financial institutions and industry associations such as BITS/Shared Assessment Program,
etc.
The global risk management functions for the financial services business reports to this position –
regulatory and compliance for FSS business, interfacing with regulators worldwide, and participating
in regulatory forums such as The Basel Committee on Banking Supervision.
EDS Corporation, Global Financial Industry Group Mar. 1985 - Sept. 2004
Managing Director, Global Industry Solutions, 1996 – 2004
Director, Capital Markets Group 1990 - 1996
Manager, Information Systems 1985 - 1990
Managed a P&L of $4.25 billion for global financial services outsourcing services and sales targets of
$1 billion per year. Managed business development, delivery and compliance – 27,500 staff across
20 countries, with 7 -9 direct reports.
• Senior operations executive / program director / mega deal pursuit director – oversight
and leadership of large outsourcing sales pursuits for the global financial industry, lead
team of global financial industry specialists in banking, capital markets and insurance.
Leading member of the mega-deal pursuit team for deals with total contract value of
above US$1 billion,
• Led the business process and IT outsourcing services strategy and portfolio manager for
commercial banking, capital markets and P&C insurance.
• Led the program to integrate acquisitions new operations.
• Negotiated, set up and managed the business development start up of a joint venture
with global banks to commercialize their existing global OTC derivatives and international
payments business operations and IT services with the focus of converting the back office
operations to a utility in the global capital markets area.
• Set us business operations in new countries and set up on shore/ off shore solution
centers and utilities.
Other organizations where I have worked:
American Express Centurion Bank, Director, Systems
Canadian Imperial Bank of Commerce – Manager, Lending Systems
Riggs National Bank (now PNC) – Manager Information Systems, International Lending and
Operations
Toronto-Dominion Bank, Senior Systems Analyst
Scotia Bank – Systems Planning and Liaison – International Banking
Royal Bank of Canada – Systems Analyst
Education
• Master of Science – Advanced Technology Management, State University of New York,
School of Advanced Technology/ Engineering, Binghamton, N.Y.

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• Bachelor of Arts – Economics / Business Administration , State University of New York
College at Oswego, Oswego, N. Y.
• Associate in Applied Science, State University of New York, Agricultural & Technical
College, Morrisville, N. Y.
Key Note Speaker
• The Future of Risk Management, Energy Trading and Risk Management Conference,
Houston, April 2011
• The Strategic Impact of New Financial Regulation, Burnt Oak Partners Conference for
Banking and Finance, London, October 2010
• The Strategic Impact of New Regulation on Energy Capital Markets, Energy Trading and
Risk Management Conference, Houston August 2010
• NACHA Conference, Chicago, April 2007, Speech: Basel II and Payments
• Bank of International Settlements, Basel Committee on Banking Supervision, February
2007, Speech: Industrialization of Financial Services
• CFO and IT Conference, San Francisco, September 2005, Speech: Capital Optimization in
IT Operations Through Outsourcing
• The Asian Banker’s Conference, Kuala Lumpur, September 15-17, 2003. Speech: Impact
of The New Basel Capital Accord on Asian Banks
• ACORD Insurance Executives Conference, Orlando, Florida, June 5-8, 2003, Speech:
Operational Risk, regulation and The Insurance Industry.
• InterAct Conference, Fair Isaacs, Barcelona, February 11-13, 2003, Speech and
Roundtable: Impact of The New Basel Accord on Retail and SME Lending.
• Basel II Conference for the EU, Institute of International Research Conference, Brussels
January 26, 2003. Speech: Impact of The New Basel Accord - EU
• Small and Medium Enterprise Finance Conference, The World Bank, Washington DC,
December 4-6, 2002, Speech: Impact of Information Technology on SME Finance in
Developing Markets.
• Bankers and Technology Conference, Australian Financial Review, Sydney, November 7,
2002. Speech: Impact of The New Basel Accord – Asia-Pacific and Australia
• The Future of Backroom Operations, Asia Business Forum, Singapore, October 28-29,
2002. Keynote Speaker: The Future of Back Office Operations
• The Reserve Bank of India, Bank CEO Conference, October 24-25, 2002, Hyderabad,
India. Speech: Outsourcing and Public Sector Banks In Emerging Markets
• Private Banking and Wealth Management Conference – European Financial Markets
Association, June 25-26, 2002. Keynote Speaker: The Client – Issues and Challenges.
• Basel II – Institute of International Research Conference, Brussels, Belgium, March 26 –
27, 2002. Keynote Speaker – Impact of The New Basel Accord on The European Union
Financial Institutions.
• The 15th European Finance Conference, Brussels, Belgium, November 28, 2001. Speaker
at the round table on operations risk and the impact of The New Basel Accord.
• The Bank of International Settlements, Basel Committee on eFinance, Basel, Switzerland,
July 14, 2001. Speaker on eFinance Trends and Issues in North America.
• The Bank of International Settlements, Basel Committee on outsourcing FDIC Washington
D.C., June 13, 2001, Speaker on Outsourcing and the impact of The New Basel Accord. To
the representatives of the G-17 central banks.
• International Chamber of Commerce, Financial Services Commission, Paris, May 14, 2001,
Speaker on The New Basel Accord and Its Impact,
• Asset Securitization 2001, Scottsdale, Arizona, February 11-14, 2001 – Speaker on the
Roundtable – The New Basel Accord and Global Straight Through Processing
• Advanced Applications For Trade Processing – Powering Relationships, February 1-2,
2001, New York, Speaker – “The E-volution of Transaction Banks and Utilities: From Back
Office Ugly Duckling to E-Utility Swan”
• Global Operations Risk Management, Bank of International Settlements Round Table,
November 15, 2000 – Speaker on the outline for Risk Management Frameworks and the
Impact of ATS, Electronic Exchanges and ECNs
• Bank CEO Roundtable, Bombay, India, March 2000. Keynote speaker and moderator –
Global Financial Industry Trends and Their Impact on Deregulating Markets

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• Swiss Banking CEO Conference, November 1999, Zurich, Switzerland. Speech: Global Back
Office Operations and Utilities
• Australian Financial Markets Association, TechnoFuture 1997 Conference, October 17,
1998, Sydney, Australia. Speech: The Global Back Office.
• Japanese Bank CEO’s Conference, Hokkaido, Japan, August 1997. Speech: Impact of
Deregulation and Operations Risk Management Regulation.
Publications
• Operational Risk Management – Taking Capital Modeling and Estimation to a Simpler Starting
Point, by Gabriel David and Brian Barnier, GARP, Risk Professional, March 22, 2013
• Real Risk Reduction, by Gabriel David and Brian Barnier, Risk Professional, June 2011
• Outsourcing and Basel III, The Banker (Financial Times Publication), The Bracken Column,
April 2011
• The Strategic Impact of New Financial Regulation, by Gabriel David, Burnt Oak Partners Ltd.,
October 2010
• VAR VAR voom, by Deborah Cernauskas, Gabriel David and Anthony Tarantino, Pages 36-39,
Operational Risk and Regulation, August 2010
• Taking a More Direct Road To Reducing Operational Risk, by Gabriel David and Brian Barnier,
pages 77-82, The RMA Journal March 2010
• Strategic Implications of the New Basel Capital Accord (Basel II) – Update, by Christoph Sidler
and Gabriel David, BIS, September 2008
• Impact of Basel II on Banking in China by Gabriel David, Fall 2004 issue, China Banking
Journal.
• Offshore Services: - Maximizing The Benefits For Financial Institutions, by Vinay Kumar and
Gabriel David, Pages 35-42, The Capco Institute, Journal of Financial Transformation, August
2003
• The New Basel Accord: Update and Impact, July 2003, by Gabriel David and Christoph Sidler,
Published by EDS Corporation
• So, What Does Basel II Mean Anyway, June 11, 2003, By Gabriel David and Jean-Louis
Bravard, Retail Banker International, Lafferty Group, Issue 494, Pages 10-13.
• Impact of The New Basel Accord, January 2003, by Christoph Sidler and Gabriel David,
Published by EDS Corporation
• Digital Capital Markets Operations & Technologies: Addressing Key Challenges, May 2002,
Gabriel David and Vinay Kumar, Published by EDS Corporation
• The New Basel Accord – Overview, Update and Issues, January 2002, by Christoph Sidler and
Gabriel David, , Published by EDS Corporation
• The New Basel Accord – Preliminary Comments, April 2001, by Christoph Sidler and Gabriel
David, Published by EDS Corporation
• Global Straight Through Processing – The Evolution Continues, March 2001, by Vinay Kumar
and Gabriel David, Published by EDS Corporation
• ECNs and the Global Financial Markets – A briefing Paper, by Giovanni Colucci, Markus
Schmidt and Gabriel David, Published by EDS Corporation, April 2000
• Why Managers Avoid Planning, Volume 7, No. 3, Pages 17-19, 34, May 1979, Planning
Review, by S. Chakraborty and Gabriel S. David
• Privacy Legislation Will Have Major Impact On Future Networks, Computer Canada,
September 1977, by Natan Fichman and Gabriel David, Computer Canada, September 1977.