The document outlines classroom rules, group activities focused on calculating percentage increases and decreases, and conversion between decimals and percentages. It emphasizes the importance of financial planning, detailing concepts such as discounts, original prices, and financial management. Lastly, it includes guided questions and examples to help students apply these concepts practically.

2. Classroom Rules
No using of Cellphone during the
discussion.
Avoid distructing the class.
Listen Attentively.
Participate Actively.

4. Activity: “Increase or Decrease”
Directions: Tell whether each situation involves
percentage increase or percentage decrease and justify
your answer.
SITUATION PERCENTAGE
INCREASE
PERCENTAGE
DECREASE
DEPENDS ON
THE
SITUATION
REASON
1. The present
value of a car
which was bought
in 2020
2. The price of
gold every year
3. Loan interests
when loan is not
paid religiously
4. Loan balance
when paid

5. SITUATION PERCENTAGE
INCREASE
PERCENTAGE
DECREASE
DEPENDS ON
THE
SITUATION
REASON
5. Prices of basic
commodities
6. The grades of a student
who studies smarter
7. The population in the
Philippines
8. The number of COVID
cases before the vaccines
were invented
9. The number of COVID
cases after the vaccines were
invented
10. The number of students
who enroll in your school

6. Guided Question
● 1. How did you find the activity?
● 2. Were you able to determine if the
problem involves increase or decrease?
● 3. How did you arrive at your answer for
each problem?
● 4. Can you explain the importance of this
activity in relation to money matters?

7. Activity:
“Convert Me Now!”
Directions: Convert each of the given
decimals to percent and vice versa.
Write your answers on a clean sheet of
paper.

8. DECIMAL PERCENT
0.12 1.
0.36 2.
1.27 3.
4. 45
5. 23.2

9. Guided Question
●1. How did you find the activity?
●2. What was given in each item?
●3. What did you consider in
answering the previous activity?
●4. Given the decimal, how do we
convert it into percent?
●5. Given the percent, how do we
convert it into decimal?

10. Vocabulary
Words

11. Discount (D)
● it refers to the decrease in price of a certain item
Original Price (OP)
●it refers to the regular price of the item.
Discount Rate(DR)
●it refers to the percent taken off
from the original price

12. Sale Price (SP)
● it refers to the discounted price on an item..
Mark up and Selling price
●both represent the percentage, cost represent
the base, and the markup rate represent the
rate.
Markup
●it refers to the amount added to the
cost of an item.
Cost is the original amount of the item.

13. Formulas
to
Remember

14. Discount = Disc. Rate (DR) x Orig. Price
(OP)
Discount Rate =
Sale Price = Orig. Price (OP) – Discount
(D)
Original Price =

15. Markup
= Cost (c) x Markup Rate
Markup Rate = x 100%
Sale Price = Cost (C) + Markup (M)

16. Example 1
● In an appliance center, a washing machine
with dryer was sold for Php 12,000.00 at
35% discount. Supposed Maria bought the
item, how much is her discount?
Given:
OP = Php12,000.00
D= 35%
Find
D=?
Formula:
D=DR x OP
Solution
D=0.35 x Php12,000.00
D=Php4,200.00

17. Example 2
As part of the 3rd
anniversary of JR Shoes Apparel,
shoes are on sale. The regular price of the shoes
is Php6,000.00 and went down to a price of
Php4,800.00 only. Determine the discount rate.
Given:
OP = Php6,000.00
SP = Php4,800.00
Find
D=?
DR=?
Formula:
D=OP – SP
DR =
Solution
D=Php6,000.00 – Php4,800.00
D=Php1,200.00
DR=
DR=0.2 or 20%

18. Example 3
The original price of a smartphone is
Php8,400.00. If 15% discount is given to
every buyer paying in full cash basis,
what is the sale price of the smartphone?
Given:
OP = Php8,400.00
DR = 15%
Find
SP=?
Formula:
SP=OP – D
Solution
SP=Php8,400.00 – (Php8,400x0.15)
SP= Php8,400.00 – Php1,260.00
SP=Php7,140.00

19. Group Activity: “Sale! Sale! Sale!”
Directions: A certain online shopping
platform offers discounts and sales on
selected items. Find the discount and the
sale price of the given items. Show your
solution on a clean sheet of paper, and box
your final answer. (Round your answer to the
nearest hundredths, if necessary.

21. Guided Question
● 1. What do you feel when you see ads
about discounts/sales?
● 2. What do you do upon knowing about it?
● 3. Can you immediately compute how much
discount you can get when you buy an item
under
● discount/sale?
● 4. How do you do it?

22. Assessment /Evaluation
1. Aliyah receives a 30% discount on all the items she buys
2. which amounted to P1,800. How much is she going to
pay the cashier?
2. Janelle bought a pair of shoes at P1,200. How much would
she save if she was given an 18% discount?
3. In an appliance store, a mini-speaker is marked “10% off”.
a. How much is the discount?
b. What is the sale price of the mini-speaker if it originally
costs P1,030?
4. Emjay bought a motorcycle on an installment basis and
has to pay P3,600 per month for 36 months with a 2.5%
discount on prompt payment. How much will she pay each
month if she pays on time?
5. Cris bought a bicycle for P4,500. He was given a discount
of P500. Find the rate of discount given to him.

23. Do you have any questions?

26. No using of Cellphone during the
discussion.
Avoid distracting the class.
Listen Attentively.
Participate Actively.
Classroom Rules

27. Group Activity:

29. Why do we need to plan ?

30. What is planning?
Planning is the process of thinking
about the activities required to achieve
a desired goal. It is the first and
foremost activity to achieve desired
results. It involves the creation and
maintenance of a plan, such as
psychological aspect that require
conceptual skills.

31. Financial Planning
Financial Planning has become one of
the most important aspect of life.
Correct planning helps you in
achieving your personal financial goals
and keep you financially secure for
unforeseeable situations.

32. Be Creative and Make your own daily Financial Plan
Guided Question:
How much is your budget in a day?
What are your daily necessary expenses (e.g., food,
transportation, school supplies)?
What percentage of your daily income can you
realistically save?
How will you track your daily income and expenses (e.g.,
using a notebook, an app)?
How do your spending habits affect your ability to save?
How can you apply what you’ve learned to improve your
financial planning in the future?

33. Importance of Financial Plan
It provides the entrepreneur with a complete picture
of:
 The amount funds and when they are coming
into the organization.
 Where funds are going and how much cash is
available.
 The plan explain how the entrepreneur interns to
meet t financial obligations and maintain the
venture’s liquidity

34. Benefits of Financial Planning
 Correctly managed cash flow.
 Personal finances
 Achieving personal goals
 Clear retirement goals
 A secure retirement income
 Reduce risk
 Insurance

35. Create your
Monthly
Financial Plan!
Assignment

36. Thank you!