This is the latest Malaysia SMEs Census. The report consist of total number of companies in Malaysia, total SMEs in Malaysia (small, medium, micro), the SMEs main sectors, total SMEs by states, SMEs productivity, wages, data on women-owned SMEs, access to financing, ICT utilization among SMEs and marketing activities in SMEs.
Life Insurance industry has been witnessing low persistency (a policy's ability to be active and sustained premium payment)rate hence the proactive need for customer retention and maximizing renewal premium collection and need for monitoring the performance of intermediaries and agents could gain immense value from deriving highly usable recommendations.
The need for such inferences, importantly in a timely basis can't be more important than now as the rightful and the revised guidelines by the regulator ensures the need to minimize wrong selling, increased persistency and performance of all the stakeholders in Life Insurance to make business a flourishing one.
How did the evolving need of the industry coupled with constant change in market and competitive landscape was married and focused approaches were espoused through with tangible benefits on Customer Value Retention and Maximization & agent's performance improvement were met.
What are the recommendations from Sameer to individuals & enterprises who intend to devise their Analytical Vision for their respective organization, what are the areas to be considered before embarking such a journey
.
Electrolux Capital Markets Day 2012 - Presentation Alberto ZanataElectrolux Group
Electrolux Capital Markets Day. November 14, 2012, Stockholm, Sweden. Together with senior management, the President and CEO of Electrolux, Keith McLoughlin will present the Group’s strategy to create further sustainable economic value at today’s capital markets day.
Valuation of RIL has been done by anlaysing past 5-Years performance and projecting in future for 3-Years its - Revenues, Net Income, EBIT, EBITDA, EPS, DPS, Share price.Equity Value / Enterprise Value has been estimated for RIL
Life Insurance industry has been witnessing low persistency (a policy's ability to be active and sustained premium payment)rate hence the proactive need for customer retention and maximizing renewal premium collection and need for monitoring the performance of intermediaries and agents could gain immense value from deriving highly usable recommendations.
The need for such inferences, importantly in a timely basis can't be more important than now as the rightful and the revised guidelines by the regulator ensures the need to minimize wrong selling, increased persistency and performance of all the stakeholders in Life Insurance to make business a flourishing one.
How did the evolving need of the industry coupled with constant change in market and competitive landscape was married and focused approaches were espoused through with tangible benefits on Customer Value Retention and Maximization & agent's performance improvement were met.
What are the recommendations from Sameer to individuals & enterprises who intend to devise their Analytical Vision for their respective organization, what are the areas to be considered before embarking such a journey
.
Electrolux Capital Markets Day 2012 - Presentation Alberto ZanataElectrolux Group
Electrolux Capital Markets Day. November 14, 2012, Stockholm, Sweden. Together with senior management, the President and CEO of Electrolux, Keith McLoughlin will present the Group’s strategy to create further sustainable economic value at today’s capital markets day.
Valuation of RIL has been done by anlaysing past 5-Years performance and projecting in future for 3-Years its - Revenues, Net Income, EBIT, EBITDA, EPS, DPS, Share price.Equity Value / Enterprise Value has been estimated for RIL
Vietnam Supply Chain Congress 2012” was a platform for supply chain industry marketers and retailers to network, share insights and discuss best practices in the sourcing, manufacturing, distribution and retail disciplines. Spire was honored to be invited to speak on ‘A Successful Partnership Journey in Sourcing and Outsourcing’ at the event.
Jeffery Bahar, Deputy CEO of Spire Research and Consulting, was one of the invited speakers at “Vietnam Supply Chain Congress 2012”. At the event, he presented his views on how to locate the right partners and alliances in Emerging Markets, and shared the factors that would make sourcing and outsourcing a success.
Read more about the event coverage here:
http://www.spireresearch.com/newsroom/events/spire-lends-its-expertise-to-the-vietnam-supply-chain-congress-2012/
Content management for the cloud cloud slam 2011_finalABBYY
This presentation was presented at CloudSlam 2011. In the session, Dean Tang, CEO of ABBYY USA, a leading provider of document recognition, document capture and linguistic technologies, addresses the possibilities and scenarios made possible through OCR and cloud computing. Over the course of the presentation, Tang presents both real-world examples of how this technology may be applied and insight into where the industry is headed. He also discusses how enterprises can remove error-prone, manual data entry processes to intelligently automate the extraction of data from documents anywhere, anytime. He shares key considerations when evaluating the integration of data capture into mobile and cloud scenarios. Lastly, Tang presents how the cloud infrastructure, OCR technology and enhanced mobile devices combine to allow enterprises to capture data immediately at the end point, ultimately driving down costs, increasing efficiency and boosting customer service response capabilities.
Slide ini berkaitan pelbagai elaun yang diberikan kepada pegawai kerajaan mengikut kelayakan dan sumber rujukan utama adalah daripada 1PP. Selain itu saya juga berkongsi berkenaan tuntutan perjalanan, pendahuluan diri dan pendahuluan pelbagai untuk rujukan.
Ini adalah penerangan dan ringkasan berkenaan rekod bagi pengurusan tunai di pejabat negeri SMECorp. Rekod ini adalah rekod manual. Rekod manual Panjar Wang Runcit (PWR), Buku tunai, daftar cek dan sebagainya. Pada awal bulan berikutnya, pejabat negeri mesti menghasilkan Penyata Penyesuaian Bank, Penyesuaian setem dan Penyesuaian Tunai bagi memastikan semua rekod adalah betul dan teratur.
Penerangan ringkas mengenai jenis aset, aset alih, harta modal dan inventori. Termasuk tatacara pengurusan aset bagi Pejabat Negeri SMECorp Malaysia. Saya ringkaskan dan hanya perkara yang utama dimasukkan didalam slide. Rujukan utama adalah daripada 1PP.
New definition of SMEs in Malaysia. Started January 2014. Percentage of SMEs in other countries and guiding principles in determining the new definition.
Break even point (BEP) is the most important data to all company. Here is the simple explanation on how to read the BEP chart. From the chart we can plan the BEP easily.
Ini adalah e-book basil daripada kursus kewangan bagi pejabat negeri SMECorp. Merangkumi asas penyediaan Buku Tunai, Penyata Penyesuaian Bank dan pelbagai daftar. Contoh semua rekod juga disertakan.
How to built a google friendly and simple websiteMohd Farid Awang
This is my paper (write up) for EMBA on developing a simple yet effective website for SME. It is useless if we develop an expensive website but nobody knows about it. I shared the steps and tools to come out with a google friendly website based in research and study. Tq
The slide prepared for EMBA presentation, IPAD case study. Thanks to all original writers for the good information related to IPAD. Some info, pictures, graph here is originally from various slides available in the web. This is for educationa purposes only. TQ
The material is a compilation of data regarding the facebook. This slide also included the threat people may facing. All is based on assumption and articles in the web. Tq
Read| The latest issue of The Challenger is here! We are thrilled to announce that our school paper has qualified for the NATIONAL SCHOOLS PRESS CONFERENCE (NSPC) 2024. Thank you for your unwavering support and trust. Dive into the stories that made us stand out!
Safalta Digital marketing institute in Noida, provide complete applications that encompass a huge range of virtual advertising and marketing additives, which includes search engine optimization, virtual communication advertising, pay-per-click on marketing, content material advertising, internet analytics, and greater. These university courses are designed for students who possess a comprehensive understanding of virtual marketing strategies and attributes.Safalta Digital Marketing Institute in Noida is a first choice for young individuals or students who are looking to start their careers in the field of digital advertising. The institute gives specialized courses designed and certification.
for beginners, providing thorough training in areas such as SEO, digital communication marketing, and PPC training in Noida. After finishing the program, students receive the certifications recognised by top different universitie, setting a strong foundation for a successful career in digital marketing.
Introduction to AI for Nonprofits with Tapp NetworkTechSoup
Dive into the world of AI! Experts Jon Hill and Tareq Monaur will guide you through AI's role in enhancing nonprofit websites and basic marketing strategies, making it easy to understand and apply.
Model Attribute Check Company Auto PropertyCeline George
In Odoo, the multi-company feature allows you to manage multiple companies within a single Odoo database instance. Each company can have its own configurations while still sharing common resources such as products, customers, and suppliers.
How to Make a Field invisible in Odoo 17Celine George
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
Synthetic Fiber Construction in lab .pptxPavel ( NSTU)
Synthetic fiber production is a fascinating and complex field that blends chemistry, engineering, and environmental science. By understanding these aspects, students can gain a comprehensive view of synthetic fiber production, its impact on society and the environment, and the potential for future innovations. Synthetic fibers play a crucial role in modern society, impacting various aspects of daily life, industry, and the environment. ynthetic fibers are integral to modern life, offering a range of benefits from cost-effectiveness and versatility to innovative applications and performance characteristics. While they pose environmental challenges, ongoing research and development aim to create more sustainable and eco-friendly alternatives. Understanding the importance of synthetic fibers helps in appreciating their role in the economy, industry, and daily life, while also emphasizing the need for sustainable practices and innovation.
A Strategic Approach: GenAI in EducationPeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
June 3, 2024 Anti-Semitism Letter Sent to MIT President Kornbluth and MIT Cor...Levi Shapiro
Letter from the Congress of the United States regarding Anti-Semitism sent June 3rd to MIT President Sally Kornbluth, MIT Corp Chair, Mark Gorenberg
Dear Dr. Kornbluth and Mr. Gorenberg,
The US House of Representatives is deeply concerned by ongoing and pervasive acts of antisemitic
harassment and intimidation at the Massachusetts Institute of Technology (MIT). Failing to act decisively to ensure a safe learning environment for all students would be a grave dereliction of your responsibilities as President of MIT and Chair of the MIT Corporation.
This Congress will not stand idly by and allow an environment hostile to Jewish students to persist. The House believes that your institution is in violation of Title VI of the Civil Rights Act, and the inability or
unwillingness to rectify this violation through action requires accountability.
Postsecondary education is a unique opportunity for students to learn and have their ideas and beliefs challenged. However, universities receiving hundreds of millions of federal funds annually have denied
students that opportunity and have been hijacked to become venues for the promotion of terrorism, antisemitic harassment and intimidation, unlawful encampments, and in some cases, assaults and riots.
The House of Representatives will not countenance the use of federal funds to indoctrinate students into hateful, antisemitic, anti-American supporters of terrorism. Investigations into campus antisemitism by the Committee on Education and the Workforce and the Committee on Ways and Means have been expanded into a Congress-wide probe across all relevant jurisdictions to address this national crisis. The undersigned Committees will conduct oversight into the use of federal funds at MIT and its learning environment under authorities granted to each Committee.
• The Committee on Education and the Workforce has been investigating your institution since December 7, 2023. The Committee has broad jurisdiction over postsecondary education, including its compliance with Title VI of the Civil Rights Act, campus safety concerns over disruptions to the learning environment, and the awarding of federal student aid under the Higher Education Act.
• The Committee on Oversight and Accountability is investigating the sources of funding and other support flowing to groups espousing pro-Hamas propaganda and engaged in antisemitic harassment and intimidation of students. The Committee on Oversight and Accountability is the principal oversight committee of the US House of Representatives and has broad authority to investigate “any matter” at “any time” under House Rule X.
• The Committee on Ways and Means has been investigating several universities since November 15, 2023, when the Committee held a hearing entitled From Ivory Towers to Dark Corners: Investigating the Nexus Between Antisemitism, Tax-Exempt Universities, and Terror Financing. The Committee followed the hearing with letters to those institutions on January 10, 202
Normal Labour/ Stages of Labour/ Mechanism of LabourWasim Ak
Normal labor is also termed spontaneous labor, defined as the natural physiological process through which the fetus, placenta, and membranes are expelled from the uterus through the birth canal at term (37 to 42 weeks
Normal Labour/ Stages of Labour/ Mechanism of Labour
Malaysia SMEs profile census 2011 - Official
1. Source : SME annual report 2011/2012,
National SME Development Council.
Secretariat : SMECorp Malaysia
Section III : Special Highlights
Economic Census 2011:
2.
3. Economic Census 2011
87
Census of Establishments &
Economic/SME Census 2011
Enterprises 2005
5. Economic Census 2011
89
Economic Census 2011
299
99.2 100 100
49.9
50
Services - 580,985 establishments
40
30
24.6
20
9.1
10
6.9 6.3
3.3
0
Wholesale, Food & Transportation Private Professional Others
Retail Trade Beverages & Storages Services (eg: lodging,
& Repair of (eg: beauty health,
Motor Vehicles centre, repair, education)
& Motorcycles laundry)
in the
*Note: Others include accommodation, private healthcare, and education.
Source: Economic Census 2011, Department of Statistics, Malaysia
6. 90
In the
24.0
25.0
Manufacturing - 37,861 establishments
20.0
15.1 14.6
15.0
10.5
10.0 7.7
4.9 4.6
5.0 3.8 3.6 3.2 2.9 2.5 2.5
0.0
Wearing Food Fabricated Printing Furniture Rubber Wood Non- Machinery & Metal Chemical Textiles Others
Apparel Product Metal & Plastic Products Metallic Equipment Base Product (e.g: paper,
Product Products Mineral electrical
Products equipment)
Source: Economic Census 2011, Department of Statistics, Malaysia
45
40.2
40
35
30
25
21.5 21.0
20 17.3
15
10
5
0
Special Trades Non-residential Civil Engineering Residential
Buildings Buildings
Source: Economic Census 2011, Department of Statistics, Malaysia
7. Economic Census 2011
%
80
70.4
70
60
50
40
30
20 13.4 11.6
10 4.5
0
Agriculture Livestock Fisheries Forestry & Logging
crops
Source: Economic Census 2011, Department of Statistics, Malaysia
%
100
83.6
80
60
40
16.4
20
0
Stone quarrying Mineral mining
Source: Economic Census 2011, Department of Statistics, Malaysia
8. 92
Economic Census 2011
Percentage
share to total
Percentage
share to total
%
2.3 3.0 2.1
100
6.1
14.8
90 18.4 20.0 18.3 36.8 20.6
80 38.8
70 28.9
34.9
60
50
79.3 77.0 79.6 57.1 56.3
40 42.1
30
44.5
20
10 19.1
0
2005 2011 Services Manufacturing Agriculture Construction Mining
& Quarrying
Medium Small Micro
Source: Census of Establishments and Enterprises 2005 & Economic Census 2011, Department of Statistics, Malaysia
11. Economic Census 2011
95
RM’000
160 150
2003 2010
140
125
120
100
80
58
60 50
40
20
0
Large SME
per
(RM)
Mining & quarrying sector
recorded the highest
25,000
22,759 average annual salary
18,335 19,569
20,000 18,323
16,810
15,000
12,479
10,000
5,000
0
SME Mining & Manufacturing Services Construction Agriculture
Quarrying
12. Part-time
employees
3.6% Technical &
Others* supervisory
18.7% 12.4%
Managerial,
professional
General & executive
workers 13.4%
50.2%
Full-time
employees Clerical &
77.7% related workers
24.0%
13. Economic Census 2011
97
Manufacturing
6.9%
Construction
0.9%
Services Agriculture
91.7% 0.4%
Mining & Quarrying
0.02%
Source: Economic Census 2011, Department of Statistics, Malaysia
Economic Census 2011
27
14. 98
their
source
160
140
120 35.5
33.6
30.0 28.8
100 8.5
14.3 12.7
80 15
46.4
60 49.6
55.9
58.1
40
47.7
20 30.7
20.3
16.2
0
Overall Micro Small Medium
Other Source
Family & Friend
Internal funds or shareholders
Micro-credits, banks and other financial institutions
Note: Other sources are grants or financing from government agency, co-operatives, leasing companies or suppliers
Source: Economic Census 2011, Department of Statistics, Malaysia
15. Economic Census 2011
99
250
Research and development,
acquire another business and others
200
25.5
20.8 Re-financing
9.0
18.1 6.1
150 4.9 15.7
3.8 50.1 66.7 Purchase/renting
43.6
37.0 machinery/vehicles/tools/
100 computer software and land/building
25.0 23.0 28.8 25.3
Improvement/upgrade production
process
50
75.6 74.6 77.8 74.2
Working Capital
0
Overall Micro Small Medium
Source: Economic Census 2011, Department of Statistics, Malaysia
their
Internet usage in business
used, 67%
did not use,
33%
ICT usage in business
used, 27%
Website usage in business
used, 12%
did not use,
73%
did not use,
88%
16. in selling or
140
120 12.7
Marketing agent
12.8
100 Advertisement
13.2
Flyers, catalogues etc.
80 8.4
12.2 Expo
2.5
60
Internet
86.6
90.4
40 Events sponsorship
77.3
63.2
No promotion
20
0
Overall Micro Small Medium
Source: Economic Census 2011, Department of Statistics, Malaysia