November 2015 the woodlands market reportDebra Wymore
Seasonal typical inventory of homes for sale in The Woodlands, now at 908, slightly less than last month. Sales also typical for the fall season, but steady with price ranges under $500k. Happy Thanksgiving!
January 2016 The Woodlands market reportDebra Wymore
The document contains two tables showing housing market data for The Woodlands, TX in 2016 and 2015. The first table displays the inventory of homes available for sale by price range on the first day of each month in 2016. The second table shows the number of home purchase agreements signed (listings placed under contract) each month in 2015, categorized by price range. Both tables provide a snapshot of the area's monthly housing supply and demand trends over the past two years.
January 2017 The Woodlands Texas Market ReportDebra Wymore
The document contains two tables showing housing market data for The Woodlands, TX in 2016-2017. The first table displays the inventory of homes available for sale by price range on the first day of each month in 2017. The second table shows the number of home sales listings that went under contract each month in 2016, categorized by original list price. It also notes that sales prices averaged 93-95% of original list prices for the year.
These slides are the from the Association's annual Economic Summit featuring Economist Dr. Walden, Economic Directors: Dwight, Basset and Alyssa Byrd and Chamber CEO Kim Tesoro from Hillsborough Chamber of Commerce
March 2017 The Woodlands TX Market report Debra Wymore
March data for inventory and sales, edging toward busy selling time in late March, April through the spring. Inventory for March still relatively low with 839 homes out of population over 115,000.
Listing and sales data for The Woodlands Texas single family homes. June listing inventory typical for summer months, and sales also typical for time of year.
April 2017 The Woodlands Tx Market reportDebra Wymore
Homes for sale inventory climbing typical for Spring months. Sellers market below $400K, buyers market above. Sales velocity on the rise March and April. Email or call me to schedule an appointment to discuss your buying/selling needs! 713.628.3846.
This document compares the costs of purchasing a $500,000 home in 2015 versus waiting until 2016. It finds that if interest rates rise to 4.09% as expected and home prices increase 10%, purchasing in 2015 rather than 2016 would save $26,618 in total interest over a 5 year mortgage term and result in a $41,148 lower mortgage balance after 5 years. The document therefore recommends purchasing now rather than waiting until next year to benefit from currently low interest rates and potential home price increases.
November 2015 the woodlands market reportDebra Wymore
Seasonal typical inventory of homes for sale in The Woodlands, now at 908, slightly less than last month. Sales also typical for the fall season, but steady with price ranges under $500k. Happy Thanksgiving!
January 2016 The Woodlands market reportDebra Wymore
The document contains two tables showing housing market data for The Woodlands, TX in 2016 and 2015. The first table displays the inventory of homes available for sale by price range on the first day of each month in 2016. The second table shows the number of home purchase agreements signed (listings placed under contract) each month in 2015, categorized by price range. Both tables provide a snapshot of the area's monthly housing supply and demand trends over the past two years.
January 2017 The Woodlands Texas Market ReportDebra Wymore
The document contains two tables showing housing market data for The Woodlands, TX in 2016-2017. The first table displays the inventory of homes available for sale by price range on the first day of each month in 2017. The second table shows the number of home sales listings that went under contract each month in 2016, categorized by original list price. It also notes that sales prices averaged 93-95% of original list prices for the year.
These slides are the from the Association's annual Economic Summit featuring Economist Dr. Walden, Economic Directors: Dwight, Basset and Alyssa Byrd and Chamber CEO Kim Tesoro from Hillsborough Chamber of Commerce
March 2017 The Woodlands TX Market report Debra Wymore
March data for inventory and sales, edging toward busy selling time in late March, April through the spring. Inventory for March still relatively low with 839 homes out of population over 115,000.
Listing and sales data for The Woodlands Texas single family homes. June listing inventory typical for summer months, and sales also typical for time of year.
April 2017 The Woodlands Tx Market reportDebra Wymore
Homes for sale inventory climbing typical for Spring months. Sellers market below $400K, buyers market above. Sales velocity on the rise March and April. Email or call me to schedule an appointment to discuss your buying/selling needs! 713.628.3846.
This document compares the costs of purchasing a $500,000 home in 2015 versus waiting until 2016. It finds that if interest rates rise to 4.09% as expected and home prices increase 10%, purchasing in 2015 rather than 2016 would save $26,618 in total interest over a 5 year mortgage term and result in a $41,148 lower mortgage balance after 5 years. The document therefore recommends purchasing now rather than waiting until next year to benefit from currently low interest rates and potential home price increases.
This document outlines the Hope 4 Homeowners program, a federal program that helps homeowners in financial distress. It brings the loan amount to 10% below the current market value of the home and puts the homeowner in a fixed-rate mortgage at low interest rates. It stops the foreclosure process and lowers the monthly costs for the homeowner. The program qualifies homeowners who have been struggling with mortgage payments and have income documentation. It details how the mortgage insurance works and that the homeowner's risk is limited to a share of future home equity, with no debt if the home is sold without equity.
West Windsor has experienced positive changes including obtaining over $108 million in outside funding commitments, maintaining a top bond rating to save $1.5 million, and expanding its commercial tax base. It has the lowest total municipal tax rate in the region at $0.4 per $100 of assessed property value while providing comprehensive services. West Windsor was also one of few towns to see an increase in total ratable property values from 2012 to 2013, with growth of over $19 million. Additionally, West Windsor has the lowest real estate inventory in the area at only 2 months compared to the county average of 8 months.
This slidecast presentation examines data from the Consumer Expenditure Survey to determine the types of expenditures that home owners with a mortgage incur related to their housing situation, when compared with renter households. The results suggest a number of hidden expenditures that should give new home buyers pause when contemplating such an important decision. The costs are even more pronounced for low- and moderate-income populations entering home ownership. [Note: CEX data on slide 12 is quarterly, not monthly]
SAMPLE DOLLAR BAND REPORT - IDV vs. NON - IDV SPENDINGAshok Mehan
Samples of select reports from the FEDMINE system provide a peak into the readily usable knowledge our users benefit from. FEDMINE maximizes relevancy of data for its users with the level of details required to make smart business decisions. New and experienced professionals can often find information they need with no more than two or three clicks from any point within the application. Email us to schedule a demo tailored to your needs without obligation. ✉ info@fedmine.us
This document compares the costs of renting versus buying a home over various time periods. It presents a table showing the total amount spent on rent for different monthly rates from 5 to 30 years. It notes that the rent paid adds up to a sizable sum that provides no long-term assets, while a home purchase allows deductions for interest, potential equity growth, and more control over the property without landlord approval. Contact information is provided for more information.
This document contains financial information for Spencer and Alisha, including their assets, liabilities, cash flow, and various financial ratios. Their assets total $423,134 and include investments, property, vehicles, and cash. Their monthly income is $9,183 while expenses are $7,168, leaving a $31,160 annual cash surplus. This surplus allows them to pay off their $5,700 credit card debt and improve their debt ratios. However, their liquidity ratio is low and Alisha's investment and income levels could be higher.
This document summarizes findings from analyzing time price data from 1980 to 2018 for 50 commodities. Key findings include:
- Time prices reduced by 72.3% from 1980 to 2018.
- Time price multiplier increased by 3.62x, meaning the same time can purchase over 3 times as many items.
- Population increased 71.2% while time prices fell, resulting in a price elasticity of population of -1.016.
- The Simon Abundance Index, which measures overall abundance, increased 519% from 1980 to 2018.
Ted C. Jones, PhD, chief economist with Stewart Title Guaranty Company, delivered this Economic Outlook presentation at CCIM Thrive on Oct. 28, 2015, at the Hyatt Regency Austin. Visit CCIM.com to learn more.
This document provides housing market statistics for San Francisco County in July 2020, including the number of homes for sale, median home prices, estimated monthly mortgage payments, and down payment amounts for 1, 2, 3, and 4+ bedroom homes. Interest rates from the current, last year, and last month are also listed.
The retail market in Salt Lake County continues to see growth, with overall vacancy rates dropping 1.25 percentage points in the last quarter. Most current expansions are driven by aggressive acquisitions from quick service restaurants, fast food chains, and discount retailers. As the economy improves and vacancy rates decrease further, developers are expected to purchase more land for future retail growth throughout the county.
The document provides real estate data for Marin County, California for 2019 and 2020. It shows that in February 2020 compared to the previous year, the median home sale price increased 1.4% to $1.3 million while days on the market decreased 25 days. However, the number of home sales was down 19.1% and number of properties for sale decreased 27.6%. While the market started strong in 2020, uncertainty remains due to the COVID-19 pandemic and its impact on the global economy.
The document summarizes the outlook for the US real estate market in 2008. It predicts that real GDP growth will slow to 1.2% in 2008 due to the housing downturn but recover to 2.8% in 2009. Home sales and prices fell significantly across many California regions in December 2007 compared to the previous year. The document forecasts that 2008 will be challenging but real estate will recover in 2009 due to lower interest rates and an increased conforming loan limit, presenting an opportunity for qualified buyers.
- Total property sales in the second quarter of 2014 were $83.3 million, up 24.5% from the previous year. The number of properties sold increased 12.3% to 501.
- Residential property sales made up the largest portion at $70 million (84% of total), up 22.7% in dollars and 9.9% in number of properties sold.
- Within residential, luxury home sales saw the largest increase with dollars up 54.7% and number of homes sold increasing 47.4%.
The document discusses responsible and stable economies. A responsible economy issues currency backed by gold and silver, as the US Constitution stipulates. Money is printed by states, not banks, and corresponds to goods and assets. An unstable economy occurs when money supply exceeds assets due to interest-bearing loans from the Federal Reserve. This causes debt, inflation, and currency devaluation. A stable economy has minimal debt, money supply matching assets, and commodity-backed currency without interest. President Kennedy tried to regain money printing power from banks via silver certificates but was unsuccessful. Unchecked money printing causes inflation and risks fiat currency collapse dominated by banks through credit systems.
Palm Springs Real Estate Market September 2019: Far From ScaryMark Kunce
With the kids back in school and the weather cooling, snowbirds, their money and their golf clubs are back to the Greater Palm Springs area. However, Housing inventory continues to remain historically very low. Nationally, buyer and seller activity remained strong, buoyed by low mortgage rates and a strong economy.
Mark Kunce
https://www.openhousespalmsprings.com/
kunce@kw.com
DRE# 01458113
Keller Williams Realty
Cell: 760-766-6093
Retireassist provides innovative financial assistance to people over 55 who fear the cost of moving to a retirement community
Contact us on 1300 796 311 for more information
Retail space is available for lease in Edmond Plaza East & West located at 771 W. Round Grove Rd in Lewisville, TX. Suites ranging from 975 to 7,800 square feet are in a newly constructed building with high-end finishes and great visibility and access near the intersection of S. Edmonds Ln. and W. Round Grove Rd. The property benefits from a population of over 11,500 people within a mile and over 100,000 people within three miles with a median household income of $60,239-$72,987. For more information contact Kristin Grammar or Ben Dalton.
The document discusses trends in total philanthropy in the United States and Canada over time, including during recessions. It notes that total philanthropy appears resilient to changes in the stock market, with less dramatic fluctuations compared to the market. It also provides Guy's top 10 tactics for nonprofit organizations to deal with economic uncertainty, including maintaining relationships, increasing communication, and staying focused on planned giving.
The document discusses the growing federal debt in the United States and its implications for younger generations. It states that total federal debt is expected to grow from $5.8 trillion in 2008 to over $11 trillion by 2019, increasing from 41% of GDP to 82% of GDP. By 2050, total debt is projected to reach 320% of GDP and 750% of GDP by 2083. This growing debt from programs like Social Security, Medicare and Medicaid will have to be paid back through tax increases, spending cuts, inflation, or debt repudiation. The document warns that repaying this debt will significantly reduce the quality of life for younger generations by delaying major life milestones like home ownership, marriage, and family starting
This document provides an overview of the housing market and economy for 2014. It discusses projections that 2014 will be a year of growth after recovery in 2012 and stabilization in 2013. Several sections analyze data on home sales, prices, inventory levels, and mortgage rates. The document also covers households and demographics, the impact of immigration reform, and the role of content marketing in real estate. Overall it analyzes factors that will influence the housing industry and economy in 2014 such as interest rates, home affordability, distressed sales, and buyer purchasing power.
Grand Lake 2019 Year End 10 year Bar charts - real estate trendsRE/MAX Grand Lake
2019 Year End Statistics are depicted in 10 year bar charts covering over two dozen categories, including sales volumes, average prices, and financing sources.
Our sales continue over $200 Million for the third year in a row, supported by six strong years of performance. The market continues to improve since our low in 2010.
INVENTORIES remain low, following twelve years of declines. 2019 saw a further 10% reduction in inventory.
Residential Waterfront home sales, Residential non-Waterfront home sales, Luxury home sales, Cash sales and Conventional loans are the bulk of the market, and all are solid. The market is looking good.
The Do Good Report - Wrightsville Beach 1st Quarter 2013DoGoodRealEstate
The document provides an overview of the Wrightsville Beach real estate market through Q1 2013. Key points include:
- Home inventory dropped 17% from Q1 2012 levels, indicating a seller's market with high demand and low supply.
- Median and average home prices increased substantially (25% and 14% respectively) from Q4 2012.
- The real estate company expects continued stability and growth in the market through 2013.
This document outlines the Hope 4 Homeowners program, a federal program that helps homeowners in financial distress. It brings the loan amount to 10% below the current market value of the home and puts the homeowner in a fixed-rate mortgage at low interest rates. It stops the foreclosure process and lowers the monthly costs for the homeowner. The program qualifies homeowners who have been struggling with mortgage payments and have income documentation. It details how the mortgage insurance works and that the homeowner's risk is limited to a share of future home equity, with no debt if the home is sold without equity.
West Windsor has experienced positive changes including obtaining over $108 million in outside funding commitments, maintaining a top bond rating to save $1.5 million, and expanding its commercial tax base. It has the lowest total municipal tax rate in the region at $0.4 per $100 of assessed property value while providing comprehensive services. West Windsor was also one of few towns to see an increase in total ratable property values from 2012 to 2013, with growth of over $19 million. Additionally, West Windsor has the lowest real estate inventory in the area at only 2 months compared to the county average of 8 months.
This slidecast presentation examines data from the Consumer Expenditure Survey to determine the types of expenditures that home owners with a mortgage incur related to their housing situation, when compared with renter households. The results suggest a number of hidden expenditures that should give new home buyers pause when contemplating such an important decision. The costs are even more pronounced for low- and moderate-income populations entering home ownership. [Note: CEX data on slide 12 is quarterly, not monthly]
SAMPLE DOLLAR BAND REPORT - IDV vs. NON - IDV SPENDINGAshok Mehan
Samples of select reports from the FEDMINE system provide a peak into the readily usable knowledge our users benefit from. FEDMINE maximizes relevancy of data for its users with the level of details required to make smart business decisions. New and experienced professionals can often find information they need with no more than two or three clicks from any point within the application. Email us to schedule a demo tailored to your needs without obligation. ✉ info@fedmine.us
This document compares the costs of renting versus buying a home over various time periods. It presents a table showing the total amount spent on rent for different monthly rates from 5 to 30 years. It notes that the rent paid adds up to a sizable sum that provides no long-term assets, while a home purchase allows deductions for interest, potential equity growth, and more control over the property without landlord approval. Contact information is provided for more information.
This document contains financial information for Spencer and Alisha, including their assets, liabilities, cash flow, and various financial ratios. Their assets total $423,134 and include investments, property, vehicles, and cash. Their monthly income is $9,183 while expenses are $7,168, leaving a $31,160 annual cash surplus. This surplus allows them to pay off their $5,700 credit card debt and improve their debt ratios. However, their liquidity ratio is low and Alisha's investment and income levels could be higher.
This document summarizes findings from analyzing time price data from 1980 to 2018 for 50 commodities. Key findings include:
- Time prices reduced by 72.3% from 1980 to 2018.
- Time price multiplier increased by 3.62x, meaning the same time can purchase over 3 times as many items.
- Population increased 71.2% while time prices fell, resulting in a price elasticity of population of -1.016.
- The Simon Abundance Index, which measures overall abundance, increased 519% from 1980 to 2018.
Ted C. Jones, PhD, chief economist with Stewart Title Guaranty Company, delivered this Economic Outlook presentation at CCIM Thrive on Oct. 28, 2015, at the Hyatt Regency Austin. Visit CCIM.com to learn more.
This document provides housing market statistics for San Francisco County in July 2020, including the number of homes for sale, median home prices, estimated monthly mortgage payments, and down payment amounts for 1, 2, 3, and 4+ bedroom homes. Interest rates from the current, last year, and last month are also listed.
The retail market in Salt Lake County continues to see growth, with overall vacancy rates dropping 1.25 percentage points in the last quarter. Most current expansions are driven by aggressive acquisitions from quick service restaurants, fast food chains, and discount retailers. As the economy improves and vacancy rates decrease further, developers are expected to purchase more land for future retail growth throughout the county.
The document provides real estate data for Marin County, California for 2019 and 2020. It shows that in February 2020 compared to the previous year, the median home sale price increased 1.4% to $1.3 million while days on the market decreased 25 days. However, the number of home sales was down 19.1% and number of properties for sale decreased 27.6%. While the market started strong in 2020, uncertainty remains due to the COVID-19 pandemic and its impact on the global economy.
The document summarizes the outlook for the US real estate market in 2008. It predicts that real GDP growth will slow to 1.2% in 2008 due to the housing downturn but recover to 2.8% in 2009. Home sales and prices fell significantly across many California regions in December 2007 compared to the previous year. The document forecasts that 2008 will be challenging but real estate will recover in 2009 due to lower interest rates and an increased conforming loan limit, presenting an opportunity for qualified buyers.
- Total property sales in the second quarter of 2014 were $83.3 million, up 24.5% from the previous year. The number of properties sold increased 12.3% to 501.
- Residential property sales made up the largest portion at $70 million (84% of total), up 22.7% in dollars and 9.9% in number of properties sold.
- Within residential, luxury home sales saw the largest increase with dollars up 54.7% and number of homes sold increasing 47.4%.
The document discusses responsible and stable economies. A responsible economy issues currency backed by gold and silver, as the US Constitution stipulates. Money is printed by states, not banks, and corresponds to goods and assets. An unstable economy occurs when money supply exceeds assets due to interest-bearing loans from the Federal Reserve. This causes debt, inflation, and currency devaluation. A stable economy has minimal debt, money supply matching assets, and commodity-backed currency without interest. President Kennedy tried to regain money printing power from banks via silver certificates but was unsuccessful. Unchecked money printing causes inflation and risks fiat currency collapse dominated by banks through credit systems.
Palm Springs Real Estate Market September 2019: Far From ScaryMark Kunce
With the kids back in school and the weather cooling, snowbirds, their money and their golf clubs are back to the Greater Palm Springs area. However, Housing inventory continues to remain historically very low. Nationally, buyer and seller activity remained strong, buoyed by low mortgage rates and a strong economy.
Mark Kunce
https://www.openhousespalmsprings.com/
kunce@kw.com
DRE# 01458113
Keller Williams Realty
Cell: 760-766-6093
Retireassist provides innovative financial assistance to people over 55 who fear the cost of moving to a retirement community
Contact us on 1300 796 311 for more information
Retail space is available for lease in Edmond Plaza East & West located at 771 W. Round Grove Rd in Lewisville, TX. Suites ranging from 975 to 7,800 square feet are in a newly constructed building with high-end finishes and great visibility and access near the intersection of S. Edmonds Ln. and W. Round Grove Rd. The property benefits from a population of over 11,500 people within a mile and over 100,000 people within three miles with a median household income of $60,239-$72,987. For more information contact Kristin Grammar or Ben Dalton.
The document discusses trends in total philanthropy in the United States and Canada over time, including during recessions. It notes that total philanthropy appears resilient to changes in the stock market, with less dramatic fluctuations compared to the market. It also provides Guy's top 10 tactics for nonprofit organizations to deal with economic uncertainty, including maintaining relationships, increasing communication, and staying focused on planned giving.
The document discusses the growing federal debt in the United States and its implications for younger generations. It states that total federal debt is expected to grow from $5.8 trillion in 2008 to over $11 trillion by 2019, increasing from 41% of GDP to 82% of GDP. By 2050, total debt is projected to reach 320% of GDP and 750% of GDP by 2083. This growing debt from programs like Social Security, Medicare and Medicaid will have to be paid back through tax increases, spending cuts, inflation, or debt repudiation. The document warns that repaying this debt will significantly reduce the quality of life for younger generations by delaying major life milestones like home ownership, marriage, and family starting
This document provides an overview of the housing market and economy for 2014. It discusses projections that 2014 will be a year of growth after recovery in 2012 and stabilization in 2013. Several sections analyze data on home sales, prices, inventory levels, and mortgage rates. The document also covers households and demographics, the impact of immigration reform, and the role of content marketing in real estate. Overall it analyzes factors that will influence the housing industry and economy in 2014 such as interest rates, home affordability, distressed sales, and buyer purchasing power.
Grand Lake 2019 Year End 10 year Bar charts - real estate trendsRE/MAX Grand Lake
2019 Year End Statistics are depicted in 10 year bar charts covering over two dozen categories, including sales volumes, average prices, and financing sources.
Our sales continue over $200 Million for the third year in a row, supported by six strong years of performance. The market continues to improve since our low in 2010.
INVENTORIES remain low, following twelve years of declines. 2019 saw a further 10% reduction in inventory.
Residential Waterfront home sales, Residential non-Waterfront home sales, Luxury home sales, Cash sales and Conventional loans are the bulk of the market, and all are solid. The market is looking good.
The Do Good Report - Wrightsville Beach 1st Quarter 2013DoGoodRealEstate
The document provides an overview of the Wrightsville Beach real estate market through Q1 2013. Key points include:
- Home inventory dropped 17% from Q1 2012 levels, indicating a seller's market with high demand and low supply.
- Median and average home prices increased substantially (25% and 14% respectively) from Q4 2012.
- The real estate company expects continued stability and growth in the market through 2013.
Joint Meeting of the Fairfax County Board of Supervisors and the Fairfax Coun...Fairfax County
Joint Meeting of the Fairfax County Board of Supervisors and the Fairfax County School Board: Budget Discussion on FY 2014, FY 2015, FY 2016
November 26, 2013
Our second Housing Summit included current housing trends and a look at our economy.
Our Keynote speaker is Lawrence Yun: Lawrence Yun is Chief Economist and Senior Vice President of Research at the NATIONAL ASSOCIATION OF REALTORS®.
Topics include: Local Residential & Commercial and 2015 Forecast
Dr. Joseph Von Nessen's presentation from the Charleston Trident Association of Realtors' annual market update in January 2020. The presentation covers market activity in 2019 and offers a forecast for 2020.
Annie Williams 2016 Annual Real Estate ReportAnnie Williams
Prices for single-family homes and condos/townhomes, while reaching new highs in 2016, ended the year with modest gains. The median prices for homes gained 4.2% compared to 2015. This is after four years of double-digit gains. The median price for condos/townhomes was essentially unchanged from 2015: up 0.8%. Again, after four years of double-digit gains. (See tables on next page for details.) Sales, on the other hand, were up last year. Single-family home sales rose 5.5% year-over-year. Home sales were at their highest level since 2005. Condo/townhome sales were up 0.6%.
The document provides demographic and economic data about Ontario, Canada. It summarizes that as of 2011, Ontario had a population of over 12.8 million people with a median age of 40.4 years. Between 2006 and 2011, Ontario's population grew at a rate of 5.7%, slightly below the national average. The document also profiles 18 Harley-Davidson retailers across Ontario, providing sales data from September 2013 compared to the previous year. Overall, sales increased for most retailers, with some seeing gains over 20% in total sales revenue and units sold.
The document analyzes giving and attendance statistics from Emmaus Church between 2006-2012. It finds that attendance and giving grew initially in 2006 but then fluctuated. Temperature is negatively correlated with attendance, with each 3 degree increase leading to 1 fewer person. Attendance is positively correlated with giving, with each additional person contributing around $9.66. A typical year shows attendance and giving peaking in spring, dipping in summer, and rising in December.
This document provides an overview and analysis of employment data across Asia, including salaries, bonuses, benefits, and what factors are most important to employees. Some key findings include:
- Salary was the most important factor for employees in many countries, while career progression and company culture were also highly valued.
- Benefits packages vary significantly by country and level, with health coverage generally more generous for higher levels. Paid time off allows range from 8-35 days annually.
- Bonus payouts in 2015 averaged 20-31% of salary depending on level, with cash incentives reaching $430,000 for C-level staff.
- A survey found most employees would not give up benefits for an equivalent cash
Community Living Supports in the state of michiganJColaianne
This document provides benchmark data on community living supports (CLS) spending and service utilization within the state of Michigan from 2006 to 2013. It shows that statewide annual CLS spending increased from $228 million to $432 million during this period. The four regions of Lenawee, Livingston, Monroe, and Washtenaw had higher average CLS costs per case and utilization compared to statewide averages. The document also projects increasing demand for CLS services and costs in these regions through 2017 without a rate increase.
Community living supports in the state of michiganJColaianne
This document contains benchmark data on community living supports (CLS) spending and utilization within the state of Michigan from 2006 to 2013. It shows that statewide annual CLS spending increased from $228 million to $432 million during this period. The four regions of Lenawee, Livingston, Monroe, and Washtenaw had higher average CLS costs per case, units per case, and percentage of total service costs attributed to CLS compared to statewide averages. Projections show CLS costs for these regions continuing to rise through 2017 without a rate increase.
This document summarizes the results of a 2019 salary survey of Salesforce professionals in the Columbus, Ohio area. It provides data on average salaries by role, industry, experience level, certification status, and other metrics. Key findings include that the average annual salary including bonus in 2019 was $93,090, an increase of 19% over 2017. Administrator roles had the highest number of respondents. The survey also analyzed differences in salaries based on work location, deployment size, non-profit vs for-profit employers, number of clouds supported, and other factors.
Record Homes Sales Again for July 2015! As was the case in June, Dane County home sales in July reached an all-time high for the month. Year-to-date sales are also setting a record pace – exceeding the previous high recorded in 2005. New listings are keeping pace with recent years yet the active inventory continues to fall. This year has been positive as well for the primary market* served by the SCWMLS. Last month we stated that demand is expected to remain high for the second half of the year and nothing has happened to change our mind. As a result, inventories will remain low – below the 6 month figure generally considered to be the market balance between buyers and sellers. Prices (and interest rates) will likely continue to rise. For both buyers and sellers, strategic advice and knowledge of the market from your real estate professional will be valuable assets.
Calvert Home Mortgage's Real Estate and Economic Report for Sept 2015Jesse Bobrowski
Please view our monthly report which highlights real estate activity in Alberta's two major markets as well as general economic indicators related to Alberta's economy.
At Calvert we utilize this information to assist in making prudent real estate lending decisions.
Calvert Home Mortgage Real Estate and Economic Report for September 2015Keith Uthe
Calvert Home Mortgage provides a simplified breakdown of statistics and and information from the Calgary and Edmonton real estate markets and how they are affecting current home prices. You will also find the most recent statistics available for key Economic Fundamentals that influence the lending industry and real estate markets in Alberta.
Calvert Home Mortgage Real Estate and Economic Report for September 2015Keith Uthe
This document summarizes real estate market conditions in Calgary and Edmonton in August 2015. In Calgary, average single-family home prices dropped below $545,000 and sales decreased most for homes priced between $200,000-$400,000. New listings growth slowed which helped support prices. In Edmonton, the number of days on market increased to 54 days. Mortgage arrears in Alberta remain lower than the previous 4 years despite a small rise in May-June. The Alberta and Canadian economies experienced modest growth, while oil prices and production decreased.
This was a keynote presentation made for an international business class at Full Sail University. I made this about the introduction of esports and how the industry has evolved since the early 1970s. The skills utilized in this presentation was design fundamentals, research, and communication skills.
This assignment was for an Event Management class at Full Sail University. I researched local companies in the area of Portland, Oregon. I researched national brands with local distributors such as PepsiCo for a Gatorade sponsorship.
This poster was created for a Sponsorship assignment for Event Management. I created this project in Adobe Photoshop. I utilized skills such as color editing, filters, branding towards a target market, color theory, and design fundamentals.
This marketing plan was for an Indie band known as The Haunts, in Los Angeles, California. This group project was done as a way to expand their horizons in the LA area while providing them better suggestions on how to utilize social media and Spotify to further their career.
This was my economics presentation on the Republic of Estonia. I created this in a group project on Keynote. I created this with GDP and GDP per capita in mind as well as why Estonia should be chosen to film in.
The importance of sustainable and efficient computational practices in artificial intelligence (AI) and deep learning has become increasingly critical. This webinar focuses on the intersection of sustainability and AI, highlighting the significance of energy-efficient deep learning, innovative randomization techniques in neural networks, the potential of reservoir computing, and the cutting-edge realm of neuromorphic computing. This webinar aims to connect theoretical knowledge with practical applications and provide insights into how these innovative approaches can lead to more robust, efficient, and environmentally conscious AI systems.
Webinar Speaker: Prof. Claudio Gallicchio, Assistant Professor, University of Pisa
Claudio Gallicchio is an Assistant Professor at the Department of Computer Science of the University of Pisa, Italy. His research involves merging concepts from Deep Learning, Dynamical Systems, and Randomized Neural Systems, and he has co-authored over 100 scientific publications on the subject. He is the founder of the IEEE CIS Task Force on Reservoir Computing, and the co-founder and chair of the IEEE Task Force on Randomization-based Neural Networks and Learning Systems. He is an associate editor of IEEE Transactions on Neural Networks and Learning Systems (TNNLS).
This presentation by Juraj Čorba, Chair of OECD Working Party on Artificial Intelligence Governance (AIGO), was made during the discussion “Artificial Intelligence, Data and Competition” held at the 143rd meeting of the OECD Competition Committee on 12 June 2024. More papers and presentations on the topic can be found at oe.cd/aicomp.
This presentation was uploaded with the author’s consent.
This presentation by OECD, OECD Secretariat, was made during the discussion “Competition and Regulation in Professions and Occupations” held at the 77th meeting of the OECD Working Party No. 2 on Competition and Regulation on 10 June 2024. More papers and presentations on the topic can be found at oe.cd/crps.
This presentation was uploaded with the author’s consent.
This presentation by Professor Alex Robson, Deputy Chair of Australia’s Productivity Commission, was made during the discussion “Competition and Regulation in Professions and Occupations” held at the 77th meeting of the OECD Working Party No. 2 on Competition and Regulation on 10 June 2024. More papers and presentations on the topic can be found at oe.cd/crps.
This presentation was uploaded with the author’s consent.
Why Psychological Safety Matters for Software Teams - ACE 2024 - Ben Linders.pdfBen Linders
Psychological safety in teams is important; team members must feel safe and able to communicate and collaborate effectively to deliver value. It’s also necessary to build long-lasting teams since things will happen and relationships will be strained.
But, how safe is a team? How can we determine if there are any factors that make the team unsafe or have an impact on the team’s culture?
In this mini-workshop, we’ll play games for psychological safety and team culture utilizing a deck of coaching cards, The Psychological Safety Cards. We will learn how to use gamification to gain a better understanding of what’s going on in teams. Individuals share what they have learned from working in teams, what has impacted the team’s safety and culture, and what has led to positive change.
Different game formats will be played in groups in parallel. Examples are an ice-breaker to get people talking about psychological safety, a constellation where people take positions about aspects of psychological safety in their team or organization, and collaborative card games where people work together to create an environment that fosters psychological safety.
This presentation by Katharine Kemp, Associate Professor at the Faculty of Law & Justice at UNSW Sydney, was made during the discussion “The Intersection between Competition and Data Privacy” held at the 143rd meeting of the OECD Competition Committee on 13 June 2024. More papers and presentations on the topic can be found at oe.cd/ibcdp.
This presentation was uploaded with the author’s consent.
XP 2024 presentation: A New Look to Leadershipsamililja
Presentation slides from XP2024 conference, Bolzano IT. The slides describe a new view to leadership and combines it with anthro-complexity (aka cynefin).
This presentation by Yong Lim, Professor of Economic Law at Seoul National University School of Law, was made during the discussion “Artificial Intelligence, Data and Competition” held at the 143rd meeting of the OECD Competition Committee on 12 June 2024. More papers and presentations on the topic can be found at oe.cd/aicomp.
This presentation was uploaded with the author’s consent.
This presentation by OECD, OECD Secretariat, was made during the discussion “Artificial Intelligence, Data and Competition” held at the 143rd meeting of the OECD Competition Committee on 12 June 2024. More papers and presentations on the topic can be found at oe.cd/aicomp.
This presentation was uploaded with the author’s consent.
This presentation by OECD, OECD Secretariat, was made during the discussion “Pro-competitive Industrial Policy” held at the 143rd meeting of the OECD Competition Committee on 12 June 2024. More papers and presentations on the topic can be found at oe.cd/pcip.
This presentation was uploaded with the author’s consent.
This presentation by Professor Giuseppe Colangelo, Jean Monnet Professor of European Innovation Policy, was made during the discussion “The Intersection between Competition and Data Privacy” held at the 143rd meeting of the OECD Competition Committee on 13 June 2024. More papers and presentations on the topic can be found at oe.cd/ibcdp.
This presentation was uploaded with the author’s consent.
This presentation by Nathaniel Lane, Associate Professor in Economics at Oxford University, was made during the discussion “Pro-competitive Industrial Policy” held at the 143rd meeting of the OECD Competition Committee on 12 June 2024. More papers and presentations on the topic can be found at oe.cd/pcip.
This presentation was uploaded with the author’s consent.
Carrer goals.pptx and their importance in real lifeartemacademy2
Career goals serve as a roadmap for individuals, guiding them toward achieving long-term professional aspirations and personal fulfillment. Establishing clear career goals enables professionals to focus their efforts on developing specific skills, gaining relevant experience, and making strategic decisions that align with their desired career trajectory. By setting both short-term and long-term objectives, individuals can systematically track their progress, make necessary adjustments, and stay motivated. Short-term goals often include acquiring new qualifications, mastering particular competencies, or securing a specific role, while long-term goals might encompass reaching executive positions, becoming industry experts, or launching entrepreneurial ventures.
Moreover, having well-defined career goals fosters a sense of purpose and direction, enhancing job satisfaction and overall productivity. It encourages continuous learning and adaptation, as professionals remain attuned to industry trends and evolving job market demands. Career goals also facilitate better time management and resource allocation, as individuals prioritize tasks and opportunities that advance their professional growth. In addition, articulating career goals can aid in networking and mentorship, as it allows individuals to communicate their aspirations clearly to potential mentors, colleagues, and employers, thereby opening doors to valuable guidance and support. Ultimately, career goals are integral to personal and professional development, driving individuals toward sustained success and fulfillment in their chosen fields.
Carrer goals.pptx and their importance in real life
Levi Leitma Artist Annual Wages
1. Annual Wages
Years: 2009 to 2019
Annual Wages 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019
CA $114,818 $114,142 $125,416 $135,823 $146,896 $135,879 $145,346 $156,442 $164,235 $173,100 $188,221
NY $54,220 $53,288 $56,510 $56,589 $56,041 $61,220 $71,779 $58,637 $74,392 $65,237 $61,379
TN $78,073 $91,213 $102,556 $105,071 $112,399 $113,724 $172,650 $131,991 $158,779 $162,923 $135,205
YoY Change 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019
CA -$676.00 $11,274.00 $10,407.00 $11,073.00 -$11,017.00 $9,467.00 $11,096.00 $7,793.00 $8,865.00 $15,121.00
NY -$932.00 $3,222.00 $79.00 -$548.00 $5,179.00 $10,559.00 -$13,142.00 $15,755.00 -$9,155.00 -$3,858.00
TN $13,140.00 $11,343.00 $2,515.00 $7,328.00 $1,325.00 $58,926.00 -$40,659.00 $26,788.00 $4,144.00 -$27,718.00
Musical Groups and Artists
$114,818
$188,221
$54,220
$61,379
$78,073
$135,205
$0
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$140,000
$160,000
$180,000
$200,000
2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019
Annual
Wage
(in
$)
Time (in years)
Annual Wages in CA RISE as the Years Progress
CA NY TN
Source: Bureau of Labor Statistics Levi Leitma
Date Created: 3/12/2021
Date Opened: 3/12/2021
2. Analysis
States Average Median
CA 2010 $114,142 2019 $188,221 $145,483 $145,346
NY 2010 $53,288 2017 $74,392 $60,845 $58,637
TN 2009 $78,073 2015 $172,650 $124,053 $113,724
Low High
$114,142
$53,288
$78,073
$188,221
$74,392
$172,650
$0
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$140,000
$160,000
$180,000
$200,000
CA NY TN
Annual
Wages
State
New York OPPRESSES Artists' Wages
Low High
Source: Bureau of Labor Statistics Levi Leitma
Date Created: 3/12/2021
Date Opened: 3/12/2021
3. Summary
CA NY TN
High/Low Difference $74,079 $21,104 $94,577
Trend
California has had an steady
increase of the last 10 years.
The biggest increase was from
2018-2019 with an increase of
close to 15k
New York saw a steady
increase for most of the
years until about 2015. It
took a dip of about $13k in
2016 went back up in 2017
and has been on a steady
decline the last few years.
Tenessee had seen a steady
incline in wages until about
2015 until a sharp spike in
2013 seems to have caused
an all over the place wage
the last 5 years
Average Compared to
Median
Average is about the same.
Skewed high about $130.
Average is skewed high
about $2,200.
Average is skewed high
about $10,300k.
All states showed a rise in wages in 2011, 2012, 2015 and 2017.
The most significant wage rises occurred in 2015 and 2017.
Throughout the years California has had the highest wage increases.
Summary Analysis
Source: Bureau of Labor Statistics Levi Leitma
Date Created: 3/12/2021
Date Opened: 3/12/2021