The document provides demographic and economic data about Ontario, Canada. It summarizes that as of 2011, Ontario had a population of over 12.8 million people with a median age of 40.4 years. Between 2006 and 2011, Ontario's population grew at a rate of 5.7%, slightly below the national average. The document also profiles 18 Harley-Davidson retailers across Ontario, providing sales data from September 2013 compared to the previous year. Overall, sales increased for most retailers, with some seeing gains over 20% in total sales revenue and units sold.
The document summarizes real estate data for the Greater Toronto Area in April 2012. It reports that home sales were up 18% compared to April 2011, with the strongest growth in single-detached homes which saw a 22% increase. The average home price rose 8.5% year-over-year to $517,556. While price growth was highest for single-detached homes, condominiums saw a more moderate 4% increase. Affordability remains good due to low mortgage rates, though rates are expected to rise in the next two years.
In our annual Toronto event, held at the Four Seasons Toronto, we presented Strategic Decisions for an Uncertain Future:
John Nicola, Chairman & CEO addresses several issues facing high net worth families:
• How will the Liberals’ tax changes affect financial planning for Canadians?
• How will inflated prices impact future returns?
• Are there best practices for navigating the current environment?
Rob Edel, Chief Investment Officer provides an investment roadmap for 2018:
• After a record-breaking period for the S&P 500, what signs might indicate an economic downturn?
• What current events could most affect the economy and investment strategy?
• What should one make of bitcoin, marijuana stocks, electric vehicles, and other hot topics for the upcoming year?
The Australian Residential Property Market & Economy: Quarterly Review, May 2015
Take a look at a comprehensive Australian housing market overview put together by CoreLogic RP Data.
The Australian Residential Property
Market and Economy
► Brisbane’s annual value growth has slowed from
+2.8% a year ago to +1.1% over the past year.
House values have risen by +1.2% over the past
year and unit values are +0.7% higher.
The document provides housing market statistics for the Greater Toronto Area in December 2012 and for all of 2012. It reports that home sales were down year-over-year in December 2012 but that the average home price increased 6.5% to $478,739. For the full year 2012, sales were down slightly from 2011 but the average home price rose almost 7% to $497,298. The summary also indicates that price growth was strongest for detached homes and that market conditions remained tight for these property types.
This document provides a summary of Northland Wealth Management's quarterly newsletter. It discusses challenges to future returns in various asset classes. It also covers updates on the Canadian, US and global economic outlooks. Additionally, it discusses why families may want to hire an outsourced chief investment officer to manage their investments instead of doing it themselves. The outsourced CIO approach provides access to top investment managers and strategies around the world.
The Quarterly Australian Residential Property Market and Economy Report, released May 2016
CoreLogic has just released the Australian Residential Property Market and Economy Report for Q1 2016.
The Canadian housing market and economy showed signs of recovery in October. Home sales and prices increased across most of Canada, with the national average home price rising 13.6% year-over-year. The strong housing market recovery has contributed to Canada being one of the first developed nations to emerge from recession. While exports may be dampened by a stronger Canadian dollar, private investment and consumer spending are expected to support continued economic growth. Overall, recent data indicates Canada is well-positioned for a sustained rebound from the economic downturn.
The document summarizes real estate data for the Greater Toronto Area in April 2012. It reports that home sales were up 18% compared to April 2011, with the strongest growth in single-detached homes which saw a 22% increase. The average home price rose 8.5% year-over-year to $517,556. While price growth was highest for single-detached homes, condominiums saw a more moderate 4% increase. Affordability remains good due to low mortgage rates, though rates are expected to rise in the next two years.
In our annual Toronto event, held at the Four Seasons Toronto, we presented Strategic Decisions for an Uncertain Future:
John Nicola, Chairman & CEO addresses several issues facing high net worth families:
• How will the Liberals’ tax changes affect financial planning for Canadians?
• How will inflated prices impact future returns?
• Are there best practices for navigating the current environment?
Rob Edel, Chief Investment Officer provides an investment roadmap for 2018:
• After a record-breaking period for the S&P 500, what signs might indicate an economic downturn?
• What current events could most affect the economy and investment strategy?
• What should one make of bitcoin, marijuana stocks, electric vehicles, and other hot topics for the upcoming year?
The Australian Residential Property Market & Economy: Quarterly Review, May 2015
Take a look at a comprehensive Australian housing market overview put together by CoreLogic RP Data.
The Australian Residential Property
Market and Economy
► Brisbane’s annual value growth has slowed from
+2.8% a year ago to +1.1% over the past year.
House values have risen by +1.2% over the past
year and unit values are +0.7% higher.
The document provides housing market statistics for the Greater Toronto Area in December 2012 and for all of 2012. It reports that home sales were down year-over-year in December 2012 but that the average home price increased 6.5% to $478,739. For the full year 2012, sales were down slightly from 2011 but the average home price rose almost 7% to $497,298. The summary also indicates that price growth was strongest for detached homes and that market conditions remained tight for these property types.
This document provides a summary of Northland Wealth Management's quarterly newsletter. It discusses challenges to future returns in various asset classes. It also covers updates on the Canadian, US and global economic outlooks. Additionally, it discusses why families may want to hire an outsourced chief investment officer to manage their investments instead of doing it themselves. The outsourced CIO approach provides access to top investment managers and strategies around the world.
The Quarterly Australian Residential Property Market and Economy Report, released May 2016
CoreLogic has just released the Australian Residential Property Market and Economy Report for Q1 2016.
The Canadian housing market and economy showed signs of recovery in October. Home sales and prices increased across most of Canada, with the national average home price rising 13.6% year-over-year. The strong housing market recovery has contributed to Canada being one of the first developed nations to emerge from recession. While exports may be dampened by a stronger Canadian dollar, private investment and consumer spending are expected to support continued economic growth. Overall, recent data indicates Canada is well-positioned for a sustained rebound from the economic downturn.
Canadian ma insights report winter 2018Duff & Phelps
Canadian M&A activity remained strong in 2017, with 1,558 companies sold, a 3.9% increase over 2016. The total value of deals was $88 billion, up 9.1% from 2016. While the number of large deals (over $500 million) decreased, their average size increased to $3.2 billion compared to $2.4 billion in 2016. 71.6% of deals involved a Canadian buyer or seller. Looking ahead, continued economic growth in Canada and the US along with low financing costs are expected to support further M&A activity, though US tax reform and NAFTA negotiations may create some uncertainty.
The strongest capital city sub-regions were confined to Hobart,
Canberra, Brisbane and Adelaide where housing prices are generally
more affordable relative to household incomes (although housing
affordability has rapidly deteriorated across Hobart). Outside of Hobart,
where dwelling values were 8.7% higher over the year, even the best
performing regions returned a relatively mild annual growth rate. Seven
of the top ten sub-regions returned an annual gain of less than 3%. Mr
Lawless said, “Such a soft result amongst the best performing areas
highlights that housing market weakness is broad-based and not just
confined to Sydney and Melbourne.”
Arbor Small Multifamily Report Q1 2020Ivan Kaufman
The nation’s rental market has a total of 41.9 million renter-occupied housing units as of 2018, according to the U.S. Census Bureau’s latest American Community Survey. Small multifamily, which includes apartment properties of 5 to 49 units, represented 33% (13.7 million units) of the total rental market.
HSBC in North America provides concise summaries of 3 key points:
1) HSBC is a top 10 US bank holding company with over $500 billion in assets and pre-tax income of $2.3 billion in H1 2007.
2) HSBC Finance Corporation saw higher loan impairment charges compared to H1 2006 as credit trends normalized, while profit excluding mortgage services was consistent with H2 2006.
3) HSBC USA Inc. reported profit before tax of $834 million for H1 2007, down 5% from a year ago due to investment in business expansion, but saw increases in operating income and deposits.
The North Country Chamber of Commerce has released the results of its Annual Issue Survey, including its annual Business Confidence Index, revealing continued business optimism for the year ahead along with a strong call for further government and spending reforms in both Albany and Washington.
Individual income and payroll taxes cover over two-thirds of the U.S. government's spending, but deficits will finance about one-seventh of spending in 2017. The top 20% of households pay almost 70% of federal taxes, with the top 1% paying one quarter. While the U.S. has high statutory corporate tax rates, many businesses pay less thanks to tax expenditures and deductions, resulting in dramatically different effective tax burdens across industries.
This monthly real estate report provides an overview of economic indicators and housing market trends in Canada. While Canada has officially emerged from recession, recovery will be gradual and unemployment remains a concern. The housing market is rebounding with home sales and prices rising significantly year-over-year, but new listings are still below last year's levels. Mortgage rates remain low, benefiting homeowners.
Butte County, Idaho currently has a population of around 2,500 people and around 8,000 jobs. However, the county has experienced a declining population and job losses in recent years. Projections estimate these trends will continue, with the workforce shrinking over the next decade while job growth occurs statewide. To improve economic development, the county needs to focus on attracting and retaining residents, especially younger workers, through policies that support amenities, infrastructure like broadband access, and talent pipelines within the community.
Election results in the U.S. and U.K., and 2017 elections in several European countries, may fuel more of an inward focus, tamping down aggressive climate-change goals and other environmental, social and governance (ESG) efforts.
American Express Company reported strong financial results for 2005. Revenues increased 10% to $24.3 billion and income from continuing operations rose 20% to $3.2 billion. Diluted earnings per share from continuing operations grew 22% to $2.56. The spin-off of Ameriprise Financial in September 2005 sharpened the company's focus on its payments and network services businesses. Spending on American Express cards reached a record $484 billion in 2005, up 16% from 2004, driven by higher spending per cardmember and an increase in new cards. The company is well positioned for continued growth with opportunities in expanding its merchant network and increasing its share of the global payments industry.
The document summarizes the dire state of the global financial system, with corporate and bank defaults increasing the risk of a chaotic series of national defaults. Iceland's default on banking sector debts could set a precedent for other countries to prioritize domestic creditors over foreign ones, risking a breakdown in global cooperation and the emergence of "financial war". Coordinated action is needed from major economies to stabilize the financial system through bank recapitalization, interest rate cuts, liquidity injections and fiscal stimulus, in order to prevent an every-country-for-itself scenario and the potential economic and political fallout it could bring.
CRFB Webinar - Who is Buying Our New COVID-19 Debt - May 11, 2020CRFBGraphics
The document summarizes the economic impact of the COVID-19 pandemic and the government response. It notes that initial unemployment claims have skyrocketed while the government has spent trillions to stabilize the economy. This massive spending has caused federal debt and deficits to reach unprecedented levels. The Federal Reserve has absorbed almost all new debt issuance through bond purchases, maintaining low interest rates. However, the size and duration of Fed support is uncertain as debt levels rise sharply.
The document provides home sales data for the Greater Toronto area in June 2012. It reports that home sales were down 5.4% compared to June 2011, with the largest decline in the City of Toronto at 13%. The average home price increased 7.3% to $508,622 compared to June 2011. Low-rise home types such as detached homes and semis drove the price growth in June.
Agcapita February 2012 Briefing - Spare a Moment for the Real EconomyVeripath Partners
“According to the Mercer Pension Health Index, the decline in longterm interest rates over the past six months has brought the funded status of Canadian pension funds near the all-time low reached in 2008 (Chart 20). This index declined from 71 per cent in the second quarter of 2011 to 64 per cent at the end of October, indicating that a representative pension plan faces a higher risk of being unable to fully meet its financial obligations.”
The stock market continued rising last week driven by optimism over a Greek bailout and better economic data. However, higher gas prices and tensions in the Middle East could impact consumer spending. In China, slowing housing prices following measures to boost lending have raised concerns. Surveys found Americans view $150,000 in annual income or $1 million in net worth as amounts needed to feel "rich", which has policy implications.
The document discusses the US subprime mortgage crisis and its limited impact on other economies. Loose lending guidelines in the US caused many subprime borrowers to take out mortgages they could not afford. As home prices fell, 10% of US subprime mortgages are expected to default. However, China, India, Brazil and Russia are less dependent on US trade and are experiencing strong domestic demand. Canada's economy and housing market are faring better than the US due to stricter lending standards. Alberta specifically continues to see growth in oil demand and prices, population increases, and office and housing construction booms.
Bernard Markstein presented an overview of the US economy and construction outlook at the BONDMulti 2014 Conference. He summarized that the economy is improving but growth could be faster, and construction is also recovering but residential remains below long-term needs. Key issues for the housing market include tight lending standards, high student debt burdens, and potential changes in views about homeownership among younger generations.
Orlando’s Economic Boom - Yardi Matrix Multifamily Spring Report 2016Adelina Osan
Rents in the Orlando multifamily market hit new highs in 2016, growing at a rate far exceeding the national average as the local population and economy continued to boom. Strong job growth, led by the tourism industry, and major infrastructure projects fueled demand that outpaced new supply. With transaction volume reaching a record high, investors remained attracted to the market's yield potential despite rising prices. The report forecasts continued rent growth and robust market performance in 2016.
Australian Residential Mortgage Delinquencies to Stabilize after a Slight Dec...Arthur Karabatsos
This document summarizes a report on Australian residential mortgage delinquencies. It finds that delinquencies have stabilized after a slight decline over the last 12 months, despite interest rate cuts by the central bank. Delinquency rates vary significantly by region, with higher rates in areas dependent on tourism, manufacturing and construction that have been impacted by the strong Australian dollar. Over the next year, delinquencies are expected to remain steady as unemployment stays stable and interest rate cuts may not be fully passed on to homeowners.
Atradius Country Report - United States – April 2014Salih Yilmaz
Atradius country reports are designed to support you in trading safely abroad. Our overviews give you short, concise information on large Western economies´ economic performance and insolvency development and on main emerging markets´ current political and economical situation and outlook.
Canadian ma insights report winter 2018Duff & Phelps
Canadian M&A activity remained strong in 2017, with 1,558 companies sold, a 3.9% increase over 2016. The total value of deals was $88 billion, up 9.1% from 2016. While the number of large deals (over $500 million) decreased, their average size increased to $3.2 billion compared to $2.4 billion in 2016. 71.6% of deals involved a Canadian buyer or seller. Looking ahead, continued economic growth in Canada and the US along with low financing costs are expected to support further M&A activity, though US tax reform and NAFTA negotiations may create some uncertainty.
The strongest capital city sub-regions were confined to Hobart,
Canberra, Brisbane and Adelaide where housing prices are generally
more affordable relative to household incomes (although housing
affordability has rapidly deteriorated across Hobart). Outside of Hobart,
where dwelling values were 8.7% higher over the year, even the best
performing regions returned a relatively mild annual growth rate. Seven
of the top ten sub-regions returned an annual gain of less than 3%. Mr
Lawless said, “Such a soft result amongst the best performing areas
highlights that housing market weakness is broad-based and not just
confined to Sydney and Melbourne.”
Arbor Small Multifamily Report Q1 2020Ivan Kaufman
The nation’s rental market has a total of 41.9 million renter-occupied housing units as of 2018, according to the U.S. Census Bureau’s latest American Community Survey. Small multifamily, which includes apartment properties of 5 to 49 units, represented 33% (13.7 million units) of the total rental market.
HSBC in North America provides concise summaries of 3 key points:
1) HSBC is a top 10 US bank holding company with over $500 billion in assets and pre-tax income of $2.3 billion in H1 2007.
2) HSBC Finance Corporation saw higher loan impairment charges compared to H1 2006 as credit trends normalized, while profit excluding mortgage services was consistent with H2 2006.
3) HSBC USA Inc. reported profit before tax of $834 million for H1 2007, down 5% from a year ago due to investment in business expansion, but saw increases in operating income and deposits.
The North Country Chamber of Commerce has released the results of its Annual Issue Survey, including its annual Business Confidence Index, revealing continued business optimism for the year ahead along with a strong call for further government and spending reforms in both Albany and Washington.
Individual income and payroll taxes cover over two-thirds of the U.S. government's spending, but deficits will finance about one-seventh of spending in 2017. The top 20% of households pay almost 70% of federal taxes, with the top 1% paying one quarter. While the U.S. has high statutory corporate tax rates, many businesses pay less thanks to tax expenditures and deductions, resulting in dramatically different effective tax burdens across industries.
This monthly real estate report provides an overview of economic indicators and housing market trends in Canada. While Canada has officially emerged from recession, recovery will be gradual and unemployment remains a concern. The housing market is rebounding with home sales and prices rising significantly year-over-year, but new listings are still below last year's levels. Mortgage rates remain low, benefiting homeowners.
Butte County, Idaho currently has a population of around 2,500 people and around 8,000 jobs. However, the county has experienced a declining population and job losses in recent years. Projections estimate these trends will continue, with the workforce shrinking over the next decade while job growth occurs statewide. To improve economic development, the county needs to focus on attracting and retaining residents, especially younger workers, through policies that support amenities, infrastructure like broadband access, and talent pipelines within the community.
Election results in the U.S. and U.K., and 2017 elections in several European countries, may fuel more of an inward focus, tamping down aggressive climate-change goals and other environmental, social and governance (ESG) efforts.
American Express Company reported strong financial results for 2005. Revenues increased 10% to $24.3 billion and income from continuing operations rose 20% to $3.2 billion. Diluted earnings per share from continuing operations grew 22% to $2.56. The spin-off of Ameriprise Financial in September 2005 sharpened the company's focus on its payments and network services businesses. Spending on American Express cards reached a record $484 billion in 2005, up 16% from 2004, driven by higher spending per cardmember and an increase in new cards. The company is well positioned for continued growth with opportunities in expanding its merchant network and increasing its share of the global payments industry.
The document summarizes the dire state of the global financial system, with corporate and bank defaults increasing the risk of a chaotic series of national defaults. Iceland's default on banking sector debts could set a precedent for other countries to prioritize domestic creditors over foreign ones, risking a breakdown in global cooperation and the emergence of "financial war". Coordinated action is needed from major economies to stabilize the financial system through bank recapitalization, interest rate cuts, liquidity injections and fiscal stimulus, in order to prevent an every-country-for-itself scenario and the potential economic and political fallout it could bring.
CRFB Webinar - Who is Buying Our New COVID-19 Debt - May 11, 2020CRFBGraphics
The document summarizes the economic impact of the COVID-19 pandemic and the government response. It notes that initial unemployment claims have skyrocketed while the government has spent trillions to stabilize the economy. This massive spending has caused federal debt and deficits to reach unprecedented levels. The Federal Reserve has absorbed almost all new debt issuance through bond purchases, maintaining low interest rates. However, the size and duration of Fed support is uncertain as debt levels rise sharply.
The document provides home sales data for the Greater Toronto area in June 2012. It reports that home sales were down 5.4% compared to June 2011, with the largest decline in the City of Toronto at 13%. The average home price increased 7.3% to $508,622 compared to June 2011. Low-rise home types such as detached homes and semis drove the price growth in June.
Agcapita February 2012 Briefing - Spare a Moment for the Real EconomyVeripath Partners
“According to the Mercer Pension Health Index, the decline in longterm interest rates over the past six months has brought the funded status of Canadian pension funds near the all-time low reached in 2008 (Chart 20). This index declined from 71 per cent in the second quarter of 2011 to 64 per cent at the end of October, indicating that a representative pension plan faces a higher risk of being unable to fully meet its financial obligations.”
The stock market continued rising last week driven by optimism over a Greek bailout and better economic data. However, higher gas prices and tensions in the Middle East could impact consumer spending. In China, slowing housing prices following measures to boost lending have raised concerns. Surveys found Americans view $150,000 in annual income or $1 million in net worth as amounts needed to feel "rich", which has policy implications.
The document discusses the US subprime mortgage crisis and its limited impact on other economies. Loose lending guidelines in the US caused many subprime borrowers to take out mortgages they could not afford. As home prices fell, 10% of US subprime mortgages are expected to default. However, China, India, Brazil and Russia are less dependent on US trade and are experiencing strong domestic demand. Canada's economy and housing market are faring better than the US due to stricter lending standards. Alberta specifically continues to see growth in oil demand and prices, population increases, and office and housing construction booms.
Bernard Markstein presented an overview of the US economy and construction outlook at the BONDMulti 2014 Conference. He summarized that the economy is improving but growth could be faster, and construction is also recovering but residential remains below long-term needs. Key issues for the housing market include tight lending standards, high student debt burdens, and potential changes in views about homeownership among younger generations.
Orlando’s Economic Boom - Yardi Matrix Multifamily Spring Report 2016Adelina Osan
Rents in the Orlando multifamily market hit new highs in 2016, growing at a rate far exceeding the national average as the local population and economy continued to boom. Strong job growth, led by the tourism industry, and major infrastructure projects fueled demand that outpaced new supply. With transaction volume reaching a record high, investors remained attracted to the market's yield potential despite rising prices. The report forecasts continued rent growth and robust market performance in 2016.
Australian Residential Mortgage Delinquencies to Stabilize after a Slight Dec...Arthur Karabatsos
This document summarizes a report on Australian residential mortgage delinquencies. It finds that delinquencies have stabilized after a slight decline over the last 12 months, despite interest rate cuts by the central bank. Delinquency rates vary significantly by region, with higher rates in areas dependent on tourism, manufacturing and construction that have been impacted by the strong Australian dollar. Over the next year, delinquencies are expected to remain steady as unemployment stays stable and interest rate cuts may not be fully passed on to homeowners.
Atradius Country Report - United States – April 2014Salih Yilmaz
Atradius country reports are designed to support you in trading safely abroad. Our overviews give you short, concise information on large Western economies´ economic performance and insolvency development and on main emerging markets´ current political and economical situation and outlook.
The Do Good Report - Wrightsville Beach 1st Quarter 2013DoGoodRealEstate
The document provides an overview of the Wrightsville Beach real estate market through Q1 2013. Key points include:
- Home inventory dropped 17% from Q1 2012 levels, indicating a seller's market with high demand and low supply.
- Median and average home prices increased substantially (25% and 14% respectively) from Q4 2012.
- The real estate company expects continued stability and growth in the market through 2013.
The 2013 Halo Report finds angel investment activity on the rise with more high-valuation deals closed in 2013 than in 2012. While median round sizes held steady at $600K per deal, they were at a three year high when angels co-invested with non-angels. The share of angel investment in Internet, healthcare and mobile startups continued to increase. Golden Seeds, Tech Coast Angels, and Houston Angel Network, which is new to the list, were the three most active angel groups in 2013. With a continued progression toward more even distribution of investments nationally, entrepreneurs throughout the country are likely to find it easier to access angel investors for critical early stage funding. The Halo Report, put together by the Angel Resource Institute, Silicon Valley Bank and CB Insights, includes aggregate analysis of investment activity by angel investors and angel investment groups, highlighting trends in round sizes, pre-money valuations, and industry investment preferences.
1) Housing prices in the Boston area increased 3.1% in the last year but price growth is slowing. The median home price is $625,500, which is above the conforming loan limit.
2) Unemployment in Boston is higher than the national average at 5.3%, weighing on consumer confidence. Employment growth has eased but remains positive.
3) New housing construction is down 11% from a year ago, but remains above the long-term average, which could increase inventory and moderate price growth if production stays high.
After a +3% point rise in consumer confidence in the third quarter of 2017, the latest Deloitte Consumer Tracker remains flat at -7%. This quarter’s results represent the first time since our survey began in 2011 that confidence has not fallen in the final quarter of the year.
This Month In Real Estate February Canada 20090203WalterWeinreich
The document summarizes the Canadian real estate market in February 2009. It notes that while home prices declined 11% nationally, prices increased in 7 of 12 provinces. Mortgage rates fell significantly from 2008 levels to around 5.79% in January 2009. Housing affordability also improved across Canada. The economy entered a recession but unemployment remained below historical averages. The government unveiled a $40 billion stimulus package focused on infrastructure, tax relief and restoring credit market liquidity.
The document provides an overview and highlights of angel investment trends in 2012 based on a report from the Angel Resource Institute, Silicon Valley Bank, and CB Insights (Halo Report). Some key findings include:
- Median angel round size dipped to $600k in 2012 but was trending up in Q4.
- Early stage pre-money valuations remained steady from 2011.
- Mobile sector gained investment share while healthcare dropped in deals and dollars.
- Regions like Northwest and Southwest saw increased investment shares while California's share declined.
The document analyzes the financial market outlook for Rogers and discusses several economic indicators. Canadian GDP growth was supported by government spending, capital investment, trade, and the Winter Olympics, which will allow Rogers to increase average revenues per user. Inflation and unemployment data show prices and consumer spending rising, despite a slow job recovery. Interest rates may rise due to higher inflation, and the strong Canadian dollar will help Rogers repay debt since most is in US dollars. The telecom industry faces threats of increased competition, demand for better services, and market saturation.
2014 Economic Outlook (Michael Brown, Wells Fargo)PublicFinanceTV
The document analyzes the economic outlook for 2014 and beyond. It finds that while the US economic recovery will continue in 2014, growth will remain below historical averages. Unemployment remains elevated due to structural factors. Consumer spending and business investment will slowly increase in 2014, supporting moderate GDP growth. Federal fiscal policy uncertainty poses a headwind. Overall, the recovery is ongoing but uneven across states, industries, and demographic groups.
- Sales of homes in the Greater Toronto Area through the TorontoMLS system were down in December 2012 compared to December 2011, with 3,690 sales versus 4,585. Total sales for all of 2012 were also down compared to 2011, at 85,731 versus 89,096.
- The average selling price in December 2012 was up 6.5% year-over-year to $478,739. The average selling price for all of 2012 was up almost 7% to $497,298.
- Price growth was strongest for low-rise homes like detached houses, semis and townhouses, while sales dipped due to stricter lending guidelines causing some buyers to postpone purchases.
Providência USA reported strong financial results in 3Q13, with sales volume up 20.5% and net revenue increasing 26.6% compared to 3Q12. Adjusted EBITDA rose 11% over 3Q12 to R$40.1 million, while net income improved 21% to R$10 million. Net debt increased 9.9% to R$495.1 million due to currency fluctuations impacting US dollar debt. The company approved an interim dividend of R$17.9 million, equal to 100% of the first half adjusted dividend base. Looking ahead, Providência aims to increase production of higher value added products at its newly expanded US facility.
Calvert Home Mortgage's Real Estate and Economic Report for Sept 2015Jesse Bobrowski
Please view our monthly report which highlights real estate activity in Alberta's two major markets as well as general economic indicators related to Alberta's economy.
At Calvert we utilize this information to assist in making prudent real estate lending decisions.
Calvert Home Mortgage Real Estate and Economic Report for September 2015Keith Uthe
Calvert Home Mortgage provides a simplified breakdown of statistics and and information from the Calgary and Edmonton real estate markets and how they are affecting current home prices. You will also find the most recent statistics available for key Economic Fundamentals that influence the lending industry and real estate markets in Alberta.
Calvert Home Mortgage Real Estate and Economic Report for September 2015Keith Uthe
This document summarizes real estate market conditions in Calgary and Edmonton in August 2015. In Calgary, average single-family home prices dropped below $545,000 and sales decreased most for homes priced between $200,000-$400,000. New listings growth slowed which helped support prices. In Edmonton, the number of days on market increased to 54 days. Mortgage arrears in Alberta remain lower than the previous 4 years despite a small rise in May-June. The Alberta and Canadian economies experienced modest growth, while oil prices and production decreased.
Economic and Financial Outlook - Leslie Preston - TD EconomistWPCoC
This document provides an economic outlook and analysis from TD Economics. It summarizes recent global, US, Canadian and regional economic performance and forecasts. Key points include ongoing struggles for the global economy to accelerate, varied regional growth patterns, China's economic rebalancing, a rebounding US economy, modest Canadian growth supported by exports and consumers, and housing market resilience with slowing price gains. Risks to the outlook include geopolitical issues while upside potential exists if other economies improve more than expected.
U.S. economic growth is expected to remain steady in 2016, though risks remain. Global growth is slowing, which could impact the U.S. through trade and capital flows pushing up the dollar. Consumer spending and the labor market are improving, but weak productivity growth may limit income gains. Business investment is also expected to increase but risks remain from low oil prices. The Federal Reserve will continue raising rates gradually based on economic data. Residential investment is also expected to strengthen as household formations increase.
• Home values increased by 0.9% in January however they were lower over the past 3 months
• House sales have levelled while unit transactions are trending lower
• Rental rates continue to increase at their slowest annual pace on record
• Selling time of homes is seeing a seasonal spike while discounting is also increasing slightly
• Listing values are starting to rise from their seasonal slumber and are higher than a year ago
PyData London 2024: Mistakes were made (Dr. Rebecca Bilbro)Rebecca Bilbro
To honor ten years of PyData London, join Dr. Rebecca Bilbro as she takes us back in time to reflect on a little over ten years working as a data scientist. One of the many renegade PhDs who joined the fledgling field of data science of the 2010's, Rebecca will share lessons learned the hard way, often from watching data science projects go sideways and learning to fix broken things. Through the lens of these canon events, she'll identify some of the anti-patterns and red flags she's learned to steer around.
06-18-2024-Princeton Meetup-Introduction to MilvusTimothy Spann
06-18-2024-Princeton Meetup-Introduction to Milvus
tim.spann@zilliz.com
https://www.linkedin.com/in/timothyspann/
https://x.com/paasdev
https://github.com/tspannhw
https://github.com/milvus-io/milvus
Get Milvused!
https://milvus.io/
Read my Newsletter every week!
https://github.com/tspannhw/FLiPStackWeekly/blob/main/142-17June2024.md
For more cool Unstructured Data, AI and Vector Database videos check out the Milvus vector database videos here
https://www.youtube.com/@MilvusVectorDatabase/videos
Unstructured Data Meetups -
https://www.meetup.com/unstructured-data-meetup-new-york/
https://lu.ma/calendar/manage/cal-VNT79trvj0jS8S7
https://www.meetup.com/pro/unstructureddata/
https://zilliz.com/community/unstructured-data-meetup
https://zilliz.com/event
Twitter/X: https://x.com/milvusio https://x.com/paasdev
LinkedIn: https://www.linkedin.com/company/zilliz/ https://www.linkedin.com/in/timothyspann/
GitHub: https://github.com/milvus-io/milvus https://github.com/tspannhw
Invitation to join Discord: https://discord.com/invite/FjCMmaJng6
Blogs: https://milvusio.medium.com/ https://www.opensourcevectordb.cloud/ https://medium.com/@tspann
Expand LLMs' knowledge by incorporating external data sources into LLMs and your AI applications.
Generative Classifiers: Classifying with Bayesian decision theory, Bayes’ rule, Naïve Bayes classifier.
Discriminative Classifiers: Logistic Regression, Decision Trees: Training and Visualizing a Decision Tree, Making Predictions, Estimating Class Probabilities, The CART Training Algorithm, Attribute selection measures- Gini impurity; Entropy, Regularization Hyperparameters, Regression Trees, Linear Support vector machines.
Build applications with generative AI on Google CloudMárton Kodok
We will explore Vertex AI - Model Garden powered experiences, we are going to learn more about the integration of these generative AI APIs. We are going to see in action what the Gemini family of generative models are for developers to build and deploy AI-driven applications. Vertex AI includes a suite of foundation models, these are referred to as the PaLM and Gemini family of generative ai models, and they come in different versions. We are going to cover how to use via API to: - execute prompts in text and chat - cover multimodal use cases with image prompts. - finetune and distill to improve knowledge domains - run function calls with foundation models to optimize them for specific tasks. At the end of the session, developers will understand how to innovate with generative AI and develop apps using the generative ai industry trends.
We are pleased to share with you the latest VCOSA statistical report on the cotton and yarn industry for the month of March 2024.
Starting from January 2024, the full weekly and monthly reports will only be available for free to VCOSA members. To access the complete weekly report with figures, charts, and detailed analysis of the cotton fiber market in the past week, interested parties are kindly requested to contact VCOSA to subscribe to the newsletter.
We are pleased to share with you the latest VCOSA statistical report on the cotton and yarn industry for the month of May 2024.
Starting from January 2024, the full weekly and monthly reports will only be available for free to VCOSA members. To access the complete weekly report with figures, charts, and detailed analysis of the cotton fiber market in the past week, interested parties are kindly requested to contact VCOSA to subscribe to the newsletter.
3. Ontario: Demographics
Ontario has a population of 12,851,821 in 2011
Between the 2006 and 2011 Censuses, Canada’s
population grew 1.86 million or 5.9 per cent
About 37 per cent of the national growth occurred in
Ontario. Ontario population grew 5.7 per cent,
modestly lower than the national growth rate
Ontario residents had a median age of 40.4 years
which is slightly younger than the median age of
40.6 for Canada
3
12,851,821
POPULATION
2011
SOURCE: Statistics Canada
17,400,000
POPULATION PROJECTION
2036
SOURCE: Durham Region Planning
5.7%
ANNUAL GROWTH RATE
2006 - 2011
SOURCE: Statistics Canada
40.4
YEARS
MEDIAN AGE
2011
SOURCE: Statistics Canada
4. Ontario: Demographics
A majority of locations where Harley-Davidson retailers are located
have experienced slower growth than Ontario between 2006 – 2011
4
%change
2006-2011
Ontario 5.7%
9.2 9.1
7.7
6.7
5.7 5.6
4.7
3.7 3.5
2.9
2.1
1.6
0.9
0.5
-0.5
-1.1 -1.1 -1.3-2
0
2
4
6
8
10
Toronto
Ottawa
Oshawa
Mississauga
Kitchener
Barrie
Kingston
London
Pembroke
Blenheim
Peterborough
Sudbury
Sarnia
Niagara-on-the-lake
OwenSound
ThunderBay
Hawkesbury
Windsor
City
5. 25.9%
VISIBLE MINORITIES
2006
SOURCE: Statistics Canada
Ontario: Demographics
5
Women who make up over 51% of the population and
men made up 49% of the population
24% of men are between 25 – 59 years of age
25% of females are between 25 – 59 years of age
1 in 4 Ontarians is a member of a visible minority
South Asians, Chinese and Blacks accounted for 65.1%
of the visible minority market share
The vast majority of visible minority live in urban centers
49% 51%
POPULATION – BY GENDER
2011
SOURCE: Statistics Canada
FEMALEMALE
6. $34,084
PRIMARY HOUSEHOLD
INCOME PER CAPITA 2011
SOURCE: Statistics Canada
2.6
AVERAGE HOUSEHOLD SIZE
2011
SOURCE: Statistics Canada
$132,876
HOUSEHOLD DEBT
Ontario: Demographics
6
Net worth of Ontarians $464,693 an increase of 8.2%
over last year
Primary household income per capita in Ontario was
$34,084 compared with $33,759 for Canada
The average household size in Ontario was 2.6
persons in 2011, compared to the Canadian average
household size of 2.5 persons
In Ontario, the proportion of total private households
with only one person has increased over time, while
the proportion of larger households (five or more
persons) has decreased
Average consumer’s total debt (not including
mortgages) has increased nearly $200 to $27,131 (Q2,
2013)
Ontarian’s experienced an increase in total debt of
1.84% over Q2 2012
$27,131
AVERAGE CONSUMER’S
TOTAL DEBT
7. 6.5%
Q2 2013
UNEMPLOYMENT RATE
OSHAWA
Ontario: Economic
7
The most recent data, released in Q2 2013 for Ontario
shows that the size of the labour force has increased 1.2%
over Q2 2012
Over the past year, the province added just over 105,000
jobs, out of which 78,200 were full-time positions and
27,400 were part-time. When comparing the second quarter
of 2013 to that of 2012, the province’s unemployment,
participation and employment rates have all remained at
around the same level
During that period, the unemployment rate decreased from
7.8% to 7.5%, while the participation rate remained
unchanged
Unemployment rates among young people (15-24) is worse
than the Rust Belt states like Indiana and Ohio; only Illinois
and New York fared worse than Ontario
Young men fared worse than women, with 18.4%
unemployment rates versus 15.4% for women
LABOUR FORCE
Q2 2013
7,431,300
YOUTH (15 - 24)
Q2 2013
16.4%
8. SOURCE: Statistics Canada
POPULATION WITH POST-
SECONDARY EDUCATION
UNEMPLOYMENT RATE FOR
ADULTS WITHOUT PSE
Ontario: Economic
8
The percentage of the population aged 15
years and over with college, trade, or post-
secondary certification or a university degree
was 53.9% in Ontario compared to 53.6% in
Canada
Unemployment rates for adults with Post
Secondary Education was 5.6% compared
to 8.6% for adults without PSE
53.9%
8.6%
9. Ontario: Real Estate
9
Housing starts in the Ontario region were
trending at 63,785 units in October, compared
to 60,207 in September, according to Canada
Mortgage and Housing Corporation (CMHC)
The trend in Ontario starts is now pointing up
suggesting that more strength can be expected
in the months to follow
Ontario home prices managed to grow above
the general rate of inflation during the early part
of 2013. The average selling price during Q1
2013 was $393,170 which was a 2.4% increase
over the first quarter of 2012
Mortgage rates to see modest and gradual
increases, but will remain low
$393,170
AVERAGE MLS HOME PRICE
HOME STARTS
OCTOBER 2013
62,785
1 YEAR MORTGAGE
Q1 2013
3%
5 YEAR MORTGAGE
Q1 2013
5.21%
10. Average consumer non-mortgage
debt continues to rise
Average consumer non-mortgage debt increased nearly $200 to $27,131
an increase of 3.4% over the same quarter last year; this comes one
quarter after its first quarterly decline in nearly 2 years
Average consumer non-mortgage debt also continues to rise in Ontario;
Ontarians have added $1,729 in non-mortgage debt since Q2 2010
10Source: TransUnion, Q2 2013
AVERAGE TOTAL CONSUMER DEBT (EXCLUDING MORTGAGE)
NATIONAL AVERAGE
0.00
10,000.00
20,000.00
30,000.00
Q2 2010 Q2 2011 Q2 2012 Q2 2013
11. Total consumer debt increases were
seen across all categories
Consumer debt increased across all four categories; installment
loans and auto captives saw the largest quarter over quarter
increases with 5.52% and 3.37% respectively
Auto consumer debt has increased by nearly 29% since Q2 2010
11
Source: TransUnion, Q2, 2013
$0.00
$20,000.00
$40,000.00
$60,000.00
$80,000.00
$100,000.00
$120,000.00
$140,000.00
Credit Cards Line of Credit Installment Loan Auto Captives
Q2 2010 Q2 2011 Q2 2012 Q2 2013
12. The farther west you live in Canada,
the higher the debts
The farther west you live in Canada, the more likely you are to have larger
debts; British Columbians had the highest level of consumer debt in the
second quarter at $38,672
The increase in average debt was consistent throughout Canada, with all
provinces experiencing increases from a low in Ontario of 1.84% to a high in
Alberta of 7.70% over the previous Quarter
12
Source: TransUnion, Q2 2013
PROVINCES WITH THE HIGHEST TO LOWEST CONSUMER DEBT
$38,672
BC
$36,150
AB
$28,706
SK
$25,914
ON
$23,765
NB
$20,371
MB
$19,455
QC
◄HIGHEST
LOWEST►
VS
13. Delinquency rates remain low across
all major categories
Delinquency rates remain low across all categories, a positive sign
that Canadian’s are able to manage their debt
13
Source: TransUnion, Q2 2013
0.24%
-25.0%
-18.0%
CREDIT CARDS
0.17%
-7.5%
-10.4%
LINES OF CREDIT
1.14%
-3.59%
-7.7%
INSTALLMENT LOANS
0.10%
-4.39%
13.1%
AUTO CAPTIVES
DELINQUENCY LEVELS CONTINUE TO REMAIN LOW
ACROSS ALL MAJOR PRODUCT
Q2 2013
QUARTERLY
PERCENT CHANGE
YEARLY PERCENT
CHANGE
15. Retail: Mackie Harley Davidson,
Oshawa Ontario (Sept. ‘13 vs. Sept. ‘12)
15
Total Retail $ Sold Warranty Registered (SWR)
Total # Funded
NUMS 1% - 21%
$1,002,894
$884,275
-12%
2012 2013
166 167
1%
2012 2013
53 46
19 16
34 30
2012 2013 2012 2013
20.46%
17.96%
text
text
text
Rank Total
Retail #
Rank SRW #
Rank #New
Funded
Rank NUMS
Text Text Text Text
New
Used
16. Retailer: Thunder Bay Harley
Davidson (Sept. ‘13 vs. Sept. ‘12)
16
Total Retail $ Sold Warranty Registered (SWR)
Total # Funded
NUMS (+55%)
$314,351
$370,201
+18%
2012 2013
57 52
-9%
2012 2013
20
20
8 3
12 17
2012 2013 2012 2013
21.05%
32.69%
Rank Total
Retail #
Rank SRW #
Rank #New
Funded
Rank NUMS
Text Text Text Text
New
Used
text
text
text
17. Retailer: Fox Harley Davidson,
Owen Sound (Sept. ‘13 vs. Sept. ‘12)
17
Total Retail $ Sold Warranty Registered (SWR)
Total # Funded
NUMS (+3%)
$778,976
$708,635
-9%
2012 2013
64 57
-11%
2012 2013
45
39
21 17
24 22
2012 2013 2012 2013
32.50%
38.60%
Rank Total
Retail #
Rank SRW #
Rank #New
Funded
Rank NUMS
Text Text Text Text
New
Used
text
text
text
18. Retailer: Duke’s Harley Davidson,
Blenheim (Sept. ‘13 vs. Sept. ‘12)
18
Total Retail $ Sold Warranty Registered (SWR)
Total # Funded
NUMS (+45%)
$423,150
$511,461
21%
2012 2013
38 30
-21%
2012 2013
26 26
19 18
7 8
2012 2013 2012 2013
18.42%
26.67%
Rank Total
Retail #
Rank SRW #
Rank #New
Funded
Rank NUMS
Text Text Text Text
New
Used
text
text
text
19. Retailer: Clare’s Harley Davidson,
Niagara-on-the-Lake (Sept. ‘13 vs. Sept. ‘12)
19
Total Retail $ Sold Warranty Registered (SWR)
Total # Funded
NUMS (-7%)
$1,137,789
$1,083,840
-5%
2012 2013
134 131
-2%
2012 2013
65 65
20 24
45 41
2012 2013 2012 2013
33.58% 31.30%
Rank Total
Retail #
Rank SRW #
Rank #New
Funded
Rank NUMS
Text Text Text Text
New
Used
text
text
text
20. Retailer: Kitchener Harley Davidson,
Kitchener (Sept. ‘13 vs. Sept. ‘12)
20
Total Retail $ Sold Warranty Registered (SWR)
Total # Funded
NUMS (+24%)
$1,000,580
$1,311,539
31%
2012 2013
129 121
-6%
2012 2013
59
71
23 29
36 42
2012 2013 2012 2013
27.91% 34.71%
Rank Total
Retail #
Rank SRW #
Rank #New
Funded
Rank NUMS
Text Text Text Text
New
Used
text
text
text
21. Retailer: Motosport Plus Harley
Davidson, Kingston (Sept. ‘13 vs. Sept. ‘12)
21
Total Retail $ Sold Warranty Registered (SWR)
Total # Funded
NUMS (+7%)
$1,003,337
$1,027,395
+2%
2012 2013
103
93
-10%
2012 2013
58
52
26 21
32 31
2012 2013 2012 2013
31.07% 33.30%
Rank Total
Retail #
Rank SRW #
Rank #New
Funded
Rank NUMS
Text Text Text Text
New
Used
text
text
text
22. Retailer: Rocky’s Harley Davidson,
London, Ontario (Sept. ‘13 vs. Sept. ‘12)
22
Total Retail $ Sold Warranty Registered (SWR)
Total # Funded
NUMS (+47%)
$1,746,107
$2,227,431
+28%
2012 2013
162
149
-8%
2012 2013
88
118
37 49
51 69
2012 2013 2012 2013
31.48%
46.31%
Rank Total
Retail #
Rank SRW #
Rank #New
Funded
Rank NUMS
Text Text Text Text
New
Used
text
text
text
23. Retailer: Barrie Harley Davidson,
Barrie (Sept. ‘13 vs. Sept. ‘12)
23
Total Retail $ Sold Warranty Registered (SWR)
Total # Funded NUMS (+0.1%)
$1,431,148
$1,526,496
+4%
2012 2013
161
129
-20%
2012 2013
79
90
23 45
56 45
2012 2013 2012 2013
34.78% 34.88%
Rank Total
Retail #
Rank SRW #
Rank #New
Funded
Rank NUMS
Text Text Text Text
New
Used
text
text
text
24. Retailer: Freedom Harley Davidson,
Nepean (Sept. ‘13 vs. Sept. ‘12)
24
Total Retail $ Sold Warranty Registered (SWR)
Total # Funded NUMS (-20%)
$1,204,635
$975,262
-19%
2012 2013
149
131
-12%
2012 2013
60
52
16 21
44 31
2012 2013 2012 2013
29.53%
23.66%
Rank Total
Retail #
Rank SRW #
Rank #New
Funded
Rank NUMS
Text Text Text Text
New
Used
text
text
text
25. Retailer: Thunder Road Harley
Davidson, Windsor (Sept. ‘13 vs. Sept. ‘12)
25
Total Retail $ Sold Warranty Registered (SWR)
Total # Funded NUMS (+12.8%)
$268,910
$399,169
+48%
2012 2013
70
82
+17%
2012 2013
16
25
13
17
3
8
2012 2013 2012 2013
4.29% 9.76%
Rank Total
Retail #
Rank SRW #
Rank #New
Funded
Rank NUMS
Text Text Text Text
New
Used
text
text
text
26. Retailer: Davies Road Harley Davidson,
Richmond Hill (Sept. ‘13 vs. Sept. ‘12)
26
Total Retail $ Sold Warranty Registered (SWR)
Total # Funded NUMS (+9%)
$326,047
$928,448
+12%
2012 2013
155
157
+1%
2012 2013
48 50
18 17
30 33
2012 2013 2012 2013
19.35% 21.02%
Rank Total
Retail #
Rank SRW #
Rank #New
Funded
Rank NUMS
Text Text Text Text
New
Used
text
text
text
27. Retailer: Goulet Motosport Road Harley
Davidson, Hawkesbury (Sept. ‘13 vs. Sept. ‘12)
27
Total Retail $ Sold Warranty Registered (SWR)
Total # Funded NUMS (-77%)
$449,213
$225,021
-50%
2012 2013
93 93
2012 2013
25
13
12
10
13
3
2012 2013 2012 2013
13.98%
3.23%
Rank Total
Retail #
Rank SRW #
Rank #New
Funded
Rank NUMS
Text Text Text Text
New
Used
text
text
text
28. Ontario Demographics
28
2.7
3.1
3.4
5.6
6.1
6.4
7
11.8
13.1
16.2
17.2
22.8
47
25.9
0 10 20 30 40 50
Greater Sudbury
Thunder Bay
Peterborough
Blenheim
Kingston
Barrie
Niagara
Oshawa
London
Kitchener
Windsor
Ottawa-Gatineau
Toronto
ONTARIO
Proportion of Visible Minorities,
Ontario - 2011
53.7
52.9
23.7
22.9
22.8
0 10 20 30 40 50 60
Mississauga
Richmond Hill
Ottawa
Windsor
Oakville
Highest Proportion of Visible
Minorities, Ontario CSDs - 2011
1 in 4 Ontarians (25.9%) is a member of a visible minority
South Asians, Chinese and Blacks accounted for 65.1% of the visible minority market share
The vast majority of visible minority live in urban centers
30. Quebec – At a Glance
19 Retailers in Quebec
100% of Quebec retailers
have less than 15% retail
penetration;
37% of Quebec retailers
have less than 5% retail
penetration
47% have seen an increase
in #New funded over 2012
Retailer Location SWR
Sept /13
Retail $ #New
Funded
#Used
Funded
Retail
Penetration
Ville de Quebec 504 $1,191,949 38 25 7.54%
Brossard 288 $1,027,095 23 36 7.99%
Montreal 260 $470,584 10 13 3.85%
Laval 257 $1,082,549 19 46 7.39%
St. Hyacinthe 220 $736,306 20 18 9.09%
Repentigny 206 $872,046 12 39 5.83%
Rimouski 169 $131,093 4 2 2.37%
Becancour 154 $340,494 12 4 7.79%
Saguenay 129 $158,981 3 7 2.33%
Gatineau 120 $580,617 17 14 14.17%
Sherbrooke 116 $308,066 6 10 5.17%
Shawinigan 103 $0 0 0 0%
Valleyfield 87 $126,943 5 1 5.75%
Victoriville 80 $219,526 7 3 8.75%
Val d’Or 77 $218,272 8 3 10.39%
Saint-Marie 72 $173,623 8 0 11.11%
Drummondville 50 $46,982 1 2 2.0%
Sept-Iles 37 $0 0 0 0%
Baie-Comeau 37 $10,500 0 1 0%
Order based on #SWR
30
31. Retailer: Rimouski Harley Davidson,
Rimouski (Sept. ‘13 vs. Sept. ‘12)
31
Total Retail $ Sold Warranty Registered (SWR)
Total # Funded
NUMS (+2.98%)
$63,695
$131,093
+106%
2012 2013
168 169
+1%
2012 2013
4 6
3 2
1 4
2012 2013 2012 2013
0.60% 2.37%
Rank Total
Retail #
Rank SRW #
Rank #New
Funded
Rank NUMS
Text Text Text Text
New
Used
text
text
text
32. Retailer: Bécancour Harley Davidson,
Bécancour (Sept. ‘13 vs. Sept. ‘12)
32
Total Retail $ Sold Warranty Registered (SWR)
Total # Funded
NUMS (-30%)
$545,064
$340,494
-38%
2012 2013
134
164
+15%
2012 2013
27
16
12
4
15 12
2012 2013 2012 2013
11.19% 7.79%
Rank Total
Retail #
Rank SRW #
Rank #New
Funded
Rank NUMS
Text Text Text Text
New
Used
text
text
text
33. Retailer: #10 NAME Harley Davidson,
CITY (Sept. ‘13 vs. Sept. ‘12)
33
Total Retail $ Sold Warranty Registered (SWR)
Total # Funded
NUMS (-65%)
$224,927
$158,981
-29%
2012 2013
119
129
+8%
2012 2013
10 10
2 7
8
3
2012 2013 2012 2013
6.72% 2.33%
Rank Total
Retail #
Rank SRW #
Rank #New
Funded
Rank NUMS
Text Text Text Text
New
Used
text
text
text
34. Retailer: Carrier Harley Davidson,
Drummondville (Sept. ‘13 vs. Sept. ‘12)
34
Total Retail $ Sold Warranty Registered (SWR)
Total # Funded
NUMS (-18%)
$20,045
$46,982
+34%
2012 2013
41
50
+22%
2012 2013
2
3
1
2
1 1
2012 2013 2012 2013
2.44% 2.0%
Rank Total
Retail #
Rank SRW #
Rank #New
Funded
Rank NUMS
Text Text Text Text
New
Used
text
text
text
35. Retailer: Harley Davidson,
(Sept. ‘13 vs. Sept. ‘12)
35
Sold Warranty Registered (SWR)
Total # Funded
=0
51
37
-27%
2012 2013
Rank Total
Retail #
Rank SRW #
Rank #New
Funded
Rank NUMS
Text Text Text Text
text
text
text
36. Retailer: #10 NAME Harley Davidson,
CITY (Sept. ‘13 vs. Sept. ‘12)
36
Total Retail $ Sold Warranty Registered (SWR)
Total # Funded
NUMS (0%)
$0
2012 2013
40 37
-8%
2012 2013
0 1
0 1
0
0
2012 2013 2012 2013
0% 0%
Rank Total
Retail #
Rank SRW #
Rank #New
Funded
Rank NUMS
Text Text Text Text
New
Used
text
text
text
$10,500