Kathleen Schnitzer has over 20 years of experience in commercial property and casualty insurance underwriting. She specializes in program business and niche risks. She is recognized as a detail-oriented, organized underwriter who builds strong relationships and achieves strategic goals. Her most recent role was as a senior underwriter at Admiral Insurance Company, where she managed 10 programs and provided quick turnaround on submissions.
Article: Alternative Funding StrategiesRyan C. Toni
A properly implemented and managed partially self-funded plan can serve as a mechanism to manage and fund health plan expenses and potentially reduce cost by 7% to 12%.
Six Steps to Business Wealth Creation! Harry Clark
Business Wealth Creation- Consider Pathway Partners as your Wealth Manager of the single greatest asset in your life, your business. We will determine its value today, and more importantly, create a target value for this key asset at a specific future date (typically three to seven years out). Learn more at www.PathwayPartnersLLC.com
We ensure that all the necessary tools are in place to create success and mitigate loss: KPI’s, incentive, profit sharing, strategic and business development plans. When the inevitable challenges arise, we will hold your team accountable for action plans to get the business back on track. We will be there to help the company perform at the levels necessary to attain your financial goals.
This laser focus on your company’s execution of its plan and direct and timely accountability helps ensure success. We are only successful when we help you attain your ultimate financial freedom and security. We are your Pathway Partners.
Hands-On & High Value
Our business model is different. We are not project based. We don’t charge large sums for doing projects that may or may not work. We only look for long-term relationships where we can be your partners in your success. We provide our services in a comprehensive manner based upon an affordable fixed monthly retainer. The retainer includes CEO coaching and the development of the plans, processes and management infrastructure to help ensure your success. Then we monitor monthly performance, help update the plans each year and focus on accountability toward fulfilling your company goals. We are your Pathway Partners.
Concorso di Idee Viessmann 2014: i 5 progetti vincitoriViessmann Italia
Co-Housing in Classe A+, riqualificazioni energetiche di strutture industriali, residenziali, alberghiere e di luoghi di culto: i progetti vincitori della 5° edizione del Concorso di Idee Viessmann evidenziano il ruolo chiave del progettista per trasformare un'esigenza latente del cliente in investimenti che assicurano ritorno economico e sostenibilità.
Partecipate all'edizione 2015: inviate qui il vostro progetto! http://bit.ly/ConcorsoIdee2015
Article: Alternative Funding StrategiesRyan C. Toni
A properly implemented and managed partially self-funded plan can serve as a mechanism to manage and fund health plan expenses and potentially reduce cost by 7% to 12%.
Six Steps to Business Wealth Creation! Harry Clark
Business Wealth Creation- Consider Pathway Partners as your Wealth Manager of the single greatest asset in your life, your business. We will determine its value today, and more importantly, create a target value for this key asset at a specific future date (typically three to seven years out). Learn more at www.PathwayPartnersLLC.com
We ensure that all the necessary tools are in place to create success and mitigate loss: KPI’s, incentive, profit sharing, strategic and business development plans. When the inevitable challenges arise, we will hold your team accountable for action plans to get the business back on track. We will be there to help the company perform at the levels necessary to attain your financial goals.
This laser focus on your company’s execution of its plan and direct and timely accountability helps ensure success. We are only successful when we help you attain your ultimate financial freedom and security. We are your Pathway Partners.
Hands-On & High Value
Our business model is different. We are not project based. We don’t charge large sums for doing projects that may or may not work. We only look for long-term relationships where we can be your partners in your success. We provide our services in a comprehensive manner based upon an affordable fixed monthly retainer. The retainer includes CEO coaching and the development of the plans, processes and management infrastructure to help ensure your success. Then we monitor monthly performance, help update the plans each year and focus on accountability toward fulfilling your company goals. We are your Pathway Partners.
Concorso di Idee Viessmann 2014: i 5 progetti vincitoriViessmann Italia
Co-Housing in Classe A+, riqualificazioni energetiche di strutture industriali, residenziali, alberghiere e di luoghi di culto: i progetti vincitori della 5° edizione del Concorso di Idee Viessmann evidenziano il ruolo chiave del progettista per trasformare un'esigenza latente del cliente in investimenti che assicurano ritorno economico e sostenibilità.
Partecipate all'edizione 2015: inviate qui il vostro progetto! http://bit.ly/ConcorsoIdee2015
Seasoned risk manager and underwriter with nationwide underwriting experience looking to bring my underwriting skills and knowledge to a new and growing organization. Lead underwriter for the Trucking and Motor Truck Cargo portfolios for new business and renewal accounts. Professional lines, General Liability, Business Auto, Property and Casualty, Inland Marine, Workers Compensation and Umbrella underwriter as well. Providing exceptional customer service, risk analysis and carrier acceptability for insurance organizations.
1. Kathleen Schnitzer
Home: 845-733-4782 / Cell: 845-283-2994
kathyschnitzer@yahoo.com
www.linkedin.com/in/kathleenschnitzer123
Professional Profile
Senior underwriter with 20 years of experience in commercial property and casualty lines of insurance for
admitted and non-admitted business. Expertise in measuring and analyzing difficult risks with a focus on
managing books of program and niche business. Recognized as a conscientious, adaptable, detail oriented and
highly organized individual who builds strong relationships with business partners, maintains high standards of
underwriting and achieves strategic goals.
Experience
Admiral Insurance Company / Monitor Liability Managers, 2010 - 2015
(W. R. Berkley Insurance Group) – New York City
Senior Underwriter
Focused on professional liability programs, E&O, Medical Malpractice, D&O for non-profit associations, and PL
& GL packages for physical therapy groups and social service for-profit and non-profit organizations.
Managed 10 programs while providing quick turn-around on submissions and maintaining high
standards of underwriting.
Demonstrated strong negotiating skills with business partners to write sound and profitable business.
Served as subject matter expert to agent’s underwriters.
Initiated a revised rating methodology with the management team for accounts with high volume
exposures thereby establishing a competitive advantage. Successfully wrote business with premium
ranges from $50K - $250K.
Created referral fill-in-forms to ensure consistent information was obtained when assessing risk.
Avoided costly errors as imperative data was always collected.
Lead effort to evaluate recent changes in the Terrorism Risk Insurance Act of 2015. Determined
required forms for our programs and prepared instructions for agents to maintain compliance.
Responsible for premium forecasting, evaluating possible trends and loss development.
Collaborated with team to evaluate, revise and create coverage forms, guidelines, manuals for rates &
rules in support of existing and new program development.
Conducted underwriting reviews / audits and oversaw corrective action.
Identified a serious problem with an agent’s rating system. Assisted agent with resolution; avoiding a
costly error.
Zurich North America – New York City 2006 - 2009
Senior Program Underwriter
Managed a $12M program with general liability, professional liability and property - premiums ranged up to
$250k. Supported a newly assigned underwriter in the transition of an $8M program.
Partnered with the actuarial team to develop revised rating methodology for large accounts. Resulted
in premium growth of $500,000 in less than one year.
Partnered with the Product & Development Team to expand a captive program by adding Umbrella and
Abuse & Molestation coverage. Contributed language for coverage forms, applications and guidelines.
2. Kathleen Schnitzer
Page 2
Expansion of product offerings strengthened competitive position which contributed to new business
growth and strong retention rate.
Lead brainstorming project: “How to direct incoming misplaced customer calls”. Guided team in
identification of issues and resolution of same. Project proved successful – minimizing customer
frustration and improved service satisfaction.
Western World Insurance Group - Franklin Lakes, NJ 2003 - 2006
Program Lead Underwriter
Managed 9 programs with lines in GL, PL, and property. Supervised two direct reports and provided training
commensurate with individual knowledge levels.
Analyzed policy review process of high volume business to improve efficiency. Reduced review of
renewals by 80%. Similar methodology was applied to other high volume programs.
Tri-State Insurance Agency - Augusta, NJ 2002 - 2003
Commercial Lines Account Rep –
Provided underwriting assistance to producers as well as directly to insureds. Worked with carrier
underwriters in assessment of risks.
Frontier Insurance Company - Rock Hill, NY 1998 - 2001
Senior Compliance Analyst & Market Conduct Coordinator-
Reviewed, amended and submitted coverage forms and rates & rules nationally for all lines of business.
Interacted with internal underwriters and state insurance departments to bring products to market.
Selected by management to collaborate with underwriting departments on product development.
Coordinated underwriting review for PL, GL and property for 3 state market conduct exams.
Maintained affiliations for Insurance Services Office (ISO) and National Council of Compensation
Insurance (NCCI).
Successfully petitioned ISO regarding affiliation fee. Resulted in savings of $250,000.
Mamakating Insurance Agency - Wurtsboro, NY 1994 - 1998
Personal & Commercial Lines Account Rep –
Field underwriting, providing assistance directly to insureds. Worked with carrier underwriters in assessment
of risks.
Professional Development
Fundamentals of Insurance
ASLI Designation
AU Designation
Professional Affiliations
PLUS- Professional Liability Underwriting Society