The document outlines a job description for a position responsible for processing home loan credit applications. Key responsibilities include KYC checks, credit checks, financial statement reviews, and coordination with various teams until loan disbursement, ensuring compliance with regulations. The role requires 2-4 years of experience in the home loan sector and relevant competencies in finance and communication.

1. Brief Job Description – Credit
Key Objective of the Job:
Responsible for processing the credit of Home Loan Files.
Major Deliverables:-
 KYC check of Loan application and supporting documents.
 Credit Check in CIBIL and other records.
 Checking the financial statements of customers.
 Customer verification follow up, Login System Entry, presentation of the case for
approvals, end to end coordination with operations team and data entry team.
 Preparation of Credit Appraisal Memo (CAM).
 Approval of Loan from appraisal officers/managers.
 Follow-up till Loan is disbursed.
 Submitting MIS reports on Daily, Weekly and Monthly basis.
 Ensure 100% Compliance with company policies, procedures and guidelines and
with provision of all legislation and local governance requirements.
Educational Qualification: Under Graduate / Graduate / Post Graduate
Desired Experience: 2 - 4 Years in Home Loan Business
Specialized job competencies:-
. Understanding the Home loan industry.
. Basic Knowledge on Finance
. Knowledge about regulatory aspect of home loan business
. Good communication skills.
. Underwriting/Assessment Background
. Has assessment related background or related banking/financial services experience
Other desired attributes:
. Disciplined and sincere
. Eye for detail.
. In depth analysis of the proposal.
Number of Positions: 1
Registered Office & Corporate Office: Aspire Home Finance Corporation Ltd., Motilal Oswal Tower, Rahimtullah Sayani
Road, Opposite Parel ST Depot, Prabhadevi, Mumbai- 400025