Vinay Kumar is seeking opportunities to learn and gain knowledge in the current information age. He has over 10 years of experience in credit analysis and underwriting for mortgage products at various financial institutions. He holds a B.Com, MBA in Finance, and has strong skills in Microsoft Office, communication, decision making, and adapting to new circumstances. His objective is to make continuous contributions through applying his skills and updating his knowledge of latest technologies.

1. Vinay Kumar
H.No- 239
Aliganj Kolta Mubarkpur
New Delhi, 110003
Mob:- 9717239931/8377900194
Email:- vinayrajpoot99@gmail.com
-------------------------------------------------------------------------------------------------------------------------
OBJECTIVE
To learn and gain as much in this information age, where key to survival is to be updated to every
piece of information and latest technology. To get myself involved in the process to best of my
ability, So that I can make it a success with my continuous contribution towards the revolution.
CAREER SUMMARY
• PROCESSOR AT CPA OF HDFC BANK ON BEHALF OF PAMAC (Credit Analyst for just looking
after mortgage product ).
• Credit Officer in Tata Capital Housing Finance Ltd from Nov-2013 to Dec’14 as Credit
Analyst for Mortgage Product (HL & LAP)
• Sr Credit Officer in India Infoline Housing Finance Ltd from Dec’14 to till date
PAMAC FINSERVE PVT LTD NOV, 2010 – NOV, 2013
Location : New Delhi
Position : Credit Processing Associate
Dept : Home Loan & Property Loan (Credit Underwriting)
Tata Capital Housing Finance Ltd (Nov’2014 to Dec’14)
Location : New Delhi
Position : Credit Analyst

2. Dept : Home Loan & Property Loan (Credit Underwriting)
India Infoline Housing Finance Ltd (Dec’14 to Till date)
Location : Vaishali, Ghaziabad
Position : Asst Credit Manager
Dept : LAP & HOME LOAN (Credit underwriting & Disbursement)
KEY RESULT AREAS (PREVIOUS)
• To check all the files according to Company Policy.
• To read the CIBIL and Take the Decision of Cibil Negative/Positive.
• Update the Fi in Los and Move the File to Underwriter.
• Preparing CAM for Home Loan & Property Loan
• Working for HL & LAP at Tata Capital Housing Finance Ltd
HL & LAP (CURRENT)
• Login the File as per Bank Policy.
• Check all the mandatory docs as per Case.
• Make the eligibility of the case for Credit Decisioning.
• Doing the same entry in System for updation.
• To Co-ordinate with Vendors for Legal & Technical, Fi & FCU.
• To Disburse the cases of both HL & LAP
• Sound knowledge of NPV Calculation & Pro-rata
• To look after the Direct Allotment cases & Resale cases
• PD with clients at their office/Resi Premises according to case
•

3. ACADEMIC QUALIFICATION
• B.Com( III ) from HP University, Shimla in 2009
• Intermediate (10+2 Commerce) from HP Board, Dharmshala in 2006
• High school from HP Board, Dharmshala in 2004
TECHNICAL QUALIFICATION:
• Operating System: M.S.—DOS, Windows—98.
• Application Package: Advance level in Microsoft Office 2003 & 2007 (Microsoft
Word, Excel, Power point, Outlook)
• Typing Speed: 45-50
PROFESSIONAL QUALIFICATION
• MBA in Finance From PTU, Jalandhar
STRENGTHS :
• Positive Thinker and a Quick Learner
• Good communicator with strong Interpersonal Skills
• Willing to work hard with Self-Confidence
• An excellent team player, approachable, and Adaptable
• Appropriate decision making under difficult circumstances
•
OFFICIAL ACHEIVEMENTS :
• Top Performer in 6 times in a Financial year at IIHFL.
•
PERSONAL DETAILS:

4. Father’s Name : Sh. Vikram Chand Rajput
Date of Birth : 08-04-1989
Marital Status : Unmarried
Gender : Male
Language : Hindi & English
Nationality : Indian
Hobbies : Sports & Music.
DECLARATION:
I here by declare that the above mentioned information is correct up to my knowledge
and I bear the responsibility for the correctness of
Place : Delhi Vinay Kumar
Date :