Ayman Saeed Ali is seeking a career opportunity in banking and finance where he can utilize his skills and experience. He has over 3 years of experience as a Retail Credit Analyst and Fulfillment Team Member at CBI Bank in Dubai where he evaluated client creditworthiness, analyzed financial statements, and ensured smooth documentation processes. Prior to this, he worked as a Sales Officer at Axiom Telecom and completed a 3-month traineeship at Mashreq Bank focusing on contact verification and document processing for various loan and credit card products. He is proficient in Microsoft Office applications and has excellent communication skills in Arabic and English.

1. AymanSaeed Ali
Mobile:+97150 2955114
Email:aymansaeed992@gmail.com
Driving Licsense No. 1649995
Objective
• To further my career with a progressive company that fosters an environment of self-
development and rewards results.
• To seek an assignment preferably in the banking and finance sector, where my academic
training, skills and experience, will add value.
Profession Experience:
CBI Bank- Dubai
Commercial Bank International, Dubai, UAE, May 2015 – To Present
Retail Credit –Analyst & CPV – Retail Banking Group
Key Responsibilities:
• Evaluating clients’ credit data and financial statements in order to determine the degree of
risk involved in lending money to them.
• Analyzing client records and using the data to recommend payment plans.
• Evaluating the financial status of clients by producing financial ratio.
• Filling out loan applications and including the credit analysis and loan request summaries,
then submitting these loan applications to loan committees fortheir approval.

2. • Helping Branches and sales in managing financial.
• Conferring withclients & HR of the clients to verify their financial/credit transactions and
to resolve their complaints
Fulfillment Team – Retail Banking Group
Key Responsibilities:
• Loan/Credit Card New Submissions and Re-submissions:
• Receive the new loan proposals from Branches/Sales and submit them to RCD as per the
agreed SLA.
• Trackthe cases and deliver the approval sheet to Branches/Sales.
• Follow up withRCD in case application exceeded TAT.
• Discrepancy Cases of Loans/Credit Cards/ New Accountsopened:
• Follow up closure of the following:
- Manager Cheque not presented after 5 days.
- Personal loan cases with remaining amount not released as waiting for
STL/clearance letter/salary; aging more than 30 days and not delinquent.
- Home loan cases where title deed / mortgage deed not received after fund release
and transfer (non recovery follow up case).
- Auto loan registration card copy showing vehicle re-mortgaged to CBI, not provided
after temporary release done for changing the no. plate
- Accountopening documents outstanding with deferral approvals not fulfilled in spite
of several follow ups in the past.
• To co-ordinate the whole process of documentation flow cycle:
• To be one point of Contact between Cops/RCD & Branches/Sales
• Ensure the quality of the documentation flow cycle.
• On daily basis submit MIS reports to management:
• Give close estimates to current month expected and achieved sales.
• Individual performance and overall performance of the team.
AXIOM Telecom December 2012 -May 2015
Sales Officer – Shift in Charge

3. Key Responsibilities:
• Provides product, promotion, and pricing information by clarifying customer request;
selecting appropriate information; forwarding information; answering questions.
• Increase average transactional value & overall store turnover.
• Offer& execute all VAS to customers and sell Axiom Brand values.
• Assist in reducing stock loss by observing all company procedures, including correct
utilization of security equipment, vigilance to all areas of risk, and completion of all
required documentation.
• Process all sales and collection of Customer Database in an efficient manner in line with the
company procedures.
• Updates managers by consolidating, analyzing, and forwardingdaily action summaries.
• Tracks sales expenses by tracking, consolidating, analyzing, and summarizing expenses;
forwarding forreimbursement.
• Updates job knowledge by participating in educational opportunities.
Additional Training:
Mashreq Bank May – July 2009
Trainee
Key Responsibilities
• (Contact point verification) – Retail Credit Department, with followingtasks :
• Sending applications to other departments and handling CPV courier memo.
• Processing applicants cases through checking up full document & making outgoing calls to
verify the customer’s details through Office (H.R & Accounts Dept.), Home Country,
Customer’s Reference and contactcustomer himself forthe followingproducts :
• Credit Cards. (T. Card – LOC)
• Personal Loans.
• Auto Loans.
• Mortgage Loans.
• Employment Change.
• Finance.
• Data Entry.
• Update all the applications in caps system.
• Update the system with all the pending requirements for the applications.
• Update CPV daily reports on Excelsystem.
• Using central bank system CRS (Customer rating System) and BCS (Bad Check System)
for loans.
• Documents control.
ComputerSkills
Operating Systems Windows Vista & 7
Applications / Tools MicrosoftOffice(Word,Excel,PowerPoint)

4. Education & Qualifications
Bachelor of Psychology Studies from Alexandria University.Alexandria, Egypt.(In Process).
Languages
Arabic: Fluent written & spoken
English: Excellent command
Attributes& Skills
ProductiveWorkEthics EffectiveCommunication
Strong Interpersonal Skills Data Processing
Cross Cultural Good Organizational Skills
Team player
Personal Details
Nationality : Egyptian.
Date ofbirth : November, 4th 1992.
Placeof birth : Dubai
References
Available on request.