The branch/unit manager is responsible for setting up a new branch, managing customer relationships, achieving business targets, and ensuring branch profitability. Key duties include business development, team management, overseeing loan processing, and ensuring compliance with regulations. The role requires a graduate/postgraduate with 4-6 years of experience in the home loan sector, strong competencies in finance, communication, and analytical skills.

1. Brief Job Description – Branch/Unit Manager
Key Objective of the Job:
Responsible for setting up new branch, customer / developer relationship management,
achievement of business targets and overall branch profitability.
Major Deliverables:-
Business Development :
 To ensure that all the budgeted targets are achieved.
 Developing and maintaining relationship with existing and prospective borrowers.
 Initiating and consolidating the builder tie ups.
 Organizing business promotion campaign & participate in exhibitions to increase
sales.
 Environment analysis. (Analysis of population size, incremental growth, segmented
income levels, socio-economic conditions, credit culture)
 End to end management of home portfolio throughout the loan life cycle
 Responsible for branch administration and basic discipline as per company’s policy
 Ensuring the adherence to all regulatory and local level compliances
Team Management :
 Manage a team of Assistant Manager/Executive/Senior Executive and provide
Training and support in team developing activities.
 Co-ordination and management of DSA.
 Continuously exploring new business opportunities
 Monitoring Performance of Sales Team, DSA.
Overall Responsible for end-to-end Processing :
 Overall process /policy implementation and monitoring.
 Coordinate with Head of various processing function and sales team for smooth
functioning of branch.
 Sanctions/Recommendations of Loan Proposal.
Educational Qualification: Graduate / Post Graduate
Desired Experience: 4 - 6 Years in Home Loan Business

2. Specialized job competencies:-
. Understanding the Home loan market. Thorough knowledge of income and cost drivers
associated with home loan business
. Basic Knowledge on Finance
. Knowledge about regulatory aspect of home loan business
. Good communication and networking skills. Confidence to interact with Senior management
. Presentation flair
Other desired attributes:
. Disciplined and sincere
. Eye for detail
. In depth analysis of the proposal
Registered Office & Corporate Office: Aspire Home Finance Corporation Ltd., Motilal Oswal Tower,
Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai- 400025