Today, JGWPT Holdings Inc. (“JGWPT”) is headquartered in suburban Philadelphia. We focus on key sectors, including structured settlement payment purchasing, annuity payment purchasing, lottery payment purchasing and pre-settlement funding. Our management team has developed a category-leading marketing, operations, customer service and funding infrastructure that has allowed us to achieve efficiency and economies of scale necessary for stability and future growth.
JGWPT Holdings Inc. Business Overview - Second Quarter 2014investorjgwpt
JGWPT focuses on key sectors, including purchasing of structured settlement payments, annuity payments, lottery payments and pre-settlement funding. Through our two market leading and highly recognizable brands, J.G. Wentworth and Peachtree Financial Solutions, we have purchased over $9.6 billion of future structured settlement payment streams from our customers since 1995.
For more information about JGWPT, visit www.jgwpt.com
This document provides an overview of Mandalay Digital Group, Inc. and its end-to-end mobile content solution for carriers and OEMs. It discusses Mandalay's history of strategic acquisitions to build its business, its products including Ignite, IQ, and content management, and its customers which provide access to over 1 billion subscribers globally. Financial information is also presented on Mandalay's market capitalization and revenue guidance of $46-50 million for FY2015, representing 80-100% growth over the prior year.
The document discusses GWG Holdings, which participates in the secondary market for life insurance policies. It believes there is opportunity in this emerging asset class to provide investors with non-correlated returns and alternatives for seniors. GWG aims to deliver benefits for all stakeholders through careful planning, investment discipline, and strong management. It operates with integrity, transparency and responsibility.
GiveSurance Investor Introduction - used for angel round funding and strategic partnerships in the founding of this new model for insurance marketing. Givesurance is a unique cause-marketing model in the insurance brokerage space.
Final jgw q1_2016-earnings-presentationinvestorjgwpt
In the first quarter of 2016:
- Adjusted EBITDA was $8.0 million, up from $3.0 million in the previous quarter.
- Consolidated adjusted revenues were $57.1 million, up from $52.2 million in the previous quarter.
- The home lending business saw locked loan volume of $1.1 billion and closed loan volume of $568 million for the quarter.
- Structured settlement payments business priorities include optimizing marketing, driving operational efficiencies, and reducing expenses through specialization.
- Cash levels fluctuate based on funding sources like securitizations and asset sales, and are expected to remain in historical ranges.
JGW Business Overview Credit Suisse Financial Services Foruminvestorjgwpt
This document provides an overview of the J.G. Wentworth Company. It discusses the company's structured settlement and annuity purchasing business, its marketing and branding strategies, growth initiatives including expanding into new financial services, and its financing platform. The company has established itself as the leading purchaser of structured settlement payment streams and has developed strong brands through extensive marketing. It aims to grow organically and through new offerings, leveraging its capabilities in areas like data analytics, direct marketing, and securitization.
Callcredit Corporate and Corporate Responsibility Report 2015, about 2014Gavin McNaughton
The corporate report provides an overview of the company's strong financial performance in 2014, with revenue increasing 19% to £150 million and profit before tax growing 9% to £29.3 million. The CEO discusses ambitious growth plans to expand the company's data, software, and consumer solutions internationally while continuing to invest in people. The report also outlines the company's focus on empowering consumers through innovative products, commitment to corporate responsibility, and evolution of data analytics to enable smarter decisions.
- Mandalay Digital Group held an investor day presentation to discuss the company's vision, progress over the past 30 months, and future growth potential.
- The company sees massive growth opportunities in the mobile landscape as smartphones and apps continue to grow globally.
- Digital Turbine's platform allows carriers to participate in this growth by providing an alternative for app/content distribution and monetization.
JGWPT Holdings Inc. Business Overview - Second Quarter 2014investorjgwpt
JGWPT focuses on key sectors, including purchasing of structured settlement payments, annuity payments, lottery payments and pre-settlement funding. Through our two market leading and highly recognizable brands, J.G. Wentworth and Peachtree Financial Solutions, we have purchased over $9.6 billion of future structured settlement payment streams from our customers since 1995.
For more information about JGWPT, visit www.jgwpt.com
This document provides an overview of Mandalay Digital Group, Inc. and its end-to-end mobile content solution for carriers and OEMs. It discusses Mandalay's history of strategic acquisitions to build its business, its products including Ignite, IQ, and content management, and its customers which provide access to over 1 billion subscribers globally. Financial information is also presented on Mandalay's market capitalization and revenue guidance of $46-50 million for FY2015, representing 80-100% growth over the prior year.
The document discusses GWG Holdings, which participates in the secondary market for life insurance policies. It believes there is opportunity in this emerging asset class to provide investors with non-correlated returns and alternatives for seniors. GWG aims to deliver benefits for all stakeholders through careful planning, investment discipline, and strong management. It operates with integrity, transparency and responsibility.
GiveSurance Investor Introduction - used for angel round funding and strategic partnerships in the founding of this new model for insurance marketing. Givesurance is a unique cause-marketing model in the insurance brokerage space.
Final jgw q1_2016-earnings-presentationinvestorjgwpt
In the first quarter of 2016:
- Adjusted EBITDA was $8.0 million, up from $3.0 million in the previous quarter.
- Consolidated adjusted revenues were $57.1 million, up from $52.2 million in the previous quarter.
- The home lending business saw locked loan volume of $1.1 billion and closed loan volume of $568 million for the quarter.
- Structured settlement payments business priorities include optimizing marketing, driving operational efficiencies, and reducing expenses through specialization.
- Cash levels fluctuate based on funding sources like securitizations and asset sales, and are expected to remain in historical ranges.
JGW Business Overview Credit Suisse Financial Services Foruminvestorjgwpt
This document provides an overview of the J.G. Wentworth Company. It discusses the company's structured settlement and annuity purchasing business, its marketing and branding strategies, growth initiatives including expanding into new financial services, and its financing platform. The company has established itself as the leading purchaser of structured settlement payment streams and has developed strong brands through extensive marketing. It aims to grow organically and through new offerings, leveraging its capabilities in areas like data analytics, direct marketing, and securitization.
Callcredit Corporate and Corporate Responsibility Report 2015, about 2014Gavin McNaughton
The corporate report provides an overview of the company's strong financial performance in 2014, with revenue increasing 19% to £150 million and profit before tax growing 9% to £29.3 million. The CEO discusses ambitious growth plans to expand the company's data, software, and consumer solutions internationally while continuing to invest in people. The report also outlines the company's focus on empowering consumers through innovative products, commitment to corporate responsibility, and evolution of data analytics to enable smarter decisions.
- Mandalay Digital Group held an investor day presentation to discuss the company's vision, progress over the past 30 months, and future growth potential.
- The company sees massive growth opportunities in the mobile landscape as smartphones and apps continue to grow globally.
- Digital Turbine's platform allows carriers to participate in this growth by providing an alternative for app/content distribution and monetization.
The j.g. wentworth company business updateinvestorjgwpt
The document provides an overview of The J.G. Wentworth Company, including its business segments, leadership, financial performance, and strategic initiatives. It discusses the company's focus on structured settlements, home lending, and prepaid cards. Key highlights include record loan volumes and adjusted EBITDA in home lending, efforts to improve structured settlements operations, and new product launches in prepaid cards. Biographies of the CEO and leadership team are also provided.
Example
Emerging Trends in Global Markets
INBS 561
Division 8
October 24, 2017
Abstract
Great-West Life and Annuity Insurance Company is the registered trademark owner of the Great-West Financial, which is a U.S firm that makes it become an indirect and wholly owned subsidiary of Great-West Lifeco Inc. Its business in the United States entails the delivery of a wide range of retirement saving products including 401k, 403b, IRAs, securities, and annuities among others to consumers in the country from its headquarters in Colorado. While its wide-range of corporate insurance products is performing well in the market, GWF has embarked on serious mergers and acquisitions of major competitors and other small business to maintain its position as the second largest provider of retirement services in the country. An analysis of the organizational structure, human resource management functions and different aspect of its operations showed that GWF would remain profitable and improve performance expectations if it continues to adhere to its core values and resolve the potential problems from the weaknesses in its business model.
Company Background and Strategic Intent for U.S Operations
Great-West Life and Annuity Insurance Company is the registered trademark owner of the Great-West Financial, which is a U.S firm that makes it become an indirect and wholly owned subsidiary of Great-West Lifeco Inc. Also, the parent company of this organization is a member of the Power Financial Corporation Group of Companies. As a reputable insurance firm that opened launched its American operations in 1906 in North Dakota as GWL&A Incorporated, it has evolved through excellent management structure, utilization of information technology and emphasis on training and development of its workforce to meet the ever-changing business environment and consumer preference.
According to GWF (2017), despite commencing operations in the U.S in 1920, its first major account in the country took almost a decade and a half to materialize. The lessons learned from this experience is considered the main inputs for creating the underlying principles that shaped the corporate culture of this leading organization in the insurance company. Meanwhile, an examination of GWF’s vision statement would provide a glimpse of how it would lead the way to a financial future where our clients are prepared, independent, and enjoy everything they value most. It is this critical information that would form the premise for this case study on the business in the United States regarding their partnership with investment professionals across the nations and their customers through the utilization of innovative strategies, services, and solutions in the insurance sector of the economy.
Great-West Financial Operations in the United States
GWF’s business in the United States entails the delivery of a wide range of retirement saving products including 401k, 403b, IRAs, securities, and annuities among ot ...
Aimia's global strategy is focused on becoming the recognized global leader in loyalty by:
1) Breaking away from competitors by delivering distinctive programs and leading loyalty analytics capabilities.
2) Codifying and replicating successful loyalty models globally.
3) Strengthening their position in existing markets, verticals, countries, and customer segments.
4) Evolving their operating model through product and commercial model improvements.
The strategy aims to drive an attractive long-term investment proposition for shareholders through growth opportunities while maintaining a diversified and cash flow generating business model.
Aimia's global strategy focuses on leading the loyalty market through four strategic pillars: 1) Breaking away from competitors by delivering distinctive value in owned programs and analytics capabilities, 2) Codifying and replicating successful coalition models globally, 3) Strengthening their current position, and 4) Evolving their operating model. The company aims to differentiate by investing in unique customer insights and data-generating assets. Aimia's member-centric approach centers on enabling customers to interact, share, and control their loyalty experience through personalized communications and a social graph.
This document discusses Genworth MI Canada's 2015 Investor Day. It provides an overview of Genworth as the largest private residential mortgage insurer in Canada. It highlights Genworth's key accomplishments including strong but prudent top line growth and a high quality diversified insurance portfolio. The document also discusses Genworth's proven business model, strategic priorities, and approach to prudent risk management.
Technology platforms are central to Aimia's value proposition of enabling robust customer loyalty. Aimia is evolving its operating model to a product-based approach to deliver standardized technology solutions across regions. Key products include the Aimia Loyalty Platform for complex programs and the Smart Button solution targeting the retail mid-market. These products are designed to deliver Aimia's loyalty expertise and help clients create unique customer experiences.
This document provides information about a career as a financial representative with Guardian, including:
- Guardian was founded in 1860 and is a Fortune 500 company with strong financial ratings.
- As a financial representative, you will help clients achieve financial security by assessing their situation and creating personalized strategies.
- Guardian offers training, support for career growth, benefits and high earnings potential. The average earnings for Guardian representatives is over $100,000 compared to around $40,000 industry wide.
- The Living Balance Sheet tool allows representatives to provide clients with organization, integration, strategy and control over their finances.
mCig, Inc. (Stock Symbol: MCIG) 2014 Annual ReportmCig
This annual report from mCig, Inc. discusses the company's growth and performance in 2014 as well as its outlook for 2015. Key points include:
- The company achieved over 1,100% revenue growth and profitability in its first year under new management after eliminating debt.
- Two vaporization brands, mCig and VitaCig, were successfully launched and have over 30,000 satisfied customers worldwide.
- The company also acquired the market-leading brand Vapolution to further its leadership in the vaporization industry.
- Looking ahead to 2015, the company will focus on continued growth, disruptive pricing strategies, and avoiding toxic debt or unnecessary shareholder dilution to increase long-term shareholder
Document Security Systems (DSS) is a multinational company operating businesses focused
on brand protection technology, blockchain security, direct marketing, healthcare, real estate,
and securitized digital assets. Its business model is based on a distribution sharing system in
which shareholders will receive shares in its subsidiaries as DSS strategically spins them out
into IPOs. Its historic business revolves around counterfeit deterrent and authentication
technologies, smart packaging, and consumer product engagement. DSS is led by its seasoned
leaders with decades of industry experience.
Aimia's global strategy focuses on data analytics at its core. It leverages four key assets: data, value-added IP, track record of impact, and customer centricity. Aimia has experience providing loyalty analytics in fast-moving retail, demonstrating strengths in areas like improving retailer performance and connecting different data sources. Looking forward, Aimia aims to compete in customer-centric analytics, loyalty program management analytics, business intelligence powered by customer data, and data/channel monetization.
This presentation provides an overview of Anumara Capital, a private equity firm focused on investing in small and medium companies in Brazil. Anumara aims to generate recurring returns through dividends rather than exits, focusing on healthcare, education, and retail sectors. It seeks to actively manage portfolio companies through operational improvements and shared service providers. Anumara also emphasizes ESG and responsible investing practices to have a positive impact and multiplier effect in the local economy. The presentation outlines Anumara's investment strategy, targets, differentials, pipeline, and team.
The document is Nationwide's 2007 annual summary which provides financial highlights and discusses key accomplishments. It summarizes that Nationwide earned $2 billion in net income in 2007 and operating revenue grew 3%. It also discusses focusing on strengthening customer relationships, expanding property and casualty products, progress in Nationwide Financial including acquisitions, and emphasizing diversity and inclusion.
- Masco Corporation held its 36th Annual Institutional Investors Conference on March 2, 2015 to discuss the company's key highlights, capabilities, focus, and momentum with investors.
- Masco has a portfolio of leading brands in cabinets, plumbing, decorative architectural products, and other areas. It is focused on driving strong operating performance and shareholder value creation through initiatives like the planned spin-off of its installation services business.
- The presentation addressed Masco's strengths in brand leadership, customer innovation, market coverage, and financial position, as well as opportunities to leverage its portfolio and actively manage it.
Final jgw q4_fy 2015 earnings presentationinvestorjgwpt
This document summarizes a fourth quarter and full year 2015 earnings call held by the company on March 8, 2016. It discusses key highlights from Q4 2015 including total receivable balances purchased, closed mortgage loans, adjusted EBITDA, and adjusted net loss. It also outlines cost savings initiatives for full year 2016 totaling $25-30 million from marketing efficiencies, personnel reductions, G&A spending reductions, and financing cost reductions. The document discusses early signs of improvement in the structured settlement payments business and priorities for 2016 including stabilizing that business, growing the home lending business, maintaining adequate liquidity, and improving the company's cash, capital, and funding positions.
WageWorks provides consumer-directed benefits programs like Flexible Spending Accounts, Health Reimbursement Arrangements, and Health Savings Accounts to help employees minimize their tax exposure. It has grown to serve over 3 million employees and 29,000 employer clients. While currently expensive at 68 times earnings, WageWorks' focus on the growing private healthcare exchange market and consumer-directed benefits could provide opportunities for continued strong growth.
1) AEGON N.V. is an international insurance, pension, and investment group based in The Hague, Netherlands with businesses in over 20 markets globally.
2) AEGON N.V. was ranked one of the world's top companies in 2009 by Forbes for its sales, profits, assets, and market value.
3) World Financial Group provides insurance, investment, and retirement planning products and services from select companies to help people achieve their financial goals.
1) AEGON N.V. is an international insurance, pension, and investment group based in The Hague, Netherlands with businesses in over 20 markets globally.
2) AEGON N.V. was ranked one of the world's top companies in 2009 by Forbes for its sales, profits, assets, and market value.
3) World Financial Group provides insurance, investment, and retirement planning products and services from select companies to help clients achieve their financial goals.
DoubleVerify provides software solutions that help brands protect their media investments and optimize media performance. In Q2 2023, DoubleVerify saw strong growth in new clients and expansions of existing clients, with 46% of new wins coming from competitive takeaways. DoubleVerify also has high customer retention rates, with 100% retention of its top 75 customers in 2022. The acquisition of Scibids AI is expected to expand DoubleVerify's addressable market and drive further growth by enhancing its solutions with artificial intelligence capabilities.
- Third quarter earnings call held on November 14, 2017 to discuss recent financial results
- Home lending segment saw record quarterly volume growth in mortgage servicing rights and loan originations, while structured settlements segment saw stable trends and lower expenses
- Company entered into a restructuring support agreement to significantly reduce debt through a bankruptcy process, extinguishing $449.5M term loan and reducing annual debt servicing costs from $32M to under $5M
- Second quarter earnings call held on August 14, 2017 to discuss financial results
- Home lending segment saw growth in mortgage servicing rights portfolio and origination volumes, while structured settlements benefited from cost savings initiatives and improved marketing and operations
- Home lending adjusted EBITDA was $3.6 million compared to $8 million in prior year, while structured settlements adjusted EBITDA grew to $4 million from $3 million
- Company is focused on growing its mortgage servicing rights portfolio and loan origination volumes in home lending segment through various strategic initiatives
The j.g. wentworth company business updateinvestorjgwpt
The document provides an overview of The J.G. Wentworth Company, including its business segments, leadership, financial performance, and strategic initiatives. It discusses the company's focus on structured settlements, home lending, and prepaid cards. Key highlights include record loan volumes and adjusted EBITDA in home lending, efforts to improve structured settlements operations, and new product launches in prepaid cards. Biographies of the CEO and leadership team are also provided.
Example
Emerging Trends in Global Markets
INBS 561
Division 8
October 24, 2017
Abstract
Great-West Life and Annuity Insurance Company is the registered trademark owner of the Great-West Financial, which is a U.S firm that makes it become an indirect and wholly owned subsidiary of Great-West Lifeco Inc. Its business in the United States entails the delivery of a wide range of retirement saving products including 401k, 403b, IRAs, securities, and annuities among others to consumers in the country from its headquarters in Colorado. While its wide-range of corporate insurance products is performing well in the market, GWF has embarked on serious mergers and acquisitions of major competitors and other small business to maintain its position as the second largest provider of retirement services in the country. An analysis of the organizational structure, human resource management functions and different aspect of its operations showed that GWF would remain profitable and improve performance expectations if it continues to adhere to its core values and resolve the potential problems from the weaknesses in its business model.
Company Background and Strategic Intent for U.S Operations
Great-West Life and Annuity Insurance Company is the registered trademark owner of the Great-West Financial, which is a U.S firm that makes it become an indirect and wholly owned subsidiary of Great-West Lifeco Inc. Also, the parent company of this organization is a member of the Power Financial Corporation Group of Companies. As a reputable insurance firm that opened launched its American operations in 1906 in North Dakota as GWL&A Incorporated, it has evolved through excellent management structure, utilization of information technology and emphasis on training and development of its workforce to meet the ever-changing business environment and consumer preference.
According to GWF (2017), despite commencing operations in the U.S in 1920, its first major account in the country took almost a decade and a half to materialize. The lessons learned from this experience is considered the main inputs for creating the underlying principles that shaped the corporate culture of this leading organization in the insurance company. Meanwhile, an examination of GWF’s vision statement would provide a glimpse of how it would lead the way to a financial future where our clients are prepared, independent, and enjoy everything they value most. It is this critical information that would form the premise for this case study on the business in the United States regarding their partnership with investment professionals across the nations and their customers through the utilization of innovative strategies, services, and solutions in the insurance sector of the economy.
Great-West Financial Operations in the United States
GWF’s business in the United States entails the delivery of a wide range of retirement saving products including 401k, 403b, IRAs, securities, and annuities among ot ...
Aimia's global strategy is focused on becoming the recognized global leader in loyalty by:
1) Breaking away from competitors by delivering distinctive programs and leading loyalty analytics capabilities.
2) Codifying and replicating successful loyalty models globally.
3) Strengthening their position in existing markets, verticals, countries, and customer segments.
4) Evolving their operating model through product and commercial model improvements.
The strategy aims to drive an attractive long-term investment proposition for shareholders through growth opportunities while maintaining a diversified and cash flow generating business model.
Aimia's global strategy focuses on leading the loyalty market through four strategic pillars: 1) Breaking away from competitors by delivering distinctive value in owned programs and analytics capabilities, 2) Codifying and replicating successful coalition models globally, 3) Strengthening their current position, and 4) Evolving their operating model. The company aims to differentiate by investing in unique customer insights and data-generating assets. Aimia's member-centric approach centers on enabling customers to interact, share, and control their loyalty experience through personalized communications and a social graph.
This document discusses Genworth MI Canada's 2015 Investor Day. It provides an overview of Genworth as the largest private residential mortgage insurer in Canada. It highlights Genworth's key accomplishments including strong but prudent top line growth and a high quality diversified insurance portfolio. The document also discusses Genworth's proven business model, strategic priorities, and approach to prudent risk management.
Technology platforms are central to Aimia's value proposition of enabling robust customer loyalty. Aimia is evolving its operating model to a product-based approach to deliver standardized technology solutions across regions. Key products include the Aimia Loyalty Platform for complex programs and the Smart Button solution targeting the retail mid-market. These products are designed to deliver Aimia's loyalty expertise and help clients create unique customer experiences.
This document provides information about a career as a financial representative with Guardian, including:
- Guardian was founded in 1860 and is a Fortune 500 company with strong financial ratings.
- As a financial representative, you will help clients achieve financial security by assessing their situation and creating personalized strategies.
- Guardian offers training, support for career growth, benefits and high earnings potential. The average earnings for Guardian representatives is over $100,000 compared to around $40,000 industry wide.
- The Living Balance Sheet tool allows representatives to provide clients with organization, integration, strategy and control over their finances.
mCig, Inc. (Stock Symbol: MCIG) 2014 Annual ReportmCig
This annual report from mCig, Inc. discusses the company's growth and performance in 2014 as well as its outlook for 2015. Key points include:
- The company achieved over 1,100% revenue growth and profitability in its first year under new management after eliminating debt.
- Two vaporization brands, mCig and VitaCig, were successfully launched and have over 30,000 satisfied customers worldwide.
- The company also acquired the market-leading brand Vapolution to further its leadership in the vaporization industry.
- Looking ahead to 2015, the company will focus on continued growth, disruptive pricing strategies, and avoiding toxic debt or unnecessary shareholder dilution to increase long-term shareholder
Document Security Systems (DSS) is a multinational company operating businesses focused
on brand protection technology, blockchain security, direct marketing, healthcare, real estate,
and securitized digital assets. Its business model is based on a distribution sharing system in
which shareholders will receive shares in its subsidiaries as DSS strategically spins them out
into IPOs. Its historic business revolves around counterfeit deterrent and authentication
technologies, smart packaging, and consumer product engagement. DSS is led by its seasoned
leaders with decades of industry experience.
Aimia's global strategy focuses on data analytics at its core. It leverages four key assets: data, value-added IP, track record of impact, and customer centricity. Aimia has experience providing loyalty analytics in fast-moving retail, demonstrating strengths in areas like improving retailer performance and connecting different data sources. Looking forward, Aimia aims to compete in customer-centric analytics, loyalty program management analytics, business intelligence powered by customer data, and data/channel monetization.
This presentation provides an overview of Anumara Capital, a private equity firm focused on investing in small and medium companies in Brazil. Anumara aims to generate recurring returns through dividends rather than exits, focusing on healthcare, education, and retail sectors. It seeks to actively manage portfolio companies through operational improvements and shared service providers. Anumara also emphasizes ESG and responsible investing practices to have a positive impact and multiplier effect in the local economy. The presentation outlines Anumara's investment strategy, targets, differentials, pipeline, and team.
The document is Nationwide's 2007 annual summary which provides financial highlights and discusses key accomplishments. It summarizes that Nationwide earned $2 billion in net income in 2007 and operating revenue grew 3%. It also discusses focusing on strengthening customer relationships, expanding property and casualty products, progress in Nationwide Financial including acquisitions, and emphasizing diversity and inclusion.
- Masco Corporation held its 36th Annual Institutional Investors Conference on March 2, 2015 to discuss the company's key highlights, capabilities, focus, and momentum with investors.
- Masco has a portfolio of leading brands in cabinets, plumbing, decorative architectural products, and other areas. It is focused on driving strong operating performance and shareholder value creation through initiatives like the planned spin-off of its installation services business.
- The presentation addressed Masco's strengths in brand leadership, customer innovation, market coverage, and financial position, as well as opportunities to leverage its portfolio and actively manage it.
Final jgw q4_fy 2015 earnings presentationinvestorjgwpt
This document summarizes a fourth quarter and full year 2015 earnings call held by the company on March 8, 2016. It discusses key highlights from Q4 2015 including total receivable balances purchased, closed mortgage loans, adjusted EBITDA, and adjusted net loss. It also outlines cost savings initiatives for full year 2016 totaling $25-30 million from marketing efficiencies, personnel reductions, G&A spending reductions, and financing cost reductions. The document discusses early signs of improvement in the structured settlement payments business and priorities for 2016 including stabilizing that business, growing the home lending business, maintaining adequate liquidity, and improving the company's cash, capital, and funding positions.
WageWorks provides consumer-directed benefits programs like Flexible Spending Accounts, Health Reimbursement Arrangements, and Health Savings Accounts to help employees minimize their tax exposure. It has grown to serve over 3 million employees and 29,000 employer clients. While currently expensive at 68 times earnings, WageWorks' focus on the growing private healthcare exchange market and consumer-directed benefits could provide opportunities for continued strong growth.
1) AEGON N.V. is an international insurance, pension, and investment group based in The Hague, Netherlands with businesses in over 20 markets globally.
2) AEGON N.V. was ranked one of the world's top companies in 2009 by Forbes for its sales, profits, assets, and market value.
3) World Financial Group provides insurance, investment, and retirement planning products and services from select companies to help people achieve their financial goals.
1) AEGON N.V. is an international insurance, pension, and investment group based in The Hague, Netherlands with businesses in over 20 markets globally.
2) AEGON N.V. was ranked one of the world's top companies in 2009 by Forbes for its sales, profits, assets, and market value.
3) World Financial Group provides insurance, investment, and retirement planning products and services from select companies to help clients achieve their financial goals.
DoubleVerify provides software solutions that help brands protect their media investments and optimize media performance. In Q2 2023, DoubleVerify saw strong growth in new clients and expansions of existing clients, with 46% of new wins coming from competitive takeaways. DoubleVerify also has high customer retention rates, with 100% retention of its top 75 customers in 2022. The acquisition of Scibids AI is expected to expand DoubleVerify's addressable market and drive further growth by enhancing its solutions with artificial intelligence capabilities.
Similar to JGWPT Holdings Inc. Business Overview (20)
- Third quarter earnings call held on November 14, 2017 to discuss recent financial results
- Home lending segment saw record quarterly volume growth in mortgage servicing rights and loan originations, while structured settlements segment saw stable trends and lower expenses
- Company entered into a restructuring support agreement to significantly reduce debt through a bankruptcy process, extinguishing $449.5M term loan and reducing annual debt servicing costs from $32M to under $5M
- Second quarter earnings call held on August 14, 2017 to discuss financial results
- Home lending segment saw growth in mortgage servicing rights portfolio and origination volumes, while structured settlements benefited from cost savings initiatives and improved marketing and operations
- Home lending adjusted EBITDA was $3.6 million compared to $8 million in prior year, while structured settlements adjusted EBITDA grew to $4 million from $3 million
- Company is focused on growing its mortgage servicing rights portfolio and loan origination volumes in home lending segment through various strategic initiatives
The document provides an overview of the company's first quarter 2017 earnings call. It summarizes the company's performance across its two operating segments. For the Home Lending segment, loan origination volumes increased year-over-year while earnings declined. For the Structured Settlements segment, expenses decreased but receivable balances and earnings also declined. The company continues to expand its Payment Solutions segment. Overall revenues increased while cash on hand decreased compared to the first quarter of 2016. The document contained forward-looking statements and discussed various risks that could impact financial results.
- The company discussed its fourth quarter and full year earnings call held on March 28, 2017.
- Key priorities included turning around the structured settlements segment, growing the home lending business, innovating payment solutions offerings, and diversifying funding sources.
- The home lending segment saw record loan originations growth while the structured settlements segment delivered another quarter of sequential improvement through expense management and diversified funding.
V2 final jgw_q3_2016_presentation_slides_for uploadinvestorjgwpt
The company reported record levels of locked and closed loan volumes in its Home Lending segment in the third quarter of 2016. The Structured Settlements segment stabilized volumes through an emphasis on pipeline conversion rates and strong expense management. The company also launched its Prepaid initiatives with the New Mexico Lottery combined Gift Card and Scratch-Off Product. Financially, the company generated $49.1 million in additional cash and cash equivalents through residual asset refinancing and securitization transactions during the quarter.
The document discusses a micro cap conference presentation by The J.G. Wentworth Company. It provides an overview of the company, which purchases structured settlement payments and offers other financial products directly to consumers. It highlights the company's focus on improving profitability in structured settlements and growing its home lending business. The company achieved record results in home lending in the most recent quarter while reducing costs in structured settlements.
In the second quarter earnings call, the company discussed executing on key priorities to improve profitability in structured settlements and grow market share in home lending. Home lending achieved record loan volumes while structured settlements improved profits through expense management. The company also discussed plans to launch prepaid initiatives combining lottery scratch tickets and gift cards. Overall adjusted revenues and earnings grew sequentially in the quarter.
JGW Business Overview – Jeffries Crossover Consumer Finance Summit investorjgwpt
The document discusses several non-GAAP financial measures used by the company, including Adjusted Net Income, Total Adjusted Revenue, Spread Revenue, and EBITDA. It provides definitions for each measure and notes they exclude amounts related to consolidated securitization trusts. The company uses these measures to evaluate performance excluding impacts of the trusts. It also provides an overview of the company's businesses in structured settlement purchasing, home lending, and plans for personal lending and prepaid cards. The goal is to diversify as a consumer financial services company through growth, cost savings, and new product lines.
1) The company reported adjusted consolidated revenue growth of 5% and adjusted net income of $5.2 million for the third quarter of 2015. The Structured Settlements segment achieved $3.2 million in adjusted net income.
2) The company completed the acquisition of Weststar Mortgage Inc. in July 2015. The Home Lending segment achieved $2 million in adjusted net income for the third quarter.
3) The company intends to implement hedging programs for both its Structured Settlements and Home Lending segments to partially offset interest rate risk exposure.
J.G. Wentworth Company Business Overview - Second Quarter 2015investorjgwpt
This document summarizes J.G. Wentworth's second quarter 2015 earnings call. It discusses the company's focus on increasing profitability through adjusting purchase yields, deal sizes, and lengths. It highlights accomplishments of the company's diversification strategy, including acquiring WestStar Mortgage and launching a new website and prepaid cards. Key financial metrics such as loan origination volume, net income, and total receivables balance are presented. The company's actions to manage expenses and drive profitability through its diversified business lines while maintaining a strong balance sheet are also summarized.
Final investor roadshow deck 6_24_2015_pm editioninvestorjgwpt
The document discusses The J.G. Wentworth Company becoming a diversified consumer financial services company by expanding its product offerings. It currently purchases structured settlement and annuity payments and plans to enter personal lending, prepaid cards, and mortgage lending. It leverages capabilities in marketing, underwriting, and funding to efficiently expand into new areas while limiting credit risk. The company aims to use data and digital tools to enhance customer insights and better manage the business as it diversifies its revenue sources.
Q1 2015 earnings slides monday final reviewinvestorjgwpt
1) The document discusses the company's first quarter 2015 earnings call which reviewed financial results and key initiatives.
2) Total revenues were $62.4 million, adjusted net income was $8.2 million or $0.29 per share, and total receivables purchased were $260.8 million.
3) The company is focused on growing its core business while diversifying into new lines like prepaid and personal lending, and recently acquired a mortgage originator.
J.G. Wentworth Company Business Overview - Fourth Quarter 2014investorjgwpt
This document provides a summary of a company's financial results for the fourth quarter and full year of 2014, as well as highlights key initiatives. The company achieved earnings per share of $0.31 in Q4 2014 and $43.6 million in annual net income. It is executing a diversification strategy in 2015 by entering new business lines like personal lending, mortgage, and prepaid cards. The goal is to grow the core business and take advantage of adjacent opportunities to become a leading financial services company.
JGWPT Holdings Inc. Business Overview - Third Quarter 2014investorjgwpt
The document summarizes the key accomplishments and initiatives of a company in the third quarter of 2014. It discusses rebranded the company, hired new leadership, launched marketing promotions, and initiated projects to improve efficiencies. It outlines plans to leverage the company's brand strength to expand into new financial product lines like prepaid cards and consumer lending. It also reviews financial performance and next steps to execute on growth strategies.
Our team has been working hard to prepare presentations on our latest projects and initiatives. We aim to share these presentations with key stakeholders in the coming weeks to update them on our progress and gather feedback. Please save the dates of June 15th and June 22nd for these presentation sessions.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
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Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
The Rise of Generative AI in Finance: Reshaping the Industry with Synthetic DataChampak Jhagmag
In this presentation, we will explore the rise of generative AI in finance and its potential to reshape the industry. We will discuss how generative AI can be used to develop new products, combat fraud, and revolutionize risk management. Finally, we will address some of the ethical considerations and challenges associated with this powerful technology.
2. Elemental Economics - Mineral demand.pdfNeal Brewster
After this second you should be able to: Explain the main determinants of demand for any mineral product, and their relative importance; recognise and explain how demand for any product is likely to change with economic activity; recognise and explain the roles of technology and relative prices in influencing demand; be able to explain the differences between the rates of growth of demand for different products.
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.