This document summarizes the LIC Jeevan Sangam plan, a non-linked insurance plan with a maximum term of 12 years. Key highlights include: - It provides a guaranteed death benefit of 10 times the annual premium. - On maturity, the maturity sum assured plus loyalty additions are paid out. Loyalty additions provide an extra 10 rupees per 1000 of sum assured added each year. - Several examples are provided showing how the plan guarantees an annual return of 8-12% depending on the sum assured, age and factors like loyalty additions or tax benefits.