1. Dr. Peyman Molavi discusses international finance instruments such as international credit ratings, annual reports, and bonds that could be used to raise $1.2 trillion annually and $70 trillion total for investment and finance. 2. An international credit rating evaluates a debtor's ability to repay debt and the likelihood of default, helping investors determine risk. Ratings consider both qualitative and quantitative financial information. 3. International annual reports are important for introducing business strategies, showing investment prospects, and conducting self-financial analysis for potential international investors.