ING Lease is a major European leasing company operating in 15 countries. It employs various committees and processes to manage data quality. Proper data ownership and consistent definitions are important to ensure accurate risk measurement and regulatory compliance. Incorrect, incomplete, or inconsistent data can negatively impact areas like credit decisions, capital requirements, and financial reporting.

3. ING General Lease: European footprint 2007 ING Lease UK ING Lease Poland ING Lease Germany Moscow Paris Milan Warsaw Bucharest Budapest Brussels Amsterdam Prague Hamburg London Madrid Luxembourg Kiev ING Lease France ING Lease Spain ING Lease Italy ING Lease Eurasia ING Lease Romania ING Lease Ukraine ING Lease Luxembourg ING Lease Belgium ING Lease Netherlands ING Lease Hungary ING Lease Czech Republic / Slovakia

9. ORGANISATIONAL EXECUTIVE COMMITTEE STRUCTURE Managing for Value Meeting Enhancements Meeting Operational Risk Forum Automated Underwriting Steering Committee Middle Ticket Residual Value Strategy Meeting Channels User Group Complaints Meeting Board Meeting Risk Committee Management Meeting Credit Forum Operational Review Meeting Operational Risk Committee

10. ORGANISATIONAL EXECUTIVE COMMITTEE STRUCTURE The red shading indicates the committees where data quality is discussed. Managing for Value Meeting Enhancements Meeting Operational Risk Forum Automated Underwriting Steering Committee Middle Ticket Residual Value Strategy Meeting Channels User Group Complaints Meeting Board Meeting Risk Committee Management Meeting Credit Forum Operational Review Meeting Operational Risk Committee

16. Risks of Incorrect data Basel II Risk Components PD LGD EAD Maturity Credit Scoring/Acceptance Loan Pricing Regulatory Capital/RWA Performance measurement Loan Loss Provisioning Economic Capital

19. Data Quality Culture Policy Regulatory Process Data Quality Basel II/ Solvency II Workflow management Country Risk Sarbanes-Oxley Loan Loss Provisioning Straight-through processing First time right One time data entry Ownership/ Authorisation Standardised Process Definitions/ Standards Economic Capital IFRS Expected Loss Customer Profitability

23. Questions?