The document discusses the evolution of digital wallets and mobile payments. It notes that over 50% of online purchases are now made using some type of digital wallet. By 2016, mobile purchases of physical goods are forecasted to rise 50% as more payments are made through mobile handsets. Consumers are more likely to shop at merchants that offer a variety of payment methods. By 2017, it is estimated that 78% of point-of-sale terminals in Europe will be NFC-enabled. One company highlighted in the document connects over 20 banks and has over 100,000 active merchants and 300,000 active wallet customers.

1. digital
wallet today’s reality
Wallet
Provider
Merchant
Evolution of Payment
UNIVERSALITY SPEED/CONVENIENCE PERSONALIZED/ENRICHED
e
OBeP
Universal
In-store
Online Wallet
Card Payment
Credit transfer
Direct debit
Card payment
on POS terminal
Payment on
mobile POS
Payment with
contactless card
NFC mobile
wallet
Peer to peer
mobile wallet
Online
payment with
mobile wallet
E-wallet
OBeP wallet
Online payment
with card data
One click
wallet payment
Card based
wallet
Value of
Wallet
transactions
$318 billion
$1.773 trillion
51% Over 51% of people who have made
online purchases have done so
using some type of digital wallet
Source: Digital Research Inc 2013
Source: Sage Pay
50% forecasted rise in the number
of consumers purchasing physical
goods remotely via their mobile
handsets by 2016
Source: Juniper Research 2014 50%
31% of consumers say they are more likely
to shop at places which offer a wider range
of payment methods
31%
Which aspects
of payment
convenience will be
the most relevant
in 2015?
10% 17% 45%
Source: A T Kearney
78% of point-of-sale terminals in
Europe are forecast to be
NFC enabled by 2017
Source: Juniper Research 2014
20+
Banks
connected
100,000
Active
merchants
38m
Customers able
to activate
300,000
Active wallet
customers
$3.1b
Value of the
mobile economy
in 2017
Worldine
Wallet making
your vision a
reality today
No.1
in Europe
for payment
services
7,200
Employees
Operating in over
17
countries €
DD
$ $
Source: Worldpay Alternative Payments report 2nd Edition, 2013
Ease of
registration
Speed of use
Ease of use
1.1B
Turnover
2012 2017