EPS system explanation, How EPS System works in real world, Model of E- Payments, Security concerns related to EPS systems, Case study of paytm related to electronic payment
Epayments system in India and globally iit project abhiROCKS1103
IIT project on epayments. Including all the method uses and innovations in e payments and the growth of epayments in the modern world and rapid growth in india after demonetization.
PayU provides payment processing services to over 80 of the top 100 ecommerce companies in India. They offer a wide range of payment options including credit cards, debit cards, net banking, EMI, international payments, and cash cards/wallets. PayU's dynamic switching technology routes transactions across multiple acquirers to maximize conversion rates, increasing success rates by 2-2.25% compared to competitors. They also provide analytics, risk management, mobile payment solutions, and work to simplify the two-factor authentication process on mobile.
The document defines key terms related to digital banking such as digitization, digitalization, and digital transformation. It explains that digital banking utilizes digital technologies like analytics, social media, payments, and mobile to enhance traditional online and mobile banking services. The main channels of digital banking are described as ATMs, mobile/internet banking, cards, cash machines, and more. The document provides details on the input/output components of ATMs, how ATM networks function to process transactions, and the basic steps for withdrawing money from an ATM.
Introduction of E-Wallets, its types, Advantages,Disadvantages, Examples of E-Wallet,Needs of E-Wallet, Top E-Wallets in World and in India, Description of Mobikwik, its Steps, Architecture of transfer between two wallets, About Paytm, How does Paytm Earn, Recharge on PayTm, Steps to use Paytm, Web Technologies of Paytm, Good at Paytm and Bad at it, Our own proposed system to overcome the disadvantage of existing system
Digital payments in India are being transformed through multiple options like UPI, e-wallets, cards, Aadhaar payments and USSD. UPI allows money transfer between banks using a virtual address, while e-wallets like Paytm allow loading funds and using them for purchases and bills. The government is promoting digital payments through policies while barriers include lack of internet access in rural areas.
A digital wallet allows users to store payment and loyalty card information electronically rather than physically. It authenticates users and facilitates contactless payment using technologies like near field communication (NFC). Digital wallets provide advantages over physical wallets like convenience, flexibility, and safety. While systems issues, security concerns, and user experience challenges remain, major companies are developing digital wallet applications that can be used to pay at retail locations and transfer funds between individuals.
This document discusses electronic banking (e-banking). It defines e-banking as the automated delivery of traditional banking products and services directly to customers through electronic channels. There are two approaches to e-banking - a dial-in approach that requires separate finance software and an internet approach where users log directly into their bank's website. E-banking offers benefits like anytime/anywhere banking and lower costs but also drawbacks like difficulties adopting technology. Security features like SSL encryption and firewalls aim to protect online banking.
EPS system explanation, How EPS System works in real world, Model of E- Payments, Security concerns related to EPS systems, Case study of paytm related to electronic payment
Epayments system in India and globally iit project abhiROCKS1103
IIT project on epayments. Including all the method uses and innovations in e payments and the growth of epayments in the modern world and rapid growth in india after demonetization.
PayU provides payment processing services to over 80 of the top 100 ecommerce companies in India. They offer a wide range of payment options including credit cards, debit cards, net banking, EMI, international payments, and cash cards/wallets. PayU's dynamic switching technology routes transactions across multiple acquirers to maximize conversion rates, increasing success rates by 2-2.25% compared to competitors. They also provide analytics, risk management, mobile payment solutions, and work to simplify the two-factor authentication process on mobile.
The document defines key terms related to digital banking such as digitization, digitalization, and digital transformation. It explains that digital banking utilizes digital technologies like analytics, social media, payments, and mobile to enhance traditional online and mobile banking services. The main channels of digital banking are described as ATMs, mobile/internet banking, cards, cash machines, and more. The document provides details on the input/output components of ATMs, how ATM networks function to process transactions, and the basic steps for withdrawing money from an ATM.
Introduction of E-Wallets, its types, Advantages,Disadvantages, Examples of E-Wallet,Needs of E-Wallet, Top E-Wallets in World and in India, Description of Mobikwik, its Steps, Architecture of transfer between two wallets, About Paytm, How does Paytm Earn, Recharge on PayTm, Steps to use Paytm, Web Technologies of Paytm, Good at Paytm and Bad at it, Our own proposed system to overcome the disadvantage of existing system
Digital payments in India are being transformed through multiple options like UPI, e-wallets, cards, Aadhaar payments and USSD. UPI allows money transfer between banks using a virtual address, while e-wallets like Paytm allow loading funds and using them for purchases and bills. The government is promoting digital payments through policies while barriers include lack of internet access in rural areas.
A digital wallet allows users to store payment and loyalty card information electronically rather than physically. It authenticates users and facilitates contactless payment using technologies like near field communication (NFC). Digital wallets provide advantages over physical wallets like convenience, flexibility, and safety. While systems issues, security concerns, and user experience challenges remain, major companies are developing digital wallet applications that can be used to pay at retail locations and transfer funds between individuals.
This document discusses electronic banking (e-banking). It defines e-banking as the automated delivery of traditional banking products and services directly to customers through electronic channels. There are two approaches to e-banking - a dial-in approach that requires separate finance software and an internet approach where users log directly into their bank's website. E-banking offers benefits like anytime/anywhere banking and lower costs but also drawbacks like difficulties adopting technology. Security features like SSL encryption and firewalls aim to protect online banking.
Digital banking in India - Operation, Payments and ClearingSupratik Nag
This document discusses digital banking in India. It provides an overview of digital banking products and services, the evolution of digital banking and payments in India from 1980 to present, and emerging technologies behind digital banking. It also analyzes the digital banking landscape and ecosystem, maturity models for digital transformation, and the future of digital payments in India with innovations like UPI and Bharat QR expected to significantly reduce cash transactions by 2022.
Telebanking, also known as telephone banking, allows customers to perform financial transactions over the phone without visiting a bank branch. It provides services like checking account balances, transferring funds, paying bills, and more. Telebanking uses security features like passwords, PINs, and transaction limits to protect customer accounts. It offers customers convenient access to their banking needs at any time without needing to visit in person.
The document discusses digital banking and omni-channel banking. It covers topics like internet banking, mobile banking, the internet of things, customer experience, content creation, data analytics, predictive analytics, CRM systems, and ensuring consistency across channels. The key aspects are using customer data and insights to improve the customer experience across online, mobile, and physical channels to provide a seamless omni-channel banking experience.
This document provides information about e-wallets. It begins with an introduction that defines an e-wallet as a software component that allows users to make electronic payments by hiding the low-level payment details. It then discusses the types of e-wallets, components, technologies like NFC, payment models, wallet architecture, features, advantages and disadvantages, and how e-wallets are currently being used. Examples of popular e-wallets mentioned include Square Wallet, Google Wallet, PayPal, ISIS, Venmo and Dwolla.
This document discusses e-banking and security measures. It provides an overview of e-banking, including its history and how it has reduced manual work. It describes common e-banking operations like funds transfers, downloading transaction information, and loan applications. The document also discusses phishing techniques used by fraudsters to steal personal information. Finally, it outlines measures users can take to avoid e-banking fraud, such as being suspicious of urgent emails requesting financial details and knowing a bank will never ask for passwords via email.
E-banking allows customers to perform basic banking transactions electronically around the clock from anywhere in the world. It involves viewing account details, paying bills, and transferring money via the internet. While e-banking provides benefits like convenience and low costs, it also faces challenges regarding security, start-up costs, and the need for trained personnel and maintenance. Banks are working to address security issues and provide safe online banking services.
A payment gateway is a service that allows online businesses to accept electronic payments for items purchased online. It securely transmits information between the customer's bank and the merchant's bank to facilitate processing payments. Common payment gateways include PayPal, Authorize.Net, and WorldPay. Payment gateways provide security for financial transactions online and allow merchants to accept credit card payments with fees for setup and transactions.
This document summarizes developments in financial technology (FinTech) and Stockholm's position as a leading FinTech hub. It notes that Stockholm has over 97 FinTech companies, generating over 14 billion SEK in revenue and employing over 5,800 people. Major FinTech segments in Stockholm include payments, lending, wealth management, and cryptocurrency. Emerging technologies like blockchain, peer-to-peer lending, and crowdfunding are disrupting traditional banking models. Stockholm is well-positioned to become a global FinTech leader due to its supportive environment, entrepreneurial talent, and enabling regulatory framework.
This document provides an overview of online payment gateways. It discusses how payment gateways work by transmitting transaction data between merchants, customers, and financial institutions to authorize payments. It also describes typical transaction processes, security measures used, and examples of major payment gateway services like PayPal. Common functions of payment gateways are processing credit card payments, protecting sensitive data, and facilitating real-time authorizations.
Online banking allows customers to access their financial institution's accounts and conduct transactions over the internet. To use online banking, customers must register with the institution and set up login credentials like a username and password. Financial institutions have implemented security measures like additional login steps but approaches vary. Common online banking activities include viewing accounts, transferring funds between accounts, paying bills, investing, and taking out insurance policies.
This document discusses internet banking and its advantages. It provides details on the features of internet banking such as viewing bank statements, paying bills electronically, and transferring funds between accounts. It lists benefits for both banks and consumers, including lower costs, increased convenience and flexibility. The document also outlines security risks and recommends controls for authentication, access, encryption, firewalls, and intrusion detection to mitigate threats.
The document discusses a manufacturer business model and electronic payment systems presented by a group of students. It defines business models and e-commerce business models. It then covers the key components of a business model including value proposition, revenue model, market opportunity, and competitive advantage. The document also discusses electronic payment systems including e-cash, e-wallets, smart cards, and credit cards. It covers the capabilities of a B2C e-commerce model and the advantages and risks of different electronic payment methods.
This document discusses internet banking. It provides a brief history of how internet banking began in New York City in 1981 when four major banks offered home banking services using videotext systems. It defines internet banking as conducting bank transactions online instead of in person. The document outlines the types of internet banking, how it works, the services provided, advantages like lower costs and convenience, disadvantages like security risks, and concludes that internet banking aims to provide valuable services to consumers by utilizing the internet.
Debit cards are linked directly to a checking account and use funds that have already been deposited, while credit cards allow purchases to be made without immediately paying and require repayment of balances over time. Debit cards provide access to cash from ATMs and require a PIN for transactions, while credit cards typically only require a signature. While debit cards avoid interest charges and do not require credit worthiness, they offer less fraud protection than credit cards and can incur overdraft fees if funds are insufficient.
“Digital” is the new buzz word in the banking sector, with banks all around the globe hopping onto the digital bandwagon. Banks of all sizes are making sizeable investments in digital initiatives in order to maintain a competitive edge. Vijaya Bank shows us what are the benefits of the digital banking.
Internet banking allows customers to conduct financial transactions online through secure websites or mobile apps. It was first introduced in the United States in 1994 and later adopted in India, with ICICI Bank being the first to offer internet banking services there in 1997. Customers can use internet banking to pay bills, shop online, book tickets, and access other banking services conveniently from anywhere at any time. While it offers benefits of convenience and lower costs, security risks require banks and customers to take precautions like using encrypted connections and not disclosing login credentials.
This document discusses digital banking. It was first incorporated in the United States and is governed by federal regulations. Digital banking allows customers to view accounts, make transfers, pay bills, and access other services through a bank's website or mobile app. Customers can access their accounts 24/7 from anywhere. While digital banking offers convenience, there are also security risks and customers may miss in-person relationships with their banks.
The presentation involves about Fintech industry, the technologies involved, various UPI's, regulators of Fintech Industry in India and Payment Sytstem in India
The document discusses digital wallets, including their vision, components, technology like NFC, payment models, architecture, features, advantages, and disadvantages. It provides examples of how digital wallets are currently being used, mentioning Paytm, Google Wallet, PayPal, Isis, Venmo, and Dwolla. Digital wallets allow users to make electronic payments and store payment methods and other information to make transactions more convenient compared to physical wallets.
The document discusses digital wallets, including what they are, their components and technology, payment models, challenges, and the future of digital wallets. A digital wallet allows secure electronic payments and storage of payment methods and identification. It discusses how digital wallets use near-field communication (NFC) technology and secure storage to facilitate electronic payments from mobile devices. The future of digital wallets may include integrated services like bill payment, coupons, shopping comparisons, and personal information management.
Digital banking in India - Operation, Payments and ClearingSupratik Nag
This document discusses digital banking in India. It provides an overview of digital banking products and services, the evolution of digital banking and payments in India from 1980 to present, and emerging technologies behind digital banking. It also analyzes the digital banking landscape and ecosystem, maturity models for digital transformation, and the future of digital payments in India with innovations like UPI and Bharat QR expected to significantly reduce cash transactions by 2022.
Telebanking, also known as telephone banking, allows customers to perform financial transactions over the phone without visiting a bank branch. It provides services like checking account balances, transferring funds, paying bills, and more. Telebanking uses security features like passwords, PINs, and transaction limits to protect customer accounts. It offers customers convenient access to their banking needs at any time without needing to visit in person.
The document discusses digital banking and omni-channel banking. It covers topics like internet banking, mobile banking, the internet of things, customer experience, content creation, data analytics, predictive analytics, CRM systems, and ensuring consistency across channels. The key aspects are using customer data and insights to improve the customer experience across online, mobile, and physical channels to provide a seamless omni-channel banking experience.
This document provides information about e-wallets. It begins with an introduction that defines an e-wallet as a software component that allows users to make electronic payments by hiding the low-level payment details. It then discusses the types of e-wallets, components, technologies like NFC, payment models, wallet architecture, features, advantages and disadvantages, and how e-wallets are currently being used. Examples of popular e-wallets mentioned include Square Wallet, Google Wallet, PayPal, ISIS, Venmo and Dwolla.
This document discusses e-banking and security measures. It provides an overview of e-banking, including its history and how it has reduced manual work. It describes common e-banking operations like funds transfers, downloading transaction information, and loan applications. The document also discusses phishing techniques used by fraudsters to steal personal information. Finally, it outlines measures users can take to avoid e-banking fraud, such as being suspicious of urgent emails requesting financial details and knowing a bank will never ask for passwords via email.
E-banking allows customers to perform basic banking transactions electronically around the clock from anywhere in the world. It involves viewing account details, paying bills, and transferring money via the internet. While e-banking provides benefits like convenience and low costs, it also faces challenges regarding security, start-up costs, and the need for trained personnel and maintenance. Banks are working to address security issues and provide safe online banking services.
A payment gateway is a service that allows online businesses to accept electronic payments for items purchased online. It securely transmits information between the customer's bank and the merchant's bank to facilitate processing payments. Common payment gateways include PayPal, Authorize.Net, and WorldPay. Payment gateways provide security for financial transactions online and allow merchants to accept credit card payments with fees for setup and transactions.
This document summarizes developments in financial technology (FinTech) and Stockholm's position as a leading FinTech hub. It notes that Stockholm has over 97 FinTech companies, generating over 14 billion SEK in revenue and employing over 5,800 people. Major FinTech segments in Stockholm include payments, lending, wealth management, and cryptocurrency. Emerging technologies like blockchain, peer-to-peer lending, and crowdfunding are disrupting traditional banking models. Stockholm is well-positioned to become a global FinTech leader due to its supportive environment, entrepreneurial talent, and enabling regulatory framework.
This document provides an overview of online payment gateways. It discusses how payment gateways work by transmitting transaction data between merchants, customers, and financial institutions to authorize payments. It also describes typical transaction processes, security measures used, and examples of major payment gateway services like PayPal. Common functions of payment gateways are processing credit card payments, protecting sensitive data, and facilitating real-time authorizations.
Online banking allows customers to access their financial institution's accounts and conduct transactions over the internet. To use online banking, customers must register with the institution and set up login credentials like a username and password. Financial institutions have implemented security measures like additional login steps but approaches vary. Common online banking activities include viewing accounts, transferring funds between accounts, paying bills, investing, and taking out insurance policies.
This document discusses internet banking and its advantages. It provides details on the features of internet banking such as viewing bank statements, paying bills electronically, and transferring funds between accounts. It lists benefits for both banks and consumers, including lower costs, increased convenience and flexibility. The document also outlines security risks and recommends controls for authentication, access, encryption, firewalls, and intrusion detection to mitigate threats.
The document discusses a manufacturer business model and electronic payment systems presented by a group of students. It defines business models and e-commerce business models. It then covers the key components of a business model including value proposition, revenue model, market opportunity, and competitive advantage. The document also discusses electronic payment systems including e-cash, e-wallets, smart cards, and credit cards. It covers the capabilities of a B2C e-commerce model and the advantages and risks of different electronic payment methods.
This document discusses internet banking. It provides a brief history of how internet banking began in New York City in 1981 when four major banks offered home banking services using videotext systems. It defines internet banking as conducting bank transactions online instead of in person. The document outlines the types of internet banking, how it works, the services provided, advantages like lower costs and convenience, disadvantages like security risks, and concludes that internet banking aims to provide valuable services to consumers by utilizing the internet.
Debit cards are linked directly to a checking account and use funds that have already been deposited, while credit cards allow purchases to be made without immediately paying and require repayment of balances over time. Debit cards provide access to cash from ATMs and require a PIN for transactions, while credit cards typically only require a signature. While debit cards avoid interest charges and do not require credit worthiness, they offer less fraud protection than credit cards and can incur overdraft fees if funds are insufficient.
“Digital” is the new buzz word in the banking sector, with banks all around the globe hopping onto the digital bandwagon. Banks of all sizes are making sizeable investments in digital initiatives in order to maintain a competitive edge. Vijaya Bank shows us what are the benefits of the digital banking.
Internet banking allows customers to conduct financial transactions online through secure websites or mobile apps. It was first introduced in the United States in 1994 and later adopted in India, with ICICI Bank being the first to offer internet banking services there in 1997. Customers can use internet banking to pay bills, shop online, book tickets, and access other banking services conveniently from anywhere at any time. While it offers benefits of convenience and lower costs, security risks require banks and customers to take precautions like using encrypted connections and not disclosing login credentials.
This document discusses digital banking. It was first incorporated in the United States and is governed by federal regulations. Digital banking allows customers to view accounts, make transfers, pay bills, and access other services through a bank's website or mobile app. Customers can access their accounts 24/7 from anywhere. While digital banking offers convenience, there are also security risks and customers may miss in-person relationships with their banks.
The presentation involves about Fintech industry, the technologies involved, various UPI's, regulators of Fintech Industry in India and Payment Sytstem in India
The document discusses digital wallets, including their vision, components, technology like NFC, payment models, architecture, features, advantages, and disadvantages. It provides examples of how digital wallets are currently being used, mentioning Paytm, Google Wallet, PayPal, Isis, Venmo, and Dwolla. Digital wallets allow users to make electronic payments and store payment methods and other information to make transactions more convenient compared to physical wallets.
The document discusses digital wallets, including what they are, their components and technology, payment models, challenges, and the future of digital wallets. A digital wallet allows secure electronic payments and storage of payment methods and identification. It discusses how digital wallets use near-field communication (NFC) technology and secure storage to facilitate electronic payments from mobile devices. The future of digital wallets may include integrated services like bill payment, coupons, shopping comparisons, and personal information management.
This document proposes a Bluetooth-based mobile wallet (M-Wallet) system that allows users to make payments and transfer funds directly from their mobile phones. Some key points:
- M-Wallet would allow users to store bank account and credit/debit card information securely on their phones and make contactless payments with a few clicks.
- It aims to replace the need to carry cash or multiple cards by consolidating financial data and payment options on a mobile device.
- Security measures like encryption, passwords, and two-factor authentication are discussed to protect user information and transactions made through M-Wallet.
- The potential benefits identified include convenience, reduced costs for banks, and encouraging cashless
The document discusses digital wallets, including what they are, their need and benefits, types and components, architecture, technologies used, features, advantages and disadvantages. A digital wallet refers to an electronic device that allows electronic payments using financial instruments like credit cards without physical cards. It discusses the different types of digital wallets and their components. Digital wallets provide benefits like flexibility, convenience and rewards but also have disadvantages like security and system outage risks.
A digital wallet allows users to make electronic payments by storing payment information and identifying credentials securely on their device or online. It hides the complexity of payment processing from the user and can manage multiple payment options and IDs from one place. Digital wallets are either client-based software installed on a user's device or server-based where a company maintains the wallet information online. Both provide convenience for users and benefits for merchants through automated forms and payment processing. Emerging technologies like near-field communication enable new ways for digital wallets to securely complete transactions wirelessly.
Future of Digital Wallets_ What are its advantages.pdfsmithlindsay766
The digital wallet's future is set to surpass formal payment scenarios, evolving into
exhaustive SuperApps that centralize an assembly of services. Initially conceptualized
for simplifying financial transactions, digital wallets are rapidly becoming integral to
our digital ecosystem.
If you're looking to develop a digital wallet app, this guide is for you. In this comprehensive guide, we'll take you through the entire process of developing a digital wallet app, from conceptualization to deployment.
Top eWallet App develpoment in Dubai for 2024.pdfJPLoft Solutions
Finding the most reliable digital wallet software to manage your money can be a challenge. Knowing the capabilities, security, and reliability of so many wallet applications' capabilities is crucial. We have compiled a list of our top 10 best digital wallet applications to help you select. Look at its features before deciding on a platform or eWallet application development.
With cashless society being the current hot topic .. Digital Wallet surely covers one of them ...Here is a description about what is it and how it works .. may aid you during your final year seminar .. Cheers !!
With cashless society being the current hot topic .. Digital Wallets surely is one of the means to achieve it. Here is a brief description of what is it and how it works ..
UNVEILING THE WORLD OF ONLINE PAYMENT GATEWAYSIRJET Journal
This document discusses online payment gateways and their role in facilitating secure online transactions. It describes how payment gateways serve as intermediaries between merchants, customers, and financial institutions to enable the transfer of funds. The document outlines key components of payment gateway architecture, including how they integrate with merchant platforms and financial institutions. It also discusses security measures, popular payment gateway providers, supported payment methods, and considerations around performance and scalability.
This document discusses electronic payment systems. It begins by defining electronic payment systems and how they can be modern versions of traditional systems like checks and credit cards or based on digital currency. It then discusses traditional payment systems and some of their limitations. The document goes on to describe various modern electronic payment systems like credit cards, smart cards, debit cards, electronic checks, and peer-to-peer payments. For each system it provides details of how they work and their advantages and disadvantages. It concludes by discussing the benefits of electronic payment systems and some disadvantages.
A Comprehensive guide to understanding Digital Wallets.pdfPay10
Digital Wallets, also known as e-wallets, are popular prepaid payment instruments used in India and around the world.
They are software applications or electronic devices that securely store payment information and prepaid money,
enabling cashless transactions. Digital wallets offer convenience and versatility for making payments at physical
stores, online purchases, and through mobile applications. They require a smartphone with an internet connection,
and users must complete KYC (Know Your Customer) verification to access their services. These wallets provide
various benefits, including security, frictionless transactions, no minimum balance requirement, and diverse
transaction options. Additionally, they benefit both consumers and merchants, offering faster checkout,
increased repeat business, higher conversion rates, decreased fraud, and chargebacks.
The rise of enterprise digital wallets also introduces a cheaper and tech-enabled alternative for businesses,
helping to cut out payment card intermediaries and bolster customer relationships
for more info:- https://www.pay10.com/blog-a-comprehensive-guide-to-understanding-digital-wallet.php
Electronic banking, also called e-banking or online banking, allows customers to conduct banking transactions electronically via the internet. It provides safe, fast, and convenient access to bank accounts 24/7 from any location with an internet connection. Some key benefits of e-banking include convenience, time savings, and reduced costs compared to traditional branch banking. However, security risks and lack of personal interaction are disadvantages to consider.
The document discusses e-banking concepts and provides an example of ICICI Bank's "Infinity" internet banking service in India. The key points are:
1. E-banking allows customers to perform banking transactions electronically without visiting a physical bank by using online and mobile banking.
2. ICICI Bank launched its Infinity internet banking service in 1997, which has over 15,000 customers and allows users to view accounts, transfer funds, pay bills, and communicate with their account manager online.
3. Infinity provides customized online services for customers like personal finance articles, online investments, and utility bill payments.
An Overview of Mobile Wallet App Development 2024ITIO Innovex
Mobile wallet application development has revolutionized the way we handle finances. From the convenience of one-click payments to the robust security features, these apps have transformed our smartphones into powerful financial tools. Visit us at: https://itio.in/services/mobile-wallet-development
Different Types of Mobile payments
Payment Models
- SMS/USSD-based transactional payments
- Direct mobile billing
- Mobile web payments (WAP)
- QR Code Payments
- Contactless Near Field Communication
- Cloud-based mobile payments (Please elaborate applepay, google, paypal and others)
- Audio signal-based payments
- Direct carrier/bank co-operation
The series of presentations contains the information about "Management Information System" subject of SEIT for University of Pune.
Subject Teacher: Tushar B Kute (Sandip Institute of Technology and Research Centre, Nashik)
http://www.tusharkute.com
Main Java[All of the Base Concepts}.docxadhitya5119
This is part 1 of my Java Learning Journey. This Contains Custom methods, classes, constructors, packages, multithreading , try- catch block, finally block and more.
Reimagining Your Library Space: How to Increase the Vibes in Your Library No ...Diana Rendina
Librarians are leading the way in creating future-ready citizens – now we need to update our spaces to match. In this session, attendees will get inspiration for transforming their library spaces. You’ll learn how to survey students and patrons, create a focus group, and use design thinking to brainstorm ideas for your space. We’ll discuss budget friendly ways to change your space as well as how to find funding. No matter where you’re at, you’ll find ideas for reimagining your space in this session.
This presentation includes basic of PCOS their pathology and treatment and also Ayurveda correlation of PCOS and Ayurvedic line of treatment mentioned in classics.
Beyond Degrees - Empowering the Workforce in the Context of Skills-First.pptxEduSkills OECD
Iván Bornacelly, Policy Analyst at the OECD Centre for Skills, OECD, presents at the webinar 'Tackling job market gaps with a skills-first approach' on 12 June 2024
हिंदी वर्णमाला पीपीटी, hindi alphabet PPT presentation, hindi varnamala PPT, Hindi Varnamala pdf, हिंदी स्वर, हिंदी व्यंजन, sikhiye hindi varnmala, dr. mulla adam ali, hindi language and literature, hindi alphabet with drawing, hindi alphabet pdf, hindi varnamala for childrens, hindi language, hindi varnamala practice for kids, https://www.drmullaadamali.com
How to Setup Warehouse & Location in Odoo 17 InventoryCeline George
In this slide, we'll explore how to set up warehouses and locations in Odoo 17 Inventory. This will help us manage our stock effectively, track inventory levels, and streamline warehouse operations.
This slide is special for master students (MIBS & MIFB) in UUM. Also useful for readers who are interested in the topic of contemporary Islamic banking.
LAND USE LAND COVER AND NDVI OF MIRZAPUR DISTRICT, UPRAHUL
This Dissertation explores the particular circumstances of Mirzapur, a region located in the
core of India. Mirzapur, with its varied terrains and abundant biodiversity, offers an optimal
environment for investigating the changes in vegetation cover dynamics. Our study utilizes
advanced technologies such as GIS (Geographic Information Systems) and Remote sensing to
analyze the transformations that have taken place over the course of a decade.
The complex relationship between human activities and the environment has been the focus
of extensive research and worry. As the global community grapples with swift urbanization,
population expansion, and economic progress, the effects on natural ecosystems are becoming
more evident. A crucial element of this impact is the alteration of vegetation cover, which plays a
significant role in maintaining the ecological equilibrium of our planet.Land serves as the foundation for all human activities and provides the necessary materials for
these activities. As the most crucial natural resource, its utilization by humans results in different
'Land uses,' which are determined by both human activities and the physical characteristics of the
land.
The utilization of land is impacted by human needs and environmental factors. In countries
like India, rapid population growth and the emphasis on extensive resource exploitation can lead
to significant land degradation, adversely affecting the region's land cover.
Therefore, human intervention has significantly influenced land use patterns over many
centuries, evolving its structure over time and space. In the present era, these changes have
accelerated due to factors such as agriculture and urbanization. Information regarding land use and
cover is essential for various planning and management tasks related to the Earth's surface,
providing crucial environmental data for scientific, resource management, policy purposes, and
diverse human activities.
Accurate understanding of land use and cover is imperative for the development planning
of any area. Consequently, a wide range of professionals, including earth system scientists, land
and water managers, and urban planners, are interested in obtaining data on land use and cover
changes, conversion trends, and other related patterns. The spatial dimensions of land use and
cover support policymakers and scientists in making well-informed decisions, as alterations in
these patterns indicate shifts in economic and social conditions. Monitoring such changes with the
help of Advanced technologies like Remote Sensing and Geographic Information Systems is
crucial for coordinated efforts across different administrative levels. Advanced technologies like
Remote Sensing and Geographic Information Systems
9
Changes in vegetation cover refer to variations in the distribution, composition, and overall
structure of plant communities across different temporal and spatial scales. These changes can
occur natural.
LAND USE LAND COVER AND NDVI OF MIRZAPUR DISTRICT, UP
Mobile wallet
1. Consumer Perception towards
Digital Wallets
(An empirical study on college students of Faridabad)
-Somyadarshna
BBA (IIFSB)
5th Semester
Satyug Darshan Institute of Engineering and Technology
2. In the past few
thousand years, the way
we pay has changed
just four times—from
barter system to coins,
to paper money, to
plastic cards.
Now we’re on the brink
of the next big shift. We
now have introduce the
digital wallet, which
contains the virtual
versions of our existing
plastic cards.
3. WHAT IS A MOBILE WALLET
DIGITAL WALLET A STEP TOWARDS DIGITAL INDIA
A mobile wallet is a way to carry
your credit card or debit card
information in a digital form on your
mobile device. Instead of using your
physical plastic card to make
purchases, you can pay with your
smartphone, tablet, or smart watch.
4. OBJECTIVES OF MY STUDY
To understand how students perceive
technological service namely Digital Wallet
To study student’s adoption status of mobile wallet
with research area limited to Faridabad.
To study the factors influencing the use of digital
wallet over other mode of transactions.
To bring out reasons or limitations creating
obstacles in use of digital wallets.
5. User Profile Manager
Instrument Manager
Protocol
Manager
Communication Manager
Wallet
Controller
User
Interface
Client
API
User
Interface
API
Instrument
Instances
Protocols
Manages all of the
financial instrument
options contained in the
wallet, for example, it may
be queried to determine
which instrument classes
and instances are available
to execute a given
payment or other
operation
Provides the wallet with an
interface to send and
receive messages between
wallets and peer
commerce components by
setting up a connection
with a remote
Communication Manager.
Manages all of the
protocols that the wallet
may use to accomplish
various operations, and
invokes protocols to carry
out the interaction
between the digital wallet
and the vendors and
banks.
Manages information
about clients and groups
of clients of the wallet
including their user names,
passwords, ship-to and
bill-to addresses, and
potentially other user
profile information as well
Presents a consolidated
interface for the wallet to
the client. The Wallet
Controller hides the
complexity of the other
components of the wallet,
and provides a high-level
interface to the client.
Builds on top of the
connection abstraction to
support the concept of a
session. Responsible for
encryption of data.Provides a graphical
interface to the services
offered by the Wallet
Controllers interface
WALLET ARCHITECTURE
6. Features of e–wallet:
Refillable
Infinite lifetime
Current balance can be stored and read
User authentication is provided
Universal access
Maximum possible cash
Cannot be duplicated
8. ADVANTAGES
Ease of use:
Withdraw or deposit value by telephone
Pay the exact amount, no fiddling for change
No signature required
Immediate payment
Flexibility:
Transfer value by telephone
Pay person to person
For low or high values
Multi-currency capability
No age limit, so suitable for all the family
9. ADVANTAGES…
Safety and control:
Spend only what you have
Read your balance
Load value at home
Lock your card or wallet
Keep track of what you have spent and where
Customer is traceable if a lost card is found
Accessibility and convenience:
Cash machines and telephones give more access points to funds in
bank account
Available 24 hours / 365 days
Cash machines and telephones cannot run out of electronic cash
10. DISADVANTAGES:
System Outages: Information for digital wallets are stored on the
cloud of business servers; therefore, the risk of a system malfunction
or shut down is always present. As a result, businesses will not be
able to process payments or they will become increasingly slow due
to high traffic in the servers.
Security: Companies must ensure that their customers' information is
encrypted and well protected. One of the biggest concerns of
adopting a digital wallet application is "will my information be safe"?
This is the hurdle that companies must face and as a result, must
develop security systems that are as safe and full proof as possible to
avoid potential security issues.
Stake Holder Dynamics: Satisfying the business and strategic goals
of multiple stake holders such as banks, retailers, regulatory bodies,
is difficult.
Compelling user experience: A user-friendly wallet interface, easy to
use and intuitive is difficult to produce.