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FOUNDERS PITCH
QUAYAMBAYA / BNHE Concept
AMAZON Rainforest
Conservation Ecosystem
FINTECH FOCUSED
ON DIRECT-IMPACT
Auto Sufficiency
Programmed to operate & survive
without any third party assistance
Direct Inclusion
Enabling direct auditable benefits
distribution to unbanked
beneficiaries
Instant
Benefits distribution & processing
in real time under the principles
of P2P transactions
Scalable & Adoptable
Adjustable & scalable fintech
concept, adoptable for different
user cases worldwide
Transparent & Clear
Open source database handling,
providing clear insight &
transparency of operations
Getting crucial benefits & help
directly to the real beneficiary, -
cutting off lengthy administration,
implementation, overpriced
distribution costs & wrong
handling of contribution funds.
12
111
210
39
48
57
6
AUTONOMOUS
ECOSYSTEM
Its advantages
1 2
Leverage the potential of
the internet
PREPAID
CARD
PROGRAM
ONLINE
SHOPPING
PORTAL
ONLINE
TRAVEL
PORTAL
ONLINE
TRADING
PORTAL
VCS
TRADING
PORTAL
MEMBER
BOUNTY
CLUB
generating Loyalty Points - Cash-Back Rewards
white label income streaming
Enable direct distribution of benefits to
biometric onboarded beneficiariesPhasellus id ligula ut enim elementum
Loyalty Points are matched
against biometric onboarded
indigenous beneficiaries &
released via Payment HUB
LOYALTY POINTS
Biometric ID data & open source
accounting for contributed
Loyalty Points are forwarded to
the direct Sponsor.
BENEFICIARY
The matching &
exchange of CORE
VALUES build the
ground layers of the
ecosystem itself.
Action triggers Value
1 onboarded
Beneficiary
0
1
requires underlying values to be matched & exchanged in set forth
proportions
Biometric ID Value
0
2
represents the financial value each beneficiary ads with his action to the
ecosystem
Loyalty Points Value
0
3
represents the financial value of loyalty points exchanged / contributed
toward an onboarded beneficiary
ready to be used for the Sponsorship of 1 Indigenous Beneficiary
Automated TRIGGERS process the Value - Flow
Biometric ID ONBOARDING
An indigenous beneficiary is being
onboarded via biometric fingerprint &
iris scan / data upload, - causing the
issuance of an alphanumerical biometric
ID number.
AFG Activity Flow
GENERATION
Users from around the world generate
loyalty points through their online
activities in participating ecommerce,
shopping & income generating white label
platforms.
Loyalty Points LIBERATION
Loyalty Points are matched &
released against adequate
biometric ID data assignment
from & to the Digital Wallet of the
Sponsoring User.
implementing BNHE TOKEN
The unified Digital / Stored Value driving the core of the Quayambaya
Ecosystem
VCS Carbon Creditsheld with financial securities exchange
Verified Carbon Standards
Redemption rights apply
within 12 month of
issuance / validation &
registration thereof.
Activity Flow Generation
Generated in Digital Wallets of Users
Activity Processing Values
Loyalty points, rewards,
discounts generated through
online ecommerce & prepaid
financial transactions.
Biometric-ID
Alphanumerical Digital Wallet
First Input Value
Biometric onboarding,
nutrition, health, education
as well as PuntosVERDE
program values
Loyalty Points
Stored in multi-currency Digital Wallets
Stored Contribution / Sponsor Values
Points, cash-back rewards &
spare change of commercial
Users are accumulate in their
respective Digital Wallets
contribution / sponsor Vault.
New idea
Brainstorming
Biometric
Onboarding
Physical fingerprint / iris
scanning & history data
onboarding with
subsequent repeating data
synchronization
BNHE Program
Integration
Beneficiaries integration into
respective educational &
economic programs, -
including assignment of basic
nutrition, health & education
structure. BNHE Credits are
issued for certain activities &
goals reached of each
beneficiary.
1 BNHE Credit = 3.50 EUR
VCS Carbon Units / BNHE
Credits Redemption
Redemption of VCS (carbon credits) & adjusted to it
of BNHE Credits at its 12 month maturity date, -
transfer of proceeds to the Digital Wallets of
contributing Sponsors & Beneficiaries at the same
time.
Puntos VERDE
Integration
Beneficiaries participation in
the PuntosVERDE
reforestation project, - family
indicator rules apply. BNHE
Credits are issued for trees
planted.
VCS /
Reforestation -
Validation
Validation & verification of
planted trees by means of
RFID chip implants tracking &
GPS geo physical audit through
3rd. party international licensed
validator.
BNHE Credits
Transfer to
Sponsor
P2P transfer of respective
BNHE Credits in favor of the
contributing Sponsor, - for
trees planted under the
participating beneficiaries
Biometric-ID / name.
10 trees planted monthly
for each onboarded
beneficiary…
Generating Value arising
from the Biometric-ID
The onboarded beneficiaries are the most valuable
asset to the ecosystem, creating through their
integration in the PuntosVERDE reforestation project
unique VCS (verified carbon standards) values.
166.50 EUR
10.50 EUR
30 CR
3 CR
Sponsor the biometric
onboarding of 1 native /
indigenous beneficiary
Monthly contribution from your loyalty
points toward BNHE Benefits in favor
of your direct beneficiary.
User receives 30 BNHE
Credits (redeemable) for
each new onboarded
beneficiary.
The Users Digital Wallet is credited
monthly with minimum 3 BNHE
Credits, reflecting the sponsored
beneficiaries participation in the
PuntosVERDE reforestation program.
The Users Digital
Wallet put to work,
- CONTRIBUTE to
generate Value
Contributing loyalty points in favor of BNHE
Benefits distribution to direct sponsored
beneficiaries, generates repeating value for
the User.
2021 – targeted Estimates
The concepts implementation strategy sees for the following target results to be
achieved during its first year of operations 2021.
420,000 Trees
planted & RFID
tracked under the
PuntosVERDE
reforestation program
1,050,000.00 EUR in
Loyalty Points
generated &
distributed to enrolled
Beneficiaries
6,500 Biometric
onboarded
Indigenous
Beneficiaries
(children & adults)
21,000,000.00
EUR Transaction
Volume generating
loyalty points, min.
17,500 commercial
Users
367,500.00 EUR Processing Fees generated
from card & payment processing activities
780,000 Data TRIGGERS
processed through data
synchronization & matching
commands
750,000 Hectares of
Amazon Rainforest
Integrated into the
BNHE Concept
1,750,000 Carbon Credits / VCS units created
for validation in 2022 reflecting a financial
Value of 6,125,000.00 EUR. 25 % royalty fees
in favor of Quayambaya apply.
DIRECT IMPACT
The roadmap to
success…
First Direct-Impact Zones
Implementation January – December 2021
The BNHE Concept seeks
to start implementation of 3
direct-impact zones,
located within the borders
of Colombia, Peru & Brazil
firsthand.
Brazil
Bolivia
Paraguay
Uruguay
Venezuel
a
Guyana
Suriname
Colombia
Ecuado
r
Peru
Argentina
Chile
Panama
Costa Rica
Nicaragua
FUINSSA Colombia Limited is the
NGO entity designated to
administrate the BNHE Concept
benefits distribution on the ground in
3 direct-impact zones located in
Colombia, Peru & Brazil.
ACCESS POINT DE COLOMBIA
S.A.S. is the communications & data
processing provider selected to
ensure proper biometric onboarding
& data transmission between the
impact-zones & the European Union
based processing platform.
201
7 201
5 201
8
201
8
201
6
COLOMBIA
Affiliated / contracted entities,
NGO & Service Provider
operating under national
healthcare (ISP) supervision &
data security / database
administration regulations.
Independent audit & supervision
applies.
PERU
Affiliated / contracted entities,
NGO & Service Provider
operating under national
healthcare (ISP) supervision &
data security / database
administration regulations.
Independent audit & supervision
applies.
UNITED KINGDOM
DSV Digital Stored Value PLC, a
Public Limited Corporation
incorporated in the UK is the legal
owner of any & all rights, licenses,
trademarks / patents of &
administrates the Quayambaya /
BNHE Concept fintech ecosystem.
EUROPEAN UNION
The concept is implementing
applicable European Union
regulations, such as GDPR &
PSD2. All financial handlings are
being handled by licensed &
supervised financial institutions
under contractual branding / white
label arrangements.
SWITZERLAND
DSV Digital Stored Value
PLC is opening in 2020 a
branch office in the Canton
of Zug, Switzerland,
designated to handle the day
to day operations of the
fintech ecosystem. The
intellectual founders /
product owners to the
concept are also Swiss
nationals.
Legal- & Jurisdictional Framework
governing the concepts implementation & operation
Mobile telephone based iOS /
Android APP, enabling
commercial Users to shop,
transact, contribute & administrate
their activities in the ecosystem
around the clock in real time,
receiving push notifications on
actions taken & results achieved.
Implement, test run & accelerate
a PSCN (Private Satellite
Communications Network) with
Biometric-ID onboarding & data
synchronization Check Points
located within the Impact Zones in
Vichada / Meta & Leticia /
Tabatinga under Colombian
jurisdiction.
Test run & release online
shopping portals for fashion,
consumer goods & electronics,
operated under drop shipping
arrangements. Release a white
label travel portal, including airline
reservations.
Integrate all portals through API
plug-ins into the native iOS /
Android APP.
Qualify under a BIN Sponsorship
to issue prepaid virtual & plastic
Mastercard / Visacard products
for potential Users in Europe, Asia
& the USA / Latin America.
Enable currency exchange, P2P
transfer between cards, loyalty
points vault & different card top-
up / reload possibilities through
licensed financial institutions.
2020
iOS / Android APP Biometric ID - HUB
SHOPPING
PORTALS Prepaid CARD
Product release roadmap
Activating key-components for the Ecosystem
- Technology Teams
- Professional Staff
- SEED Investors
Ready for DISRUPTION ?
Be on the forefront –
PIONEERING the future
of INCLUSION securing
DIRECT-IMPACT, making
Rainforest Conservation
real & valuable…
info@bnhe.live
www.bnhe.live
READY TO GET INVOLVED ? k
We NEED You
Thank You
- Promoters / Sponsors
- Users / Influencers
- Volunteers / Doctors

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Inclusion, Digital Value, Direct Impact & Real World

  • 4. Auto Sufficiency Programmed to operate & survive without any third party assistance Direct Inclusion Enabling direct auditable benefits distribution to unbanked beneficiaries Instant Benefits distribution & processing in real time under the principles of P2P transactions Scalable & Adoptable Adjustable & scalable fintech concept, adoptable for different user cases worldwide Transparent & Clear Open source database handling, providing clear insight & transparency of operations Getting crucial benefits & help directly to the real beneficiary, - cutting off lengthy administration, implementation, overpriced distribution costs & wrong handling of contribution funds. 12 111 210 39 48 57 6 AUTONOMOUS ECOSYSTEM Its advantages
  • 5. 1 2 Leverage the potential of the internet
  • 7. Enable direct distribution of benefits to biometric onboarded beneficiariesPhasellus id ligula ut enim elementum Loyalty Points are matched against biometric onboarded indigenous beneficiaries & released via Payment HUB LOYALTY POINTS Biometric ID data & open source accounting for contributed Loyalty Points are forwarded to the direct Sponsor. BENEFICIARY
  • 8. The matching & exchange of CORE VALUES build the ground layers of the ecosystem itself. Action triggers Value 1 onboarded Beneficiary 0 1 requires underlying values to be matched & exchanged in set forth proportions Biometric ID Value 0 2 represents the financial value each beneficiary ads with his action to the ecosystem Loyalty Points Value 0 3 represents the financial value of loyalty points exchanged / contributed toward an onboarded beneficiary ready to be used for the Sponsorship of 1 Indigenous Beneficiary
  • 9. Automated TRIGGERS process the Value - Flow Biometric ID ONBOARDING An indigenous beneficiary is being onboarded via biometric fingerprint & iris scan / data upload, - causing the issuance of an alphanumerical biometric ID number. AFG Activity Flow GENERATION Users from around the world generate loyalty points through their online activities in participating ecommerce, shopping & income generating white label platforms. Loyalty Points LIBERATION Loyalty Points are matched & released against adequate biometric ID data assignment from & to the Digital Wallet of the Sponsoring User.
  • 10. implementing BNHE TOKEN The unified Digital / Stored Value driving the core of the Quayambaya Ecosystem VCS Carbon Creditsheld with financial securities exchange Verified Carbon Standards Redemption rights apply within 12 month of issuance / validation & registration thereof. Activity Flow Generation Generated in Digital Wallets of Users Activity Processing Values Loyalty points, rewards, discounts generated through online ecommerce & prepaid financial transactions. Biometric-ID Alphanumerical Digital Wallet First Input Value Biometric onboarding, nutrition, health, education as well as PuntosVERDE program values Loyalty Points Stored in multi-currency Digital Wallets Stored Contribution / Sponsor Values Points, cash-back rewards & spare change of commercial Users are accumulate in their respective Digital Wallets contribution / sponsor Vault.
  • 11. New idea Brainstorming Biometric Onboarding Physical fingerprint / iris scanning & history data onboarding with subsequent repeating data synchronization BNHE Program Integration Beneficiaries integration into respective educational & economic programs, - including assignment of basic nutrition, health & education structure. BNHE Credits are issued for certain activities & goals reached of each beneficiary. 1 BNHE Credit = 3.50 EUR VCS Carbon Units / BNHE Credits Redemption Redemption of VCS (carbon credits) & adjusted to it of BNHE Credits at its 12 month maturity date, - transfer of proceeds to the Digital Wallets of contributing Sponsors & Beneficiaries at the same time. Puntos VERDE Integration Beneficiaries participation in the PuntosVERDE reforestation project, - family indicator rules apply. BNHE Credits are issued for trees planted. VCS / Reforestation - Validation Validation & verification of planted trees by means of RFID chip implants tracking & GPS geo physical audit through 3rd. party international licensed validator. BNHE Credits Transfer to Sponsor P2P transfer of respective BNHE Credits in favor of the contributing Sponsor, - for trees planted under the participating beneficiaries Biometric-ID / name. 10 trees planted monthly for each onboarded beneficiary… Generating Value arising from the Biometric-ID The onboarded beneficiaries are the most valuable asset to the ecosystem, creating through their integration in the PuntosVERDE reforestation project unique VCS (verified carbon standards) values.
  • 12. 166.50 EUR 10.50 EUR 30 CR 3 CR Sponsor the biometric onboarding of 1 native / indigenous beneficiary Monthly contribution from your loyalty points toward BNHE Benefits in favor of your direct beneficiary. User receives 30 BNHE Credits (redeemable) for each new onboarded beneficiary. The Users Digital Wallet is credited monthly with minimum 3 BNHE Credits, reflecting the sponsored beneficiaries participation in the PuntosVERDE reforestation program. The Users Digital Wallet put to work, - CONTRIBUTE to generate Value Contributing loyalty points in favor of BNHE Benefits distribution to direct sponsored beneficiaries, generates repeating value for the User.
  • 13. 2021 – targeted Estimates The concepts implementation strategy sees for the following target results to be achieved during its first year of operations 2021. 420,000 Trees planted & RFID tracked under the PuntosVERDE reforestation program 1,050,000.00 EUR in Loyalty Points generated & distributed to enrolled Beneficiaries 6,500 Biometric onboarded Indigenous Beneficiaries (children & adults) 21,000,000.00 EUR Transaction Volume generating loyalty points, min. 17,500 commercial Users
  • 14. 367,500.00 EUR Processing Fees generated from card & payment processing activities 780,000 Data TRIGGERS processed through data synchronization & matching commands 750,000 Hectares of Amazon Rainforest Integrated into the BNHE Concept 1,750,000 Carbon Credits / VCS units created for validation in 2022 reflecting a financial Value of 6,125,000.00 EUR. 25 % royalty fees in favor of Quayambaya apply. DIRECT IMPACT The roadmap to success…
  • 15. First Direct-Impact Zones Implementation January – December 2021 The BNHE Concept seeks to start implementation of 3 direct-impact zones, located within the borders of Colombia, Peru & Brazil firsthand. Brazil Bolivia Paraguay Uruguay Venezuel a Guyana Suriname Colombia Ecuado r Peru Argentina Chile Panama Costa Rica Nicaragua FUINSSA Colombia Limited is the NGO entity designated to administrate the BNHE Concept benefits distribution on the ground in 3 direct-impact zones located in Colombia, Peru & Brazil. ACCESS POINT DE COLOMBIA S.A.S. is the communications & data processing provider selected to ensure proper biometric onboarding & data transmission between the impact-zones & the European Union based processing platform.
  • 16. 201 7 201 5 201 8 201 8 201 6 COLOMBIA Affiliated / contracted entities, NGO & Service Provider operating under national healthcare (ISP) supervision & data security / database administration regulations. Independent audit & supervision applies. PERU Affiliated / contracted entities, NGO & Service Provider operating under national healthcare (ISP) supervision & data security / database administration regulations. Independent audit & supervision applies. UNITED KINGDOM DSV Digital Stored Value PLC, a Public Limited Corporation incorporated in the UK is the legal owner of any & all rights, licenses, trademarks / patents of & administrates the Quayambaya / BNHE Concept fintech ecosystem. EUROPEAN UNION The concept is implementing applicable European Union regulations, such as GDPR & PSD2. All financial handlings are being handled by licensed & supervised financial institutions under contractual branding / white label arrangements. SWITZERLAND DSV Digital Stored Value PLC is opening in 2020 a branch office in the Canton of Zug, Switzerland, designated to handle the day to day operations of the fintech ecosystem. The intellectual founders / product owners to the concept are also Swiss nationals. Legal- & Jurisdictional Framework governing the concepts implementation & operation
  • 17. Mobile telephone based iOS / Android APP, enabling commercial Users to shop, transact, contribute & administrate their activities in the ecosystem around the clock in real time, receiving push notifications on actions taken & results achieved. Implement, test run & accelerate a PSCN (Private Satellite Communications Network) with Biometric-ID onboarding & data synchronization Check Points located within the Impact Zones in Vichada / Meta & Leticia / Tabatinga under Colombian jurisdiction. Test run & release online shopping portals for fashion, consumer goods & electronics, operated under drop shipping arrangements. Release a white label travel portal, including airline reservations. Integrate all portals through API plug-ins into the native iOS / Android APP. Qualify under a BIN Sponsorship to issue prepaid virtual & plastic Mastercard / Visacard products for potential Users in Europe, Asia & the USA / Latin America. Enable currency exchange, P2P transfer between cards, loyalty points vault & different card top- up / reload possibilities through licensed financial institutions. 2020 iOS / Android APP Biometric ID - HUB SHOPPING PORTALS Prepaid CARD Product release roadmap Activating key-components for the Ecosystem
  • 18. - Technology Teams - Professional Staff - SEED Investors Ready for DISRUPTION ? Be on the forefront – PIONEERING the future of INCLUSION securing DIRECT-IMPACT, making Rainforest Conservation real & valuable… info@bnhe.live www.bnhe.live READY TO GET INVOLVED ? k We NEED You Thank You - Promoters / Sponsors - Users / Influencers - Volunteers / Doctors