Housing Finance Satisfaction Survey
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The document discusses the results of a housing finance satisfaction survey in India. It aims to identify the critical requirements of home loan customers and how various lenders satisfy these requirements. The survey looked at factors like responsiveness, transparency, property search assistance, documentation, insurance, processing time, doorstep service, processing fees and interest rates. Key findings were that LICHFL scored highest on doorstep service, while HDFC and ICICI had higher disbursements than ABC and EFG despite lower interest rates. Areas identified for improvement included documentation, processing fees, insurance coverage and transparency/responsiveness.
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The Potential of Fintech in Bangladesh: Past, Present and Future
A summary overview of the fintech landscape in Bangladesh. We first take a look at the global history of fintechs, then the history of fintechs in Bangladesh.
Using the Financial Hub Readiness (FHR) Index that I personally developed, I identified and assessed the strengths and weaknesses of various global fintech hubs. Based on this assessment, I proposed a hypothetical P2P lending and funding transfer product, that can be financed and implemented by major technological players in the ecosystem.
This project was done to fulfill my requirement for the Internship course, for my BBA undergraduate program at Institute of Business Administration, University of Dhaka. This was the first time I had to work alone on an academic project of this magnitude. I am very satisfied with how it turned out, given the limited time and resources I had to execute it.
Special thanks to all of my colleagues, peers and friends who advised me, in both professional and emotional capacities, when I was working on this project.
globalca-panel-final
This document summarizes the current state of small and medium enterprise (SME) access to capital and emerging alternatives. It finds that while bank lending to SMEs has improved since the financial crisis, it remains below pre-crisis levels due to ongoing regulatory pressures and risk aversion. To fill the resulting credit gap, online alternative finance platforms like marketplace lenders, peer-to-peer lending, and crowdfunding have grown rapidly in recent years and are expected to continue strong growth in 2015. These alternatives provide lower-cost capital options for SMEs and attractive returns for investors.
Fintech Bubble or Fintech Trouble Redux
The document provides an overview of the fintech landscape in 2017. Some key points:
- The fintech industry has seen explosive growth in venture capital funding but is shifting to later stage funding as early opportunities are seized. Banks are also heavily investing in technology to adapt.
- Regulations like PSD2 are structurally removing barriers for new entrants by enforcing data sharing and third party access to customer accounts.
- Functional areas of banking like payments, lending, and wealth management are being disaggregated as startups target specific services.
- However, widespread consumer adoption of fintech remains low in most markets and banks are responding by developing digital propositions, investing in startups, and partnering with fin
Project Report
This document provides an overview of a project report on customer satisfaction at LG. The objectives of the study are to analyze customer satisfaction levels of LG customers, determine if customer dissatisfaction has led to declining sales, and conduct a comparative study with another service provider like Sony. It discusses concepts of customer relationship management and customer satisfaction. It also outlines the scope of the study, which was to conduct market research on LG customer satisfaction levels and understand customer needs and expectations.
Valuation Metrics and Drivers in Today’s Economy
This document summarizes a presentation on valuation metrics and drivers in today's economy. The presentation included speakers from Assay, Silicon Valley Bank, RoseRyan, and Foley & Lardner LLP who discussed topics like off-balance sheet accounting, valuation trends in technology, preparing financial statements, and legal aspects of building business value. It also included slides on valuation multiples over time for IPOs, M&A deals and private funding rounds. Key valuation drivers discussed included revenue growth, profitability, recurring revenue, and market conditions.
Financial services banking
1. The document discusses the structure and regulation of India's banking industry, which is dominated by public sector banks that account for 65% of credit. 2. It analyzes key metrics like non-performing assets, credit composition, profitability, and financial inclusion efforts. 3. The challenges facing the Indian banking sector are increasing infrastructure loan stress, the need for bank consolidation, competition in retail banking, and improving risk management and customer grievance redressal.
The Road Ahead For Credit Unions
Bill Handel, vp of research at Raddon Financial Group, reviews the current regulatory environment and discusses the challenges and opportunities, identified at the recent CEO Strategies Group workshops, that lie ahead for credit unions.
Marketing Plan for TD: "Express Mortgage"
This marketing plan introduces TD Express Mortgage, a new residential mortgage product. The plan aims to increase TD's market share in residential mortgages to 17% and attract 20,000 first-time home buyers through Express Mortgage. A SWOT analysis identified lack of differentiation and complexity perceptions as weaknesses. The marketing strategy will position Express Mortgage as simple, efficient and customized for first-time buyers. Goals include a $3.38 million integrated marketing campaign across advertising, direct marketing, PR and digital channels. Testing will begin in Manitoba for 3 months before a national launch. The competitive landscape analysis shows TD currently has a 15.05% market share among the big banks.
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Mercer Capital's Value Focus: FinTech Industry | Fourth Quarter 2022
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The document describes ServeTM, a financial assistant app that aims to revolutionize financial services by making them more accessible and convenient. The app will allow users to make service requests, access financial advisors, track financial goals, and view financial transactions in one place. It addresses pain points like inconvenient access to services and information. ServeTM sees opportunities in India's growing smartphone user base and plans to launch initially in Navi Mumbai in early 2017 after user testing and onboarding partners. It expects revenue from advertising and advisor subscriptions.
Go digital with Cash, India
The demonetization is a big push for digital cash management. Let us understand the different options of going digital with cash management before we go digital.
Go cashless, India
As ordinary Indians, what can we contribute to make our country more cash efficient? We need to understand the cashless ecosystem first. Here is an attempt to understand the cashless options and how to go cashless.
Strategic Management in ITC ltd.
The document discusses ITC Ltd's strategic management approach across its various business divisions. It outlines ITC's vision, mission, and core values. It then analyzes each of ITC's business divisions - FMCG (cigarettes, foods, etc.), paperboards and packaging, agri-business, and hotels. It discusses the sales and growth rates of each division and ITC's market share and competitive strengths. It also performs a SWOT analysis and maps the business divisions using the BCG matrix to identify strategic priorities and learning opportunities.
Mergers & Acquisitions
The document discusses various strategies and considerations for mergers and acquisitions (M&As). It outlines reasons for pursuing M&As such as gaining market share or acquiring new technologies. Potential risks include overpayment or inability to integrate an acquired company. The mechanics of an M&A deal including legal procedures, tax aspects, and accounting treatment are described. Due diligence is emphasized to identify risks in potential deals and valuation methods are discussed. Several examples of major M&A deals are also mentioned.
Special Economic Zones in India
The document summarizes India's Special Economic Zones (SEZ) policy, which aims to promote exports and attract foreign investment. It discusses the evolution of the SEZ framework over the past three years, highlighting key features such as tax exemptions and a single-window clearance system. The SEZ policy draws from China's model but involves greater state government roles. The document also outlines the SEZ development process and potential project risks involving location, land acquisition, regulatory effectiveness, and policy stability.
Internet in India
The document summarizes internet usage growth and trends in India. It notes that internet penetration was initially low due to factors like low PC penetration and lack of infrastructure, but usage has grown exponentially with changes in scenarios. Some key points mentioned are that India has achieved a critical user base of 20 million for e-commerce, IRCTC ticket sales have grown over 100%, and online spending exceeded $377 million in Asia Pacific in 2005 with 71% growth. The number of internet and broadband users is also steadily increasing in India.
BCG Matrix for ITC Ltd
Project on understanding the BCG Matrix and applying it to ITC Ltd. Segregating the businesses of ITC into Cash Cows, Stars, Question Marks and Dogs.
Get Rich or Die Tryin!
The document provides advice on taking responsibility for personal finances and outlines six key aspects to consider when investing: Why, What, Who, Where, Which, and How. It discusses reasons for investing like beating inflation and retirement planning. It also covers understanding risk profiles, asset allocation strategies, choosing reputable advisors, comparing investment options, and taking a long-term approach to investing for the best returns.
Take Responsibility for Your Finances
The document provides advice on taking responsibility for personal finances and outlines six key aspects to consider when investing: Why, What, Who, Where, Which, and How. It discusses reasons for investing like beating inflation and retirement planning. It also covers understanding risk profiles, asset allocation strategies, choosing reputable advisors, comparing investment options, and taking a long-term approach to investing for the best returns.
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一模一样【微信：A575476】【新西兰奥塔哥大学毕业证（otago毕业证）成绩单Offer】【微信：A575476】（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信：A575476】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信：A575476】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
→ 【关于价格问题（保证一手价格）
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
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https://www.productmanagementtoday.com/frs/26903918/understanding-user-needs-and-satisfying-them
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Housing Finance Satisfaction Survey
- 1. Housing Finance Satisfaction Survey Ranjan Varma http://financexchange.blogspot.com
- 2. Agenda 1. Research Objective 2. Problem statement 3. Sampling, Questionnaire, Survey 4. Key Take aways (KTA)
- 5. Housing Finance Market SCB HFC Govt./ NHB Customer Developers Players
- 7. Mortgages as a % of GDP 3 % 9% 13% 23% 36% 37% 49% 51% 0% 10% 20% 30% 40% 50% 60% India Thailand Korea Malaysia Singapore Taiwan Hong Kong USA 54% UK 48% Germany 70% 70% Denmark
- 8. Major Players ICICI HDFC SBI LICHFL 25740 20679 5000 5000 Disbursement for 2005-06 in crores
- 9. Semantic differential Ranking Responsiveness Transparency Property search Insurance Documentation TAT* Door service Processing fee Interest rate LICHFL HDFC ICICI Attribute/ Lender
- 10. 3-D Pie Chart Processing Fee Documentation Transparency Insurance TAT Interest rate 72 %