Students have assignments due next week on July 11, 2016 for their COAT3 class including Seatworks 1 and 2, and for their BABA2 class including a Seatwork and Case Study.
The document discusses the time value of money and is a seatwork assignment from a COAT3 class at the University of St. La Salle dated August 19, 2016. It likely contains questions, problems, or exercises for students to work through related to financial concepts such as present and future value, interest rates, inflation, and discount rates.
This document discusses the time value of money and various time value of money concepts. It covers calculating the future and present value of single amounts, annuities, perpetuities, and mixed streams of cash flows. It also discusses how compounding interest more frequently than annually increases the effective annual interest rate. The learning goals are to understand these time value of money concepts and calculations.
This chapter discusses the relationship between risk and return for both individual assets and portfolios of assets. It defines risk as the chance of financial loss and explains that higher risk assets generally provide higher expected returns. The chapter covers measuring the expected return, standard deviation, and coefficient of variation of individual assets. It then explains how forming a portfolio of assets can reduce overall risk through diversification. The chapter discusses how the correlation between asset returns impacts the risk reduction from diversification. It also addresses how adding more assets to a portfolio continues to reduce non-market or unique risk.
A feasibility study systematically investigates the viability of a proposed business activity by measuring its potential profitability and assessing viability in all key areas. The study requires careful, scientific planning to independently examine technical, financial, economic, and scheduling aspects so that findings from one area support others. A good feasibility study is comprehensive, objective, simple, and reliable in determining if a project will be viable and profitable not just in the short-term but over its entire lifespan.
This document discusses various cash, inventory, and accounts receivable management techniques. It begins by outlining cash management, inventory management, and accounts receivable management. It then provides details on managing cash and marketable securities, determining optimal cash balances using the Baumol and Miller-Orr models, inventory management techniques like ABC analysis, EOQ, and JIT, and elements of an effective credit policy for accounts receivable management.
Chapter 14 Capital Structure and Leverage version1Mikee Bylss
This document covers capital structure and leverage. It discusses the differences between book value, market value, and target capital structures. It also explains business risk versus financial risk and how debt financing can affect both. The optimal capital structure balances the positive effects of increased earnings per share from using debt against the negative effects of increased risk for stockholders. Finally, the document discusses different theories about capital structure, including the trade-off theory and signaling theory.
This document summarizes key concepts related to current liabilities, including accounts payable, accruals, and short-term bank loans. It discusses how firms can manage accounts payable by stretching payment periods to lower financing costs. It also explains how firms should analyze credit terms, comparing cash discount costs to alternative borrowing rates. Short-term bank loans are presented as a major source of unsecured financing, with details on fixed vs floating rates and methods for computing interest expenses.
This document provides an overview of financial markets and institutions. It discusses how the household and business sectors interact and how financial intermediaries help allocate capital between savers and investors. Financial markets facilitate the transfer of savings, provide pricing information, and bring liquidity. Different types of financial markets include money markets, capital markets, primary markets, and secondary markets. The document also outlines various financial institutions like investment banks, commercial banks, and mutual funds that operate within these markets. It explains how taking out a loan from a bank creates new money in the economy beyond what is held in reserves. Finally, it briefly mentions physical and over-the-counter stock exchanges.
The document discusses the time value of money and is a seatwork assignment from a COAT3 class at the University of St. La Salle dated August 19, 2016. It likely contains questions, problems, or exercises for students to work through related to financial concepts such as present and future value, interest rates, inflation, and discount rates.
This document discusses the time value of money and various time value of money concepts. It covers calculating the future and present value of single amounts, annuities, perpetuities, and mixed streams of cash flows. It also discusses how compounding interest more frequently than annually increases the effective annual interest rate. The learning goals are to understand these time value of money concepts and calculations.
This chapter discusses the relationship between risk and return for both individual assets and portfolios of assets. It defines risk as the chance of financial loss and explains that higher risk assets generally provide higher expected returns. The chapter covers measuring the expected return, standard deviation, and coefficient of variation of individual assets. It then explains how forming a portfolio of assets can reduce overall risk through diversification. The chapter discusses how the correlation between asset returns impacts the risk reduction from diversification. It also addresses how adding more assets to a portfolio continues to reduce non-market or unique risk.
A feasibility study systematically investigates the viability of a proposed business activity by measuring its potential profitability and assessing viability in all key areas. The study requires careful, scientific planning to independently examine technical, financial, economic, and scheduling aspects so that findings from one area support others. A good feasibility study is comprehensive, objective, simple, and reliable in determining if a project will be viable and profitable not just in the short-term but over its entire lifespan.
This document discusses various cash, inventory, and accounts receivable management techniques. It begins by outlining cash management, inventory management, and accounts receivable management. It then provides details on managing cash and marketable securities, determining optimal cash balances using the Baumol and Miller-Orr models, inventory management techniques like ABC analysis, EOQ, and JIT, and elements of an effective credit policy for accounts receivable management.
Chapter 14 Capital Structure and Leverage version1Mikee Bylss
This document covers capital structure and leverage. It discusses the differences between book value, market value, and target capital structures. It also explains business risk versus financial risk and how debt financing can affect both. The optimal capital structure balances the positive effects of increased earnings per share from using debt against the negative effects of increased risk for stockholders. Finally, the document discusses different theories about capital structure, including the trade-off theory and signaling theory.
This document summarizes key concepts related to current liabilities, including accounts payable, accruals, and short-term bank loans. It discusses how firms can manage accounts payable by stretching payment periods to lower financing costs. It also explains how firms should analyze credit terms, comparing cash discount costs to alternative borrowing rates. Short-term bank loans are presented as a major source of unsecured financing, with details on fixed vs floating rates and methods for computing interest expenses.
This document provides an overview of financial markets and institutions. It discusses how the household and business sectors interact and how financial intermediaries help allocate capital between savers and investors. Financial markets facilitate the transfer of savings, provide pricing information, and bring liquidity. Different types of financial markets include money markets, capital markets, primary markets, and secondary markets. The document also outlines various financial institutions like investment banks, commercial banks, and mutual funds that operate within these markets. It explains how taking out a loan from a bank creates new money in the economy beyond what is held in reserves. Finally, it briefly mentions physical and over-the-counter stock exchanges.
Module 5 - Long-term Construction ContractsMikee Bylss
1) The document defines construction contracts and discusses how to account for revenue and costs over time under long-term construction contracts. It describes the percentage-of-completion and cost-recovery (zero-profit) methods.
2) Under the percentage-of-completion method, revenue and costs are recognized each period based on the percentage of the contract completed. Completion is often measured using the cost-to-cost method.
3) The cost-recovery method only recognizes revenue up to the amount of costs incurred, with any profit recognized only after the project is fully complete.
The document provides the point breakdown for an endterm quiz solution including points for line items with balances, a title, totals for different sections, line items without balances, and a heading. The total points possible for the quiz solution is 35 points earned from correctly listing line items, titles, totals, and headings.
This document contains 3 terms related to education: BABA2 refers to a subject or course, ENDTERM signifies the end of a school term, and SEATWORK indicates an assignment done while seated, likely an individual student activity or assignment.
The document discusses an endterm quiz for the course BABA2. In 3 sentences or less, it provides students with notice of an upcoming endterm quiz to assess their learning in the course over the term. The quiz will cover all key concepts from the lectures and readings throughout the semester. Students are expected to study and prepare for the quiz scheduled during the last week of classes.
This document appears to be about an end-of-term assignment related to forecasting for a course called BABA2. The assignment involves forecasting but no other details about the specific requirements or topics are provided in this short text.
Swift Manufacturing is choosing between two asset purchase projects. Project 257 has an expected return of 0.45 and a standard deviation of 0.165. Project 432 has a lower expected return of 0.3 but also a lower standard deviation of 0.106. While Project 257 has a higher expected return, Project 432 is considered less risky because it has a lower coefficient of variation (CV) of 0.3536 compared to Project 257's CV of 0.3675.
This document contains examples of using financial calculators and formulas to calculate present value, future value, interest rates, payment amounts, and other time value of money concepts for various cash flows over time. It shows inputs and outputs for calculations involving simple and compound interest, annuities, perpetuities, and cash flows with non-periodic payments. The examples demonstrate calculations for nominal and effective interest rates as well as adjustments needed for annuity due versus ordinary annuity calculations.
The document is from the University of St. La Salle for the course FIN1 during the 2016-2017 academic year. It appears to be course documentation related to financial topics for an introductory finance course taken at that university and year. The document provides basic identifying information but no other contextual details in the limited text provided.
This document contains financial ratio analyses for a firm compared to industry averages from its annual report.
It provides the calculations and values for key ratios such as current ratio, inventory turnover, days sales outstanding, total asset turnover, profit margin, return on equity, and debt-to-equity. The firm underperforms the industry averages on total asset turnover and return on equity but has a higher profit margin.
The ratios indicate the firm should tighten its credit policies, increase sales or reduce assets to improve total asset turnover, and boost net income relative to its equity and assets to match industry return on equity. Comparisons to 2008 ratios alone could mislead investors if that year saw abnormal growth not sustained in the future.
This document discusses working capital and current asset management. It covers topics such as net working capital, the cash conversion cycle, funding requirements of the cash conversion cycle including permanent vs seasonal needs, strategies for managing the cash conversion cycle such as inventory and receivables management, changing credit standards and terms, and credit monitoring. The document uses examples and diagrams to illustrate key concepts in short-term financial management.
This document provides solutions to 10 financial ratio calculation questions. It walks through the calculations step-by-step for each ratio, such as calculating the components of the current ratio, debt ratio, return on equity, earnings per share, and others. The solutions show how to derive the missing values given the information provided for each ratio.
This document contains 10 multiple choice questions that assess understanding of key financial ratios used to analyze company performance and financial statements. The questions cover calculating values from income statements, balance sheets, and other financial data. Ratios include the current ratio, return on equity, debt ratio, return on assets, market-to-book ratio, and others.
The document discusses calculating financial metrics like sales, operating costs, depreciation, EBIT, interest, EBT, taxes, and net income for a company based on a new sales level of $12,681,482. It estimates operating costs as 55% of sales, depreciation as 10% higher than last year at $880,000, interest as 10% higher than last year at $660,000, taxes at 40% of EBT, and solves for a net income of $2,500,000.
This document contains 7 problems related to financial statements, cash flows, and taxes. Problem 1 involves calculating earnings per share and retained earnings for Philagem, Inc. Problem 2 shows the effect of net income on Conrad Air, Inc.'s balance sheet under different dividend payment and investment scenarios. Problem 3 requires preparing a statement of retained earnings for Cooper Industries, Inc. Problem 4 involves constructing an income statement to achieve a target net income given changes to sales and expenses. Problems 5-7 present multiple choice and free cash flow questions.
Physiology and chemistry of skin and pigmentation, hairs, scalp, lips and nail, Cleansing cream, Lotions, Face powders, Face packs, Lipsticks, Bath products, soaps and baby product,
Preparation and standardization of the following : Tonic, Bleaches, Dentifrices and Mouth washes & Tooth Pastes, Cosmetics for Nails.
Module 5 - Long-term Construction ContractsMikee Bylss
1) The document defines construction contracts and discusses how to account for revenue and costs over time under long-term construction contracts. It describes the percentage-of-completion and cost-recovery (zero-profit) methods.
2) Under the percentage-of-completion method, revenue and costs are recognized each period based on the percentage of the contract completed. Completion is often measured using the cost-to-cost method.
3) The cost-recovery method only recognizes revenue up to the amount of costs incurred, with any profit recognized only after the project is fully complete.
The document provides the point breakdown for an endterm quiz solution including points for line items with balances, a title, totals for different sections, line items without balances, and a heading. The total points possible for the quiz solution is 35 points earned from correctly listing line items, titles, totals, and headings.
This document contains 3 terms related to education: BABA2 refers to a subject or course, ENDTERM signifies the end of a school term, and SEATWORK indicates an assignment done while seated, likely an individual student activity or assignment.
The document discusses an endterm quiz for the course BABA2. In 3 sentences or less, it provides students with notice of an upcoming endterm quiz to assess their learning in the course over the term. The quiz will cover all key concepts from the lectures and readings throughout the semester. Students are expected to study and prepare for the quiz scheduled during the last week of classes.
This document appears to be about an end-of-term assignment related to forecasting for a course called BABA2. The assignment involves forecasting but no other details about the specific requirements or topics are provided in this short text.
Swift Manufacturing is choosing between two asset purchase projects. Project 257 has an expected return of 0.45 and a standard deviation of 0.165. Project 432 has a lower expected return of 0.3 but also a lower standard deviation of 0.106. While Project 257 has a higher expected return, Project 432 is considered less risky because it has a lower coefficient of variation (CV) of 0.3536 compared to Project 257's CV of 0.3675.
This document contains examples of using financial calculators and formulas to calculate present value, future value, interest rates, payment amounts, and other time value of money concepts for various cash flows over time. It shows inputs and outputs for calculations involving simple and compound interest, annuities, perpetuities, and cash flows with non-periodic payments. The examples demonstrate calculations for nominal and effective interest rates as well as adjustments needed for annuity due versus ordinary annuity calculations.
The document is from the University of St. La Salle for the course FIN1 during the 2016-2017 academic year. It appears to be course documentation related to financial topics for an introductory finance course taken at that university and year. The document provides basic identifying information but no other contextual details in the limited text provided.
This document contains financial ratio analyses for a firm compared to industry averages from its annual report.
It provides the calculations and values for key ratios such as current ratio, inventory turnover, days sales outstanding, total asset turnover, profit margin, return on equity, and debt-to-equity. The firm underperforms the industry averages on total asset turnover and return on equity but has a higher profit margin.
The ratios indicate the firm should tighten its credit policies, increase sales or reduce assets to improve total asset turnover, and boost net income relative to its equity and assets to match industry return on equity. Comparisons to 2008 ratios alone could mislead investors if that year saw abnormal growth not sustained in the future.
This document discusses working capital and current asset management. It covers topics such as net working capital, the cash conversion cycle, funding requirements of the cash conversion cycle including permanent vs seasonal needs, strategies for managing the cash conversion cycle such as inventory and receivables management, changing credit standards and terms, and credit monitoring. The document uses examples and diagrams to illustrate key concepts in short-term financial management.
This document provides solutions to 10 financial ratio calculation questions. It walks through the calculations step-by-step for each ratio, such as calculating the components of the current ratio, debt ratio, return on equity, earnings per share, and others. The solutions show how to derive the missing values given the information provided for each ratio.
This document contains 10 multiple choice questions that assess understanding of key financial ratios used to analyze company performance and financial statements. The questions cover calculating values from income statements, balance sheets, and other financial data. Ratios include the current ratio, return on equity, debt ratio, return on assets, market-to-book ratio, and others.
The document discusses calculating financial metrics like sales, operating costs, depreciation, EBIT, interest, EBT, taxes, and net income for a company based on a new sales level of $12,681,482. It estimates operating costs as 55% of sales, depreciation as 10% higher than last year at $880,000, interest as 10% higher than last year at $660,000, taxes at 40% of EBT, and solves for a net income of $2,500,000.
This document contains 7 problems related to financial statements, cash flows, and taxes. Problem 1 involves calculating earnings per share and retained earnings for Philagem, Inc. Problem 2 shows the effect of net income on Conrad Air, Inc.'s balance sheet under different dividend payment and investment scenarios. Problem 3 requires preparing a statement of retained earnings for Cooper Industries, Inc. Problem 4 involves constructing an income statement to achieve a target net income given changes to sales and expenses. Problems 5-7 present multiple choice and free cash flow questions.
Physiology and chemistry of skin and pigmentation, hairs, scalp, lips and nail, Cleansing cream, Lotions, Face powders, Face packs, Lipsticks, Bath products, soaps and baby product,
Preparation and standardization of the following : Tonic, Bleaches, Dentifrices and Mouth washes & Tooth Pastes, Cosmetics for Nails.
A workshop hosted by the South African Journal of Science aimed at postgraduate students and early career researchers with little or no experience in writing and publishing journal articles.
How to Fix the Import Error in the Odoo 17Celine George
An import error occurs when a program fails to import a module or library, disrupting its execution. In languages like Python, this issue arises when the specified module cannot be found or accessed, hindering the program's functionality. Resolving import errors is crucial for maintaining smooth software operation and uninterrupted development processes.
Introduction to AI for Nonprofits with Tapp NetworkTechSoup
Dive into the world of AI! Experts Jon Hill and Tareq Monaur will guide you through AI's role in enhancing nonprofit websites and basic marketing strategies, making it easy to understand and apply.
Strategies for Effective Upskilling is a presentation by Chinwendu Peace in a Your Skill Boost Masterclass organisation by the Excellence Foundation for South Sudan on 08th and 09th June 2024 from 1 PM to 3 PM on each day.
Assessment and Planning in Educational technology.pptxKavitha Krishnan
In an education system, it is understood that assessment is only for the students, but on the other hand, the Assessment of teachers is also an important aspect of the education system that ensures teachers are providing high-quality instruction to students. The assessment process can be used to provide feedback and support for professional development, to inform decisions about teacher retention or promotion, or to evaluate teacher effectiveness for accountability purposes.
Main Java[All of the Base Concepts}.docxadhitya5119
This is part 1 of my Java Learning Journey. This Contains Custom methods, classes, constructors, packages, multithreading , try- catch block, finally block and more.