The document summarizes an article written by K.P. Raman Pillai about an incident involving an insurance company. According to Pillai's account, the insurance company denied a claim made by a policyholder despite him paying his premiums. This led to criticism of the company for their unfair practices towards policyholders. The document also discusses the insurance sector in India and allegations of exploitation that were common at the time.

1. t{]w-N-μv
in-c- n-se In-co-Sw
Xn-c-°-Ym-Ir-Øp-°ƒ kw-hn-[m-b-I-m-Ip-∂-Xn-
p ]n-d-In¬ A-h-K-W--bp-sS-bpw
Nq-j-W-Øn-s‚-bpw H-cp ITn--ap-Jw
Iq-Sn-bp-s≠-∂p sX-fn-bn-°p-∂p
kn-‘p tem-ln-X-Zm-kn-s‚ kv-a-c-W-Iƒ
""In-co-S-Øn-s‚ 125˛mw Zn-h-kw B-tLm-jw tIm-gn-t°m-´v -S-°p-∂p. kv-s]-
j¬ A-hm¿-Up-Iƒ m-ep-t]¿-°v sIm-Sp-Øp ˛ an-I-® -S≥, an-I-® kw-hn-[m-
b-I≥, s{]m-Uyq-k¿, hn-X-c-Ww ˛ C-ß-s m-ep-t]¿-°v I-√p-sh-® H-cp In-co-
S-Øn-s‚ in-ev-]w. ]-t£, I-Y-bpw Xn-c-°-Y-bpw kw-`m-j-W-hpw F-gp-Xn-b
kn‘p tem-ln-X-Zmkv Bƒ-°v in-ev-]w C-√m-bn-cp-∂p. A-∂v km-dv H-Øn-cn th-Z-n-®p. ]-t£, C-s∂-
n-°v tXm-∂p-∂p B In-co-Sw A-h-cp-sS-sbm-s° A-e-am-c-bn-em-Wv. ]-t£, km-
dn-t‚-Xv in-c- n-epw.'' ˛ kn-‘p tem-ln-X-Zm-kv
a -e-bm-f-kn-n-a-bn¬ F-gp-Øp-Im-cp-sS ]-Z-hn-°v t-cn-´ X-I¿-®-bm-tWm
A-h-sc h-f-sc s]-s´-∂p-X-s∂ kw-hn-[m-b-I-cm-Im≥ t{]-cn-∏n-°p-∂-
Xv? ^n-enw C≥-U-kv-{Sn-bn¬ n¬-°p-tºmƒ A-Xn--I-Øv-n-∂pw t-cn-
Sp-∂ Xn-‡m-p-`-h-߃ ]-e-cpw Xp-d-∂p-]-d-bm-dn-√. F-∂m¬ "A-®-Sn-°-cp-Xv' F-
∂ A-`y¿-Y--tbm-sS a-e-bm-f-kn-n-a-bn-se F-gp-Øp-Im¿-°v ]-d-bm-p-≈ A-h-
K-W--bp-sS-bpw Nq-j-W-Øn-s‚-bp-sam-s° I-Y-Iƒ n-c-h-[n-bm-Wv.
tem-ln-X-Zm-kv H-cn-°-epw X-n-°v t-cn-´ Xn-‡m-p-`-h-߃ ]-d-™v sh-dp-
sX-bn-cp-∂n-´n-√. H-cp t]m-cm-fn-sb-t∏m-se kw-hn-[m-b-I-m-bn kz-bw sX-fn-bn-
°p-I-bpw a-e-bm-fn-°v F-∂pw Hm¿-°m≥ H-cp "`q-X-°-Æm-Sn' ¬-Ip-I-bpw sN-bv-
Xp. F-∂m¬ Hcp F-gp-Øp-Im-c-s-∂ n-e-bv-°v tem-ln-bp-sS h-c-hv Ip-dn-®n-´ "X-
n-bm-h¿-Ø-'Øn-v tem-ln-°v e-`n-® {]-Xn-^-ew 5000 cq-]-bp-sS h-≠n-s®-°-S-
°w 10,000 cq-]-bm-bn-cp-∂p F-∂v kn-‘p tem-ln-X-Zm-kv sh-fn-s∏-Sp-Øp-tºmƒ
a-e-bm-f N-e-®n-{X-tem-Iw B Nq-j-W-Øn-s‚ B-g-a-dn-™v -Sp-ßn-t∏m-tI-≠-
tem-ln-X-Zmkv Xm-Wv. 1987˛¬ H-cp ap-Jy-[m-cm-kn-n-a-bn¬ H-cp kq-∏¿-Xm-c-Nn-{X-Øn-v F-gp-Øp-
Im-c≥ hm-ßn-bn-cp-∂ Xp-I-bp-am-bn Xm-c-X-ay-s∏-Sp-Øp-tºm-gm-Wv C-Xn-s‚ `o-I-
c-X sh-fn-s∏-Sp-I.
]n-∂o-Sv "In-co-S'Øn-se-Øn-b-t∏m-gpw tem-ln-X-Zm-kn-s-t∏m-ep-≈ H-sc-gp-
Øp-Im-c-s "In-co-Sw' ¬-In B-Z-cn-°m≥ hn-´p-t]m-Ip-∂-Xpw bm-Zr-—n-I-am-bn I-
W-°m-°m-m-hn-√. Xm-c-ß-fn¬-n-∂v kq-∏¿-Xm-c-߃ n¿-an-°-s∏-´-tXm-sS-X-
s∂ F-gp-Øp-Im-c-s‚ hn-e C-Sn-™n-´p-≠v. A-Xv C-∂v ]p-d-Øp-]-d-bm≥ sIm-≈m-
Ø-h-Æw A-m-im-ky-{]-h-W-X-I-fm¬ n-d-™n-´p-≠v.
h-≠n-s®-°p-Iƒ, I-Y kw-hn-[m-b-I≥-X-s∂ A-Sn-®p-am-‰¬, Xn-c-°-Ym-Ir-
Øn-s‚ t]-cv ]p-d-Øp-]-d-bm-Xn-cn-°¬, H-cp ss]-k t]m-epw ¬-Im-sX F-gp-Xn-
∏n-°¬, ]-c-ky-ß-fn¬ s{I-Un-‰v _m-jv-]o-I-cn-°¬ Xp-S-ßn Nq-j-W-Øn-s‚ ]p-
Xn-b ap-J-߃ hf¿-Øns°m-≠n-cn-°p-I-bm-Wv C≥-U-kv-{Sn. am-Iv-S-bpw s^-^v-
I-bp-am-bn a-e-bm-f-kn-n-a-bn-se km-t¶-Xn-I-{]-h¿-Ø-I-cp-sS kw-L-S- ]n-f¿-
∂v -in-®p-Xp-S-ßn-b-tXm-sS F-√m cw-K-Øpw C-t∏mƒ H-cp hy-h-ÿ-bp-an-√m-Ø-
n-e-bn-te-°v Im-cy-߃ ]-Xn-®p-sIm-≠n-cn-°p-I-bm-Wv. tem-ln-X-Zm-kn-s‚ a-c-
Ww hn-im-e-am-b A¿-Y-Øn¬ -Ωp-sS N-e-®n-{X kw-hn-[m--ß-fp-sS n-jvTp-c-
o-Xn-I-fm¬ -S-Ø-s∏-´ H-cp sIm-e-]m-X-Iw Iq-Sn-bm-bn-cp-∂p F-∂ n-K-a--Øn-
te-°m-Wv kn-‘p tem-ln-X-Zm-kn-s‚ kv-a-c-W-Iƒ hm-bn-°p-tºmƒ -ap-°v F-
Øn-t®-tc-≠-Xm-bn h-cn-I.
Feedback: prempchand@gmail.com
Printed and Published by M.J.Vijaya Padman for The Mathrubhumi Printing & Publishing Company Limited, Kozhikode at The Mathrubhumi M.M. Press,
Cherootty Road, Kozhikode-673 001. Managing Editor: P.V.Chandran, Editor: K.K.Sreedharan Nair (Editor responsible for selection of contents under PRB Act).