Hector Rodriguez Answer template 1. Topic selection (from a list of choices in the course): College Dept. 2. One source from the Excelsior College Library on your topic: · Title: Casualties of college debt: What data shows and Experts say about Who Defaults and why · Date: 2018 · Author: Bonamici, Suzann · URL for the source: https://bit.ly/2WsUSpn Example of APA format: Bonamici, Suzanne. July 24, 2018. “Bonamici Plays Key Role in Plan to Improve Student Loan System, Increase Higher Education Affordability, and Access." https://bit.ly/2WsUSpn; Andrew Kreighbaum. December 21, 2018. “Senate Passes Bill to Streamline FAFSA.” Inside Higher Ed. https://bit. ly/2SGZkQm. 3. At least three interesting or troubling facts about the topic (in your own words) that come from your source listed above: a. The government is the main stakeholder in securing the future of students. Every year, millions of students are sponsored to ensure that they pursue their tertiary education. b. Although there are many loan defaulters after college, it is not their wish to remain in that situation, but the prolonged expenses of homeownership and minimal retirement savings are the key aspects of every situation. c. Although there are new policies regarding student loans, including reduced interest rates, there is still a long way to go to ensure that the students do not dig up into bad debts in the pursuit of higher education. 4. At least three questions you have about this topic and how it might impact the future of our society: a. Who is delinquent but not yet in default? b. What will happen to future defaulters? c. What is the role of the government in preventing emotional and financial challenges to students in the future? d. How much will education change in the next century? e. What are the roles of other financial hardships? 5. A short paragraph (approx. 200–250 words) reflecting on this process. Consider the following as you reflect: Why did you choose this topic? Do you think you have any biases toward a particular perspective on it? How will you try to minimize your own preferences as you conduct research? Did you find it challenging to find a source or come up with facts and questions about your topic or to think about how this topic relates to the future? I chose casualties of college debt because there are many graduates suffering both financially and emotionally with this debt because of their education out there. Even though the effects of college debt vary depending on the country of residence, the impacts always have the same weight on graduates. I do not think I have any bias in the points of view about the topic. As a student, I know what it means to have a student loan to pursue higher education. Although the money is intended to give the students school fees and upkeep, the process of repayment is not often favorable. The economy and the job market are not agreeable to graduates at any point. As I conduct my research on the topic, I will mi ...