Healthy Advantage Rewards is a new wellness product offered to employers through Security Health Plan. Visit www.securityhealth.org/healthyrewards for more information.

1. Healthy Advantage Rewards

3. Healthy Advantage Rewards Overview Employee completes specific healthy activity Employee receives funding to use for paying for the deductible and/or coinsurance portions of their out-of-pocket health insurance costs Employer incents specific healthy activities for their employees (Security Health Plan members) through a health reimbursement arrangement (HRA)

6. Flexibility 1. Choose which incentives to offer (List may be expanded as new administrative capabilities become available.) Annual mammogram Incentive Fasting blood sugar (glucose) screening Cholesterol screening Annual preventive service exam Participation in a disease management program Flu vaccination Non-tobacco user or completion of the Wisconsin Tobacco Quit Line Life Focus health risk assessment

10. Pilot Group 772% net increase 152% net increase 23% net increase

16. Cost Savings Without Healthy Advantage Rewards Employer A- $250 deductible Employees 25 Premium PEPM $ 880 (PEPM=per employee, per month) Monthly premium $ 22,000 Annual premium $ 264,000 With Healthy Advantage Rewards-scenario 1 Employer A- $1250 HDHP deductible Employees 25 Premium PEPM $ 720 Monthly premium $ 18,000 Annual premium $ 216,000 Premium savings per year: $48,000 $625 HRA incentive account/subscriber: $15,625 HRA set-up fee ($3.25/ee- $90 min) $ 90 HRA account fee from DBS ($4.35): $ 1,305 Total incentive account cost: $17,020 Total potential savings after maximum incentive account funding: $30,980 With Healthy Advantage Rewards-scenario 2 Employer A- $1000 deductible, $25 office visit copay Employees 25 Premium PEPM $ 800 Monthly premium $ 20,000 Annual premium $ 240,000 Premium savings per year: $ 24,000 $500 HRA incentive account/subscriber: $12,500 HRA set-up fee (3.25/ee-$90 min) $ 90 HRA account fee from DBS ($4.35): $ 1,305 Total incentive account cost: $13,895 Total potential savings after maximum incentive account funding: $10,105

18. Advantage for Members