The Covenant Care program offers an alternative to traditional employer-sponsored health insurance that focuses on managing real healthcare costs and risk factors. It provides integrated wellness programs, biometric screenings, and incentives to encourage healthy behaviors and reduce costs driven by lifestyle-related conditions. Case studies show the program helped organizations reduce claims costs by up to 62% while improving employee health outcomes. The program offers a capped risk alternative that provides downside protection similar to fully insured plans while allowing benefits customization and potential upside savings like self-funded plans.