1. Graph-Based Methods for the Representation and Analysis of Business Workflows Amitava Bagchi Indian Institute of Management Calcutta

6. Loan Appraisal: Business Process Example

9. Workflow Instance 1

10. Workflow Instance 2

11. Workflow Instance 3

18. Metagraph for Loan Evaluation Process Account Data (AC) Applicant Data (APD) Credit Rating (CR) Property Data (PD) Comparables Data (CD) Appr .Value (AV) Loan Amt . (LA) Bank’s Portfolio (BP) Loan Risk (LR) Marg . Bad Risk (MR) Loan Approved (YES) Bad Risk (BR) Loan Rejection (NO) Accept Risk (AR) Risk Exposure (RE) e 2 C a l c u l a t e A p p r a i s e d V a l u e o f P r o p e r t y e 5 C a l c u l a t e a n e w L o a n A m o u n t e 6 C a l c u l a t e B a n k ’ s R i s k E x p o s u r e e 8 M a r g i n a l R i s k A s s e s s m e n t e 1 0 B a d R i s k A s s e s s m e n t e 7 A c c e p t a b l e R i s k A s s e s s m e n t e 9 A p p r o v e t h e L o a n e 1 1 R e j e c t t h e L o a n A p p l i c a i t o n e 1 Calculate Credit Rating e 4 Calculate Loan Risk