Consumer Reap the Rewards of Prepaid Gift CardsFirst Data
Michael Hursta, VP of Prepaid, at First Data shares his insights into the gift card industry and where it's heading as consumers search for mobile options.
Gift Cards, Vouchers and Digital Gift Cards: UK and USA trendsettersHeather Wagstaff
A presentation by Andrew Johnson, CEO National Gift Card Corp, Europe, at the 6th International Gift Card and Couponing Summit in Frankfurt (September 2015).
This presentation highlights how GCP helps retailers grow their B2B channel programs with gift cards. Companies purchase gift cards from our brands for their loyalty programs, corporate gifts, sales incentives, health & wellness incentives and fundraising.
Many UK retailers are beginning to experience the positive impact on their bottom line of signing up to open loop, multi-store prepaid gift card schemes, allowing consumers the opportunity to redeem their gift in a huge variety of stores nationwide.
This report explores the tangible benefits for retailers of signing up to a multi-store gift card scheme.
La presentazione del Dott. Mario Bini e della Dott.ssa Virginia Vassallo affronta il tema della digitalizzazione nel mercato Business-to-business, con un focus sull’e-commerce utilizzato per l’export.
Consumer Reap the Rewards of Prepaid Gift CardsFirst Data
Michael Hursta, VP of Prepaid, at First Data shares his insights into the gift card industry and where it's heading as consumers search for mobile options.
Gift Cards, Vouchers and Digital Gift Cards: UK and USA trendsettersHeather Wagstaff
A presentation by Andrew Johnson, CEO National Gift Card Corp, Europe, at the 6th International Gift Card and Couponing Summit in Frankfurt (September 2015).
This presentation highlights how GCP helps retailers grow their B2B channel programs with gift cards. Companies purchase gift cards from our brands for their loyalty programs, corporate gifts, sales incentives, health & wellness incentives and fundraising.
Many UK retailers are beginning to experience the positive impact on their bottom line of signing up to open loop, multi-store prepaid gift card schemes, allowing consumers the opportunity to redeem their gift in a huge variety of stores nationwide.
This report explores the tangible benefits for retailers of signing up to a multi-store gift card scheme.
La presentazione del Dott. Mario Bini e della Dott.ssa Virginia Vassallo affronta il tema della digitalizzazione nel mercato Business-to-business, con un focus sull’e-commerce utilizzato per l’export.
The IPM's Head of Insight, Paul Godwin, explores further fast.MAP's research into consumer attitudes towards promotional marketing - and why marketers should avoid just sticking to coupons and price discounts
The connected shopper. Fallacy fad or reality?Simon Etchells
Does the connected shopper really exist? Is ominchannel a trend or the future?
As the line between physical and digital begins to blur, what is the role, relevance and importance of the various channels in “omni channel”? With examples, case studies and insights I explore what the connected shopper paradigm means for now and the future.
Báo cáo 2020 Audience Insights for B2B Marketing là những số liệu chi tiết về xu hướng sử dụng các phương tiện truyền thông (media) từ hơn 11 triệu người ra quyết định dựa trên 20 ngành công nghiệp khác nhau.
The Agile Marketer's Guide to Mobile CouponsFunMobility
Give your competitors "Coupon Envy."
In 1887, Coca-Cola released the world's first ever coupon — a simple piece of paper with a printed offer. But that was a loooooong time ago.
Nowadays, there are an endless variety of cool new tools and tactics marketers can use to:
Dramatically Increase Sales
Protection against Coupon Fraud
Collect bigger & better Business Intelligence
Expand your Email/SMS Audience
This eBook provides real-world case studies and best practices for accomplishing all of this and more. Learn how top CPG brands, retailers, and QSR restaurants are winning the mobile coupon arms race, with engaging, interactive, & personalized coupons designed for a modern, mobile audience.
Includes mobile coupon campaign results from FunMobility clients including: Papa Murphy's Pizza, Ace Hardware, and Carol's Daughter.
Driving Sales without Discounting; Card-Linked OffersCartera Commerce
Held on May 24th, this webinar titled, "Card-Linked Offers; Driving Sales without Discounting" was presented by Madeline Aufseeser of Aite Group and Kevin McCarthy from Cartera Commerce. This webinar was available through Multichannel Merchant and Chief Marketer, and highlights card-linked offers, the industry's response to this emerging approach to in-store engagement, as well as sharing customer case studies.
Rewards and benefits can be used to not only increase brand loyalty and encourage repeat custom, but also to inspire action. This is not limited to the workplace.
Consumer-facing businesses around the UK are increasingly making use of rewards and incentives to win their custom.
Here at One4all Rewards, inspiring action through rewards and gifts is our business, and as such we wanted to investigate just how many businesses are now making use of this form of marketing and how consumers really respond to it.
We have commissioned a survey of 1,004 British consumers to lift the lid on B2C incentive marketing.
We hope you find the results insightful.
It’s time to start developing a robust e-commerce marketing strategy to sustain in this rapidly growing e-commerce landscape. As a matter of fact, this huge market attracts different kind of brands which will make the competition tougher.
Store Financial's overview. This covers who we are, what we do, where we operate, and how we get it done. It also contains key facts about Store Financial and how we are an innovator of electronic card payments
The IPM's Head of Insight, Paul Godwin, explores further fast.MAP's research into consumer attitudes towards promotional marketing - and why marketers should avoid just sticking to coupons and price discounts
The connected shopper. Fallacy fad or reality?Simon Etchells
Does the connected shopper really exist? Is ominchannel a trend or the future?
As the line between physical and digital begins to blur, what is the role, relevance and importance of the various channels in “omni channel”? With examples, case studies and insights I explore what the connected shopper paradigm means for now and the future.
Báo cáo 2020 Audience Insights for B2B Marketing là những số liệu chi tiết về xu hướng sử dụng các phương tiện truyền thông (media) từ hơn 11 triệu người ra quyết định dựa trên 20 ngành công nghiệp khác nhau.
The Agile Marketer's Guide to Mobile CouponsFunMobility
Give your competitors "Coupon Envy."
In 1887, Coca-Cola released the world's first ever coupon — a simple piece of paper with a printed offer. But that was a loooooong time ago.
Nowadays, there are an endless variety of cool new tools and tactics marketers can use to:
Dramatically Increase Sales
Protection against Coupon Fraud
Collect bigger & better Business Intelligence
Expand your Email/SMS Audience
This eBook provides real-world case studies and best practices for accomplishing all of this and more. Learn how top CPG brands, retailers, and QSR restaurants are winning the mobile coupon arms race, with engaging, interactive, & personalized coupons designed for a modern, mobile audience.
Includes mobile coupon campaign results from FunMobility clients including: Papa Murphy's Pizza, Ace Hardware, and Carol's Daughter.
Driving Sales without Discounting; Card-Linked OffersCartera Commerce
Held on May 24th, this webinar titled, "Card-Linked Offers; Driving Sales without Discounting" was presented by Madeline Aufseeser of Aite Group and Kevin McCarthy from Cartera Commerce. This webinar was available through Multichannel Merchant and Chief Marketer, and highlights card-linked offers, the industry's response to this emerging approach to in-store engagement, as well as sharing customer case studies.
Rewards and benefits can be used to not only increase brand loyalty and encourage repeat custom, but also to inspire action. This is not limited to the workplace.
Consumer-facing businesses around the UK are increasingly making use of rewards and incentives to win their custom.
Here at One4all Rewards, inspiring action through rewards and gifts is our business, and as such we wanted to investigate just how many businesses are now making use of this form of marketing and how consumers really respond to it.
We have commissioned a survey of 1,004 British consumers to lift the lid on B2C incentive marketing.
We hope you find the results insightful.
It’s time to start developing a robust e-commerce marketing strategy to sustain in this rapidly growing e-commerce landscape. As a matter of fact, this huge market attracts different kind of brands which will make the competition tougher.
Store Financial's overview. This covers who we are, what we do, where we operate, and how we get it done. It also contains key facts about Store Financial and how we are an innovator of electronic card payments
If you want to improve your chances of winning a DMA Award this year you should not miss this fun and engaging event. Our awards experts will talk with you in small groups and will cover everything from presenting your creative work to the categories you should be entering.
Online Fraud: What’s Your Fraud Prevention Strategy?Vesta Corporation
View this slideshow to better understand the risks for merchants selling goods online. The purchase of digital goods is on the rise putting retailers and merchants at a greater risk for fraud. There is limited time to assess the risk of virtual purchases which requires a complex fraud management system. The three fraud management options include: In-house, Third Party Services, or Complete Outsourcing. Developing a fraud management strategy begins with an assessment of your current program, the development of a plan, and the evaluation of your institution’s ability to execute the plan.
Download “A Merchant’s Guide to Successfully Selling Digital Goods” to learn more about the operational risks of fast fraud: http://info.trustvesta.com/digitalgoods
Selling SaaS or Whitelabel gifting app and portal suitable for large retailers who want to implement gifting to drive traffic to stores or in customer support. Also suitable for launch in for example India where several companies have asked us to launch. Ready to integrate with gifting code/redeem partners in 150 countries.
To get the card, you must fill out a form with user data. When you make purchases on the card and load, data can marry buyer to the goods or services purchased. Thus, through data mining or statistical processes may merely analyze the behavior of different customer segments (age, sex, place of residence, etc.).
The card companies, in addition to their usual loyalty customers get data on market segmentation, useful for their advertising campaigns and sales promotion.
http://fotosnipe.co.uk/loyaltycards
Digital Retail Africa 2023 hosted by IT News Africa - Alastair Tempest speaks about New Markets for South African Online Merchants and the Need to Build Trust at the Digital Retail Africa 2023 conference. #retailtech #ecommerce #customerexperience #onlineshopping #SouthAfrican #onlinemerchants
Digital Donations Technologies Investor DeckKeith Orlean
Innovation creates opportunity. The GIV Ecosystem is one of the most compelling and unique opportunities to emerge in the nonprofit industry today, creating a unique chance for early stage investors. With mass market appeal for charities, donors and merchants and lead by 79 million millennials who now outnumber baby boomers your timing could not be better. Your investment will help seed the future of giving.
This presentation provides an overview of the emerging markets for digital coupons in the supermarket and grocery retail channels. It also covers the clearing and reimbursement model for digital coupons.
3.0 Project 2_ Developing My Brand Identity Kit.pptxtanyjahb
A personal brand exploration presentation summarizes an individual's unique qualities and goals, covering strengths, values, passions, and target audience. It helps individuals understand what makes them stand out, their desired image, and how they aim to achieve it.
RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...BBPMedia1
Marvin neemt je in deze presentatie mee in de voordelen van non-endemic advertising op retail media netwerken. Hij brengt ook de uitdagingen in beeld die de markt op dit moment heeft op het gebied van retail media voor niet-leveranciers.
Retail media wordt gezien als het nieuwe advertising-medium en ook mediabureaus richten massaal retail media-afdelingen op. Merken die niet in de betreffende winkel liggen staan ook nog niet in de rij om op de retail media netwerken te adverteren. Marvin belicht de uitdagingen die er zijn om echt aansluiting te vinden op die markt van non-endemic advertising.
What is the TDS Return Filing Due Date for FY 2024-25.pdfseoforlegalpillers
It is crucial for the taxpayers to understand about the TDS Return Filing Due Date, so that they can fulfill your TDS obligations efficiently. Taxpayers can avoid penalties by sticking to the deadlines and by accurate filing of TDS. Timely filing of TDS will make sure about the availability of tax credits. You can also seek the professional guidance of experts like Legal Pillers for timely filing of the TDS Return.
The key differences between the MDR and IVDR in the EUAllensmith572606
In the European Union (EU), two significant regulations have been introduced to enhance the safety and effectiveness of medical devices – the In Vitro Diagnostic Regulation (IVDR) and the Medical Device Regulation (MDR).
https://mavenprofserv.com/comparison-and-highlighting-of-the-key-differences-between-the-mdr-and-ivdr-in-the-eu/
Discover the innovative and creative projects that highlight my journey throu...dylandmeas
Discover the innovative and creative projects that highlight my journey through Full Sail University. Below, you’ll find a collection of my work showcasing my skills and expertise in digital marketing, event planning, and media production.
The world of search engine optimization (SEO) is buzzing with discussions after Google confirmed that around 2,500 leaked internal documents related to its Search feature are indeed authentic. The revelation has sparked significant concerns within the SEO community. The leaked documents were initially reported by SEO experts Rand Fishkin and Mike King, igniting widespread analysis and discourse. For More Info:- https://news.arihantwebtech.com/search-disrupted-googles-leaked-documents-rock-the-seo-world/
Premium MEAN Stack Development Solutions for Modern BusinessesSynapseIndia
Stay ahead of the curve with our premium MEAN Stack Development Solutions. Our expert developers utilize MongoDB, Express.js, AngularJS, and Node.js to create modern and responsive web applications. Trust us for cutting-edge solutions that drive your business growth and success.
Know more: https://www.synapseindia.com/technology/mean-stack-development-company.html
At Techbox Square, in Singapore, we're not just creative web designers and developers, we're the driving force behind your brand identity. Contact us today.
Buy Verified PayPal Account | Buy Google 5 Star Reviewsusawebmarket
Buy Verified PayPal Account
Looking to buy verified PayPal accounts? Discover 7 expert tips for safely purchasing a verified PayPal account in 2024. Ensure security and reliability for your transactions.
PayPal Services Features-
🟢 Email Access
🟢 Bank Added
🟢 Card Verified
🟢 Full SSN Provided
🟢 Phone Number Access
🟢 Driving License Copy
🟢 Fasted Delivery
Client Satisfaction is Our First priority. Our services is very appropriate to buy. We assume that the first-rate way to purchase our offerings is to order on the website. If you have any worry in our cooperation usually You can order us on Skype or Telegram.
24/7 Hours Reply/Please Contact
usawebmarketEmail: support@usawebmarket.com
Skype: usawebmarket
Telegram: @usawebmarket
WhatsApp: +1(218) 203-5951
USA WEB MARKET is the Best Verified PayPal, Payoneer, Cash App, Skrill, Neteller, Stripe Account and SEO, SMM Service provider.100%Satisfection granted.100% replacement Granted.
3. • Over 15 years’ experience
• Started ‘voucher’ career at Virgin Group
• Former Director General, UK Gift Card & Voucher
Association
• Worked on gift card, voucher and digital
programmes for the likes of Starbucks, Primark,
TK Maxx, National Trust, Argos
Andrew has been a
judge on various
awards including the
Paybefore Awards
USA & Europe
For 10 years Andrew
owned his own gift
card consultancy
practice
Andrew’s ‘worst’ gift
card moment was a
live interview on the
BBC consumer
programme,
‘Watchdog’
In 2015 Andrew was
awarded the
UKGCVA ‘Hall of
Fame’ Award
Why me?
4. • National Gift Card Corporation (NGC) originated
in Chicago in 2004
• One of the leading US agencies providing gift
card solutions
• Branches in Canada and Europe
• NGC created ngcEurope in September 2014
• NGC offers products and services to clients
across the world
In November 2014
ngc USA loaded its
one billionth dollar
onto a gift card
ngcEurope launched
its first end to end
digital gift card in
November 2014 for
The National Trust
ngc USA currently
offers over 130
Digital Gifts, with
more added every
month
Over 60 European
incentive agents
work with ngcEurope
5. White-Label Gift Card, Voucher
& Digital Solutions for Brands
Providing one or more of these services
• Sales & marketing of your branded gift cards
& digital to businesses on your behalf -
representation
• Creation and management of the branded
gift card website for B2B and / or B2C sales
• B2B fulfilment of gift cards & digital
• B2C fulfilment of gift cards & digital
• Customised, detailed finance and sales
reporting
A One-Stop Shop for a
Range of Gift Cards & Digital
Codes
7. Products
• Gift Vouchers and Gift Cards
• Retailers / issuers own gift cards or vouchers.
• Tender Types (pre paid cards)
• Many of the incentive agencies now offer their own card and gift voucher, examples include the
p&mm Spree card and the Grass Roots Pure card along with the Grass Roots Bonus Bond
(voucher) and the Edenred Capital Bond (voucher). These are redeemable at a number
retailers and are accepted by retailers as a tender type and are recorded as such through EPOS
systems. A number of new opportunities are emerging in this prepaid card sector. This type of
prepaid card are likely to be utilised by loyalty scheme providers (particularly in the finance
sector) over the coming years. Cards will use ‘ride the rails’ of Visa or MasterCard.
• E-vouchers & M-vouchers
• Emerging as the next big innovation in the industry, e-vouchers available to download from
websites and m-vouchers which are delivered via mobile phones either through SMS, MMS or
applications for iPhones and Android handsets. In the USA the surge in mobile vouchers has
been driven via consumers, in the UK it is the B2B sector that is the catalyst for growth.
7
8. Closed loop gift cards,
vouchers & digital
2015
Approx. revenues:
USA $313bn
UK £5.4bn
12. Web Sales
15% increase in
sales of plastic gift
cards or vouchers
via a website first
half 2015
Online gift card
sales remain strong
but real divergence
into digital means
online becomes
essential
13. Gift Card Malls
22% increase in
sales of plastic gift
cards via gift card
malls first half 2015
Mall sales starting to
plateau with ‘near
saturation’ of market
14. Paper v Plastic v
Digital
Real move to digital,
virtually no paper
16. £2.2bn B2B opportunity
According to the UK Gift Card & Voucher
Association (UKGCVA) in 2014 the UK
market for gift cards and gift vouchers was
worth £5.4bn. 50% of this revenue was gift
cards and vouchers sold to companies for
business use including staff motivation,
employee benefits, consumer loyalty reward
programmes, insurance replacement and
Christmas savings clubs.
The chart shows the industry percentage breakdowns by sector
of the business to business sales.
IM – Incentive & Motivation (staff)
SP – Sales Promotion (consumers)
SD – Staff Discounts & Affinity Groups
Flex – Flexible Benefits
IR – Insurance Replacement
Save – Christmas Savings Club
LV – Legislative Vouchers
Industry%
IM
SP
SD
Flex
IR
Save
LV
Source: UKGCVA
21. Distributers
B2B Incentive Agents Fulfilment Agents Gift Card Malls
Summary Offer range of incentive and
motivational services for
employees and consumers
Dedicated fulfilment services
for gift cards, vouchers &
digital
Range of gift cards sold
in store and on line on
retailers
Key Benefits to
clients
• Manage the whole end to end
programme from design to
execution
• Gift cards only small part of
their offering
• Hold stock of cards and
codes so no need for
client to hold stock
• Systems and processes
for easy distribution
• Dedicated services
• API to API services for
greater efficiencies
• Gives great choice to
customers
• Revenue generation
for host retailer
• Usually managed by
third party who take
care of end to end
process
Examples Grassroots
Edenred
BI Worldwide
NGC
SVM
Voucher Express
Blackhawk
InComm
ePay
22. Distributers
B2B Incentive Agents Fulfilment Agents Gift Card Malls
Commercial
Model
• Make money from the full
range of services they offer
• Gift cards are almost a ‘sell
through’ – if they can make
margin they will but generally
commercial model is based on
management fees from clients
• Make money from charging
delivery and management
fees
• Buying from retailers at a
discount or commission and
reselling at high price is
essential part of model
• Make money from
charging commissions
to those cards sold on
the malls
• Additional revenues
from marketing fees etc
Opportunities
& Risks
• Potential to drive significant
volumes
• May offer their own multi-
choice product either as an
exchange model or full open or
restricted loop programme
• In this service orientated
world easy way for retailers,
agents and corporates to take
advantage of dedicated
systems and processes
• Need to drive volume to make
money as low margins
• Diversification into new
sectors such as B2B
offering fulfilment
services from their
range of gift card stocks
• Too greater range of
services offered
• Saturation of the GCM
sector in some countries
Personal
Future
Predictions
• Will continue to grow,
globalisation of employee
based schemes potential
opportunity for international
expansion
• Real scope for world wide
distribution, particularly digital
• Greater diversification
and consolidation in this
sector
• Greatest scope for
offering worldwide
services from one
supplier
Key Trends
23. Distributers
B2B Incentive Agents Fulfilment Agents Gift Card Malls
Commercial
Model
• Make money from the full
range of services they offer
• Gift cards are almost a ‘sell
through’ – if they can make
margin they will but generally
commercial model is based on
management fees from clients
• Make money from charging
delivery and management
fees
• Buying from retailers at a
discount or commission and
reselling at high price is
essential part of model
• Make money from
charging commissions
to those cards sold on
the malls
• Additional revenues
from marketing fees etc
Opportunities
& Risks
• Potential to drive significant
volumes
• May offer their own multi-
choice product either as an
exchange model or full open or
restricted loop programme
• In this service orientated
world easy way for retailers,
agents and corporates to take
advantage of dedicated
systems and processes
• Need to drive volume to make
money as low margins
• Diversification into new
sectors such as B2B
offering fulfilment
services from their
range of gift card stocks
• Too greater range of
services offered
• Saturation of the GCM
sector in some countries
Personal
Future
Predictions
• Will continue to grow,
globalisation of employee
based schemes potential
opportunity for international
expansion
• Real scope for world wide
distribution, particularly digital
• Greater diversification
and consolidation in this
sector
• Greatest scope for
offering worldwide
services from one
supplier
Key Trends
European Trend Difference!
Cost plus models, very
little discounting or
commission
24. Diversification
The paper voucher becomes the gift card, becomes the digital
code and opens up opportunities for non-traditional high street
retailers
25. A One-Stop Shop for a
Range of Gift Cards & Digital
Codes
Restaurants
Entertainment
Online only
stores
Experiences/
Days Out
Holidays &
Travel
Gift Cards are no longer exclusive
to high street retailers
26. Inhibitors – negative trends!
Lots of opportunities in the gift card market – life is good then?
27. Inhibitors – negative trends!
Regulation
• VAT
• Payment
Services &
Emoney Directive
• Local regulation
• Escheatment
• Frank Dobson
• State Regulation
28. Inhibitors – negative trends!
Culture
• Diverse gift
giving trends
• Slow progress of
digital
• Awareness of
environmental
issues re plastic
• Much more open
to cash based
gifts
• Digital adoption
high
• Little regard for
environmental
issues
29. Inhibitors – negative trends!
Gift Card Exchange
• Several entrants
to the UK market
but, to date, most
have failed
• Retailers see
exchange sites
as negative to
their brand
• Exchange sites
accepted as part
of overall offering
• Some retailers
embracing the
trend and supply
additional stock –
just another sales
channel
30. Inhibitors – negative trends!
Mobile
• 96% of digital
vouchers printed
to take to store
• Feel the trophy
value of a printed
piece of paper
• Retailers’ tills
cannot accept
mobile
redemption
• Mobile more
readily available
• Retailers’ tills still
inhibitor
• More open to
hand keying
numbers
32. Innovation
• New technology brings new
opportunities
• Innovation in service and
delivery
• Payment innovation create grey
lines between open & closed
loop, gifting & payments
• No longer just for the high street
retailer
• Be innovative in commercial
models – margins are tight!
Consolidation
• The world is shrinking, great
opportunities for global services
and offers
• Making money is a challenge in
gift cards, margins are tight,
need volume sales
• Third parties moving in to
capture gift card mall, B2B and
exchange opportunities
• Regulation cannot be ignored,
EU or US wide
33. Thank You
Andrew Johnson
CEO
NGC Corp Group Europe Limited
(NGC Europe)
Tel: 01344 987907
Mob: 07904 994104
Email: andrewj@ngc-group.co.uk
NGC Corp Group Europe Ltd, 2 The Braccans, London Road, Bracknell, Berkshire, RG12 2XH