Financial aid comes in the form of grants, scholarships, work-study programs, and loans to help students pay for the difference between college costs and a family's ability to contribute. Different types of aid include need-based aid determined by the FAFSA, merit-based aid based on academics, athletics or talents, and loans that require repayment. The expected family contribution is calculated through the FAFSA and considers a family's income and assets to determine what they are expected to pay toward college costs. A financial aid package may include various grants, scholarships, and loans to cover a student's total costs of attendance.

2. FINANCIAL AID An Overview

4. STUDENTS

21. HOW EFC FORMULA WORKS 42K 30K 20K 12K

24. A SAMPLE FINANCIAL AID PACKAGE